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Killexams : SUN Certified plan - BingNews Search results Killexams : SUN Certified plan - BingNews Killexams : Certified Farm Succession Coordinator Training now offered virtually

The Certified Farm Succession Coordinator Training originally set as an in-person training has switched to a virtual format Aug. 29-30 and Sept. 13.

The training provides the opportunity for individuals to become a certified farm succession coordinator. It is hosted by the University of Wisconsin’s Center for Dairy Profitability, in collaboration with the International Farm Transition Network (IFTN) and North Dakota State University Extension.

The virtual training will take place from 9 a.m. to noon and 1 p.m. to 4 p.m. each day. Participants must attend all three days to be eligible for certification. Registration is required by Aug. 18.

Attorneys, accountants, lenders, Extension educators, financial advisers, farm/ranch mediators and any individuals who want to specialize in farm succession planning are welcome to participate. This training is approved for 14.75 ND CLE credits plus 2.0 ND Ethics credit for a total of 16.75 ND CLE credits through the North Dakota Commission for Continuing Legal Education.

“The economic future of our nation’s agriculture depends on the next generation’s ability to access land and business assets,” says Carrie Johnson, NDSU Extension assistant director for family and community wellness. “Many farm and ranch operators are realizing the importance of creating a succession plan. Agriculture service professionals who work with these farms and ranches are recognizing that it takes more than a business structure or an estate plan to get those assets transferred to the next generation of managers. Succession planning also includes management transfer, inheritance issues and (surprise!) humans with emotions.”

This training will offer:

  • Insight on the barriers to farm succession.
  • Strategies on working with families as they navigate farm succession.
  • Facilitation tools to guide the process.
  • Opportunities to consider real-life examples of farm succession case studies.

Instructors for this training are Kiley Fleming, executive director of the Iowa Mediation Service, and Joy Kirkpatrick, a farm succession specialist with the University of Wisconsin’s Center for Dairy Profitability. Fleming and Kirkpatrick have been instructors for this training since its inception in 2012. They offer over 35 years of combined succession planning experience to the training.
Registration fees are $950 per person. A discount of $50 per person is available for organizations registering three or more individuals in the same purchase. The fee includes a 2022-2023 International Farm Transition Network membership. For more information or to register, visit .

For more information, contact Kirkpatrick at or 608-263-3485.

Sat, 06 Aug 2022 00:55:00 -0500 en text/html
Killexams : Best SPF sun creams for your face that protect and moisturise


After a long, drawn-out winter in lockdown, summer is finally here.

Whether you are a sun worshipper, shade hogger or outdoor adventurer, we cannot stress enough the importance of adding sunscreen to your warm weather plans this summer and beyond.

A reliable sun cream should be one of the most important items on your holiday checklist - no matter if you’re basking in the British sunshine on a staycation or jetting off to far flung destinations (here’s hoping!).

While coating our complexions in lotions and potions up during the summer has been stressed since we were children, it should play a staple part in your skincare regime come rain or shine.

Apply half a teaspoon each day to supply your skin sufficient coverage from harmful UVA and UVB rays as well as blue light that can cause premature skin ageing, hyperpigmentation, and uneven skin tones.

Dr Thivi Maruthappu Consultant Dermatologist at The Skin Health Alliance explains, “UV light is the number one cause of fine lines and wrinkles and so it makes total sense why we recommend wearing factor 30 SPF on a daily basis, even if you are spending time indoors as the light still passes through window glass. Think of it as part of your regular morning routine, like brushing your teeth.”

Gone are the days in which sun creams are sticky, chalky and laborious. Innovation in suncare protection has come on leaps and bounds with second skin-like formulas that feel lightweight and don’t leave residue or a white cast – so you can focus on what really matters; sun, sea and sangria.

We have tried and tested the best SPFs for your face with high-factor protection and quick and easy absorption.

Supergoop! Glowscreen SPF 30

Direct from the US, Supergoop has hit British shores with a bang. The suncare label is beloved by editors and dermatologists alike for the ease that it brings to the application process. From the Unseen Sunscreen and the Everyday Lotion, to the latest launch, Glowscreen, the products are efficacious and absorb quickly and seamlessly into the skin. This is not suncream as you’ve previously known it - it’s non-comedogenic, can be used on all skin tones and doubles up as a primer. Glowscreen gets our top pick for the dewy finish that the pearlescent formula provides. A hit of hydration, a natural glow (that’s not oily, sticky or greasy) and SPF 30 - what could be better? It’s also reef-safe and cruelty-free.

Buy now £32.00, Cult Beauty

Ultra Violette Queen Screen Luminising Sun Serum SPF 50+

As the clever name suggests, sun protection is this Aussie brand’s bread and butter. Referred to as ‘skinscreen’ by its adoring fans, the products combine suncare with a host of powerhouse ingredients that will delight skincare lovers. There are mineral, chemical and even an SPF lip balm to choose from. For the Luminising Sun Serum, the formula contains a huge radiance boost from the vitamin C-rich kakadu plum that is found in the label’s native country and is said to have 50 times more of the glow-getting ingredient than an orange. The silky serum texture absorbs seamlessly into the skin and can be layered up with ease. It has broad spectrum and blue light protection with SPF50. Bonus points go to the very lightly scented lovely rose aroma.

Buy now £36.00, Space NK

La Roche-Posay Anthelios UVMune400 Invisible Fluid spf50+

The clue is in the name, this sun cream glides seamlessly on for a second skin-like feel. It is ideal for blemish prone skin due to the minimalistic formula, free from unnecessary and harmful chemicals. The product absorbs quickly without leaving white marks, stains or a greasy, oily residue behind. The lightweight formula is designed for sensitive skin and so will not cause irritation but instead will soothe as it shields.

The brand describes this product as the advanced protection against those harmful ageing UV filters that can cause a loss of elasticity and damage to the collagen structures.

Buy now £13.50, Boots

Kiehl’s Ultra Light Daily UV Defense Aqua Gel SPF 50 PA++++

Kiehl’s has always excelled in the suncare category, and their latest gel formula is their lightest, most comfortable yet. Ideal for normal to oily skin types, this effortlessly glides onto skin and absorbs quickly, without feeling greasy or leaving a white cast in its wake. As well as UVA and UVB rays, it also protects against pollution, and has a non-shine finish ideal for everyday wear.

Buy now £30.00, Kiehl’s

Dr Barbara Sturm Sun Drops SPF50

Don’t be put off by the eye-watering price tag. If you’ll pay up for your favourite skincare brands, you should be doing the same for your everyday SPF - otherwise, what is the point in the former? For those with blemish-prone or easily sensitive skin, Dr Barbara Sturm has created the now iconic Sun Drops to protect you from the harmful rays of the sun, while not aggravating your concerns. The formula is packed with vitamin E and cassine extract that encourage cell regeneration as well as glycerine and arginine that have hydrating effects and will protect against free radical damage respectively. It also feels lightweight so can be used as the last step in your skincare regime, combined with your moisturiser or be placed under makeup without skin feeling overloaded.

Buy now £110.00, Space NK

Clinique Mineral Sunscreen Fluid for Face SPF30

This mineral sun cream from Clinique is great for those who find traditional chemical suncare irritating - literally and in terms of their often cumbersome textures. It is an oil-free formula that uses titanium dioxide and zinc oxide to deflect the sun rays as they reach you (chemical sun creams absorb the rays). The product itself is extremely lightweight and melts into the skin on application without leaving a white cast behind. It dries quickly and then you can apply makeup on top with no issues of flaking or clumping.

Buy now £20.70, lookfantastic

Coola Full Spectrum 360 Sun Silk Drops Organic Face Sunscreen SPF 30

Coola is beloved by the suncream community for its natural and organic-based suncare. We are huge fans of the Pina Colada scented products but for face, the label excels in its Sun Silk Drops that live up to the name with its smooth, luxurious texture. Feel-good, do-good, the formula will protect against UV rays, infrared and blue light, harnessing the power of 70 per cent certified organic ingredients. No sticky or tacky residue here, its super lightweight and gives a very welcomed luminous finish.

Buy now £44.00, Cult Beauty

Dr Dennis Gross Dark Spot Sun Defense Broad Spectrum SPF 50

Dermatologist Dr Dennis Gross knows a thing or two about skin ageing. While protecting against UV rays that can cause premature ageing, Sun Defense is also reversing signs of previous damage - it’s the total package. Sunscreen and skincare in one, it has a broad spectrum high SPF50, while also treating skin to a combination of nourishing and hydrating ingredients. This includes three forms of vitamin C, vitamin E and melatonin complex that acts as anti-ageing cream by giving your skin a boost of elasticity and brightening dark spots.

Buy now £44.00, Selfridges

REN Clean Screen Mineral Sun Cream SPF 30

Mineral sunscreens (as opposed to chemical sunscreens) are so often associated with thick formulas and white residues that they were shunned for years. However, with our growing concern for the oceans, brands are starting to bring back reef-safe mineral SPFs but in a new, modern way. This one is a great example; it protects effectively, is safe to wear in the oceans without harming our eco-system, and it absolutely doesn’t leave any product behind.

Buy now £33.00, REN Clean Skincare

The INKEY List SPF30 Sunscreen 100% Mineral UV Filters 50ml

For a no-fuss, no-frills approach to skincare, look no further than The Inkey List and its range of products that do exactly what they say on the tin. Straightforward and efficacious, this 100 per cent mineral product gives UVA and UVB protection, while also being vegan, cruelty-free, reef-safe and free from any fragrance. The product can be used on all skin types including those with sensitive skin and is non-comedogenic so works for blemish-prone too. The combination on zinc oxide with the added bonus of Shea butter ensures that while it’s defending you complexion from free radicals that it’s nourishing it at the same time.

Buy now £14.99, Cult Beauty

Caudalie Anti-Wrinkle Face Suncare SPF50

Applying this cream from Caudalie feels like a luxurious treat. Gone are the days when SPF was an arduous chore, this suncare product makes light work of the application process. The formula is made up of the French label’s signature ingredient - organic grape water - to soothe skin. It will sit undetected under your makeup but still packs a powerful protective punch, shielding from UVA and UVB rays. It’s not sticky on the skin and is free from any nasties and so, it’s non-toxic to marine life. The product has a beautiful but subtle floral fragrance.

Buy now £20.00, Space NK

NUXE Sun High Protection Fondant Cream for Face SPF 50

Sun worshippers, you’re in for a treat with Nuxe. This SPF for the face is formulated with the Kau Pe sun flower to support skin’s resilience and prevent you from overheating. This is combined with the hydrating benefits of water hyacinth that results in solid sun protection that will not add to your skin concerns. The product gives a natural glow to the skin and even works to minimise the appearance of dark spots.

Buy now £15.60, lookfantastic

Beauty Pie Super Healthy Skin Ultralight UVA/UVB SPF25

When it comes to skincare, Beauty Pie really can do no wrong, so it comes as no surprise that their SPF is of impeccable quality. While it’s a targeted SPF, the formula feels much more like a smoothing, velvety moisturiser or luxurious makeup primer, meaning you no longer have to apply three products in a row if you reach for this. It’s also loaded with ‘it’ hydrating ingredient hyaluronic acid.

Buy now £11.26, Beauty Pie

SkinCeuticals Sheer Mineral UV Defense SPF 50

A mineral sunscreen that is best used after a good shake, this lotion is so lightweight it’s practically undetectable when applied. The pleasant texture and skin-friendly ingredients mean this is ideal for any skin type, even the highly sensitive. It’s water-resistant, has excellent high protection, and is matte in finish, making it a great all-rounder.

Buy now £34.99, Face The Future

Jurlique UV Defence High Protection Lotion SPF 50

If you don’t like the standard scent of sunscreen, this oil-free formula from Jurlique is exactly what you need. Famed for their botanical-based skincare, much of which is rose imbued, the cult Aussie brand’s high protection SPF smells incredible and also doubles as an effective primer. There is no white cast and the slight shine dissolves nicely within a few minutes. Reapply every two to three hours if you are planning on a long day of direct sunshine or simply add to your morning makeup routine as a crucial first step. It is pricey for the amount you get (50ml), but it does stretch well and should see you through at least half of the summer with continued use.

Buy now £30.40, Jurlique

Aesop Protective Facial Lotion SPF25

When Aesop first introduced this product into their range several years ago, they couldn’t keep it from flying off the shelves. The chic-looking tube houses a light, velvety lotion that sinks in with ease and won’t feel heavy over moisturiser. And with a matte finish, this works wonderfully prior to makeup application, especially if you have an oilier complexion.

Buy now £43.00, Aesop

Glossier Invisible Shield Daily sunscreen SPF 30

A fuss-free formula developed for Glossier’s legions of fuss-free fans who just want simple, easy-to-wear protection. The product has a water-gel formula that’s transparent, meaning it won’t leave any visible, unwanted residue. With an SPF 30, this is a great non-detectable option to apply before makeup application every morning.

Buy now £20.00, Glossier

Summer Fridays ShadeDrops Broad Spectrum SPF 30

The suncream space is constantly innovating and brands like Summer Fridays are making it easier than ever to apply - so you have no excuse not to be wearing SPF every single day.

This mineral formulation has been created to be so lightweight that it washes over the skin in much of the same way as a serum. No casts, pilling or balling up, it sits nicely onto the complexion, nourishing with the combination of vitamins, antioxidants and chamomile (known for its soothing benefits), while also protecting against UVA/UVB rays.

Buy now £35.00, Cult Beauty

Malin + Goetz SPF 30 Sunscreen High Protection

Malin + Goetz’s foray into sunscreen has resulted in a mineral formulation that glides onto the skin with ease. No need to waste precious minutes of your life trying to rub in thick laborious consistencies when you have this lightweight, non-greasy SPF 30 on your side. It works double duty to bring hydration to your complexion at the same time as well as shielding against UV rays and external aggressors.

Buy now £32.00, Cult Beauty


From the crop above, it is clear that suncare has come a long way from the white, sticky textures of time gone by. For everyday use, Supergoop! Glowscreen SPF 30 has revolutionised the game. It deflects UV rays, won’t clog pores, doesn’t feel greasy and that luminescent finish is unrivalled. Honourable mention also goes to Ultra Violette and its range of luxurious protective products that make daily application a breeze.

Sun, 07 Aug 2022 22:26:00 -0500 en-CA text/html Killexams : Why Having a Personalized Diet Plan Necessary For Your Weight Loss Journey? Answers Dietitian Tanvee Tutlani

When it comes to losing weight, we try everything under the sun to be in shape. Taking suggestions from friends, watching tons of videos, and memorizing magazines, we try to incorporate every step mentioned in every source in our weight loss plan. But at the end of all this hard work, skipping your favorite meals, you hardly to get see any positive result.

And that’s why consulting a dietitian and having a personalized diet plan is extremely necessary if you truly wish to lose weight. Tanvee Tutlani is a certified dietitian and nutritionist who is on a mission to change people’s lives in a healthy way. She firmly believes lifestyle changes can make a huge difference in achieving your weight loss goals. Also, Tanvee’s mantra is “eating right, and eating smart”. You still can be the fittest version of yourself without compromising on your favorite foods. 

Here’s why you must have a personalized diet plan for your weight loss journey

1.    Customized as per your lifestyle

A personalized diet plan fits into your lifestyle and schedule. You will not have to take out extra time from your busy schedule to make those special recipes for yourself. A dietitian helps to make the correct diet chart knowing your lifestyle habits and routines. So, it becomes easier for you to follow, and you see the results quicker. 

2.    Food as per your body type and preference

Everyone is different and everyone requires a different diet plan. Following blindly someone else’s diet will never help in your weight loss journey. A dietitian does thorough research on your body type, what kind of food suits you, and what will work for your body. Also, they keep in mind your food preferences while making the diet plan, so you don’t feel forced to follow it. A customized diet plan will solely work for your body type. 

3.    Quicker results

When you start feeding your body the right food, and the right nutrition, it also starts reacting positively. Since a customized diet plan includes all necessary nutrition as per your body type and preference, your body responds much better. So, your weight loss journey becomes more pleasurable as you get to see results really quick. 

4.    Improvement in your overall health

Weight loss is a journey and during this process, once you adopt healthy dietary habits for yourself, it improves your overall lifestyle. Since these personalized diet plans are sustainable easy to follow and more effective on the body, you see a significant change in your health. Getting your customized plan helps in the long run as it makes you healthier physically and mentally. 

Now is the time to avoid listening to anything and everything that everyone says about your weight loss journey. Remember the journey is yours and hence you need a diet plan which is unique only to you. 



Tue, 26 Jul 2022 13:11:00 -0500 en text/html
Killexams : Mayor's cabinet approves sustainable procurement plan

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Any company seeking to work with the City of Winnipeg will have to prove how it will benefit the broader community, following a vote by the executive policy committee.

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On Wednesday, EPC unanimously approved a Sustainable Procurement Action Plan. This plan is aimed at ensuring the city enters agreements with suppliers that are aimed at fostering healthy and vibrant communities, according to a city report.

For instance, when the city buys coffee for its food services areas, it could add organic or locally roasted coffees to the mix of coffees offered or only carry beans that have a recognized sustainability certification. When evaluating bids from suppliers, the city would look at how effectively suppliers were able to deliver on sustainability opportunities.

This could also mean that when buying promotion items, prioritizing purchases from Indigenous businesses or from social enterprises that provide employment for people facing barriers.

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For construction projects, it could mean that bid documents include a question about whether a company uses an internal or external organization’s construction employment-training program that recruits workers from target groups.

“It maintains fair, open, and transparent bidding, while addressing both the sustainability factors for a specific good or service as well as the operational practices of suppliers along the supply chain,” a city report reads.

Mayor Brian Bowman says this is a “really progressive move” by the city.

“I don’t begrudge this, but we’re always constrained by some of the trade agreements and things like that,” he told reporters Wednesday. “And so I think our civic officials have demonstrated their ability to be innovative within the legal constraints that they have.”

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The plan is set to be phased in over the next three years.

More money for North End Sewage treatment plant

EPC voted in favour of approving a $6.5 million budget increase for the North End Sewage Treatment Plant.

The funds will allow for the project to meet revised provincial licensing requirements for phosphorous removal. Coun. Brian Mayes (St. Vital) who serves as chair of the city’s water and waste committee said the money is well spent.

Peebles joins mayoral race

Winnipeg’s wide-open mayoral race has grown to 12 candidates as Jessica Peebles registered on Wednesday.

Peebles joins Chris Clacio, Rana Bokhari, Scott Gillingham, Shaun Loney, Robert-Falcon Oullette, Jenny Motkaluk, Desmond Thomas, Don Woodstock, Glen Murray, Idris Ademuyiwa Adelakun and Rick Shone as candidates for mayor in the Oct. 26 municipal election.

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Wed, 13 Jul 2022 11:43:00 -0500 en-CA text/html
Killexams : Neighborhood Sun Releases 2021 Impact Report Demonstrating Massive Growth And Extended Reach Benefitting More Communities Across The U.S.

(MENAFN- News Direct)

Silver Spring, MD | July 14, 2022 08:45 AM Eastern Daylight Time

 Neighborhood Sun , a community solar company making affordable solar accessible to all through its advanced community solar software platform, Sun Engine ™, recently published its 2021 Impact Report , highlighting a year of massive growth and positive environmental impact for the company.

This growth is fueling the expansion of clean energy access to include the estimated 80% of Americans who can't put solar on their roof, especially low-income households who have been forced to bear the largest health and financial burdens caused by fossil fuel pollution, despite having the smallest carbon footprints.

Community solar breaks all the barriers to traditional solar, allowing anyone with an electricity bill to enjoy the benefits of access to clean energy, such as cleaner air and cheaper electricity bills. The community solar market is doubling on average year-over-year, according to the National Renewable Energy Laboratory. In 2021, Neighborhood Sun increased its kilowatts of clean energy under management by 550%, meaning more clean energy on the grid to displace fossil fuels and more clean energy savings in people's pockets.

Despite needing savings the most, the 44% of American households that qualify as Low- and Moderate-Income (LMI) have historically been the last to access clean energy savings. Neighborhood Sun is working to change that.

To date, Neighborhood Sun has saved its customers, 18% of whom have been LMI, over $383K in electricity bill savings. In 2021, Neighborhood Sun increased the percentage of its customers who qualify as LMI by 195% compared to the year before and announced the nation's largest community solar project dedicated 100% to LMI residents, the Oaks Landfill Community Solar Farm . Moving forward, the company plans to continue increasing the percentage of LMI customers it serves and advocating for policies that support the LMI community.

“Since our founding in 2016, Neighborhood Sun has worked to serve people and the planet by making clean, affordable energy accessible to all — not just the select few,” said Gary Skulnik , Neighborhood Sun's CEO and Founder.“We've grown so much since we started as a small business in Silver Spring, Maryland, but one thing will never change. We're here to build a solar community — not just a business. We're driven by our passion for the community solar model, which is essential to ensuring an equitable clean energy transition.”

Neighborhood Sun's impactful growth in 2021 was primarily fueled by its highly experienced team and successful WeFunder round. The company launched a second WeFunder round this year that individuals and businesses can invest in through the end of July.

Neighborhood Sun officially merged with Astral Power in 2021, doubling its team and giving the company a strong foothold in New York, community solar's largest and fastest-growing market. In 2022, the combined teams will manage more than 130 megawatts of community solar and virtual net-metered renewable energy projects and customers, enough to power the equivalent of nearly 25,000 homes across the country.

Closing its first WeFunder round in 2021 with a raise of over $1 million allowed Neighborhood Sun to launch Sun Engine ™, the company's fully customizable advanced community solar management platform. Neighborhood Sun white labels Sun Engine ™ to help other providers easily increase community solar access. The company is currently conducting its second WeFunder round , which has already raised over $700K. This round differs in that it's a community round , allowing fans, customers, and everyday people to invest in the hottest sector of the solar market under the same terms venture capitalists and angel investors would be offered, all for a starting at a minimum investment of just $250. Community rounds help to democratize investing so everyone can have the opportunity to invest in a cleaner energy future, not just seasoned investors.

As a result of its positive impact on the environment, Neighborhood Sun was recognized as Best for the World™ 2021 in recognition of its exceptional positive impact in the Environment Category by the global nonprofit B Lab . Best for the World is a distinction granted by B Lab to Certified B Corporations (B Corps) whose Checked B Impact Scores in the five impact areas evaluated in the B Impact Assessment — Community, Customers, Environment, Governance, and Workers — rank in the top 5% of all B Corps in their corresponding size group. Neighborhood Sun's score of 130.5 is the highest in the industry. This year, Neighborhood Sun was awarded the same recognition for its commitment to environmental stewardship , earning the company the title for two years back-to-back.

“Our impact business model incentivizes creating positive social and environmental impact in every aspect of our business, and our B Corp certification ensures we hold ourselves accountable for our impact on both the communities we serve and ourselves,” said Skulnik.“We are honored to be recognized as Best for the World™ for the second year in a row and will continue increasing access to clean, affordable energy through community solar.”

Neighborhood Sun's solar projects have generated over 139 million kilowatt-hours of clean energy to date, preventing 218 million pounds of CO2 from entering the atmosphere (the equivalent of taking 21,281 cars off the road for a year).

Neighborhood Sun's 2021 Impact Report can be downloaded here .

About Neighborhood Sun

Neighborhood Sun is committed to bringing the promise of solar to everyone, not just the select few. The company is a national leader in expanding solar access to underserved communities to address energy equity. Through its SunEngine™ advanced software platform, it offers a flexible, secure and fully transparent platform for solar developers or asset owners, plus a simplified enrollment experience for customers. For more information, go to

Contact Details

Wilkinson + Associates for Neighborhood Sun

Mrs Leah F Wilkinson

+1 703-307-3964


Company Website DOWNLOAD


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Thu, 14 Jul 2022 20:10:00 -0500 Date text/html
Killexams : 15 FUN THINGS TO DO IN KEY LARGO ADVENTURERS WILL LOVE No result found, try new keyword!With state parks, beaches, tours, museums, cruises, and reefs -- there is so much to see and do in the "Dive Capital of the World." Here are 15 fun things to do in Key Largo that you won't want to ... Sun, 07 Aug 2022 03:05:58 -0500 en-us text/html Killexams : New emergency room-urgent care facility to open on Kitsap Way in Bremerton No result found, try new keyword!The new Bremerton facility, which will open adjacent to VMFH’s Kitsap Way Family Medicine Clinic, will be open 24 hours a day, seven days a week. Sat, 06 Aug 2022 08:33:49 -0500 en-us text/html Killexams : Down to Business: Naperville day care center gives struggling seniors a way to socialize and be active

Business: Naperville Senior Center Adult Day Services

Address: 1504 N. Naper Blvd., Naperville


Phone/website: 630-857-3017,

Owners: Pam and Mike Cooper, both 63, of Naperville


Years in business? 7

What does your business do? “Basically, we take care of folks with adult cognitive or physical challenges who are unable to stay home safely. If they were home alone, they may be wandering or turn on the oven with the pizza box on top of it. They’re just forgetful. It’s either dementia or Parkinson’s or some other form of cognitive or physical challenges. It’s affordable daily adult care,” Mike Cooper said.

What’s the cost? “Up to five hours is $90. The whole day is only $125.”

What are your hours? “7:30 a.m. to 5:30 p.m. weekdays.”

Why do you start this business? “Back in college, my sweetheart Pamela and I started thinking about what we were going to do, maybe marry our careers. She was a physical therapy major and I was a marketing/business major at Northeastern University in Boston.

“Her grandmother lived with her in Connecticut before we knew each other. My grandpa lived with us in Maine before we knew each other. We thought, ‘Know what, grandparents took care of us. Maybe we can take care of them someday. Make their days a little extra happy every day.’”

What are some activities you offer? “We have board games, shuffleboard, a drum set, keyboards. We play balloon volleyball.”

What did you do before? “I was a regional manager for Perdue Chicken and I got recruited by ConAgra to be director of sales for the Butterball Turkey Co. Then, ConAgra got rid of their meat division in 2004. I opened a sales coaching business in 2009.”


Why take this big jump? “We said once our kids get finished with college, we’d do it. ... It was going to be big and lavish, a theater, a chapel, a cafeteria. Then we realized a smaller scale would be better. This (space) had been vacant for years. ... It’s one of those Biblical things. supply it all back. Help other people.”

Why do you enjoy your job? “It doesn’t feel like work. With my wife, we’re 24/7 together. She does the health side. I do the business side. We’ll be married 40 years Oct. 10.”

What about working with clients? “We get to help these folks on the last part of their journey. It’s terrible if they have Alzheimer’s or Parkinson’s. It’s no fun. Our goal is to make sure they age in place, can stay at home as long as possible before they have to go to an institution, and have a place they can socialize.

“Our members harmonize. Sometimes they terrorize and wear neck ties. They immunize. They verbalize. And sometimes they close their eyes. Most importantly, they socialize and exercise.”

Are there perks? “If it’s their birthday, Pam will make them their very own favorite birthday dessert. No matter what it is. Apple pie? I’m sorry. We have to go to Costco because the pie is like the size of Rhode Island and it’s only nine bucks.”

Any negatives? “The COVID thing. We weren’t quite prepared for that. We got shut down March 20 (of 2020) and we opened up the end of June. Then, they closed us down again in November (2020). I started a letter-writing campaign. We were allowed to reopen with guidelines. We had sneeze guards up. Everyone was wearing masks. One phrase I continue to use from President Trump is ‘abundance of caution..’”


Who works here? “Certified nurse assistants. We have a nurse on staff every day for a minimum of five hours.”

What’s it like when someone dies? “It’s horrible. ... I share that God wanted them to come home.”

What challenges do you face? “Getting the word out.”

What do you like about being in Naperville? “It’s a great town. It’s got everything. Great school system.”

Any memorable stories? “One member could barely pick up a basketball. Now he’s making 12 (shots) in a row. He could only do three minutes on the new step bike. Later on, we have to pull him off after 30 minutes. That’s exactly what we’re here for.”

Any plans? “We’d like to put one of these in several locations around the country. It’s a great model. We don’t have any government assistance. It’s all private pay or long-term care insurance.”


What does Pam say? “This population is sorely underserved. A lot of them are sitting home alone, staring at a TV. ... Studies show you can stall the progression of dementia with exercise, socialization. That’s what we’re trying to do here.”

What’s your advice for someone starting a business? “Do it. Stop procrastinating. Procrastinating is a five-syllable word for lazy,” Mike said.

Steve Metsch is a freelance reporter for the Naperville Sun.

Thu, 04 Aug 2022 04:46:00 -0500 en-US text/html
Killexams : Annual city audit shows Chicago on the road to post-pandemic recovery

Four months ago, Mayor Lori Lightfoot declared Chicago was poised for the “best economic recovery of any big city in the nation, bar none,” no matter “what the naysayers claim.”

Now, the mayor has some hard numbers to back up that bold claim, which laid the groundwork for her reelection bid.

The certified annual financial report for 2021 shows Chicago closed the books on 2021 with a total fund balance of $679.1 million, with $318.1 million of that categorized as “unassigned,” meaning it isn’t yet dedicated for a specific expense.

The audit credits two primary factors — revenue streams that had been impacted by the pandemic are starting to recover, and federal COVID relief grants were used to help cover some city expenditures.

In spite of that $319.6 million surge in those impacted revenue streams, described in the audit as “economically sensitive revenues,” the percentage of unassigned revenues “compared to expenditures” remained stable, according to the report.

The rebound was on full display at O’Hare International Airport, where operating revenues rose by $239.5 million — 26.5%.

That was thanks to increased terminal use charges and landing fees of $176.1 million, a $49.2 million increase in concession revenues and a $14.2 million hike in hotel revenues “as the airport started to recover from the pandemic.”

The total number of flights originating at O’Hare or connecting through the airport rose from 15.35 million in 2020 to 26.9 million last year.

In 2019, the last year before the pandemic, that number — the audit calls them “enplanements” — stood at 42.2 million. Total passengers in 2021 were just over 54 million, up from 30.8 million the year before, but a far cry from the 84.6 million in 2019.

Travelers at O’Hare International Airport in April 2021.

Travelers at O’Hare International Airport in April 2021, a year in which the airport saw an increase in traffic after a sharp decline in 2020 during the coronavirus pandemic.

At Midway, total operating revenues rose by $33.1 million, “primarily due to a significant increase in passenger volume, terminal rental revenues and concessions.” Total aircraft operations stood at 185,956. That’s up from 150,198 in 2020 but still way down from the 232,084 in 2019.

Lightfoot is rightfully proud of having “climbed the ramp” to actuarial funding of Chicago’s four city employee pension funds.

But the audit, by the accounting firm of Deloitte & Touche LLP, shows how desperately Chicago still needs a long-term solution to its pension crisis.

That’s even after signing off on Bally’s plan to build a $1.7 billion River West casino — and a temporary casino at Medinah Temple — which is being touted as a $200 million-a-year salvation for police and fire pensions.

The city’s total pension liability stands at $33.6 billion. That’s $700 million higher than at the close of 2019, when the pension liability rose by 5.6%.

The firefighters pension fund remains the worst off of the four, with assets to cover just 20.9% of its liabilities. That’s followed by the Municipal Employees Pension Fund (23.4%), Police (23.5%) and Laborers (45.9%).

With the mayoral election now just over six months away, Lightfoot has made virtually no long-term progress on pensions.

Early on, Lightfoot floated a plan for a state takeover of Chicago’s four city employee pension funds, only to be shot down cold by the governor.

The governor subsequently made Chicago’s pension crisis infinitely worse by ignoring the mayor’s plea to veto a bill boosting pensions for thousands of Chicago firefighters. Lightfoot had argued it would saddle beleaguered city taxpayers with perpetual property tax increases and cripple the pension fund closest to insolvency.

The mayor has also alternately touted a sales tax on services and an increased real estate transfer tax on high-end purchases as a solution to Chicago’s pension crisis, but both plans have gained no traction in Springfield.

As always, the city audit is chock-full of information about Chicago finances and the local economy. Those tidbits include:

• Total long-term obligations stand at $64.4 billion. Annual debt service rose from $688.5 million in 2012 to $1.01 billion last year.

• Chicago completed $240.3 million in infrastructure projects in 2021, including $188.3 million in street construction and resurfacing, $13.5 million in street lighting and mass transit projects, and $38.5 million in bridge and viaduct reconstruction.

• O’Hare added $776.2 million in capital improvements. At Midway, it was $17.1 million.

• Total long-term obligations stood at $64.4 billion. Outstanding general obligation bonds backed by property taxes declined by nearly $1.1 billion in 2021 due to payment on those general obligation bonds and other debt and refinancing of $1.98 billion.

• Chicago police officers made 38,400 “physical arrests” in 2021, down 26.6% from the year before and 57% from 2019. In 2012, there were 145,390 physical arrests.

• Chicago’s $1.6 billion property tax levy — now locked in to annual increases of 5% or the cost of living, whichever is less — nearly doubled between 2012 and 2021.

• Amazon was Chicago’s top employer in 2021, with 27,050 or 2.17 % of the city’s overall workforce. That was followed by: Advocate Aurora Health (25,966); Northwestern Memorial Health (24,053); the University of Chicago (20,781); and Wal-Mart (18,500).

• Chicago firefighters and paramedics responded to 632,745 emergencies last year, a nearly 7% increase from the year before. In 2016, there were 713,492 emergency fire calls.

• Average daily water consumption continued a steady decline — from 640,509 million gallons in 2020 to 595,302 million gallons in 2021. That’s a 7% decline. Even so, gross operating revenues for 2021 rose by $24.9 million thanks largely to a $20 million increase in water rates.

In May, top mayoral aides disclosed Lightfoot’s pre-election budget included a revised, $305.7 million shortfall — $561 million below earlier estimates — thanks to hold-over federal relief funds and an improving economy.

The holdover funds were $152.4 million. The improving revenues accounted for $250 million of that revised figure.

Lightfoot’s $16.7 billion budget sailed through the Council, 35-15, thanks to an avalanche of federal stimulus funds paving the way for an unprecedented 30% increase in city spending.

Lightfoot moved up the budget process by a month to coincide with the unveiling of her plan to spend federal relief funds.

She ended up using 68% of it, or $782.2 million, for revenue replacement.

That freed up the city’s corporate fund to repay a $450 million line of credit used to eliminate a pandemic-induced shortfall and cancel $500 million in refinancing of city debt — sometimes called “scoop-and-toss” borrowing — that would have been necessary without the federal largesse.

Still, she managed to earmark $1.2 billion for new investments by pooling $563 million in federal money with the $660 million that represents the 2022 installment of her capital plan.

Despite the political euphoria that came from having put the budget to bed in record time, Civic Federation President Laurence Msall warned Chicago was hardly out of the woods.

Although the city has started the long road to 90% funding of its pension funds, Msall warned then that there is still no long-term funding source from Springfield. Nor has the General Assembly heeded the Civic Federation’s call for a state constitutional amendment eliminating the pension protection clause going forward.

Msall also remained concerned about the mayor’s continued reliance on one-time revenues, the city’s mountain of debt and about her plan to refinance $1.2 billion more and use $232 million of the savings to bankroll four years of back pay for Chicago police officers.

He was equally concerned about what will happen “when the federal ARP money goes away” — particularly if the $153 million in federal relief reserved for revenue replacement in 2023 is not enough.

“What’s Plan B if the city does not recover at the aggressive and robust growth that the city is hoping for? We need to have a Plan B. Will we try to raise taxes if the economic disruption caused by the pandemic continues? Will we make structural changes? Will we be cutting?” he said.

“In likelihood, it’s going to have to be a combination of all of that. But if we don’t see a return where business travel comes back, where convention attendance [comes] back, the city is going to have a hard time meeting its debt obligations for many of the key investments that those industries support.”

Mon, 01 Aug 2022 12:17:00 -0500 en text/html
Killexams : Illinois star Katelynn Buescher, a Naperville North graduate, makes a save bigger than soccer. ‘To her, there was no other option.’

Katelynn Buescher plans to dedicate her life to helping others.

That’s why Buescher, the 2018 Naperville Sun Girls Soccer Player of the Year who played four years of soccer at Illinois, is training to become a speech pathologist.


But Buescher, a Naperville North graduate, already has made a difference. She was feted as a hero for saving a man’s life last December in Urbana.

“I was driving and I saw police lights ahead and as I was passing, I saw a police officer starting CPR on a man,” Buescher said. “So I pulled over.


“The police officer was alone and he said, ‘There is one more man down here, can you help?’”

Several men had been working on the roof of a building when their ladder tipped backward and touched an electrical wire, electrocuting two and causing them to fall three stories to the ground.

When Buescher, who is CPR certified, checked on the second man, he wasn’t breathing.

“I took his pulse, couldn’t find any, so I started CPR, and then this nurse ran up behind me,” Buescher said. “She couldn’t find a pulse, so we were rotating CPR.

“I heard an ambulance coming after five minutes and I was like, ‘Oh, thank goodness, I’m exhausted.’”

The paramedics assisted the police officer with the first man, so Buescher and the nurse had to continue giving chest compressions to the second victim.

Five minutes later, another ambulance arrived.

“Our CPR was so good that it was pumping enough blood to his brain that he was somewhat conscious,” Buescher said. “While we were working, the EMS put heart-rate monitors on him and it was horrible to see.


“We stopped so they could start working and you could see it flatlining. They had this new automated CPR machine and defibrillator and they shocked him.”

Buescher was scared but remained calm. Another worker, a teenager, was stranded on the roof and yelling in Spanish.

“I minored in Spanish so I helped them communicate with the police officer to figure out what happened,” Buescher said. “I’m pretty proud of how well I did with the Spanish because that’s not the type of thing you learn in class.”

Naperville North coach Steve Goletz also is proud of Buescher, a midfielder who led the Huskies to third place in the state as a senior in 2018.

“Katelynn was always such a natural leader, somebody who always did the right thing, both on the field and off the field,” Goletz said. “That’s a huge credit to her parents and all the people who were lucky enough to be around her when she was younger.

“Obviously, something like that takes a ton of courage. To her, there was no other option. It wasn’t one of those things she did for attention.”


The Urbana Fire Department honored Buescher with a certificate of appreciation at a news conference. She has not met the man she saved.

“I felt bad because I got a lot of publicity from it,” Buescher said. “There was a TV station that wanted me to meet him, but I didn’t feel like that would be respectful.

“But the fire chief said he made a full recovery.”

Buescher played defender for Illinois, recording four assists in 46 appearances despite missing parts of two seasons because of surgeries to repair torn labarums in both hips.

Buescher has opted to play a fifth season as a graduate student at Illinois State, where she will be reunited with former Naperville North teammate Shaina Dudas.


News updates from the Naperville area delivered every Monday and Wednesday

“I wanted to go to a school that had a speech pathology program that was really focused on the client and not necessarily the research,” Buescher said. “There’s not a lot of programs out there that fit what I wanted to do and play soccer as well, and Illinois State has an impressive clinic.”


Buescher eventually wants to work with stroke victims and premature babies.

She feels she was just in the right place at the right time last December, but those who know her weren’t shocked by her actions.

Loyola star Abby Swanson, an aspiring nurse, played with Buescher on the Naperville Soccer Association club team that won a national title in 2018.

“I’m not surprised at all that she saw someone who needed help and she jumped in right away,” Swanson said. “She’s just wired that way.

“She’d be one I would want if I were ever not feeling well or something was going wrong with me.”

Matt Le Cren is a freelance reporter for the Naperville Sun.

Fri, 05 Aug 2022 14:10:00 -0500 en-US text/html
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