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Amazon Administrator learner
Killexams : Amazon Administrator learner - BingNews Search results Killexams : Amazon Administrator learner - BingNews Killexams : The 4 types of learners—and how to know which you are Stacker Logo By Bekah Wright of Stacker | Slide 1 of 5: Have you ever wondered why some people seem to learn things faster than others? It may not be about being smarter—it could just mean that they process and learn information differently. Determined to help demystify the learning process, Neil Fleming and Colleen Mills, academics from New Zealand's Lincoln University in Canterbury, did a deep dive into the different ways individuals approach learning. They developed the VARK model based on their claim that "learners of all ages have different yet consistent ways of responding in learning situations."  The VARK model is an acronym for visual, auditory,  practicing and writing, and kinesthetic types of learning styles. Neuro-linguistic programming, or NLP, was key to Fleming and Mill's research. Someetimes described as the "users manual for your mind," NLP has also been characterized by the Association for Neuro Linguistic Programming as a combination of theories, models, and techniques that can be used strategically to  Boost learning outcomes. It's important to note that not all educators buy into the idea of learning styles—whether VARK or other forms—as a proven teaching technique. Many educators also believe that people can build and strengthen different types of learning styles, even if they may not come naturally at first. From Fleming and Mill's perspective, using the VARK model to understand learning styles would help empower individuals to adjust their behavior to different learning environments. One recent example of such an environment occurred during the height of the coronavirus pandemic: remote learning. This form of distance learning—which usually involves listening to lessons through video calls—might speak to certain styles such as auditory or visual learners. But for others, it may require supplemental materials to make the information stick. Keeping online learning varied, relevant, and engaging can keep students attuned in the classroom. What's your VARK style? Citing the VARK model, Tovuti LMS outlined the learning model's four core types of learning styles.

Have you ever wondered why some people seem to learn things faster than others? It may not be about being smarter—it could just mean that they process and learn information differently. Determined to help demystify the learning process, Neil Fleming and Colleen Mills, academics from New Zealand's Lincoln University in Canterbury, did a deep dive into the different ways individuals approach learning. They developed the VARK model based on their claim that "learners of all ages have different yet consistent ways of responding in learning situations." 

The VARK model is an acronym for visual, auditory, practicing and writing, and kinesthetic types of learning styles. Neuro-linguistic programming, or NLP, was key to Fleming and Mill's research. Someetimes described as the "users manual for your mind," NLP has also been characterized by the Association for Neuro Linguistic Programming as a combination of theories, models, and techniques that can be used strategically to Boost learning outcomes.

It's important to note that not all educators buy into the idea of learning styles—whether VARK or other forms—as a proven teaching technique. Many educators also believe that people can build and strengthen different types of learning styles, even if they may not come naturally at first.

From Fleming and Mill's perspective, using the VARK model to understand learning styles would help empower individuals to adjust their behavior to different learning environments. One recent example of such an environment occurred during the height of the coronavirus pandemic: remote learning. This form of distance learning—which usually involves listening to lessons through video calls—might speak to certain styles such as auditory or visual learners. But for others, it may require supplemental materials to make the information stick. Keeping online learning varied, relevant, and engaging can keep students attuned in the classroom.

What's your VARK style? Citing the VARK model, Tovuti LMS outlined the learning model's four core types of learning styles.

© Canva
Tue, 13 Sep 2022 09:07:00 -0500 en-US text/html
Killexams : Certificates and apprenticeships are increasingly a pathway to well-paying technology jobs in Colorado

Isaac Horton is in high demand. 

He’s just 21 years old, but even at 19, he was already burned out at retail jobs like Target and Amazon. Horton is smart and ambitious — and realistic about the cost of a college degree.

“I was unwilling to kind of burden myself with six-digit student debt plus interest for decades versus just being presented an opportunity to actually get the skills I need outright, no tuition costs, nothing, just my time and effort in a couple months,” he said.

He saw an ad for ActivateWork. It offers tuition-free IT training, typically a 15-week boot camp, 12 months of career advising and connections to industry jobs. Courses include desktop support, security fundamentals and software engineering. Companies pay a fee for the service.

Colorado has one of the biggest tech gaps in the nation. There are nearly 25,000 unfilled cybersecurity jobs alone. The jobs make on average six-figure salaries. But there aren't enough people to fill them. Half the jobs don’t require a four-year degree. And banking on the current post-secondary system to produce graduates isn’t enough.

Take Colorado’s high school graduating class of 2015. Six years later, just 28 percent have completed a certificate, associate’s or bachelor’s degree.

Increasingly, companies are looking to organizations like ActivateWork that offer free short-term credentials to learners ages 18 to 55 eager to start careers.

“The demand for talent is off the chart, yet the supply is constricting as higher education gets more expensive,” said ActivateWork’s chief operating officer Kathryn Harris. She sees a huge untapped pool of workers, especially folks in their late 20s, 30s and 40s stuck in jobs that don’t have career paths.

“They've always had an aptitude or an interest or passion in technology, but they haven't had the resources or the time to skill themselves up,” she said.

They’re also more diverse — a plus in a tech world that’s currently very white and very male. ActivateWork screens candidates for work ethic, initiative, follow through, coachability and technical aptitude.

Horton enrolled in the introductory Comp TIA A+ certification course. He’s been a technical support specialist at First Bank for two years making about $45,000 a year.

“That certification alone will open up almost all of Denver in the surrounding cities for a variety of well-playing opportunities,” he said.

Isaac Horton at home in Denver, Sept. 27, 2022.

Horton has learned, however, for middle-level jobs, like technical support engineers, many companies still require four-year degrees or equivalent experience.

“It’s very picky and the competition cranks up to 11 at that point. Moving up from there, until you can get in, it’s like climbing up a vertical wall.” 

ActivateWork sees this huge demand for middle-skill tech jobs like software engineers and network security experts. It’s launched a program that helps companies set up apprenticeship programs based on the precise skills a company needs. Harris recalls an employer who started a cybersecurity apprenticeship and took on several hires, including three ActivateWork graduates.

“They are exceeding the other hires in terms of the number of tickets that they can move through in a given week. And so, all of a sudden, you're starting to say, ‘Huh, I always thought I needed to have a candidate with a four-year degree. I always thought they needed to have these types of experiences.’ ”

As public dollars for higher education have dwindled (Colorado ranks 47th in public investment for higher education) forcing tuition costs up, many argue that earn-while-you-learn model of apprenticeships are a low-cost, quicker pathway to high-skilled, well-paying jobs. Even a final legislative task force report said Colorado isn’t focused enough on post-secondary programs that get learners into well-paying jobs.

Workforce experts and groups like Colorado Equitable Economic Mobility Initiative are advocating for more government support and incentives for organizations like ActivateWork, Climb Hire, and CrossPurpose that provide learners with effective training tuition-free and have a track record of helping them land and keep good-paying jobs in high-growth, high-wage sectors. ActivateWork’s Harris hopes for more incentives for employers — there aren’t enough participating — to test out the apprenticeship strategy.

So far, Colorado has dedicated $200 million from the American Rescue Plan Act to workforce development and education.

Jenny Brundin/CPR News
Kathryn Harris is the chief operating officer at ActivateWork, which offers tuition-free 15-week courses in IT. She says 80 percent of graduates are still in jobs after one year, much higher than the industry average.

Seventy percent of Colorado high school graduates don’t get a certificate, associate’s or bachelor’s degree within six years.

That means there’s no effective plan for the vast majority of Colorado students to get into good-paying jobs. So many workers in their 20s, 30s and 40s have spent years feeling trapped in lower-paying jobs, or jobs they weren’t interested in.

When Felicia Butler, 27, was in high school in Henderson, the focus was all about getting a good score on the ACT and getting into college.

“Other than that, like, welcome to the working class,” she recalls.

She was accepted into college after high school but suddenly became homeless.

“I had no skills or knowledge on how to advocate for myself, how to ask for help, how to problem solve,” she said.

She spent the next nine years doing everything — construction, retail, food and beverage. During the pandemic, Butler was working multiple jobs including overnight shifts at an Amazon warehouse.

“And just being worked, being worked ... I'm working two jobs and it feels like I'm just running in a circle, I was just getting burnt out.”

She saw an ad for Climb Hire. It provides tuition-free training for a number of career tracks: customer experience, salesforce administrator, financial services or Google project management. The mission statement on the website caught her eye.

“To help talent build economic mobility.”

Butler went through the Salesforce training program, which gives people the technical skills to help businesses using the Salesforce platform. She now works as an operations administrator and event planner.

“2021 was the first time I was able to provide myself with stable housing. And that is really where my life changed.”

Jenny Brundin/CPR News
Sen. Michael Bennet at a spring roundtable on short-term credential programs.

For many learners, the challenges of completing even a short-term credential program while trying to pay rent and buy food can be overwhelming.

Emeline Peralta was the first in her family to attend college.

“Keyword ‘attend,’” she told a group at a spring roundtable on short-term credential programs attended by Sen. Michael Bennet. 

Like so many, she never finished. Peralta did seasonal work in the resort communities for several years. Eventually, she couldn’t afford rent. Peralta discovered Climb Hire. But working in the day and trying to keep on top of her studies and homework even for a short-term credential, with an unstable living situation, she almost quit that.

“I get really emotional thinking about that really dark time where I almost quit. I almost quit because I couldn't afford to do better.”

She was able to move in with her boyfriend and finished the program. She now works as a program operations coordinator at Climb Hire. Peralta has doubled her wage compared to when she worked three jobs.

“The quality of life has improved significantly. It's a weird thing to go from survival mode your entire life. And now I have the privilege to dream bigger ... I’m incredibly happy and proud and confident. I have found a professional identity that I can build on.”

Graduates of short-term credential programs say access to federal aid to help pay expenses would have helped. Currently, students that don’t attend an accredited higher education institution can’t get federal student aid like Pell grants. Sen. Bennet is co-sponsoring a bill that would let learners who attend high-quality trade schools, community colleges, and short-term credential programs with proven outcomes get access to aid.

Another new state law aims to speed up a student’s ability to earn stackable credentials, where credits accumulate as students try to pursue a degree.

Randy Cordova is a perfect example of how the education system loses so many talented people who aren’t able to go directly into a degree program.

“Four-year college ... it didn't even seem like reality to me. It was either you went to college or people dropped out and worked,” said Cordova, 49.

As a boy growing up in Aurora, he remembers being fascinated with early home computers like the Commodore 64. But he said he didn’t do well in school and wasn’t encouraged by counselors.

“I think from the sixth grade on, I got all F’s and D’s. I didn't even pass. I don't even remember much of it. I remember a counselor telling me at one time that I should be a construction worker and construction is an honorable profession, but I think they were kindly telling me that I wasn't smart enough to do anything else.”

For the next few decades, Cordova did a lot of different things — construction, plumbing (he even worked on the plumbing in the downtown ActivateWork offices). But one day he just quit.

“I was unhappy. I always wanted to work with computers and I was just unhappy.”

Jenny Brundin/CPR News
Randy Cordova didn't see college as an option after failing many of his high school classes. But he always loved computers. After many years in construction he was able to get some IT certifications and now works in the tech industry.

He’d been taking classes for a computer information systems degree at Metro State University, and near the end of the degree, began going full-time. But that left him with no income. He panicked and started applying for IT jobs but was told he didn’t have the experience. Cordova saw an ad for ActivateWork, took the course and some alumni computer classes. In an entry-level IT position, he was making the same as a construction worker with tenure and now also has better benefits. He now makes $55,000 at Centura Health as a client desktop engineer.

“Now I feel like I’m doing what I was meant to do,” he said.

Cordova did finally get that bachelor’s degree. (Workers with bachelor’s degrees earn 67 percent more than those with just a high school diploma.) It will help with his goal of becoming a network engineer. Once he posted his bachelor’s degree on Linked In, it brought another wave of recruiters desperate for IT talent. But Cordova said he never would have got his foot through the IT door had it not been for the short-term credential program.

“Certifications and experience almost trump education. I look at people in the field — a lot of people don’t have degrees — they have certifications, and they have experience,” he said.

Mon, 03 Oct 2022 22:00:00 -0500 en text/html
Killexams : Amazon deals

* This post contains affiliate links and we may earn a small commission if you use them.

Amazon has impressive deals right now!

Subscription Offers

Prime Membership Benefits

Benefits of Prime Membership:

* Free 1 to 2-day shipping depending on the item, free same day delivery in many areas

* Prime Video with access to thousands of movies, shows and originals

* Amazon Music with access to more than 2 million songs, podcasts and more

* Prime practicing with access to over 1,000 e-books, magazines and more

* Prime Gaming with access to free games

* Exclusive deals like Prime Day, early access on Lightning Deals, push notifications

* Prescription Savings through Amazon Pharmacy

* Photo storage so you can back up your photos and videos

* Grocery delivery through Whole Foods and Amazon Fresh


Amazon Fresh 2-Hour Delivery

Prime Members get free Amazon Fresh 2 hour delivery (with min. purchase) on groceries, wine, beer, Amazon Devices, toys, games, crafts, decor and more!

The sale prices listed in this post were valid at the time of the post. If the price you see on the Amazon website is different than the price listed here, that means that the deal has sold out or is no longer available. This post is not a ensure of price.

As an Amazon Associate, Smart Spending Resources may earn a commission from qualifying purchases.

Mon, 19 Sep 2022 22:28:00 -0500 en text/html
Killexams : Amazon Promo Codes October 2022

Fall in Love With Amazon Prime

The subscription service that has taken the world by storm, an Amazon Prime membership gives you free two-day delivery on eligible items, free standard shipping, exclusive products and deals, as well as the best shopping occasion of the year, Amazon Prime Day. Stay on top of the hottest music, read one book for free every month, earn more with Prime rewards, get unlimited free photo storage, and so much more with Prime. 

As a Prime member, you have exclusive access to Amazon Music, Amazon Prime Video, and Twitch Prime. Watch thousands of popular movies and TV shows on any device, stream over two million songs ad-free, watch award-winning original programming, and receive a free Twitch channel subscription every month. Pay your way and choose a monthly or yearly subscription to take advantage of the best entertainment services on the market.  Subscribe today with an Amazon promo code or Amazon coupon code to begin saving today.

Mobile App

Combining a variety of well-loved features into your phone, laptop, or your tablet, the Amazon app makes buying fits, practicing reviews, tracking orders, scanning products, and shopping a breeze. No matter if you’re browsing an Amazon registry, checking on your next Amazon delivery, or just window shopping, you can do it all on the app. Access all of your favorite content; keep up to date with the latest Amazon sales, new products, and announcements; and use your Amazon promotional codes all in one place. Shop your must-haves with the mobile app to get more on the go, at app-exclusive discounted prices.

Cardholder Savings

If you're a frequent shopper, you can make the most out of every purchase by opening an Amazon Rewards credit card. Upon approval, you'll receive a $50-$100 gift card just for registering. Cardholders earn 3-5% back on Amazon and Whole Foods as well as 2% back on restaurants, gas stations, and drug stores plus 1% back on all other purchases. Sign in to your account and get started today!

Subscribe and Save

You can save up to 15% and receive free shipping on thousands of products with Subscribe & Save! With no obligations, commitments, or fees, it's a no-brainer. When you find a product you'll need frequently, select Subscribe & Save on the details page, choose the quantity and schedule that works for you, and create your subscription while they take care of the rest. Make sure you use an Amazon discount code! 

In advance of each delivery, you will receive a reminder email with all of the details. From monthly to every six months, you can sit back and relax knowing your items will arrive on time, exactly when you need them. 

Amazon Assistant is Here

Discover countless products and compare prices as you shop across the web! This handy tool acts as a 30-day price tracker so you always know when you're getting the best deal. This browser extension will also deliver you real-time updates on your orders, show product offers, suggest an Amazon promo code, and will curate new deals just for you every day. With just a few clicks, you can have this gadget do the hard work for you, helping you shop for everything on your list and more! 

Meet Your New Sidekick

Let Alexa connect the dots between all the things you love: from waking you up, playing your favorite music, or ordering items just with your voice, all you have to do is ask. There are so many ways Alexa can make your life easier and more fun. Whether you want to watch a movie, set an alarm, check the weather, or manage your next shopping list, Alexa is there to help. A cloud-based voice service dedicated to becoming smarter and more entertaining to better serve you, Alexa is constantly adding to her hundreds of thousands of supported commands. Try it out for yourself with an Echo smart speaker and shop using our Amazon coupons or Amazon deals to make your life even smarter. 

Amazon Customer Service

Pay for your next order with Visa, Mastercard, Discover, American Express, Diner’s Club, JCB, and many other methods; take a look at the online help center for more information on payment methods, returns, and orders. Because Amazon works tirelessly to maintain competitive prices on everything that they carry, they currently do not offer price matching. If you pre-order an item, the lowest price between the time you placed the order and the release date of the item will automatically be applied.

At Amazon, shipping rates depend on the selected shipping speed, the size of the items, and from whom you are purchasing. Be sure to check for specific product information to determine how much it may cost. Amazon delivery will be in 4-5 business days with standard shipping; in many areas, Saturday and Sunday delivery may be available, but please examine product pages to see if it is offered for your desired item. 

Wanting you to be happy with every purchase made, Amazon returns are easily available for products purchased within 30 days of delivery for a full refund or exchange. Use their convenient Online Returns Center and your refund will be processed in approximately 30 days. 

Amazon offers alcohol purchases from select businesses for individuals at least 21 years of age and may only be used for personal consumption.

Amazon Black Friday

Black Friday will be here before you know it, and the deals are only getting better! A handful of super-cool gadgets, trendy accessories, and bulk grocery items will see huge price drops throughout the day, so fire up your laptop; browse the online department store giant, and get planning for the biggest shopping day of the year!

It’s official: not only will you find some of the best discounts around, but the savings start early for Black Friday! Last year, shoppers saw huge price slashes on their own products like the Echo Dot, Amazon Fire tablets, and tons of other items across tech, fashion, and toys. It’s easy to get sucked into wanting everything you see, but instead, make sure you do your homework and create a list of items you absolutely need to purchase to narrow down your search and keep your wallet happy.

If you haven’t already, be sure to create an account and fill out any shipping or billing information to make your eventual checkout a breeze. They also offer incentives to their Prime members, so if you don’t already have it, consider signing up today: exclusive discounts and early access to thousands of lightning deals are released thirty minutes earlier, so if you really want to make the most of this Black Friday, go for Prime!

Previous Amazon Coupons

Discount Type Coupon Codes & Deals Discount Amount Status
Online Coupon Amazon promo code - 20% off entire order 20% Off Expired
Online Coupon Amazon coupon code for $20 off $20 Off Expired
Online Coupon $10 off with this Amazon coupon $10 Off Expired
Online Coupon Amazon promo codes: 20% off anything 20% Off Expired
Online Coupon Amazon free shipping code Free Shipping Expired
Thu, 09 Dec 2021 02:31:00 -0600 en text/html
Killexams : 5 Ways Teachers Can Collaborate to Support English Learners

When it comes to providing English learners with an equitable education, some researchers point to the need for more-strategic collaboration between general classroom and content teachers and multilingual specialists.

About 10 percent of all public school students were classified as English learners in 2019. While only 2 percent of all public school teachers teach English as a Second Language as their main assignment, 64 percent of all public school teachers have at least one English learner in their class, according to the latest federal data available , which is from the 2017-18 school year.

At the Sept. 28 to 30 conference of the WIDA consortium—which offers language assessments for English learners in 36 states, several U.S. territories, and federal agencies such as the Bureau of Indian Education—tips and tricks were shared on how to best meet the needs of this growing student population, including the call for collaboration among educators.

Andrea Honigsfeld, a professor of teacher education for teachers of English to speakers of other languages, or TESOL, at Molloy University in New York, and Valentina Gonzalez, an educational consultant and author for Seidlitz Education, a consulting group for those working with multilingual learners, presented actionable practices that teachers can use when working with English learners and multilingual certified in their districts.

The hope is that if all educators in a district view multilingual learners as their students, rather than just the responsibility of certified or an add-on to their already packed workload, it prevents marginalization of these students and benefits teachers as well.

“When we collaborate with one another, we’re reducing the workload we have,” Gonzalez said.

The co-presenters shared the following five key strategies to bring about effective collaboration.

Collaborative planning

Collaboration starts at planning meetings. Schools should create opportunities for at least a weekly common planning time where grade-level teams at the elementary level, or content-area certified at the secondary level, can work together with the English language development team or specialists. They would examine the curriculum and plan out how they will scaffold and differentiate instruction for multilingual learners and others who need the extra support, Honigsfeld said.

In an ideal world, she added, administrators would set up two of these weekly planning periods so that one could be a larger group or team meeting to focus on questions such as what are the curricular goals and grade-level standards. The second meeting would dive deeper into students’ individual and group needs.

Questions in these collaborative planning meetings should also consider: what type of academic language and literacy opportunities are embedded in the lesson; how can teachers ensure all students can be successful and participate fully; and how to use scaffolding to ensure students understand the content while being appropriately challenged.

Intentional partnership building

At some point during the school week there may be teachers who are doing exemplary work when it comes to supporting multilingual learners alongside their peers and others who are still learning what strategies work best. This is where educators can intentionally build bridges by, for example, inviting colleagues to visit during certain class periods to either observe or offer feedback, Honigsfeld said.

“Many seasoned teachers might have started out their careers with the notion of ‘my classroom, my kids, I close the door and behind the door it’s my way of reaching these students,’ ” Honigsfeld said. “And with the best of intentions, we’re creating silos or pockets of excellence.”

In cases of resistance to such partnerships or to partnerships with a specialist within the classroom, finding ways to build trust among colleagues is key, Gonzalez said.

“Sometimes just talking less and listening more offers the other partner space to contribute, aiming for parity in the lesson, aiming for parity in the classroom, or in planning, and sharing the spotlight with one another,” she added.

Content and language integration

The ability to incorporate academic language lessons into a multitude of subjects is key for supporting multilingual learners and their peers.

For instance, in math class, teachers can think about typical sentence structures that the students use in a math lesson, such as the comparative forms of “less than” or “greater than.” Within the math lesson, teachers can explore these language forms and other nuances of academic language (such as using “than” rather than “then”) as part of the content area, Honigsfeld said.

Integrating content and language also means coming up with creative opportunities for class participation like a talking activity where students articulate the thinking that goes beyond solving a math problem.

And teachers must remember that “every student, even your highly gifted monolingual, English-speaking student will be an academic language learner,” Honigsfeld added. “It’s not an add on, it is not something that now we’re taking away time from all the other students. Instead, we’re supporting all students in their academic language development.”

Technology integration

Honigsfeld and Gonzalez advocate for teachers to use technology as a tool both for collaborating with fellow colleagues (such as sharing resources on Padlet), and for better engaging all students, and particularly English learners.

Multilingual learners, for instance, can benefit from watching prerecorded lectures they can pause and rewind and then dig deeper into with the teacher in class. This is something that can benefit their monolingual peers as well, Honigsfeld said.

Tools like Flipgrid can also allow students to record themselves, so they respond orally rather than in writing and practice that aspect of language acquisition.

Coaching and consultation

Recognizing that there are school districts that struggle to recruit and retain enough certified to support their English learners and the heavy workloads teachers already have, coaching and consultation among educators in a school is helpful, Honigsfeld said.

This can look like teachers across class periods sharing materials and strategies to support multilingual learners since they each only get about 15 or 30 minutes to work directly with these students, she added.

It goes back to the importance of all educators thinking of themselves as the teachers of multilingual learners even when that student population isn’t as sizable in their school as other groups. And district and school administrators play their own role by giving teachers the time and resources needed to make all five of these strategies work, Honigsfeld said.

Fri, 07 Oct 2022 10:59:00 -0500 en text/html
Killexams : Amazon Prime Early Access Sale | October Prime Day No result found, try new keyword!What is Amazon Prime Early Access Sale and when is it in October? Amazon has announced a second Prime Day-like event for October called Prime Early Access Sale. It follows Amazon's annual Prime ... Wed, 23 Jun 2021 08:44:00 -0500 en text/html Killexams : Can You Get Car Insurance With A Learner’s Permit?

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

New drivers with a learner’s permit should have car insurance while learning to drive, even though they are not yet fully licensed.

The good news is that teenage drivers with a permit may already be covered by a parent’s car insurance policy. If you are the parent of a freshly minted driver with a permit, adding them to your policy likely will not cost you anything. The rate increase will come later when the young driver gets their license.

Do You Need Auto Insurance With a Learner’s Permit?

Every driver on the road should have car insurance, including those driving with a learner’s permit.

Depending on the state, a teenager with a learner’s permit may not be legally required to have car insurance. But insurers typically require all drivers in your household to be listed on your insurance policy.

If someone with a learner’s permit is driving your car, it’s best to inform your insurance company. If you don’t inform your insurer and your teen gets in an accident, the insurance company could deny your claim.

When your child is ready to get their learner’s permit, call your insurance company to let them know. If, however, you do not want your teen on your policy, you should exclude the driver from coverage.

How Can You Get Insurance with a Permit?

Drivers with a permit can be added to a parent’s car insurance policy or they can buy their own.

Adding a permit holder to a parent policy

If your teen is a new driver who still lives at home, adding them to your car insurance policy is the easiest way to secure coverage.

Adding a driver with a permit to your existing policy likely won’t cost you anything until the driver gets their license. So, if your teen takes two years to learn how to drive with a permit, you can enjoy that time without an increase in your car insurance rate.

Related: Best cheap car insurance for teens

Buying your own car insurance policy

First-time drivers can buy their own car insurance policy, but this is usually more expensive than adding them to an existing parent’s policy.

Buying your own car insurance policy may be your only option if:

  • You are an adult driver with a permit
  • You are a teenage driver whose parents do not have car insurance
  • You are a young driver who does not share a permanent address with your parents
  • You are an emancipated minor
  • You’ve bought your own car

How Much Car Insurance Do Learner’s Permit Drivers Need?

Drivers who are learning with a permit will need to meet state minimum car insurance requirements, either through their parent’s policy or their own. Most states require a minimum amount of liability auto insurance, and some have additional requirements, such as personal injury protection coverage.

For instance, Florida requires drivers to have at least:

  • $10,000 in liability coverage for bodily injury damages for one person
  • $20,000 in bodily injury coverage per accident
  • $10,000 in liability coverage for property damage
  • $10,000 in personal injury protection coverage

If a new driver causes an accident, having only the state minimum amount of car insurance will likely not be enough. As a good rule of thumb, you should make sure to have enough liability insurance to cover what you could lose in a lawsuit after a car accident.

Related: How much car insurance do I need?

How Much Is Car Insurance for New Drivers with a Permit?

If you’re a parent, it likely won’t cost anything to add a new driver with a permit to your car insurance policy. But, once the driver becomes fully licensed, your car insurance premium will increase significantly.

Average rate increase to add a teen driver to a parent policy

How Can Parents Save on Car Insurance?

Parents adding a teen driver to their policy can save on car insurance by:

  • Shopping around. To find the best deal, take the time to compare auto insurance quotes from at least three or four different companies.
  • Signing up for a driver’s education program. Some insurers offer programs that help teen drivers and offer discounts for the teens who complete them.
  • Checking for discounts. Many insurers offer car insurance discounts that apply to teen drivers, such as good grade discounts and student away from home discounts.
  • Bundling your policies. You could save on premiums by buying auto insurance and homeowners insurance (or renter’s insurance) from the same insurer.
  • Driving safely. Insurance rates tend to go up after a speeding ticket or accident, so encourage safe driving habits for the whole family.

Best Car Insurance Companies 2022

With so many choices for car insurance companies, it can be hard to know where to start to find the right car insurance. We've evaluated insurers to find the best car insurance companies, so you don't have to.

Car Insurance for Permit Drivers FAQ

Does it make sense for a permit holder to buy their own car insurance?

No, it does not make sense for a permit holder to buy their own car insurance unless they have to.

Scenarios where a permit holder may be required to buy their own policy include if they don’t have a parent or guardian with auto insurance, they no longer live with a parent or they buy their own car.

Related: Tips for first-time car insurance buyers

When should a permit holder be added to a parent’s car insurance policy?

When your child gets their learner’s permit, you should notify your insurance company. As a driver using your car with your permission, they may be covered under your policy at no charge.

Once your child gets their driver’s license, you can add them to your car insurance policy as a listed operator. At that point, your insurance rate will increase.

Related: Best car insurance for teens

How much will a policy increase by adding a teen driver?

The average cost of adding a young driver—age 16 to 21—to a married couple’s car insurance policy is $1,951 a year, according to a Forbes Advisor analysis of rates from top 11 insurance companies across the nation.

With that in mind, those hoping to find the best cheap car insurance for teens should shop around and compare premiums with at least three or four different insurance companies.

Tue, 11 Oct 2022 01:52:00 -0500 Holly Johnson en-US text/html
Killexams : How MNPS Is Investing in Its English Learners, and How It Could Do Better

Maria Paula Zapata

According to Metro Nashville Public Schools’ open data portal, of Nashville’s roughly 82,600 students, 22,069 — about 27 percent — are active English learners or have transitioned out of the district’s English Learners program within the past four years. These students bring 129 languages to the district and represent 145 countries. The top five most-spoken non-English languages are Spanish, Arabic, Kurdish, Somali and Burmese. 

But multilingual students represent much more than numbers and data points. They and their families have a lot to offer to the district. Former English learners include MNPS student board member Abenezer Haile and former student board member Angelie Quimbo. Quimbo was also a co-valedictorian at Hillwood High School — one of the 18 2021-22 valedictorians and salutatorians who, at some point in their education, received services through MNPS’ Office of English Learners. MNPS’ executive director of English Learners Molly Hegwood tells the Scene that many students who exit the EL program outperform their peers whose primary language is English.

Audrey Sika Mvibudulu-Feruzi was an EL student who later became an EL teacher, though she’s since moved out of the district. “Initially, when I went to college, I just wanted to be a general teacher,” Mvibudulu-Feruzi tells the Scene via Zoom. “After two years and a half in, I just told myself, ‘No, let me work with the EL population, that’s where my heart is at, that’s where I came from.’ ” Drawing from needs she had as a student, Mvibudulu-Feruzi created an afterschool program that helped EL students take charge of their education. 

There are many roles within the district that support EL students, from immigrant youth transition certified to EL teachers, parent outreach translators, student ambassadors and more. There’s also the more targeted Students With Interrupted Formal Education program for those who have large gaps in their education — typically refugees or asylees. The state requires a ratio of one EL teacher for every 35 students. MNPS has only 67 in-person interpreters to serve the thousands of students who are active or recent English learners — along with their families — but the district also utilizes an over-the-phone interpretation service, which it was able to expand using federal COVID-19 relief money. Those dollars also provided more opportunities for teachers to get EL certifications, but whether those resources will continue at this level when those dollars run out remains to be seen.

As is the case throughout MNPS, EL students could certainly benefit from more staff support. Though the district was not able to provide exact vacancy numbers in time for the publication of this article, Hegwood tells the Scene: “I wouldn’t say our staffing is any better or worse than any of the other areas. It’s very similar in the sense of trends across the district.” Efat Welson is an MNPS interpreter and a translator for the special education department. She tells the Scene she’d still like to see the district hire more interpreters — a request she made directly to the board of education in April.

EL teachers who work with students are not interpreters, and they don’t necessarily speak the languages of the students they serve. “Teacher fluency in the students’ native language is not required for strong English language instruction, but it certainly is a plus,” says former school board member Gini Pupo-Walker, who directs equitable-education advocacy group Education Trust in Tennessee. “That said, hiring bilingual staff at all levels is important and should be a priority for districts.” 

Serving multilingual families means more than providing interpreters and classroom assistance. It takes a spectrum of wraparound services to truly support students — EL and otherwise — but those services aren’t always executed perfectly. While the district has interpretation services, for example, it can be difficult for some families to know how to access them.

“I think there’s a lot of information that’s available — I don’t think there’s enough information that’s accessible,” says Maria Paula Zapata, director of programs at community nonprofit Conexión Américas. “And that point of, ‘How does it become accessible?’ I think is a greater question that we would need to involve families to really get at, like what does that mean?”

Conexión Américas has a Parents as Partners program that allows Spanish-speaking parents to connect with one another and learn about the school district. Zapata describes the program as a “really beautiful peer-to-peer model, where it’s not just a staff member saying, ‘Here’s what you need to do.’ But it’s genuine parents saying, ‘Hey, I’ve gone through this program as well. I’ve had children in the school system … and here’s some things that we think can be helpful.’ ”

While programs like these are often helpful, they don’t exist in all languages spoken in the district. 

MNPS leverages outside support through its Community Achieves initiative, which connects students and their families with services that can tend to a range of needs. There’s also a collaborative effort from local organizations, led by Nashville’s teachers’ union, the Metropolitan Nashville Education Association, to implement their own community schools model.

Zapata notes that details matter. Bilingual signage and friendly staff can be the difference between a positive experience with the district or a negative one. “The warmth of your front office? It is a really big indicator of whether families feel included in your school,” she says. 

Like many students, English learners could benefit from more support. This can mean donating resources, donating money to organizations that support them, tutoring kids and responding to schools’ specific needs. Also, as Mvibudulu-Feruzi points out, “Just take the time to learn where children are coming from. … I know that when I was younger, when I had an educator … who was interested in my culture or interested in where I came from, or even interested in me having a different accent than the Southern accent … that brightened my day. That made me feel safer at school. [It’s also important to make sure you’re not] looping everyone into one culture because we don’t all have one culture, and even within a culture, there are subcultures.”

“We need to start seeing EL students not for the additional supports that they may need, but how much potential they have to shape and contribute to our community — if we deliver them all the things they need to be successful,” says Zapata. “If you want [a] multicultural, multilingual, diverse workforce … you need to invest in them now. Otherwise, we’re losing out on everything that we say we want for the future. And I think that that’s the most important [thing]. We’re not talking about poor little kids who don’t speak English now, we’re talking about the future of a multicultural workforce.”

Fri, 14 Oct 2022 05:52:00 -0500 en text/html
Killexams : Are today’s learner drivers ready to swap to electric cars?

Obviously, the other major part of this equation is the learners themselves, so what do they think? Seventeen year old Ella Woolley recently passed her test and was full of praise for the EV experience. “I absolutely loved it. The opportunity to learn in an EV was great, and the only thing to get used to was the lack of noise. But what I also noticed was that learning in a larger car [the Peugeot e-2008] gave me added confidence, and I feel like I could drive anything now. For anyone thinking of learning in an automatic, I’d definitely recommend it.”

Incidentally, it’s difficult to establish the number of driving tests taken in an EV because the Driver & Vehicle Standards Agency bundles them in with automatic cars, but their figures do show that those are rising while the number of manual tests are falling. 

One last thing we’ve not yet touched on is cost. For learners it’s comparable to a conventional automatic car, so only slightly more expensive than a manual. For instructors, The AA says that a franchise costs from £219 per week, and although higher than for a petrol model (the equivalent Peugeot 208 is £169 per week) taking into account the fuel and recharging costs sees the electric car come out fractionally cheaper overall. 

As for the experience as a whole, the ringing endorsements from instructor and learner alike are clearly good news for the industry as we make the transition to an electrified future.  We’ve certainly come a long way from the noisy old Austin Metro that this writer passed his test in, but for those getting behind the wheel for the first time there certainly seems nothing to fear from going electric.    

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Sat, 08 Oct 2022 23:31:00 -0500 en-GB text/html
Killexams : Stephen Taylor: We're all lifelong learners, and some of what we learn isn't good cannot provide a good user experience to your browser. To use this site and continue to benefit from our journalism and site features, please upgrade to the latest version of Chrome, Edge, Firefox or Safari.

Wed, 28 Sep 2022 09:44:00 -0500 en-US text/html
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