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Exam Code: MD0-235 Practice test 2023 by team
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Killexams : McData Implementer test Questions - BingNews Search results Killexams : McData Implementer test Questions - BingNews Killexams : AFCAT Previous Year Question Paper: PDF Download

AFCAT Previous Year Question Paper: Get the direct AFCAT previous year question papers PDF get link on this page. Check the test pattern, test analysis, difficulty level, and other details here

AFCAT Previous Year Question Paper is an important study material to smoothen the preparation. Aspirants preparing for the upcoming test must be well-versed in the AFCAT Previous Year Question Paper. It provides insights into question format, paper structure, and syllabus asked in the exam. The Indian Air Force (IAF) released the official AFCAT notification for 276 vacancies.  The candidates will be selected based on their performance in the Written test and SSB round.

There are various benefits of solving AFCAT question papers to excel in the exam. It allows them to build and preparation approach as per the test format and requirements. The AFCAT previous year's question paper is released within a few days after the test is conducted successfully. 

The test prep team of Jagran Josh has compiled the AFCAT previous year's question papers on this page. This will help the aspirants to analyse their mistakes and Boost their preparation strategy efficiently.

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In this article, we have shared the get link to previous years AFCAT test question papers PDFs along with the latest test pattern.

AFCAT Previous Year Question Paper

Below we have tabulated all the data regarding the AFCAT examination

AFCAT Syllabus 2023 Overview

Exam Conducting Body

Indian Air Force

Exam Name

Air Force Common Admission Test (AFCAT)




AFCAT Syllabus and test Pattern

AFCAT 02/2023 test Date

August 25, 26, 27, 2023

Exam Mode


Marking Scheme

+3, -1

Selection Process

Written Exam, AFSB Test, and Medical Exam

AFCAT Previous Year Question Papers PDF

To fully understand the test and the pattern in which questions have been asked in previous years, candidates must practice questions from the AFCAT previous year's question paper pdf. Additionally, they should solve AFCAT previous year question papers to identify their areas of weakness and focus on improving those areas.

The question AFCAT previous year's paper were reported as moderate according to the test analysis from the previous year. As a result, the 2018 AFCAT test is anticipated to have moderately difficult questions. Thus, practicing the questions from the previous year's AFCAT test would be helpful for preparation.

Also Read, AFCAT Syllabus

AFCAT test Previous Year Question Paper PDF

Aspirants must get the AFCAT previous year's question papers PDF and solve them to gauge their preparation level. By analysing their performance in the past years papers, they will be able to work on their mistakes so they don’t repeat them in the exam. This will boost their confidence, problem-solving skills, and overall preparation level. Get the direct get link of AFCAT previous year question papers PDF tabulated below:

AFCAT previous year question paper

Download PDF

AFCAT Model Question Paper 1

Click Here

AFCAT Model Question Paper 2

Click Here

Benefits of Solving AFCAT test Previous Year Question Papers

There are various benefits of practicing AFCAT previous year question papers as listed below:

  • Candidates should practice AFCAT previous year question paper to assess their preparation. It will help them to analyse their progress, find out their mistakes, and Boost them to obtain favorable results.
  • Solving past year's papers will strengthen the question-solving speed and accuracy and help them build an effective approach to managing time.
  • Solving AFCAT question papers will help them identify weak and strong spots and create a list of important syllabus for the exam.
  • Attempting AFCAT previous year question papers will help you understand the paper structure and types of questions asked in the exam.

How to Attempt AFCAT Previous Year Question Paper?

To practice the AFCAT previous year's question paper correctly, follow the steps listed below:

  • Read the entire AFCAT previous year's question paper carefully.
  • Place a count-down timer to solve the entire question paper in a real-time environment.
  • Solve familiar questions first, then attempt the lengthy ones in the question papers in the AFCAT previous year.
  • After the timer stops, one must stop solving the questions and tally the responses with the answer key to assess your performance and rectify your mistakes.

AFCAT Previous Year Question Papers Analysis

As per the previous year's test analysis, the difficulty level of the AFCAT question paper was easy to moderate. In brief, the difficulty level and number of question of the written test was as follow: English (30, Easy to Moderate), Logical Reasoning (25, Easy to Moderate), Quantitative Aptitude (20, Easy to Moderate), General Knowledge (25, Easy to Moderate).

AFCAT Previous Year Question Paper Pattern

Candidates should check the AFCAT question paper syllabus and test pattern to get an idea of the paper format, section-wise marks weightage and the marking scheme followed by the test authority. Check the pattern of the AFCAT question paper for the written test below:


Number of Questions

Maximum Marks





2 hours

Logical Reasoning



Quantitative Aptitude



General Knowledge






AFCAT Important Topics


Wed, 26 Jul 2023 20:19:00 -0500 text/html
Killexams : Doctoral Candidacy Examination Instructions

All students participating in a Master of Science or Doctor of Philosophy degree program must complete a thesis or dissertation proposal for approval by the members of the student's steering committee. The major professor and each of the graduate steering committee members must approve the proposal using the Graduate School's proposal approval form. MS thesis proposals should generally be completed two semesters prior to defense of the thesis; PhD dissertation proposals must be completed to achieve candidacy (in concert or in parallel with the candidacy examination process). Each Department/Program may have requirements that exceed those specified broadly in this policy; however, they must be consistent with the Graduate School's requirements. Departmental requirements beyond the minimum stated here must be specified in writing and submitted to the Graduate School as well as listed in departmental web pages. It is the responsibility of the student to be aware of, and comply with, all Graduate School and Departmental dissertation proposal requirements.

The objectives of this examination are to confirm the student's breadth and depth of knowledge in their chosen field of study as well as the student's understanding of the scientific process. The doctoral candidacy examination should be administered upon completion of the majority of coursework, and successful completion of the test signifies readiness to undertake the research and dissertation component of the doctoral program. This examination must be taken within three years from the first date of matriculation, and at least one year prior to the dissertation defense.

Upon the recommendation of the appropriate Department Chairperson, the Associate Provost for Instruction and Office of the Graduate School appoints the doctoral candidacy examination committee consisting of the student's major professor, the student's steering committee and an additional faculty member from an appropriate area. Additionally, the Associate Provost for Instruction and Office of the Graduate School appoints a committee chair who is not from the department of the student's degree program. The role of the examination committee chair is to manage the examination, ensure its integrity and represent the interests of the faculty and student.

The examination must have both written and oral components, described below.


The purpose of the written test is to assess the readiness of the student to move beyond the coursework stage of the doctoral program, into the development of a substantial research project and dissertation. Traditionally, questioning should verify sufficient breadth and depth of knowledge to successfully undertake such research, and then communicate the results in a scholarly manner appropriate to the discipline.

To initiate the examination process, the examining committee shall convene at a planning meeting with the student. During the first part of the planning meeting, the committee determines the form and schedule for the process and establishes the date for the oral component (reported on form 6E). The student is then excused from the meeting and the committee develops and discusses the test content. There are three alternative forms for the written component, as follows:

  • Form 1: Each member of the committee (excluding the chair) submits one distinct question, set of questions, or problem related to the objectives of the exam. The questions are discussed and agreed upon at the planning meeting. The major professor administers the written examination. Typically, each question or set of questions must be completed within a prescribed period of time, not to exceed approximately 8 hours each, with additional time permitted for reasonable breaks, meals, etc.. No more than one question or set of questions should be administered per 24 hours. Upon completion by the student, the examination questions are reviewed and graded by the committee members who prepared them. The committee then collectively reviews the entire examination.

  • Form 2: The student prepares a written report on a Topic or problem assigned collectively by the examining committee as a whole. The Topic or problem must meet the objectives of the examination and its content cannot be directly related to the student's dissertation research topic. The student has approximately one month to develop a thorough understanding of the assigned Topic and prepare a written report. The report is reviewed by the committee members and committee chair.

  • Form 3: The student prepares and defends a written proposal of future research likely to be carried out during their Ph.D. project. This research prospectus must be presented to the examining committee two weeks prior to the oral candidacy test and should include preliminary studies supporting the feasibility of the proposed research. The test will test the candidate's understanding of concepts directly related to his or her immediate area of research, knowledge of prior related research that has been conducted by others, their ability to design and interpret experiments in this area, and capacity to think and write independently and to present work plans orally in a clear and rational manner. The report is reviewed by the committee members and committee chair. Form 3 is available only to doctoral students in the Department of Chemistry and Environmental Resources Engineering.

At least 3 business days prior to the oral exam, the major professor shall confirm with the chair of the examining committee that the oral examination should proceed as scheduled. The written test is thus considered to be "provisionally successful." If the written examination component does not meet the standards established for the candidacy exam, the committee has two options.

  1. If the deficiencies are relatively minor, or in the case of Form 1, limited to a minority of the written questions, the oral test may be postponed by the Office of the Graduate School at the recommendation of the chair of the test committee. The student may then be provided with an additional time period, the length of which should be determined by the full examination committee in consultation with the chair, to address deficiencies identified in the written examination. This time period should be no less than 8 hours (typically for Form 1), and may extend up to 5 business days for Forms 2 and 3. This action is treated as a suspension and extension of the written test "in progress," and, if ultimately successful, does not constitute a failure of the entire exam, nor count toward the limited number of attempts prescribed by Graduate School policy below.

  2. If the deficiencies are severe, the major professor, in consultation with the examination committee may decide to fail the candidate without performing the oral component. This latter action does constitute a failure of the candidacy test in its entirety, and does count toward the limited number of attempts prescribed by Graduate School policy below.


The purpose of the oral examination is to further confirm the fitness of the student to apply the skills and knowledge acquired to date toward a successful and significant research project. The oral examination provides the opportunity for the student to demonstrate their ability to think synthetically and critically in a manner conveying their readiness to commence the dissertation project.

The oral component of the candidacy examination is typically scheduled for a period of approximately two hours, and is broken in to two distinct rounds of questioning. The first round, lasting approximately 60 minutes, consists of questions from each of the members of the examination committee, including the chair should they choose to contribute questions. Time should be shared equitably among the questioners, with interjections or interruptions by other questioners prohibited during the first round. The second round of questions may be more flexibly structured, with broader discussion and interchange among questioners is encouraged.

Any member of the faculty may be a silent observer for the oral component. The candidate may also invite a silent student observer to attend the oral examination. At the completion of the oral examination, the candidate and observers are excused from the room and the examination committee determines whether the student has successfully completed the oral component of the test and achieved the status of "doctoral candidate." The committee chair has the option to vote. Unanimous agreement is required to pass the student on the first attempt. If less than unanimous agreement is reached, the student is considered to have failed the first candidacy examination. A student who fails the first candidacy test may request a second exam, which must take place no more than one year from the date of the first examination. The second candidacy examination may, or may not include a new written component, at the discretion of the student's major professor and examination committee, in consultation with the examination chair. At the second exam, the student has passed if there is not more than one negative vote. A student who is determined to have failed the second candidacy examination is terminated from the doctoral program.


To schedule a doctoral candidacy examination, the student should complete the following steps:

  1. In consultation with your major professor, complete Form 6B for your Department Chairperson to review, sign, and forward to the Office of Instruction and Graduate Studies. Form 6B should be submitted according to the academic year deadlines for defense exams.

  2. The Associate Provost for Instruction and Office of the Graduate School will assign a faculty member outside of your degree program to serve as chair of your examination committee. When you receive a copy of Form 6C which officially appoints your examination committee, you must consult with all members of your committee (major professor, steering committee, additional examiner, and defense chair) to arrange a mutually convenient date, time, and location for a planning meeting.

  3. You must inform the Office of Instruction and Graduate Studies of the agreed upon date, time, and location for your planning meeting at least two weeks in advance of the date. This Office will confirm in Form 6D these arrangements with all concerned individuals.

  4. At the planning meeting, your test chair and the committee complete Form 6E, the committee chair will sign it and return it to the Office of Instruction and Graduate Studies, which will distribute copies to you and the committee.

  5. If you are using Form 1 of the examination, you and your major professor should arrange for a time and location to administer the questions.

  6. The last step is to meet with your committee and complete the oral examination at the designated date. At the end of the oral examination, your committee will ask you and any observers to leave the room while it determines if you have satisfactorily completed the doctoral candidacy examination. You will be invited back to receive the decision of the committee which will also be reported on Form 6F and returned by the test chair to the Office of Instruction and Graduate Studies.

Thu, 25 Aug 2022 07:07:00 -0500 en text/html
Killexams : test Information

An test proctor will begin reading test instructions approximately 15 minutes before the test start time. Students must be in the test room with their test at this time. If taking the test on a laptop, it must be booted up and have passed the security check. Hand writers must not have a laptop with them in an test room, unless otherwise allowed according to the professor’s instructions. A student entering the test room after the proctor begins reading instructions will not receive additional time for booting up their laptop, passing the security check, and/or reading test instructions.

When instructed by the proctor, write your test number on the cover page of your exam, bluebooks, and any scratch paper you turn in as part of your exam. Handwritten test answers must be written in blue books in blue or black ink. Number the bluebooks you use (1 of 1, 1 of 2, 2 of 2, etc.). Proctors will allow time to read the professor’s instructions. Other than counting the number of pages of the exam, students are not permitted to turn the page of an test past the instructions page until the proctor instructs them to do so.

When taking a closed-book exam, no books, outlines, book bags, purses, or scratch paper (other than the scratch paper provided) may be at your seat during the exam. These items must be left outside of the test room or in the front or sides of the test room. Students may not begin to write anything, including on scratch paper, before the proctor begins a closed-book exam.

Students taking in-class exams are prohibited from having any electronic communication device, other than a laptop as allowed per the professor's instructions, during the exam. Cell phones and smart watches must be turned off during the test and placed in a bag or backpack. Violations of this rule may be considered an Honor Code violation. A clock in each test room will be the official timekeeper for the exam.

Non-alcoholic beverages are permitted in test rooms; however, the container must have a lid.

After the test instructions have been read and the test begins, the proctor will remain in the room. Any student who has a question or problem during an test should see the proctor.

Students may use the restroom or take a break during an exam. However, all test materials must be left in the test room and no additional time will be given. Students must sign in and out at the front of the room with the proctor.

Tue, 13 Jun 2023 01:23:00 -0500 en text/html
Killexams : test question about crickets is so tricky even adults are struggling to solve it

The confusing test question is so baffling that people even made memes about it afterward, with some sharing that they still couldn't work it out - and parents were miffed too

Students were left stumped by the question (Stock Image)

Sometimes, test questions are so difficult that they leave even adults scratching their heads, wondering where to even start with answering them. And students sitting a Higher School Certificate test in Australia were left seriously baffled after a question about crickets, finding it super challenging, and wondering whether they even studied for it.

According to the syllabus was recently altered by the NSW Education Standards Authority (NESA), which sets the test papers, and one of these changes saw some of the same questions feature in both the standard and advanced maths tests.

And the crickets question from October 2020 left students so stunned that it became a meme after the examination, but can you answer it?

The test question is seriously tricky
Students said that they weren't prepared for this question

The baffling test question featured a box plot of temperature data and those taking the test were asked to "calculate the number of chirps expected in a 15-second interval when the temperature is 19° Celsius."

Answers had to be given "correct to the nearest whole number."

Pupils were left not knowing what to write in the answer section, and some parents were even left thinking that it was too tricky.

One person tweeted a hilarious meme showing the difference between what they had studied for the exam, compared to the content they actually found in it.

Someone responded to the tweet saying: "I still have absolutely no idea how to do it", but someone else said: "Wow you're all idiots I am a grade eight student and it took me less than five min to solve."

A student wrote: "The HSC Maths test papers are another NESA stuff-up. The way they are justifying it is ridiculous. At the very least, NESA should have told everyone what they might expect instead of dropping it in the exams."

Speaking to, a spokeswoman for NESA said it had received feedback from a number of students and parents about the maths test "being difficult".

She added: "NESA confirms that all questions asked within the Maths Standard 2 test were within the scope of the syllabus.

"All HSC test papers are designed to differentiate student achievement. NESA will monitor the marking of the Maths Standard 2 paper very closely. Mathematics education is a priority for the NSW Government."

Do you have a similar story to share? Email:

Fri, 28 Jul 2023 04:36:00 -0500 en text/html
Killexams : How To Pass The ASWB test To Become A Licensed Social Worker

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Social work licensing practices vary widely by state. Some states require entry-level and generalist social workers to pass an test and earn licensure. In other states, you only need a license to become a licensed clinical social worker (LCSW) and provide psychotherapy services.

In many states, social work licensure at any level requires you to pass an test administered by the Association of Social Work Boards (ASWB). The ASWB test is a nationally recognized assessment that evaluates your comprehension of human behavior and development.

If you’re a social work major or considering pivoting into the human services field, read on to discover how to prepare for, take and pass the ASWB licensure exam—with or without a social work degree.

What Is the ASWB Exam?

ASWB is a nonprofit organization comprising all of the state social work regulatory boards in the United States and Canada. This body regulates the social work profession and administers the licensure test that evaluates prospective social workers’ ethics and expertise. Passing the ASWB test is the final step to earning a social work license in many states.

ASWB offers five test categories—associate, bachelor’s, master’s, advanced generalist and clinical—each tailored to a specific education and experience level. A candidate’s test category determines their title and scope of practice post-licensure.

Within a four-hour window, ASWB exam-takers must answer questions concerning:

  • Human development, diversity and behavior in the environment
  • Assessment (of clients’ physical and mental status)
  • Interventions with clients
  • Professional relationships, values and ethics

ASWB test Categories

All ASWB test categories contain 170 questions on human development and behavior, but question types may vary among categories. For example, the associate and bachelor’s exams lean more heavily on recall questions than other test categories, which feature larger proportions of reasoning questions.

Each test category may lead to a different level of social work licensure depending on your state’s licensing processes. Not all states offer all five categories of the ASWB exam.


This category offers a licensure pathway for applicants who want to practice social work without earning a four-year degree in the field. In most cases, associate-level social workers can only practice under supervision.

A handful of states offer this licensing pathway: South Dakota, Michigan, Ohio, New Hampshire and Massachusetts. Only South Dakota, New Hampshire and Massachusetts require associate-level social workers to pass the associate ASWB exam.

Registration for the associate ASWB test category costs $230.


The ASWB bachelor’s exam, which also costs $230, evaluates your generalist understanding of social work practices and ethics. You must hold a bachelor’s degree in social work from an accredited college to sit for this test category.

The bachelor’s category features the same questions as the associate category.

Passing the bachelor’s test qualifies you to become a non-clinical baccalaureate social worker. Exact titles vary among states; in Oregon, these professionals are called registered baccalaureate social workers, while North Carolina calls them certified social workers.

In most cases, social workers at this level interview clients, manage cases, conduct research and advocate for social justice. Depending on the state, they may only be able to practice autonomously after gaining supervised work experience post-licensure.


The ASWB master’s category requires a master of social work (MSW) and usually qualifies applicants for the licensed master social worker (LMSW) credential. Again, the exact title may vary by state—Indiana calls these professionals licensed social workers, for example.

The master’s-level test tests your foundational understanding of the social work field and evaluates your application of specialized skills gained during their MSW program. Licensees know how to apply advanced practice skills and specialized knowledge in their roles.

LMSWs can drive social change and justice for various communities. In some states, they can provide clinical therapy with oversight from an LCSW. The registration fee for this ASWB test category is $230.

Advanced Generalist:

The advanced generalist category is tailored to prospective LMSWs who aspire to work in macro-level roles. This means working with large populations, such as entire states and countries. The advanced generalist ASWB test indicates a desire to work with public policy, state or national campaigns, or other government initiatives.

To sit for the advanced generalist ASWB exam, you must hold a master’s degree in social work plus two years of nonclinical professional experience.

With a fee of $260, test takers can prove their expertise in social justice, public policy and administration, and public welfare to their state licensing boards.


The minimum requirements for this ASWB category include an MSW and two years of clinical experience. The clinical ASWB test serves prospective social workers who want to provide mental health services in clinical settings.

LCSWs (who may work under different titles, depending on where they practice) provide psychotherapy services to prevent, diagnose and treat mental illnesses. Through individual or group therapy, these professionals help people struggling with emotional distress.

Clinical social workers practice independently in various settings, including hospitals, schools, psychiatric facilities and social service agencies. Registering for the clinical ASWB test category costs $260.

Signing Up for the ASWB Exam

Apply for a State License

First, you must get your state board’s approval to register for the ASWB exam. Approval processes differ depending on the state where you want to practice.

Typical requirements vary by state and license level but may include college transcripts, a license application fee and proof of supervised experience, which you can send to the board via email or fax. Some states may also require you to provide fingerprints and undergo a background check.

Sign Up for the ASWB Exam

Once you receive approval from your state social work board, you must register for the appropriate ASWB licensure exam, either online, via mail or by fax. Registration costs between $230 and $260, depending on your test category.

If your registration is successful, you’ll receive an “authorization to test” email from ASWB.

Schedule Your Test with Pearson VUE

Pearson VUE provides testing centers for licensure applicants nationwide. You can schedule, cancel and reschedule test appointments with Pearson VUE through the testing authorization email.

Preparing for the ASWB Exam

Understand How the test Is Structured

The ASWB test is a four-hour, computer-based test comprising 170 multiple-choice questions that test your expertise and decision-making skills as a social worker.

Exam questions cover various content areas and competencies you should have covered during your degree program. You may also find knowledge, skills and abilities statements resembling real-life situations that require critical thinking. To pass the licensure exam, you must answer about 100 out of the 150 questions correctly.

Take a Practice Test

Although self-study is necessary to pass professional exams, practice questions can help you prepare better. By taking a mock test, you can identify loopholes in your study plan, learn the testing software, understand your strengths and areas for improvement, and prepare for complex questions.

After you register for your exam, ASWB offers a 30-day window to take a practice questions for an additional $85. Practice exams exist for all categories except the advanced generalist exam.

Other test prep resources offer free practice tests, but ASWB warns against those resources because their content may be misleading.

Know What to Expect on Test Day

ASWB enforces several security measures on test day to ensure a reliable test process. Prepare to present two photo IDs and sign a confidentiality agreement.

Pearson VUE test centers are fitted with surveillance tools to detect test malpractice. Exam Center personnel may also walk through the room at intervals.

You cannot enter the testing center with personal items, but you will receive erasable note boards, markers and other necessary materials from the Exam Center personnel. You must return the items after the test or risk invalidating your score.

The testing equipment should look like a typical computer setup. Test administrators may provide a short on-screen tutorial to help you navigate the software.

Decompress After the Exam

Upon completing the licensure exam, you’ll receive an unofficial score report at the Exam Center indicating your performance. ASWB will then send the official score report to your state’s social work board two weeks after the exam.

Note that your scores cannot be altered at any point, so all you can do is wait for your state board to contact you or go ahead with other state-specific requirements. This may take anywhere from two weeks to a month.

If you fail the licensure exam, you can retake it after 90 days.

Frequently Asked Questions (FAQs) About the ASWB Exam

What does the ASWB test stand for?

The ASWB test stands for the Association of Social Work Boards examination. This test determines whether a candidate is fit to practice social work at their desired licensure level.

What percentage of people pass the ASWB exam?

A recent ASWB report showed that 75.8% of first-time test takers passed the clinical test category in 2021. The master’s and bachelor’s categories had pass rates of 73% and 68.7%, respectively.

What is a passing score on the ASWB practice exam?

Specific passing score thresholds on the ASWB test may vary with each passing year. ASWB recommends that testers correctly answer 90 to 107 of the graded questions to pass the licensure exam.

Mon, 24 Jul 2023 02:23:00 -0500 Nneoma Uche en-US text/html
Killexams : Best No-Exam Life Insurance Of August 2023

Calculate How Much Life Insurance You Need

A no-exam life insurance policy may not be able to provide the full coverage amount you need, especially if you’re looking to cover many working years or the years of raising a family.

Before you start getting life insurance quotes, calculate how much life insurance you need. A no-exam policy alone may not be able to provide sufficient coverage.

Assess Your Chances Before You Apply

Getting life insurance without a long application process is appealing, but don’t jump into a no-exam life insurance application without understanding your chances of getting approved. Many no-exam policies require very good or excellent health for approval. A denial goes on your insurance record and could hinder future applications.

Don’t be surprised if you end up doing a more traditional application process, including a life insurance medical exam if you’ve had some health issues.

Look Beyond the Cost

Of course you don’t want to overpay for life insurance, but research more than cost. There are coverage options that can be very valuable long after you buy the policy, such as the option to convert term life to permanent life insurance. Also, look at whether there’s an accelerated death benefit, which gives you access to money from your own death benefit if you become terminally ill.

Be Truthful On the Application

No matter what type of life insurance you’re applying for, be thorough and truthful on the application.

“Pay attention to each question carefully and be ready to respond with information around specific medical conditions you have. Giving more detailed information will help streamline the process as well as get a more accurate underwriting decision,” says Tavan of Legal & General America.

Intentional misrepresentations can lead to application denials or, worse, denial of a claim after you pass away. Life insurance companies have many ways to verify application information. Technology on the backend allows them to verify data from additional sources.

Have a Plan in Case of a Rejection

If the company rejects you for no-exam life insurance because of your health, don’t supply up your life insurance search. If you need life insurance, you likely have other routes.

  • Be prepared to go through a more traditional underwriting process that involves a life insurance medical exam.
  • Work with an experienced life insurance agent who can identify insurers known to be more friendly to your specific health conditions.
  • An experienced life insurance agent can shop around your application anonymously so that you don’t risk another rejection.

Looking for traditional term life insurance? See Forbes Advisor’s ratings of the best term life insurance.

Thu, 03 Aug 2023 16:07:00 -0500 Ashlee Tilford en-US text/html
Killexams : Mastering Single Best Answer Questions for the Part 2 MRCOG Examination
  • This comprehensive question-and-answer resource covers all aspects of the curriculum for the Part 2 MRCOG examination. Candidates are given the opportunity to practise the Single Best Answer question style, to cover the content they will encounter in the examination and to assess their knowledge. As consultants actively engaged in the writing of the Part 2 Single Best Answers, the authors and editor have provided directly applicable questions. Candidates to review the syllabus in an organised, systematic manner, with comprehensive explanations for each answer. This title also includes new sections on ethics, training, audit and clinical governance. Mock exams are also available online to familiarise candidates with the real-life examination. The detailed answers, evidence and comprehensive list of references offer an excellent training and reading source for all candidates preparing for the Part 2 MRCOG examination.

    • Questions are written according to the RCOG Single Best Answer format, giving candidates the opportunity to practise this type of question
    • Edited by a past member of the Single Best Answer writing committee, the book contains the most recent information on the style and standard of questions
    • Online mock exams provide candidates with the opportunities to practise questions in a realistic environment
    Read more

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    Product details

    • Date Published: March 2018
    • format: Paperback
    • isbn: 9781316621561
    • length: 290 pages
    • dimensions: 240 x 162 x 16 mm
    • weight: 0.49kg
    • contains: 1 b/w illus.
    • availability: Available
  • Table of Contents

    1. Early pregnancy
    2. Second and third trimester pregnancy
    3. Aneuploidy and anomaly screening
    4. Labour ward management
    5. Obstetric emergencies Ahmed Elbohoty
    6. Obstetric medicine Amy Shacaluga
    7. Saving mothers lives Roshni R. Patel
    8. Infections in pregnancy
    9. Substance abuse and domestic abuse Tamara Kubba
    10. Teenage pregnancy Ahmed Khalil
    11. Contraception
    12. Paediatric and adolescent gynaecology
    13. Genital infections and pelvic inflammatory disease Ahmed Khalil
    14. Minimal access gynaecological surgery Nahed Shaltot
    15. Gynaecological oncology
    16. Menstruation Radwa Mansour
    17. Pelvic pathology Akanksha Sood
    18. Urogynaecology
    19. Conception and assisted reproduction Magdy El-Sheikh
    20. Medical statistics
    21. Professional dilemmas, consent and good medical practice Irene Gafson
    22. Ethics Wafaa Basta
    23. Breast disorders Youssef Abo Elwan
    24. Neonatology
    25. Operative gynaecology and surgical complications
    26. Training and clinical governance in obstetrics and gynaecology Bismeen Jadoon.

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  • Authors

    Adel Elkady, Police Force Hospital, Cairo
    Adel Elkady is a Consultant Obstetrician and Gynaecologist at the Police Force Hospital, Cairo and Honorary Consultant at the Boulak ElDaKror Hospital, Giza, Egypt. He is the author of the previous bestselling Mastering Short Answer Questions for the Part 2 MRCOG (2009).

    Bashir Dawlatly, Whipps Cross University Hospital, London
    Bashir Dawlatly is a Consultant Obstetrician and Gynaecologist at Whipps Cross University Hospital, London and course organiser of the Whipps Cross MRCOG courses. He regularly teaches in the Royal College of Obstetricians and Gynaecologists (RCOG) Enhanced Revision Programme for overseas candidates.

    Mustafa Hassan Ahmed, Southend University Hospital
    Mustafa Hassan Ahmed is an Obstetrics and Gynaecology Fellow at Southend University Hospital. He organises online MRCOG Part 2 mock exams and online Part 3 courses, and is also an organiser of international MRCOG Part 2 and 3 live courses.

    Alexandra Rees, University Hospital Wales
    Alexandra Rees is an Honorary Consultant and Faculty Lead for Quality, Postgraduate Medical Education at the University Hospital of Wales, Cardiff. She has served on Royal College of Obstetrics and Gynaecology (RCOG) committees including the SBA Writing Committee and Part 2 MCQ Committee and has been a DRCOG and a MRCOG Part 2 examiner.


    Ahmed Elbohoty, Amy Shacaluga, Roshni R. Patel, Tamara Kubba, Ahmed Khalil, Nahed Shaltot, Radwa Mansour, Akanksha Sood, Magdy El-Sheikh, Irene Gafson, Wafaa Basta, Youssef Abo Elwan, Bismeen Jadoon

  • Sun, 23 Jul 2023 19:51:00 -0500 en text/html
    Killexams : What the GRE Test Is and How to Prepare No result found, try new keyword!But one significant change coming in September is a shorter test that will be completed in 1 hour and 58 minutes. The analytical writing section will shrink to just one question – "Analyze an ... Fri, 09 Jun 2023 08:55:00 -0500 text/html Killexams : Supervisors, invigilators selling WAEC questions online arrested, on trial – WAEC boss, Areghan

    In this interview, the Head of Nigeria Office, West African Examinations Council, Mr Patrick Areghan, tells GRACE EDEMA about the strategies the examination body has put in place to curb malpractices

    It is believed that with N2,000, one can get the West African Senior School Certificate Examination questions online an hour before the commencement of such an examination. How true is this?

    You don’t just call a dog a bad name because you want to hang it. This is an organisation that has existed for 71 good years and it’s still standing strong, known for professionalism, integrity, and accountability. We don’t shirk our responsibility. In WAEC,  there’s nothing like leakage. It has never happened. What happens now is that we have some unscrupulous and unreliable supervisors who are ready to die for a mere pocket profit. When we supply them our question papers, one hour before the scheduled time, to enable them to transit between the collection point and the administration point, and we have released these materials to them, it’s out of our hands. However, there is a system we use to monitor their movement. We call it the Candidates Identity Verification, Attendance, Malpractice and Post Examinations Management System. When they collect (the question papers) at 8 am, we estimate about 30 minutes to transit, but what do they do? In the various schools, they will demobilise the system. They will tell you it’s not working. This is not true because that is what we use to take attendance. That’s what we use to record examination malpractice and know the details of the candidates but they will demobilise it.

    WAEC has just more than 1,000 staff members. And we have about 21,222 secondary schools in the last exam. How do, let’s say 1,500 staff members, monitor 21,222 secondary schools? That’s not possible under the sun. So, we now rely on our ad hoc workers called supervisors. And these are people sent to us by the various states’ ministries of education.

    We don’t have the right or power of our own to employ any teacher to serve as a supervisor or an invigilator. They have the credibility criteria that they follow. It doesn’t just end there. We sit down together; we screen them one by one and pick the supposedly good ones without blemish.

    We organise training for them, which we call briefing and then we supply them letters of appointment and post them to schools that are different from their own schools. What happens? The Nigerian mentality is to go and make money. They won’t go into the test hall unless they collect money from candidates. When they get there, they pretend to be busy and bring out a copy of the question paper and take a photograph of it. They belong to different syndicate groups on Instagram, WhatsApp, and Facebook. These people advertise boldly that candidates should pay into so-and-so accounts and the students will now subscribe.

    Luckily for us, we have got an in-built, in-house mechanism, which is a system we have put together to detect all those activities. We are able to track to identify who posted (the question paper), when it was posted, and where it was posted at the centre. Then we send police officers to go and arrest the candidates, supervisors, and invigilators. We have arrested them now. They are being tried in various states, but we want to report all of them to the Inspector General of Police so they can be centrally monitored.

    What’s the implication of examination malpractice and carrying a certificate you didn’t work for around?

    Having a certificate you didn’t work for is a sin because you are trying to cut corners. That’s not the way of God.  Second, it reduces self-esteem. You don’t even believe in yourself, in your ability to do anything again. Once you cheat, that self-esteem is gone. The third implication is the societal effect, which is, moral decadence. We are losing our societal value of working hard to achieve greatness. You want to achieve greatness through illegal means and it is affecting the moral and social fabric of society. Again, that’s corruption. It breeds cultism in universities; they are the quack doctors, engineers, teachers, and so on. You can see the multiplier effect.

    But once that is discovered by us, you can lose your results. We can even withdraw or derecognise you. We can even withdraw recognition from the school. There’s a difference between derecognition and withdrawal of recognition. When we derecognise you, it means for the next two years, you are no longer recognised as a member of the committee of schools. You are ostracised. You have to pay a fine. Of course, we allow you to take the test because of the candidates but you will not get the results unless you pay the fine imposed on your school. Your teachers, and your school authorities, will not participate in the conduct of the examination. We will bring other people from other schools if you want the examination to be conducted in your school and this is with the support from the state Ministry of Education. But the requirement is that you can be taken to another school where the school is willing to accept you to write the exam. But when it is withdrawal of recognition, it means you have lost your number, the school is no longer in existence.

    How can school owners tackle examination malpractice?

    We now have what we call online collision. This means that somebody in Lagos State is writing the same thing as somebody in Ondo State because both of them are recruiting from the same source. Some good schools are not even aware that some of their candidates have been exposed to these things. But a good school should monitor its candidates and make sure they (the students) don’t go into the test halls with their smartphones.

    It’s ridiculous when people are talking of expo. Expo will be flying all over the place when you are a subscriber. Schools should help WAEC to enforce the rules and make sure candidates don’t carry smartphones into the examination halls. The schools should make sure the examination halls are also conducive. In a conducive classroom, you can’t find anything written on the wall.

    You see most of these so-called expos, whether out of mischief or crass ignorance, most of them are fake. 99.9 per cent of them are fake.

    What can you say to the concerns of some stakeholders that WAEC should also conduct e-exams?

    WAEC conducts 197 papers in eight weeks. Every candidate has 27 papers to write in eight weeks. How many CBT centres do we have in this country? Even if we have CBT centres, can you write essays online? We have objective questions, we have practical, we have oral, and we have essays. We examine four areas, some three. How many candidates can you bring into an urban centre for eight weeks? Assuming it’s even possible to write essays and practicals online, where are the facilities? Sometimes you have data on your phone, and you get to a certain place and it won’t work. We have a long, long, long way to go. Where is the electricity? Assuming the light is even stable, how many of them have a basic computer or laptop?

    Going by the performance of candidates and the standard of WASSCE over the years, can students of today answer 1970 WASSCE questions?

    WAEC exams have the same standard, whether in 1970 or 2023. That’s why when you say the standard of education is going down, I disagree because there is a difference between the standard of education and performance. If you say the performance of the candidates is dwindling, I fully agree. But as far as the standard of our examination is concerned, it is constant from time immemorial, today and till thy kingdom comes. Yes, in a way,  you can say the performance is going down generally because of poor facilities in schools, no availability of qualified teachers, lack of remuneration and motivation and what have you. Also, commitment from the teachers is not there. But the standard of education remains the same in all test bodies because the test syllabus is drawn from the national curriculum.

    Comment on the dwindling aspect of students’ performance

    The dwindling aspect is a by-product of the poor system of education we have. Ultimately, that would rub off on the quality of performance of the candidates. I do not totally agree with those people who belong to that school of thought. An examination is supposed to be derived from learning. It is the teaching that will determine the examination and the performance. The outcome is supposed to be measured by examination. Schools now wait to use the outcome to carry out their teaching activities. So, they will say ‘areas of concentration.’

    How can the government and stakeholders move the educational sector forward?

    Let’s focus on the 6-3-3-4 system. Let’s focus on the technical contents of our teaching. Let us make it work. Let’s equip our schools. Let’s recruit adequate and competent teachers. Provide teaching, learning, and laboratory facilities. Let there be libraries in schools. Let’s make sure the teachers teach by motivating them. Once you base the reward system on the number of students that passed, then teachers are led into doing the wrong thing. That’s why sometimes you see teachers organising for their candidates, writing on the chalkboard, dictating answers and all that because some states would say your promotion would be based on that. But when it’s genuinely done and they pass genuinely, yes you can reward them.

    Mon, 24 Jul 2023 12:01:00 -0500 en-US text/html
    Killexams : Bank test question leak: Buet Prof Nikhil, 15 others indicted

    A Dhaka court today framed charges against 16 people, including Buet Prof Nikhil Ranjan Dhar, in a case filed over the question paper leak of bank recruitment examination in November 2021.

    Nikhil Dhar and 15 others, now on bail, pleaded not guilty and demanded justice after Additional Chief Metropolitan Magistrate Md Tofazzal Hossain read out the charges to them.

    Before that, the magistrate dismissed the petitions submitted for discharging Nikhil and others from the charges of the case.

    The magistrate fixed August 26 for starting the trial of the case.

    On January 31, Prof Nikhil was charged in the case even though Shamim Ahmed, a sub-inspector of the Detective Branch (DB) and the investigation officer, on November 16 last year submitted the charge sheet excluding Prof Nikhil as an accused.

    Prof Nikhil was charged after a Dhaka court summoned IO Shamim to show cause why and how he relieved Prof Nikhil from the charges.

    The case was filed with Badda Police Station under the Public Examinations (Offences) Act in November 2021.

    Following the question leak in recruitment tests of five state-owned banks on November 6, 2021, the detectives have so far arrested 11 people.

    Photos of the question papers with answers went viral on social media even before the test ended.

    Initially, Bangladesh Bank ignored the question leak complaints and did not make any immediate enquiry.

    Later, it cancelled the examination as several media outlets carried reports suggesting the question had been leaked.

    The name of Prof Nikhil came up in accused Delowar Hossain's confessional statements during the investigation in the case filed with Badda Police Station under the Public Examinations (Offences) Act in November 2021.

    A few days later, on November 21, 2021, Nikhil was relieved of the chairman post of Buet's industrial and production engineering department and exam-related duties.

    Mon, 24 Jul 2023 02:27:00 -0500 en text/html
    MD0-235 exam dump and training guide direct download
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