Memorize and practice these CPT braindumps before you go to attempt real exam.

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Exam Code: CPT Practice exam 2023 by Killexams.com team
CPT Common Proficiency Test
Exam Details:
- Number of Questions: The CPT (Common Proficiency Test) is a multiple-choice exam consisting of four sections, each with a specific number of questions. The sections and their respective question counts are as follows:
1. Fundamentals of Accounting: 60 questions
2. Mercantile Laws: 40 questions
3. General Economics: 50 questions
4. Quantitative Aptitude: 50 questions
In total, the CPT comprises 200 questions.

- Time: The CPT is a time-limited exam, with a total duration of 4 hours. Candidates have 2 hours for each session, and they cannot leave the examination hall during the session.

Course Outline:
The CPT is an entry-level examination conducted by the Institute of Chartered Accountants of India (ICAI). It serves as the first step in the Chartered Accountancy (CA) course. The course outline for the CPT includes the following subjects:

1. Fundamentals of Accounting: This section covers the basic principles and concepts of accounting, including the preparation, presentation, and interpretation of financial statements, accounting for partnerships, and accounting for nonprofit organizations.

2. Mercantile Laws: This section focuses on the legal aspects relevant to the business environment, including the Indian Contract Act, the Sale of Goods Act, and the Partnership Act.

3. General Economics: This section covers fundamental economic concepts and principles, including microeconomics and macroeconomics, price determination, national income, money and banking, and economic reforms in India.

4. Quantitative Aptitude: This section tests the candidates' mathematical and analytical skills. It includes syllabus such as ratios and proportions, time and distance, equations, probability, and basic statistical concepts.

Exam Objectives:
The CPT has the following objectives:

1. Assess Fundamental Knowledge: The exam aims to evaluate candidates' understanding of the fundamental concepts and principles of accounting, mercantile laws, general economics, and quantitative aptitude.

2. Test Analytical Skills: The CPT assesses candidates' ability to apply logical and analytical thinking in solving numerical and theoretical problems.

3. Measure Aptitude for the CA Profession: The exam aims to determine candidates' aptitude and suitability for pursuing a career in chartered accountancy.

4. Establish a Foundation: The CPT serves as the foundation for the subsequent levels of the CA course, ensuring that candidates have a solid understanding of the core subjects.

Exam Syllabus:
The CPT syllabus covers the following topics:

1. Fundamentals of Accounting:
- Theoretical Framework
- Accounting Process
- Bank Reconciliation Statement
- Inventories
- Depreciation Accounting
- Preparation of Final Accounts for Sole Proprietors
- Partnership Accounts
- Accounting for Nonprofit Organizations

2. Mercantile Laws:
- The Indian Contract Act, 1872
- The Sale of Goods Act, 1930
- The Indian Partnership Act, 1932

3. General Economics:
- Microeconomics: Introduction to Microeconomics, Theory of Demand and Supply, Price Determination in Different Markets
- Macroeconomics: Indian Economy - A Profile, Basic Understanding of National Income, Money and Banking

4. Quantitative Aptitude:
- Ratio and Proportion, Indices, Logarithms
- Equations and Matrices
- Time and Distance
- Simple and Compound Interest
- Permutations and Combinations
- Probability and Statistics
Common Proficiency Test
ICAI Proficiency health
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'Hi, Doc!' DM'ing the doctor could cost you (or your insurance plan)

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El Niño will likely continue into early 2024, driving even more hot weather

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We independently evaluate all recommended products and services. If you click on links we provide, we may receive compensation. Learn more.

Losing your job can cause significant financial stress, especially if you’re losing your health insurance benefits at the same time. But you may be eligible for a special enrollment period on the Health Insurance Marketplace if you’ve lost benefits. This means you don’t have to wait until the annual open enrollment period in November to apply for coverage. Plus, it’s likely you’ll qualify for the premium tax credit.

To find the best health insurance during unemployment, we reviewed the largest health insurance companies in the country and compared them across a range of metrics. We prioritized companies that offer plans with low premiums and low copays, as well as tax incentives for additional savings. We also looked for companies that offer extra benefits that unemployed individuals might need.

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Just how hot was July? Hotter than anything on record

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 Sun, 20 Aug 2023 12:00:00 -0500 en text/html https://www.npr.org/sections/global-health/ Killexams : ICAI CA 2023: Results Will Be Out Today At icai.nic.in; Details Here No result found, try new keyword!ICAI CA Inter Results 2022: Studied 12 hours a day, got off social media, Mumbai girl sacrificed leisures to secure AIR 2 (To receive our E-paper on WhatsApp daily, please click here. To receive ... Tue, 04 Jul 2023 15:17:00 -0500 en-us text/html https://www.msn.com/ Killexams : Lesbian Health

A: Lesbians face unique challenges within the health care system that can cause poorer mental and physical health. Many doctors, nurses, and other health care providers have not had sufficient training to understand the specific health experiences of lesbians, or that women who are lesbians, like heterosexual women, can be healthy normal females. There can be barriers to optimal health for lesbians, such as:

  • Fear of negative reactions from their doctors if they disclose their sexual orientation.
  • Doctors’ lack of understanding of lesbians’ disease risks, and issues that may be important to lesbians.
  • Lack of health insurance because of no domestic partner benefits.
  • Low perceived risk of getting sexually transmitted diseases and some types of cancer.

For the above reasons, lesbians often avoid routine health exams and even delay seeking medical care when health problems occur.

  • Heart disease. Heart disease is the #1 killer of all women. Factors that raise women’s risk for heart disease — such as obesity, smoking, and stress — are high among lesbians. The more risk factors (or things that increase risk) a woman has, the greater the chance that she will develop heart disease. There are some factors that you can't control such as getting older, family health history, and race. But you can do something about some of the biggest risk factors for heart and cardiovascular disease — smoking, high blood pressure, lack of exercise, diabetes, and high blood cholesterol.
  • Exercise. Studies have shown that physical inactivity adds to a person's risk for getting heart and cardiovascular disease, as well as some cancers. People who are not active are twice as likely to develop heart and cardiovascular disease compared to those who are more active. The more overweight you are, the higher your risk for heart disease. More research with lesbians in this area is needed.
  • Obesity. Being obese can make you more likely to get heart disease, and cancers of the uterus, ovary, breast, and colon. Many studies have found that lesbians have a higher body mass than heterosexual women. Studies suggest that lesbians may store fat more in the abdomen and have a greater waist circumference, which places them at higher risk for heart disease and other obesity-related issues such as premature death. Additionally, some suggest that lesbians are less concerned about weight issues than heterosexual women.

    At this time, more research is needed in these areas: physical activity in lesbians; possible dietary differences between lesbians and heterosexual women; if a higher BMI is a reflection of lean tissue and not excess fat; and if there’s a different cultural norm among lesbians about thinness. In addition, other important factors for researchers to consider are race/ethnic background, age, health status, education, cohabitation with a female relationship partner, and having a disability. Studies have reported that among lesbian and bisexual women, African American or Latina ethnicity, older age, poorer health status, lower educational attainment, lower exercise frequency, and cohabiting with a female relationship partner increases a lesbian woman’s likelihood of having a higher BMI.

  • Nutrition. Research supports that lesbian and bisexual women are less likely to eat fruits and vegetables every day. More research on food consumption and dietary differences in relation to health and lesbians and bisexuals is needed.
  • Smoking.Smoking can lead to heart disease and multiple cancers, including cancers of the lung, throat, stomach, colon, and cervix. Lesbians are more likely to smoke, compared to heterosexual women. Researchers think that high rates of smoking in this population are a consequence several things, like social factors, such as low self-esteem, stress resulting from discrimination, concealing one’s sexual orientation, and tobacco advertising targeted towards gays and lesbians. Studies have also found that smoking rates are higher among gay and lesbian adolescents compared to the general population. Smoking as a teen increases the risk of becoming an adult smoker. We know that about 90 percent of adult smokers started smoking as teens.
  • Depression and Anxiety. Many factors cause depression and anxiety among all women. Studies show that lesbian and bisexual women report higher rates of depression and anxiety than heterosexual women do. This may result from the fact that lesbian women may also face:
  • Social stigma
  • Rejection by family members
  • Abuse and violence
  • Being treated unfairly in the legal system
  • Hiding some or all aspects of one’s life
  • Lacking health insurance

Lesbians often feel they have to conceal their lesbian status to family, friends, and employers. Lesbians can also be recipients of hate crimes and violence. Despite strides in our larger society, discrimination against lesbians does exist, and discrimination for any reason may lead to

depression and anxiety.
  • Alcohol and drug abuse.Substance abuse is as serious a public health problem for the lesbians, gay men, bisexuals, and transgendered people (LGBT) as it is for the general U.S. population. Overall, recent data suggest that substance use among lesbians — particularly alcohol use — has declined over the past two decades. Reasons for this decline may include greater awareness and concern about health; more moderate drinking among women in the general population; some lessening of the social stigma and oppression of lesbians; and changing norms associated with drinking in some lesbian communities. However, both heavy drinking and use of drugs other than alcohol appear to be prevalent among young lesbians and among some older groups of lesbians.
  • Cancers. Lesbian women may be at a higher risk for uterine, breast, cervical, endometrial, and ovarian cancers because of the health profiles listed above. However, more research is needed. In addition, these reasons may contribute to this risk:
  • Lesbians have traditionally been less likely to bear children. Hormones released during pregnancy and breastfeeding are believed to protect women against breast, endometrial, and ovarian cancers.
  • Lesbians have higher rates of alcohol use, poor nutrition, and obesity. These factors may increase the risk of breast, endometrial, and ovarian cancers, and other cancers.
  • Lesbians are less likely to visit a doctor or nurse for routine screenings, such as a Pap, which can prevent or detect cervical cancer. The viruses that cause most cervical cancer can be sexually transmitted between women. Lesbians have similar rates of mammography testing (for breast cancer) as heterosexual women.
  • Domestic Violence. Also called intimate partner violence, this is when one person purposely causes either physical or mental harm to another. Domestic violence can occur in lesbian relationships as it does in heterosexual relationships, though there is some evidence that it occurs less often. But for many reasons, lesbian victims are more likely to stay silent about the violence. Some reasons include fewer services available to help them; fear of discrimination; threats from the batterer to “out” the victim; or fear of losing custody of children.
  • Polycystic Ovarian Syndrome. PCOS is the most common hormonal reproductive problem in women of childbearing age. PCOS is a health problem that can affect a woman’s menstrual cycle, fertility, hormones, insulin production, heart, blood vessels, and appearance. Women with PCOS have these characteristics:
  • high levels of male hormones, also called androgens
  • an irregular or no menstrual cycle
  • may or may not have many small cysts in their ovaries. Cysts are fluid- filled sacs.

An estimated five to 10 percent of women of childbearing age have PCOS (ages 20-40). There is evidence that lesbians may have a higher rate of PCOS than heterosexual women.

  • Osteoporosis. Millions of women already have or are at risk for osteoporosis. Osteoporosis means that your bones get weak, and you’re more likely to break a bone. Osteoporosis in lesbian women has not yet been well studied.
  • Sexual Health. Lesbian women are at risk for many of the same STDs as heterosexual women. Lesbian women can transmit STDs to each other through skin-to-skin contact, mucosa contact, vaginal fluids, and menstrual blood. Sharing sex toys is another method of transmitting STDs. These are common STDs that can be passed between women:
  • Bacterial vaginosis (BV). Although we don’t know for sure that BV is caused by a sexually transmitted agent, BV occurs more commonly among women who have recently acquired other STD’s, or who have recently had unprotected sex. For reasons that are unclear, BV is more common in lesbian and bisexual women than heterosexual women, and frequently occurs in both members of lesbian couples. BV happens when the normal bacteria in the vagina get out of balance. Sometimes, BV causes no symptoms, but over half of affected women have a vaginal discharge with a fishy odor or vaginal itching. If left untreated, BV can increase a woman’s chances of getting other STDs such as HIV, chlamydia, gonorrhea, and pelvic inflammatory disease.
  • Human papillomavirus (HPV). HPV can cause genital warts and abnormal changes on the cervix that can lead to cancer, if it is not treated. Most people with HPV or genital warts don’t know they are infected until they have had a Pap test because they may not have symptoms, but the virus can still be spread by contact. Lesbians can transmit HPV through direct genital skin-to-skin contact or by the virus traveling on hands or sex toys. Some women and their doctors wrongly assume that lesbian women do not need a regular Pap test. However, the virus can be spread by lesbian sexual activity, and many lesbians have been sexual with men so it is recommended that lesbian women have a Pap test. This simple test is an effective method of detecting abnormal cells on the cervix that can lead to cancer. Begin getting Pap tests no later than age 21 or sooner if you’re sexually active. These recommendations apply equally to lesbians who’ve never had sex with men, as cervical cancer caused by HPV has been seen in this group of women.
  • Trichomoniasis “Trich”. It is caused by a parasite that can be passed from one person to another during sexual contact. It can also be picked up from contact with damp, moist objects such as towels or wet clothing. Trich is spread through sexual contact with an infected person. Signs include yellow, green, or gray vaginal discharge (often foamy) with a strong odor; discomfort during sex and when urinating; irritation and itching of the genital area; and lower abdominal pain in rare cases. To tell if you have trich, your doctor or nurse will do a pelvic exam and lab test. A pelvic exam can show small red sores, or ulcerations, on the wall of the vagina or on the cervix. Trich is treated with antibiotics.
  • Herpes. Herpes is a virus that can produce sores (also called lesions) in and around the vaginal area, on the penis, around the anal opening, and on the buttocks or thighs. Occasionally, sores also appear on other parts of the body where the virus has entered through broken skin. Most people get genital herpes by having sex with someone who is shedding the herpes virus during periods when an outbreak is not visible. The most common cause of recurrent genital herpes is HSV-2, which is transmitted through direct genital contact. HSV-1 is another herpes virus that usually infects the mouth and causes oral cold sores, but can also be transmitted to the genital area through oral sex. Lesbians can transmit this virus to each other if they have intimate contact with someone with a lesion or touching infected skin even when an outbreak is not visible.
  • Syphilis. Syphilis is an STD caused by bacteria. Syphilis is passed through direct contact with a syphilis sore during vaginal, anal, or oral sex. If untreated, syphilis can infect other parts of the body. Syphilis remains uncommon in the general population, but has been increasing in men who have sex with men. It is extremely rare among lesbians. However, lesbians should talk to their doctor if they have any non-healing ulcers.
Thu, 15 Sep 2022 15:20:00 -0500 en text/html https://www.webmd.com/women/lesbian-health Killexams : University of Utah Health

Navigating your health can be difficult. HealthFeed is here to help. As the official blog of University of Utah Health, we are here to offer you information on the latest in medicine, research, nutrition, exercise, and more. We not only will provide you the facts, but help you understand them in today’s world where headlines are changing every day.

 Tue, 22 Aug 2023 02:00:00 -0500 en text/html https://healthcare.utah.edu/ Killexams : Best Health Insurance Companies Of August 2023

UnitedHealthcare, the biggest health insurer in the country with over 26 million members, offers insurance coverage in nearly every state. That includes plans in 18 states through the Affordable Care Act marketplace: Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Louisiana, Maryland, Massachusetts, Michigan, Nevada, New York, North Carolina, Oklahoma, Tennessee, Texas, Virginia and Washington.

Beyond ACA marketplace plans, UnitedHealthcare also offers coverage through employer-based plans, Medicare, Medicaid, short-term health insurance and supplemental insurance, including critical illness insurance.

UnitedHealthcare has a wider nationwide provider network than many competitors. The company has 1.3 million physicians and care professionals at 6,500 hospitals and care facilities. That large network makes it easier to get in-network care when you’re away from home.

Some UnitedHealthcare plans offer additional benefits, including $0 primary care physician visits and copays, unlimited virtual visits, adult vision and dental and prescription drug delivery.

Read More: UnitedHealthcare Health Insurance Review

 Tue, 01 Aug 2023 00:14:00 -0500 Les Masterson en-US text/html https://www.forbes.com/advisor/health-insurance/best-health-insurance-companies/ Killexams : 10 Best Online Therapy Services: Reviewed In 2023

Mary Alvord, Ph.D., a psychologist in Maryland who teaches mental health professionals about telehealth, Jay Shore, Ph.D., a psychiatrist and director of telemedicine at the Helen and Arthur E. Johnson Depression Center at the University of Colorado Anschutz Medical Campus and Henderson offer these pros and cons for online therapy.

Pros

Circumvents mental health stigma. “For people whom stigma is a concern, especially if they live in a tight-knit community, parking their car outside a counseling center or therapy office can really violate their privacy,” says Henderson. “But online therapy is really discreet and can protect people’s privacy and confidentiality in ways that in-person [therapy] simply cannot.”

Convenience and safety. If you’re unable to travel safely during bad weather or can’t take time out of your workday to travel to and from a mental health professional’s office, a virtual visit can be a good substitute.

Sense of intimacy. Dr. Shore says some patients may prefer their familiar at-home surroundings versus an “artificial clinic environment.” Henderson echoes these sentiments. “In some ways, video is more intimate than being in the same room because we’re in each other’s space,” she says. “You might be in my office, but it’s in my home, so it feels like you’re in my home just as I am in your home. That really bridges a gap, as opposed to being on my turf when you come into my office.”

Similar outcomes. In-person and video visits hold the potential to deliver similar results, according to Dr. Shore. Henderson agrees: “We see just as much, if not more, improvement in online therapy settings. Apples to apples, in-person therapy versus telehealth, there’s really no difference between which one is more effective.”

Easier access. For people who live far from the nearest therapist’s office or counseling center, online therapy can provide a readily available alternative.

Little to no wait time. A virtual appointment may be able to begin on time while an in-office appointment may be delayed by paperwork and other bureaucratic hurdles.

Cons

Nonverbal communication. A therapist may not pick up on a patient’s nonverbal cues during a virtual appointment. Dr. Alvord explains that much of our communication is nonverbal. However, Henderson points out that the proximity of the camera lens during video appointments can provide more visual communication through facial expressions than in an in-person appointment where a greater physical distance exists between the therapist and the client.

Limited effectiveness for some. Certain patients, such as some children or people with autism spectrum disorder, may not respond well to virtual therapy, Dr. Alvord notes. Individuals with dementia or other cognitive issues also may not do well in virtual sessions without modifications, such as a caregiver being with the patient, explains Dr. Shore.

Technology. Some people’s homes may not be equipped with high speed internet service, or the patient may not be comfortable with technology, making virtual therapy difficult or even impossible to carry out.

Insurance coverage. In some cases, your health insurance provider may cover an in-person therapy session but may not cover a virtual session. Such policies are constantly changing, though, especially in light of the COVID-19 pandemic. Speak to an agent at your insurance company to confirm what your coverage currently includes.

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