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AACD benefits - American Academy of Cosmetic Dentistry Updated: 2024

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Exam Code: AACD American Academy of Cosmetic Dentistry benefits January 2024 by Killexams.com team

AACD American Academy of Cosmetic Dentistry

The American Academy of Cosmetic Dentistry (AACD) does not administer a specific certification exam. However, they offer an accreditation program for dentists known as the Accreditation process. The AACD Accreditation process is a rigorous evaluation that assesses a dentist's skill and knowledge in cosmetic dentistry. Below is an overview of the process and its components:

Exam Details:
- Number of Questions: The AACD Accreditation process does not involve a traditional exam with a fixed number of questions. Instead, it consists of case submissions and evaluations by a panel of experts.

- Time: The process is not time-based, and the timeline can vary for each dentist undergoing accreditation. Dentists typically work on their cases over an extended period and submit them when they are ready for evaluation.

Course Outline:
The AACD Accreditation process focuses on evaluating a dentist's ability to perform cosmetic dentistry procedures effectively. It does not follow a specific course outline but rather requires dentists to showcase their skills through case submissions.

Exam Objectives:
The objectives of the AACD Accreditation process are as follows:
- To assess a dentist's knowledge, technical skills, and artistic abilities in the field of cosmetic dentistry.
- To evaluate a dentist's ability to achieve high-quality aesthetic results that meet the AACD's standards of excellence.
- To promote continuous learning and professional development in cosmetic dentistry.

Exam Syllabus:
The AACD Accreditation process involves the submission of clinical cases that demonstrate the dentist's expertise in cosmetic dentistry. The specific requirements for case submissions may include:

1. Documentation and Records:
- Detailed written documentation of each case, including patient history, treatment planning, and materials used.
- Clinical photographs and radiographs demonstrating the initial condition of the patient's teeth and the treatment process.
- Comprehensive records showing the techniques and materials utilized during the procedures.

2. Clinical Cases:
- Dentists are typically required to submit a specific number of cases (e.g., a minimum of five cases) demonstrating different cosmetic dentistry procedures they have performed.
- Cases may include procedures such as veneers, crowns, teeth whitening, dental implants, orthodontics, and other cosmetic treatments.
- The cases should showcase the dentist's ability to achieve aesthetically pleasing results and address the patient's specific cosmetic concerns.

3. Evaluation Process:
- The case submissions undergo a thorough evaluation by a panel of AACD Accreditation examiners.
- Examiners assess the quality of the aesthetic results, technical skill, attention to detail, and adherence to AACD guidelines.
- Feedback is provided to the dentist, highlighting areas of strength and areas that may require improvement for successful accreditation.

The AACD Accreditation process aims to recognize dentists who have demonstrated a high level of proficiency and commitment to cosmetic dentistry. It encourages dentists to continually refine their skills and stay updated with the latest advancements in the field.
American Academy of Cosmetic Dentistry
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Question: 140
The dentist treating the patient above wants to determine if any teeth are ankylosed. This can be done best by the
use of what?
A. Periapical radiographs of the anterior teeth
B. Percussion of the anterior teeth
C. Periodontal probing of the anterior teeth
D. Vitality testing of the anterior teeth
Answer: A
Question: 141
Periodontal therapy has been completed to assure a stable periodontal condition. Of the following, what would be
the next discipline a dentist should complete in the treatment sequence for this patient?
A. Gingival grafting to level the gingival margins in the upper anterior segment
B. Orthodontic treatment to erupt the lower anterior segment to help Excellerate the occlusal relationship and function
C. Full orthodontic treatment to level and align both occlusal planes
D. Orthodontic treatment to erupt the upper anterior segment to level the incisal edges
Answer: C
Question: 142
A. Improper margin placement/visible margins
B. Improper labial anatomy (primary, secondary, tertiary)
C. Excessive length of interproximal contacts
D. Periodontal health is not optimal
Answer: D
Question: 143
The patient desires to close the diastema between the maxillary central incisors. The teeth are prepped for veneers.
After reviewing the photograph above, what obstacles would prevent this patient from achieving the desired
outcome?
A. The discoloration on tooth #8
B. Desired treatment not including the maxillary canines
C. Not enough incisal reduction
D. Labially positioned interproximal finish lines
Answer: A
Question: 144
The 19-year-old female pictured above recently had her braces removed. Her orthodontist referred her to you for
restorative care. At your introductory appointment photographs and models were taken. In your initial evaluation of
this case, which of the statements is correct?
A. B. diagnostic wax-up is needed to evaluate the restorability of this case
B. A diagnostic wax-up is needed to evaluate the restorability of this case
C. Interdisciplinary communication was likely used in this case
D. An implant and four restorations will restore to esthetic proportions
Answer: D
Question: 145
The patient's right lateral incisor in the photograph above needs tissue correction to bring it in line with tooth #10.
The measurement from the free gingival margin of #7 to the crest of the bone is 2.0 mm. Which of the following
options is the treatment of choice? Gingival recontouring:
A. For tooth #7 only.
B. For teeth #7 through #10.
C. Plus osseous recontouring for tooth #7 only.
D. Plus osseous recontouring for teeth #7 through #10.
Answer: A
Question: 146
A. Unnatural emergence profile
B. Periodontal health is not optimal
C. Exaggeration of central dominance
D. Improper axial inclination
Answer: A
Question: 147
following?
A. Evidence of iatrogenic damage to opposing teeth
B. Improper width to length ratio
C. Improper axial inclination
D. Periodontal health is not optimal
Answer: B
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Medical Dentistry benefits - BingNews https://killexams.com/pass4sure/exam-detail/AACD Search results Medical Dentistry benefits - BingNews https://killexams.com/pass4sure/exam-detail/AACD https://killexams.com/exam_list/Medical What benefits dentists are offering to dental hygienists, assistants

Offering increased starting pay rates, paid time off and retirement plans are the three most commonly offered benefits for dental hygienist and dental assistant applicants over the past two years, according to a poll from the American Dental Association's Health Policy Institute.

More than 30% of dentists are currently or recently were recruiting dental hygienists and dental assistants, according to the ADA's monthly "Economic Outlook and Emerging Issues in Dentistry" survey from December.

Due to the high levels of difficulty recruiting staff, practice owners have had to offer more benefits to applicants. 

Here is the percentage of practice owners who offered specific benefits to dental hygienist and dental assistant applicants in 2022 and 2023:

Starting pay rate increased from prior year

2022: 84.2% 

2023: 90.9%

Retirement plan

2022: 75.8% 

2023: 77.7%

Health insurance

2022: 48.3% 

2023: 49.7%

Sign-on bonus

2022: 7.1% 

2023: 8.9%

Paid time off

2022: 84% 

2023: 86.8%

Changed hours to meet applicants' needs

2022: 44.5% 

2023: 55.8%

Other

2022: 6.3% 

2023: 6.9%

Thu, 04 Jan 2024 03:39:00 -0600 en-gb text/html https://www.beckersdental.com/staffing-issues/42677-what-benefits-dentists-are-offering-to-dental-hygienists-assistants.html
Common Questions About Dental Prophylaxis Answered By Doctors. No result found, try new keyword!This article explores the benefits of dental prophylaxis and how it differs from other dental procedures. Dental prophylaxis is a preventive dental procedure aimed at removing plaque, tartar and ... Thu, 04 Jan 2024 07:28:38 -0600 en-us text/html https://www.msn.com/ VA Dental Benefits: What rating can supply you dental care and what benefits you get? No result found, try new keyword!For individuals eligible for VA dental care benefits, the Veterans Affairs (VA) offers comprehensive dental services. However, if you are suffering from a dental condition eligible ... Mon, 01 Jan 2024 22:08:31 -0600 en-us text/html https://www.msn.com/ In a first, Harvard Pilgrim offers dental, vision coverage No result found, try new keyword!Harvard Pilgrim commercial employer clients can opt into new dental and vision packages, a first for the company. Thu, 04 Jan 2024 01:03:00 -0600 text/html https://www.bizjournals.com/boston/news/2024/01/04/harvard-pilgrim-dental-vision-point32health.html Oil Pulling With Coconut Oil Can Transform Your Dental Health

Oil pulling may reduce the harmful bacteria in your mouth and decrease your risk of some health conditions. But no evidence suggests it draws toxins from the blood or whitens your teeth.

Oil pulling is an ancient Indian folk remedy claimed to whiten your teeth, freshen your breath, and greatly Excellerate your oral health.

Using coconut oil for oil pulling is becoming increasingly popular.

Many people swear by this remedy, and many say it also improves their health in other ways.

This article explores whether there is any truth behind these claims or whether oil pulling is just another ineffective trend.

Oil pulling involves swishing oil around the mouth like a mouthwash. It has been used for thousands of years as an Indian folk remedy.

The main benefit of oil pulling is that it reduces the amount of harmful bacteria in the mouth.

There are hundreds of different types of bacteria in your mouth. While many are friendly, others are not. The bacteria in your mouth create a biofilm on your teeth, a thin layer known as plaque.

Having some plaque on your teeth is perfectly normal, but if it gets out of hand, it can cause various problems, including:

The way oil pulling works is simple — when you swish the oil around your mouth, the bacteria get swept away and dissolve in the liquid oil.

Oil pulling should work with almost any oil, but extra-virgin coconut oil is a popular choice due to its pleasant taste.

It also has a favorable fatty acid profile, containing high amounts of lauric acid, which has antimicrobial properties.

Learn more about the benefits of oil pulling.

Summary

Oil pulling is an ancient Indian remedy to clean the mouth and teeth. It is claimed to reduce the risk of cavities, gum inflammation, and bad breath.

Streptococcus mutans is one of the main bacteria in your mouth and a key player in plaque buildup and tooth decay.

One 2016 study in 60 adults showed that oil pulling with coconut oil for 10 minutes daily significantly reduced the number of S. mutans in saliva in as little as 2 weeks, compared to distilled water.

An older study in children concluded that coconut oil was as effective as a standard chlorhexidine mouthwash at reducing S. mutans.

While these results are promising, more studies are needed comparing the effectiveness of coconut oil to other types of oils.

Summary

Using coconut oil as a mouthwash can significantly reduce the number of harmful bacteria, such as S. mutans, in your mouth.

Gingivitis is caused by inflammation of the gums and occurs when your immune system starts attacking the bacteria in the plaque.

A 2020 study of 20 adults determined that virgin coconut oil was effective at reducing the accumulation of plaque when used in oil pulling. The authors note that more research is still needed.

One 2017 study involving 40 dental students compared the effects of coconut oil pulling and a placebo. Researchers found oil pulling effective at reducing plaque.

Summary

Oil pulling with coconut oil may help reduce inflammation of the gums, also known as gingivitis.

Bad breath, otherwise known as halitosis, often occurs because of the smell of chemicals and gases produced by bacteria in your mouth.

People with halitosis typically have an underlying cause, which can include:

  • overall poor oral hygiene
  • gingivitis
  • cavities
  • infections
  • some digestive conditions

It makes sense that if you get rid of some of these bacteria and Excellerate your oral health, you reduce the likelihood of having bad breath.

More studies need to examine whether oil pulling with coconut oil has similar benefits for halitosis. But given that it may reduce plaque and gingivitis, it seems likely.

Summary

Oil pulling may reduce bad breath.

One common claim is that oil pulling can whiten your teeth. Currently, no studies confirm this benefit.

Some people also believe that oil pulling is a type of detox that draws toxins from the blood. No evidence supports this idea.

Finally, there is no scientific evidence that this remedy helps treat diseases other than those affecting the mouth.

Summary

Currently, no evidence supports claims that oil pulling whitens your teeth or eliminates toxins in your blood.

To try oil pulling:

  1. Put about 1 tbsp (15 mL) of oil in your mouth
  2. Swish the oil around your mouth for about 15–20 minutes
  3. Spit out the oil, then brush your teeth

It’s best to spit the oil onto a piece of paper and put it in the trash, as it might otherwise clog your pipes over time.

There is no need to use a lot of force. If oil pulling causes pain in your facial muscles, relax a bit. Try using less oil next time, and don’t swish it around too forcefully.

Some people say it’s best to oil pull on an empty stomach before brushing your teeth. Many do it while showering or bathing in the morning.

Summary

Oil pulling is simple. Put 1 tbsp (15 mL) of oil in your mouth, swish it around for 15–20 minutes and spit it out. Then rinse with water and brush your teeth.

What does oil pulling actually do?

Oil pulling may help reduce the bacteria in your mouth that cause plaque.

Do dentists recommend oil pulling?

The American Dental Association (ADA) does not recommend oil pulling based on a lack of scientific research supporting it.

Should you brush your teeth before or after oil pulling?

Proponents of oil pulling recommend brushing your teeth after oil pulling.

What oil do you use for oil pulling?

Oils typically recommended for oil pulling include coconut oil, sesame oil, and sunflower oil.

Oil pulling with coconut oil may reduce your risk of bad breath, cavities, and gingivitis.

Many other health claims are associated with oil pulling, but most are not supported by science.

Nevertheless, oil pulling seems to have promise as a complementary strategy to Excellerate your oral hygiene.

Mon, 01 Jan 2024 10:00:00 -0600 en text/html https://www.healthline.com/nutrition/oil-pulling-coconut-oil
Best dental insurance with no waiting period of 2024

Updated 9:19 a.m. UTC Jan. 5, 2024

The best dental insurance with no waiting period is offered by Ameritas and Spirit Dental, according to our analysis. We assessed the rates, coverage and waiting periods of 28 dental plans to find the best dental insurance with no waiting period.  

The best dental insurance with no waiting period

  • Ameritas: Best dental insurance with no waiting period for seniors.
  • Spirit Dental: Best affordable dental insurance with no waiting period.

Why trust our insurance experts

Our team of experts evaluates hundreds of insurance products and analyzes thousands of data points to help you find the best product for your situation. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

  • 28 dental insurance plans evaluated.
  • 588 data points analyzed.
  • 5 levels of fact-checking.

Top-rated dental insurance with no waiting period

Compare best dental insurance with no waiting period quotes

Dental insurance premiums are based on online quotes for a 30-year-old female in California. Your rates may differ.

We determined the best dental insurance with no waiting period by first analyzing which insurers offer the best dental insurance plans overall.

To find the best dental insurance we scored 28 standalone dental plans. Benefit details can vary by state, so check the plan brochure for details. Ratings are based on the following criteria.

  • Cost: 40 points. We compared costs for a 30-year-old female in California. When California wasn’t available we used Texas.
  • Annual maximum insurance payout: 10 points.
  • Basic care payout level: 10 points.
  • Major care coverage in the first year: 10 points.
  • Coverage for implants: 10 points.
  • Coverage for orthodontia: 10 points.
  • No waiting period for preventive care: 5 points.
  • Basic care waiting period: 5 points.

What is a dental insurance waiting period?

A dental insurance waiting period is the time between when you sign up for a policy and when the insurance company will start paying for covered dental services. Waiting periods can vary by dental provider and service type. 

The different levels of dental insurance coverage typically include:

  • Preventive care: Dental insurance plans usually don’t have a waiting period for preventative services. That means you can typically be seen immediately after your policy starts for services like dental cleanings, exams, bitewing X-rays, space maintainers, sealants and fluoride treatments.
  • Basic services: Some dental insurance plans may have a three- to six-month waiting period for basic dental services like simple tooth extractions and fillings.
  • Major dental services: You might see a waiting period of up to a year for major dental procedures like oral surgery, crowns and complex extractions.
  • Other dental coverage: Some plans may cover other dental services such as braces, dentures, dental implants and teeth whitening. The length of waiting period for these services can vary from three to 12 months.

What is the best dental insurance with no waiting period?

Ameritas and Spirit Dental offer the best dental insurance plans with no waiting period, according to our analysis of rates and coverage. Comparing dental insurance plans by price, dental benefits and your out-of-pocket expenses after the dental insurer pays its portion can help you narrow down the right dental insurance plan for you.

Best affordable dental insurance with no waiting period: Spirit Dental

The Spirit Dental Core Network plan has the most affordable premiums of plans in our rating of the best dental insurance with no waiting period. This policy has a $100 lifetime deductible, meaning once you meet the $100 deductible, you never have to meet another deductible again as long as you keep the plan.

Spirit Dental will cover 100% for two dental exams and three cleanings annually. The plan has a graduated benefit for basic and major dental work, including dental implants and dentures. Basic care is covered at 50% in the first year, then 65% for the second year and 80% each year after. Major care is covered at 25% the first year and 50% after.

There is no waiting period for covered dental treatments, providing you with immediate access to necessary dental care. The Spirit Dental Core Network will cover up to $1,200 per year and allows you to choose your own dentist. Spirit Dental uses the Ameritas dental network.  

Best dental insurance with no waiting period for seniors: Ameritas 

Seniors who want dental coverage with hearing benefits should consider the Ameritas PrimeStar Complete dental plan. Ameritas will cover preventive care at 100% in-network and 90% if you go out-of-network.

There is a $50 annual deductible for basic and major services. Ameritas will cover in-network basic services at 80% from day one and 90% after the first year. Major care is covered in-network at 20% from day one and 50% after the first year.

Medicare doesn’t cover hearing exams or hearing aids. Some Medicare Advantage plans might. But if you don’t have hearing coverage, Ameritas PrimeStar Complete dental plan will pay $75 for an annual hearing exam and 50% of your hearing aid cost, up to $200 from the first day of coverage. Benefits increase to $300 after the first year and $400 after the second year.

Covered services don’t require a waiting period. Ameritas will cover dental care at an annual max of $2,500 from day one and $3,000 after the first year.

Dental insurance plans without waiting periods 

How much does dental insurance with no waiting period cost?

Dental insurance with no waiting period costs an average of $56 a month, according to our analysis. 

Other dental policy options may be cheaper, but more affordable dental insurance plans often have waiting periods for most dental services or don’t offer as much coverage. Here are some examples, based on online quotes for a 30-year-old female in California:

  • Guardian Core costs about $32 monthly but has a 12-month waiting period for major care, dentures and implants. 
  • UnitedHealthcare Primary Dental is about $31 per month, but doesn’t cover major dental procedures, including implants or dentures.
  • Humana Preventive Value is the most affordable dental plan in our rating of the best dental insurance companies, at about $22 monthly, but there is no coverage for dental implants, dentures and other major care services.

Are dental insurance plans with no waiting periods more expensive? 

It depends. Waiting periods are a factor in determining dental insurance premiums, but they are just one factor. Other factors that will impact how much you pay for dental insurance include the following.

  • Annual and lifetime maximums: Higher coverage limits tend to mean higher premiums.
  • Deductible: A higher deductible can lower the premium, but you’ll pay more for dental care before the insurance company starts paying its portion.
  • Coinsurance: The higher the percentage the dental insurance provider pays for your care, the higher the plan cost.
  • Provider network: A dental preferred provider organization (PPO) plan often costs more per month than an HMO because you have a wider network of dentists to choose from. HMOs won’t cover out-of-network dentists.
  • Additional coverages: You might pay more if the dental insurance plan covers other dental benefits like braces and teeth whitening.

How to find a dental insurance policy without a waiting period

The best dental insurance with no waiting period depends on the type of dental care you need, your preferred dentist and your budget. Here are some things to consider when shopping for dental insurance with no waiting period.

Know where to look for waiting periods

Most dental insurance plans don’t have a waiting period for preventive care, but typically have them for basic services, major services and orthodontics. When searching for dental insurance with no waiting period, make sure there isn’t a waiting period for all types of dental care, not just preventive services.

Determine your dental insurance policy type

If you prefer to keep your dentist, check to see what dental insurance they take when looking for a new plan. In-network dentists agree to charge smaller fees and dental insurers will cover more of your dental care costs than out-of-network dentists. 

A DHMO plan, or dental health management organization plan, won’t cover your dentist if they’re out of the network. If you want your choice of dentists, a preferred provider organization (PPO) plan may be worth it since these plans cover out-of-network dentists. 

A fee-for-service plan is another option. You get your choice of dentists and don’t have to worry about networks or waiting periods. You pay a predetermined percentage of the covered dental service and the dental insurer takes care of the rest.

Consider all dental insurance costs 

Budget for monthly premiums isn’t the only cost when it comes to dental care. You should also consider the amount you’ll pay out of pocket for services. After you decide whether an HMO or PPO plan best suits your specific needs, compare each dental insurance policy’s annual maximums, deductibles, coinsurance and provider networks to find the best option for you.

Best dental insurance with no waiting period FAQs

Buying a dental insurance policy without a waiting period is the easiest way to get around the waiting period. The dental insurance provider may also let you skip the waiting period if you switch plans within the same company or switch companies but don’t have a coverage gap.

“Individuals who change their type of plan with the same insurance provider or switch to a new insurer without a lapse in coverage will likely not have a waiting period,” said Paul Walker, Associate Director of Dental Product Management at Sun Life U.S.

If you leave your employer and can’t take your employer-based coverage with you, the same insurer will typically waive the dental waiting period if you sign up for a standalone dental insurance policy. 

“Waiting periods are one plan feature that helps keep dental insurance costs low and ensure patients receive appropriate preventive care before moving forward with more expensive procedures,” said Walker. Waiting periods can also prevent people from buying a plan only to drop it after it covers major dental services. 

Mon, 01 Jan 2024 14:41:00 -0600 en-US text/html https://www.usatoday.com/money/blueprint/health-insurance/dental/best-dental-insurance-no-waiting-period/
California expands Medi-Cal benefits to all undocumented immigrants No result found, try new keyword!California recently became the first state in the country to offer health insurance to all undocumented immigrants. Starting this year, 750,000 adults between the ages of 26 and 49 years old are now ... Tue, 02 Jan 2024 23:28:00 -0600 en-us text/html https://www.msn.com/ Best Dental Insurance Companies Of 2024

What are the potential out-of-pocket costs associated with the dental plan?

Outside the monthly premium and copays, many dental plans require you to meet a deductible before covering a portion of your out-of-pocket costs for care. Insurers may also have an annual maximum allowance per 12-month period, meaning they won’t cover anything outside of that amount.

If you think you’ll need procedures or treatments not covered by your plan, or if you prefer to use an out-of-network dentist, these factors will likely add to your out-of-pocket expenses.

Which dentists are in the network?

If you want to stay with your current dentist, ask which insurance plans they accept. Some dental insurance companies have an extensive network of providers while others may require you to switch to an in-network provider in order to obtain coverage. When considering an insurance provider, check to see if dentists are available in your local area to keep your costs low.

What does the plan cover?

Consider your current and future dental needs when comparing dental plans. Preventive services are typically covered and include examinations, X-rays, teeth cleaning, fluoride treatment and sealants. While not all plans cover orthodontic coverage, some include coverage for children, so read plan details carefully when making your selection.

Does coinsurance start out low?

Coinsurance is the percentage you pay vs. what the plan pays. Some plans have graded benefits that increase insurance reimbursement over two or three years. That can leave you with a low coinsurance level in year one. And if you don’t keep the plan for a few years, you won’t reach the best reimbursement levels. We prefer plans with a good coinsurance level from the start, because you never know when a significant dental problem will occur

Wed, 03 Jan 2024 00:44:00 -0600 Amy Danise en-US text/html https://www.forbes.com/advisor/health-insurance/dental-insurance/best-dental-insurance-companies/
Understanding VA Dental Benefits: Rating and Benefits Explained

The Veterans Affairs (VA) provides comprehensive dental services to those eligible for VA benefits. However, if you suffer from a dental condition that is eligible for VA disability benefits, you must understand the potential disability ratings associated with your condition.

According to the VA’s Schedule of Ratings for Dental and Oral Conditions, various conditions are rated from 0 to 100 percent and a minimum disability rating of 10% is required to qualify for VA benefits.

Disability rating examples

Veteran compensation rates are impacted by these disability ratings, with higher percentages resulting in higher compensation rates. For example, a veteran with a 10 percent rating would receive $171.21 per month, while a veteran with a 100 percent rating would receive $3,737.85 per month.

A veteran with a 10 percent or 20 percent dental disability rating does not qualify for additional compensation for dependents, but a veteran with a 30 percent or higher rating may receive additional compensation for dependents.

Veterans with 100 percent disability ratings, two dependent parents, and one child will be eligible for a maximum compensation of $4,211.74 per month. It is possible to add additional monthly amounts for a spouse receiving Aid and Attendance ($191.14) and each additional child under 18 ($103.55) or over 18 who is participating in a qualifying educational program ($334.49).

Individuals can file a claim for VA dental benefits to receive compensation for necessary dental care. In the case of ineligibility, the VA Dental Insurance Program provides a reduced-cost option for those enrolled in VA health care or the Civilian Health and Medical Program of Veterans Affairs (CHAMPVA).

Even though these policies do not cover all dental procedures and are not free, they offer an alternative for those who are ineligible for VA dental coverage.

SNAP Benefits Changes 2024: How will benefits change next year?

How do I apply for VA dental benefits?

A variety of factors determine the VA’s benefits class assignment, such as military service history and current health and living conditions.

Individuals who are eligible for VA dental care benefits may apply online using the 10-10EZ health care application.

Mon, 01 Jan 2024 22:54:00 -0600 en text/html https://newsd.in/understanding-va-dental-benefits-rating-and-benefits-explained/
Federal dental plan has "too many unknowns"

Life & Health

By

With the announcement of the federal government’s dental plan, known as the CDCP, being offered to Canadians aged 87 and older last month, there are still many uncertainties about how it will be put into practice, according to the Canadian Dental Association president, Dr. Heather Carr.

“The government provided few details about the impacts of the program and the terms and conditions for the CDCP,” Dr. Carr said.

“There are still too many unknowns for dentists and their provincial and territorial dental associations.”

Elsewhere, Dr Carr was also a somewhat hesitant of whether this program, which is supposed to make dental work more accessible to many Canadians without any proper dental insurance coverage, will add to pressure on dental professionals.

“There is lack of clarity on what will be offered to eligible Canadians and what types of administrative burdens may be placed on an already strained healthcare profession,” she added.

However, she did note how “Dentists across Canada believe in a public program that ensures patients receive the appropriate preventative care they need to live healthy lives.

“The CDA is encouraged to see that the government is moving forward with this program.”

In an interview with Insurance Business, Dr. Carr spoke about how dental plans differ from insurance products and how the organization has been involved in guiding and influencing policy thus far.

Dental plans are “quite different than other types of insurance”

Carr stressed that it is important to differentiate dental plans, such as this offering from the federal government, from other types of insurance products that most consumers might be used to.

“They’re quite different from other types of insurance,” Dr. Carr said, even though insurance companies may offer such products.

“Dental benefit plans are financial products offered by insurance companies. They help cover some of the expenses for dental care received by plan members and their eligible beneficiaries.”

Dental plans are much more rudimentary in scope, usually covering more standard costs and procedures that the average patient will undergo during a check up or appointment.

“They’re designed to assist with the routine expenses of oral health care and usually do not provide significant coverage for unexpected, major events like facial injuries and broken prostheses,” Dr. Carr said.

“While other types of insurance, like car and home insurance, protect against rare and significant incidents but don’t help with everyday maintenance expenses.”

As of now, the types of services that will be included in the plan include:

  • Preventive services, including scaling (cleaning), polishing, sealants and fluoride
  • Diagnostic services, including examinations and x-rays
  • Restorative services, including fillings
  • Endodontic services, including root canal treatments
  • Prosthodontic services, including complete and partial removable dentures
  • Periodontal services, including deep scaling
  • Oral surgery services, including extractions

There is currently no inclusion of any major event within the guidelines of the federal dental plan, which may cause uncertainty for individuals who need more specialized care unexpectedly.

Creating a proposed framework

Before the federal dental plan was announced, the Canadian Dental Association released a framework that would hopefully influence legislative decision making.

The recommendations that were put forth included:

  • The promotion delivery of dental care primarily through the existing network of dental offices, supplemented by public clinics, as needed.
  • Public dental care programs should remain a payer of last resort, after any privately funded coverage.
  • A federally funded program must be designed to complement and Excellerate the care that Canadians have through existing federal, provincial and territorial programs.
  • Program design should ensure that administrative procedures do not impact or delay the provision of care to patients.
  • The federal government should address human resource challenges and staffing shortages in the oral health sector.
  • Any federal dental care formula should ensure the cost of treatment provided to patients is fully covered.

“We anticipate more information about the CDCP over the coming months and commit to provide advice and recommendations to Health Canada to ensure this program begins on the right footing,” Dr. Carr said.

“CDA will continue to provide advice to ensure the government treats dentists fairly and provides patients with the access to necessary oral health care.”

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Fri, 05 Jan 2024 02:44:00 -0600 en text/html https://www.insurancebusinessmag.com/ca/news/life-insurance/federal-dental-plan-has-too-many-unknowns-471863.aspx




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