Ensure that you go through these DP-300 Exam Questions before test day.

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Exam Code: DP-300 Practice test 2023 by Killexams.com team
DP-300 Administering Relational Databases on Microsoft Azure

Test Detail:
The DP-300 exam, also known as Administering Relational Databases on Microsoft Azure, is a certification assessment that measures an individual's proficiency in administering and managing relational databases on the Microsoft Azure platform. The test evaluates the candidate's knowledge and skills in deploying, securing, monitoring, and maintaining Azure SQL databases. This certification is designed for database administrators who want to demonstrate their expertise in Azure-based database management.

Course Outline:
The Administering Relational Databases on Microsoft Azure course provides participants with comprehensive knowledge and practical skills in managing Azure SQL databases. The following is a general outline of the key areas covered in the certification program:

1. Azure SQL Database Deployment:
- Understanding Azure SQL database concepts and architecture.
- Deploying Azure SQL databases using different methods.
- Configuring database settings and options.
- Migrating on-premises databases to Azure.

2. Database Security and Encryption:
- Implementing security measures for Azure SQL databases.
- Managing database access and user roles.
- Configuring authentication and authorization.
- Implementing data encryption and security policies.

3. Database Monitoring and Optimization:
- Monitoring database performance and identifying bottlenecks.
- Implementing performance tuning techniques.
- Managing database backups and disaster recovery.
- Implementing high availability and business continuity.

4. Automation and Maintenance:
- Automating database management tasks using Azure services.
- Implementing and managing database maintenance tasks.
- Troubleshooting common database issues.
- Implementing database monitoring and alerting.

Exam Objectives:
The DP-300 test assesses candidates' knowledge and practical skills in administering relational databases on Microsoft Azure. The test objectives include, but are not limited to:

1. Deploying and managing Azure SQL databases.
2. Implementing security measures and managing database access.
3. Monitoring and optimizing database performance.
4. Implementing backup, recovery, and high availability solutions.
5. Automating database management tasks and maintaining database health.

Syllabus:
The Administering Relational Databases on Microsoft Azure certification program typically includes comprehensive training provided by authorized Microsoft training partners. The syllabus provides a breakdown of the courses covered throughout the course, including specific learning objectives and milestones. The syllabus may include the following components:

- Introduction to Azure SQL databases and Azure data services.
- Azure SQL database deployment and configuration.
- Database security and access management.
- Database monitoring, performance optimization, and troubleshooting.
- Backup, recovery, and high availability strategies.
- Automation and maintenance of Azure SQL databases.
- test preparation and practice tests.
- Final DP-300 Certification Exam.

Administering Relational Databases on Microsoft Azure
Microsoft Administering student
Killexams : Microsoft Administering student - BingNews https://killexams.com/pass4sure/exam-detail/DP-300 Search results Killexams : Microsoft Administering student - BingNews https://killexams.com/pass4sure/exam-detail/DP-300 https://killexams.com/exam_list/Microsoft Killexams : Microsoft Office 365 Killexams : ERROR: The request could not be satisfied

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Killexams : How a Managed ‘Bring Your Own Device’ Program has helped students and teachers thrive during lockdown

As a new school, St Bede’s offers so many great opportunities for students to learn, achieve and grow, and they are fortunate to do this using state-of-the-art facilities, modern technology and flexible learning environments. When it came to technology choice for the new school, they started with a clean slate.

“I came to St Bede’s from the Diocese of Maitland-Newcastle where I was a Learning Technology Education Officer,” says Andrew Cornwall, Leader of Learning and Microsoft Innovative Educator. “Because I’d spent the past three years helping schools integrate technology into their teaching and learning, we had a lot of case studies around the most effective laptop models.”

“One of the big considerations for me is ensuring there’s equity for all learners. As teachers, we can go into every lesson knowing that all students have access to all the software and hardware they need.”

St Bede’s decided on a manageable yet flexible BYOD policy where parents get to choose from a range of school-verified 2-in-1 Windows devices. Their approach to integrated digital learning demonstrates how the right technology, managed seamlessly, supports a fresh, flexible curriculum.

Microsoft Education St Bede's Case Study - Image

In 2020, St Bede’s asked students to choose a range of new devices for the whole school. They had previously experienced issues with laptops running out of battery during the day, so they made battery life a high priority for the new selections. They also chose a stylus for digital inking and a 2-in-1 form factor to supply them flexibility in how they take notes. The final choice came down to two brands and they settled on Lenovo because of their stylus “garage”, which they liked because they don’t require batteries and are harder to lose than others that don’t have an easy place to store the pen. 

Parents of Year 7 to 9 students all buy the same durable model which can withstand the rigours of the day – the Lenovo Yoga 11E. “We prefer students to have education-specific devices, because they’re more robust,” says Ray Burg, St Bede’s IT Manager.

In Years 10, 11 and 12, parents and students have three versions of the Lenovo L13 to choose from – the Core i3, Core i5 and Core i7 – all representing different power and performance levels according to a student’s needs. The higher-powered model can run Adobe Creative Cloud, CAD and 3D modelling programs.

When it comes to equipping students with their chosen devices, parents, too, are happy. It’s easy for them to order the laptop through the school portal and they benefit from extremely competitive pricing due to the purchasing volume. “We have about 500 device purchases a year,” Ray says. “Parents from other schools hear about the ease and value and they want to purchase through our portal.”          

Because each student has access to Microsoft software on a Windows device, St Bede’s is able to cater to a range of abilities and circumstances – including quickly adapting to remote learning.    

“Because we’d gone down the path of pre-selected devices, we knew that we had the right tools in students’ hands for them to continue with their learning,” Andrew says.  

“For example, the devices all have a microphone and camera. Students and teachers already used Microsoft Teams to chat and have video calls, and used a combination of Teams and OneNote for class document management. Students relied on the skills they had developed in the St Bede’s Year 7 orientation program to ensure they did not skip a beat.    

“In the first weeks, we get them comfortable with the tools that we use here at St Bede’s – Microsoft Teams, OneNote, Microsoft Forms, Excel and other products within the Office 365 suite.

“When lockdown hit, even the youngest students knew how to video call into their lessons from day one of the government-mandated school closure – less than six weeks into the school year.”    

This meant that teachers and school leaders could spend less time ironing out technology issues and more time adapting the curriculum for remote learning.                                    

Because all the devices run on Windows 10 and Office 365 Education is available to every student, set up and management is seamless using Microsoft Endpoint Manager’s Intune for Education, Azure Active Directory and School Data Sync. The cloud-based mobile device and application management tool allows Ray to control software allocations and device security. In the Microsoft Endpoint Manager Admin Console panel, Ray sets which software will be automatically installed and which the students can optionally install. It automatically pushes updates and certificates, syncs settings and automates licencing for Microsoft and even Adobe Creative Cloud.

“I started using Intune last year when we rolled out the new Lenovo devices,” Ray says. “It turned out to be brilliant – it just saved so much time. We deployed 200 devices to Year 10, and I was able to teach the students in a 45-minute class to install their software themselves.” 

Microsoft Education St Bede's Case Study - Image

If a student device requires replacing, Ray uses Intune to automatically reload all the software and student data. “Previously, it would take me hours and a lot of manual processes,” he says. “Now it’s just a few clicks and everything happens in the background.” And with their files saved in the cloud on OneDrive, students can keep learning on a device borrowed from the library.

“One of the biggest benefits of using Intune is the surety that every student has the right software,” Ray says. “We know they’re secure and up to date. Viruses are virtually a thing of the past.”

Next year, when the entering Year 7 cohort come to pick up their new uniforms in the fortnight before the school year starts, Ray will also hand them their devices and a one-page instruction sheet. 

“I’m confident that they’ll be able to log in and set up their devices at home,” he says. “They’ll come to class on day one, already signed up, software loaded and ready to start. That will save me days compared to even two years ago.”

Andrew sums up St Bede’s Managed BYOD Program: “A big advantage is the avoidance of downtime. Using a reliable tier-one supplier with a robust support program ensures that every student has access to a device for learning – every day, every lesson.”

Mon, 06 Jun 2022 21:20:00 -0500 en text/html https://www.bbc.com/storyworks/advertiser-content/microsoft-education/how-a-managed-bring-your-own-device-program-helps-students-and-teachers-thrive
Killexams : Microsoft Teams for Students

Microsoft Teams (Teams) is a secure Office 365 collaboration tool that helps staff and students stay organised and connected . MS Teams integrates directly with Office 365 applications making it easy to arrange online meetings securely.

You will find additional information, training materials and FAQs below. Please also keep an eye on your emails and follow us on Twitter @UlsterUniDS and refer back to this site.

Teams Meetings

All students are enabled for MS Teams Meetings.

Meetings in Teams can be audio or video conference sessions that allow people to connect from any device.

How to access Teams

Web browser (Currently the preferred method):

Note: Microsoft Teams web app is not available for the Safari web browser.

Desktop app

To have Teams running all the time on your desktop, download the desktop app.

You can find it easily on the web version of the Teams client, in the bottom left hand section of the purple side bar.

Depending on your device, you should be able to install Teams without being prompted for admin permissions.

Mobile Device

To use Teams on a mobile device, go to the app store and install the Teams app.

Enter your full University email address, in the format Other-an2@ulster.ac.uk and your Network password and click 'Sign In'.

Further Information

We recommend referring to the following resources to find out more about MS Teams and specific functionality as it becomes available.

Here you will find links to Microsoft training videos and easy to follow guides categorised by feature to make it easier to find what you need quickly.

Information Governance

It is important that you consider Protecting Information when sharing information in MS Teams.

How to contact the Service Desk

You can also Live Chat with a Service Desk team member. When a team member is available you will see a button on the bottom right of this screen. If the button is not visible, you can still contact us via the methods above.

Service Desk Hours

Semester 1 and 2

Monday - Friday 8am - 8pm
Saturday – Sunday 1pm – 5pm

All other times except extended closure

Monday - Thursday 8am - 5pm
Friday 8am - 4pm

Extended Closure - Easter and Christmas Holidays

Mon, 26 Oct 2020 10:51:00 -0500 en-GB text/html https://www.ulster.ac.uk/ds/students/ms-teams
Killexams : Indy Job Corps expands presence, career opportunities
Reginald Porter, site director for the IndyPendence Job Corps training center, celebrates with graduating students Lyvia St-Cyr, left, and Anaiah Brown. (IBJ photo/Eric Learned)

The Job Corps training center in Indianapolis is gearing up for a huge local expansion, significantly boosting the downtown presence of a federal workforce training program for older teens and young adults that has been operating nationally since 1964 as part of President Lyndon Johnson’s Great Society domestic reforms.

The expansion has been made possible by the IndyPendence Job Corps training center’s move from Ohio Street to larger office space in BMO Plaza on Pennsylvania Street. The center is now searching for more low-income young people to take advantage of free training as office administrators, certified nursing assistants and, within the next year, manufacturing trades workers.

Last week, it graduated about half of its 30 students in a ceremony at the Indiana War Memorial downtown. Now, it hopes to increase its total enrollment more than threefold.

“Our initial goal is to reach 84 students by the end of September and, going forward, to increase to 100,” said Reginald Porter, Indianapolis site director. “The great thing is, we’re fully staffed now, so we’re just enrolling students. We’re actively seeking them.”

The program, administered by the U.S. Department of Labor, helps 16- to 24-year-olds earn high school equivalency diplomas and certificates in certain careers. Students also receive career-planning and job-placement assistance.

To be accepted, students must show financial need. Teens, for example, can show they qualify for free school lunches; young adults must qualify under federal government income standards.

The services are provided nationally to about 60,000 students each year through a $42 million federal budget.

Lyvia St-Cyr, 18, of Indianapolis, has received a high school equivalency diploma, training and much more from the IndyPendence training center, she said. She graduated last week with certificates in Microsoft Word, Excel and PowerPoint.

“I had a great experience at Job Corps. I was there for 11 months,” St-Cyr said. She now has a full-time job at Eskenazi Hospital, where she has been working for two months handling patient check-ins. She said she uses some of her computer skills but wants to use more. She intends to go to Ivy Tech Community College, and perhaps Ball State University, to further her education.

She enrolled at Job Corps after experiencing trouble with other students at a public high school, and her grades dropped during the pandemic. She said it was the best opportunity to earn her high school equivalency diploma, receive free training and get extra help preparing for jobs.

Job Corps helped her Strengthen interview skills by doing mock interviews. “I used to have trouble talking during interviews, but I got better at that,” she said. St-Cyr said teachers also taught her to look up background information about companies before she interviewed there.

“I still keep in touch with my teachers,” she said. “They ask me how things are going and if I need help finding a job.”

For years, the program also has provided local employers with needed workers.

William Anderson, vice president of operations at United Personal Care Inc., said his home health care service company began partnering with Job Corps in 2011 and has hired some 50 graduates as certified nursing assistants. The company offers services—including meals, personal and companion care, and transportation—to elderly people and those with disabilities.

“I’ve had a lot of success stories from students at Job Corps,” Anderson said. “They have worked well with clients and provide good care.”

Job Corps, he said, develops a good skill set for students through its certification program and prepares them well for the work world. The training provided by United Personal Care also equips students with skills they’ll need on the job, Anderson added.

“They really know what is expected of them,” he said. “We have formed the greatest partnership with the Job Corps.”

During the pandemic, Anderson said, the relationship with Job Corps dwindled, but it recently has been rekindled to help meet the growing demand for certified nursing assistants, fueled by aging baby boomers’ needs.

About 15 Job Corps students in Indianapolis graduated last week in a ceremony at the Indiana War Memorial. (IBJ photo/Eric Learned)

Certified nursing assistants “are a very hot commodity right now,” Anderson said. “As quickly as [Job Corps] can get them ready, we’re ready to put them to work.”

Expansion of the local Job Corps offerings began to take shape as it opened its new space in December in BMO Plaza, at 135 N. Pennsylvania St. The agency uses all 20,000 square feet of the 20th floor. Job Corps had about 13,000 square feet at 222 E. Ohio St. before that building was sold.

“This building is newly renovated,” Porter said. “We wanted something a little more up to date and eye-appealing. We wanted to have the feeling of a community college or trade school. When this building was available, the powers that be worked it out.”

Porter looks forward to attracting more young adults but said some people, unfortunately, still don’t know about Job Corps despite its being here more than 50 years.

Indianapolis Job Corps students were invited to deliver a rose to their families as they graduated last week. (IBJ photo/Eric Learned)

“It’s been called one of the greatest-kept secrets,” he said. “Marketing hasn’t been where it’s supposed to be.”

But the agency is now ramping up its visibility, with billboards and advertisements on IndyGo buses. Job Corps is partnering with high schools locally, speaking at career days and appealing to students who aren’t looking at college, as well as those who can’t graduate from high school due to too few credits and dropouts working dead-end jobs, Porter said.

The median age of students is about 20 years old, and not many 16- to 18-year-olds are enrolled, he said. About 40% have high school diplomas. Some of those graduates need only four months to earn certificates. But the typical student who needs a high school equivalency diploma and gets a certificate takes eight to nine months to complete both, Porter said. Some take up to two years.

Currently, besides the certified nursing assistant program, three office administration certificates are offered in Microsoft Word, Excel and PowerPoint, giving students skills to work, for example, in customer service.

Sarah Iglehart

Within about a year, Porter said, Job Corps plans to offer training in manufacturing trades under a partnership with an educational institution. Skills in basic machinery operation, quality control and supervision will be the focus.

“Workforce training expansion announcements like this align with Indy Chamber’s regional economic development strategy, Accelerate Indy, emphasizing the importance of talent attraction and retention efforts in central Indiana,” said Sarah Iglehart, Indy Chamber’s senior vice president of regional economic development.

Young adults can learn about Job Corps’ Indianapolis training center at 11 a.m. on Tuesdays when public tours and information sessions are conducted. Those interested can also call 317-524-6788 to make appointments.•

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Fri, 18 Aug 2023 06:00:00 -0500 Barb Berggoetz / Special to IBJ en-US text/html https://www.ibj.com/articles/big-boost
Killexams : Microsoft Cost Management updates—July 2023 No result found, try new keyword!We’re always looking for ways to learn more about your challenges and how Microsoft Cost Management can help you better understand where you’re accruing costs in the cloud, identify and prevent bad ... Tue, 01 Aug 2023 03:00:00 -0500 en-us text/html https://www.msn.com/ Killexams : Inside the largest-ever A.I. chatbot hack fest, where hackers tried to outsmart OpenAI, Microsoft, Google No result found, try new keyword!Last weekend, the White House challenged thousands of hackers to try to outsmart top generative AI models from OpenAI, Google, Microsoft, Meta, Nvidia and more. Tue, 15 Aug 2023 10:12:00 -0500 en-us text/html https://www.msn.com/ Killexams : Top Enterprise Best Practices for Securing, Administering & Recovering M365

Top Enterprise Best Practices for Securing, Administering & Recovering M365

Date: Friday, July 8th at 10 a.m. PT / 1 p.m. ET

Good administration of a Microsoft 365 tenant can require a completely different set of policies and procedures from what many organizations have been using for on-premises administration. The shift to Microsoft 365 is causing IT departments to revisit and revise their policies to ensure users can work remotely while still getting access to the data they need. Striking the proper balance between access and security can be difficult.

In this session, Nathan O’Bryan (MCSM: Messaging, MVPr Office 365) will explore Best Practices for Securing, Administering & Recovering M365 to ensure security, and compliance while maintaining the appropriate levels of access for end-users.

Here is the AGENDA for the summit:

9 a.m. PT / 12 noon ET
What's Hot in M365 for Security, Backup & Recovery

10 a.m. PT / 1 p.m. ET
Top Enterprise Best Practices for Securing, Administering & Recovering M365

11 a.m. PT / 2 p.m. ET
Hottest Third-Party Solutions

Register now!

About the presenter:

Nathan O'Bryan, Microsoft MVP

Nathan is a Microsoft Certified Solutions Master: Messaging and a five time former Microsoft MVP for Office Servers and Services from Portland, OR. He specializes in Exchange, Office 365, Active Directory, Azure and Teams. Nathan works as an independent consultant, and actively contributes to the Exchange and Office 365 communities by writing articles for several tech websites and his own blog.


Tue, 17 May 2022 03:22:00 -0500 en-US text/html https://redmondmag.com/webcasts/2022/07/securing-managing-and-recovering-microsoft-365-summit-session-2.aspx?tc=page0 Killexams : Republican candidates descend on Milwaukee for first 2024 debate on Fox News

Presidential debates can be make-or-break for White House hopefuls, and Wednesday night's Republican primary showdown in Milwaukee is no different.

Much is at stake for the candidates, who each are looking for a breakout moment that will help them chip away at former President Donald Trump's commanding lead in primary polls.

Florida Gov. Ron DeSantis told Fox News Digital that he'll be ready on Wednesday night.

"We’ll be ready to do what we need to do to deliver our message, but we absolutely expect that, and we’ll be ready for it," DeSantis said in an interview this past weekend.

As the runner-up to Trump in most 2024 polls, DeSantis expects to be the number one target of his rivals on a debate stage that won't feature Trump, who snubbed the event.

Asked whether his debate strategy includes punching back at rivals on the stage, DeSantis answered, "Yes, that means defending ourselves, but more importantly, showing why we are the leader to get this country turned around."

The Florida governor is trying to change the narrative after a series of setbacks in the past two months, which triggered weeks of negative stories that spotlighted his campaign’s overspending, staff layoffs, change of leadership and other issues.

But he's not the only one with a lot to gain, or lose.

Former Vice President Mike Pence, a veteran of two vice presidential general election debates, has been preparing for the first showdown by taking part in mock debates. An adviser who is assisting with those and who asked to remain anonymous in order to speak more freely said Pence "will be very well-prepared."

Pence, by upholding his constitutional duties and overseeing congressional certification of President Biden's 2020 Electoral College victory over Trump on Jan. 6, 2021, amid the assault on the U.S. Capitol, has endured the wrath of the former president and plenty of Trump’s most devout loyalists and supporters.

The debate, which is expected to draw millions of TV and online viewers, gives Pence a chance to defend his actions and contrast his positions on other issues with the other GOP contenders.

"We’re ready," Pence senior adviser Marc Short said in a statement. "We’ve been waiting for this for a while."

Those rivals include South Carolina Sen. Tim Scott, whose campaign says they've brought in people with "deep experience with past campaigns" to help him prepare.

"Tim Scott will share his positive, conservative message on the debate stage in Milwaukee," Scott's campaign told Fox News. "This debate is another opportunity to connect with millions of voters across the country and show why Tim has faith in America and why he is the strongest candidate to beat Joe Biden."

Meanwhile, former New Jersey Gov. Chris Christie – who ran for the 2016 GOP presidential nomination – will be the only candidate on the stage with presidential primary debate experience.

"I'm incredibly relaxed. I've been there before," Christie told reporters this past weekend. "I'll be the only one on that stage that's ever done it before. So, hell, if I'm nervous, they should all be petrified."

Former U.N. ambassador and former South Carolina Gov. Nikki Haley has been a staple on the campaign trail in the crucial early voting states of Iowa and New Hampshire as well as her home state of South Carolina since launching her presidential campaign in February. She says that experience has helped her prepare for the debate.

"We have done dozens of town halls in Iowa, New Hampshire and South Carolina. We let them ask every question. That’s the best debate prep you can possibly get. So, we’re going to go up on that stage and have a good time," Haley said in a recent Fox News Digital interview.

But one candidate who isn't sweating too much is political newcomer Vivek Ramaswamy.

In a Fox News Digital interview last week, Ramaswamy said that "one of the things I’m focused on is not being overly prepared."

Ramaswamy’s campaign told Fox News that the candidate has been cramming in a lot of foreign policy briefings and spars with staff during flights to prepare himself for the initial showdown. But they added that Ramaswamy was not partaking in any mock debates. And on Monday, he said he was Studying for the debate by playing tennis – shirtless – for a couple of hours.

Former Arkansas Gov. Asa Hutchinson and North Dakota Gov. Doug Burgum are hoping a standout performance in Milwaukee will boost their national name recognition and spark life for their so-far fledgling campaigns.

However, it's unclear if Burgum will be able to attend the debate after being hospitalized Tuesday for an injury he suffered while playing basketball with his staff.

Fox News' Paul Steinhauser contributed to this report.

Wed, 23 Aug 2023 07:10:00 -0500 FOX News en text/html https://www.foxnews.com/live-news/republican-presidential-debate
Killexams : Biden administration begins canceling student loan debt for 804,000 borrowers

Starting Monday, hundreds of thousands of federal student loan borrowers received emails from their servicers with the subject line "Your student loans have been forgiven."

The notices came as part of the Biden administration's previously announced efforts to cancel debt for 804,000 borrowers who qualify for relief under their repayment plans but haven't yet received it because of what officials have called administrative failures.

The emails started going out on Monday, according to a copy of the confirmation notices to borrowers that ABC News exclusively obtained.

It's expected that all 800,000-plus borrowers will be notified of some relief in the coming weeks. By the end of the day Monday, the Department of Education estimated that it had already wiped the debt of more than 200,000 people.

Around 614,000 people are expected to have their entire student loan debts canceled, while others might have remaining loans that they took out at different times.

The relief is targeted at people who enrolled in income-driven repayment (IDR) plans, which allow student loan debts to be forgiven by the federal government once payments have been made for 20 or 25 years, depending on the plan.

But because of well-documented errors in tracking payments, many borrowers enrolled in IDR plans have been left paying well beyond their payment end dates, with no forgiveness in sight.

President Joe Biden, whose administration has faced legal setbacks and conservative criticism in pursuing more sweeping student loan cancellation, heralded the beginning of these account adjustments as a step toward fixing what he called the broken student loan system.

"Under these plans, if a borrower makes 20 or 25 years’ worth of payments, they get the remaining balances of their loans forgiven. But because of errors and administrative failures of the student loan system that started long before I took office, over 804,000 borrowers never got the credit they earned, and never saw the forgiveness they were promised - even after making payments for decades," Biden said in a statement to ABC News.

"I was determined to right this wrong," he said.

Impacted borrowers with IDR plans should expect to receive emails from their loan servicers with the subject line "Your student loans have been forgiven" and a message of "Congratulations! The Biden-Harris Administration has forgiven your federal student loan(s) listed below with [servicer name] in full."

PHOTO: Education Secretary Miguel Cardona speaks during a back-to-school K-12 Cybersecurity Summit in the East Room of the White House, Aug. 8, 2023.

Education Secretary Miguel Cardona speaks during a back-to-school K-12 Cybersecurity Summit in the East Room of the White House, Aug. 8, 2023.

Brendan Smialowski/AFP via Getty Images

Administration officials said the process for distributing relief be complete within weeks.

There is the potential for lawsuits to interrupt the debt discharges, though a recent suit filed by the New Civil Liberties Alliance on behalf of the Cato Institute and the Mackinac Center for Public Policy, arguing that the Department of Education is going beyond its authority, was recently dismissed by a U.S. district court judge in Michigan.

For the time being, the Department of Education is moving forward with the plan to discharge debt for borrowers who qualify.

“We are standing up for borrowers who did everything right, but whose progress toward forgiveness went uncounted due to past administrative failures that the Biden-Harris team has worked tirelessly to correct," Secretary of Education Miguel Cardona said in a statement.

In total, the fixes to the IDR plans being made by the Department of Education will result in $39 billion of automatic debt relief, ABC News previously reported.

Advocates for debt relief called Monday's debt relief "delayed justice."

"The Biden Administration kept its latest promise to 800,000 people who were repeatedly failed by the broken student loan system. For these borrowers, the prospect of delayed justice will be life changing," said Persis Yu, deputy executive director and managing counsel for the Student Borrower Protection Center.

Detractors like Republican Rep. Virginia Foxx, who is chairwoman of the House Education and Workforce Committee, have called the relief an abuse of taxpayer money.

“The Biden administration’s blatantly political attempt to circumvent the Supreme Court is shameful. The Biden administration is trampling the rule of law, hurting borrowers, and abusing taxpayers to chase headlines," she said in a statement when the policy was announced last month.

The effort is part of a wave of changes to federal loan programs that officials have said weren't ultimately holding up their end of the deal. That includes $45 billion in forgiveness to people enrolled in Public Service Loan Forgiveness who weren't getting the debt relief they were promised and $22 billion to borrowers who were defrauded by for-profit colleges.

In all, the debt relief announced by the Biden administration so far totals $116.6 billion for more than 3.4 million borrowers, according to the Department of Education.

Biden's program to cancel student loan debt on a massive scale was rejected by the Supreme Court in June, with a majority of justices ruling that he had exceeded his power.

That program, a Biden campaign promise, would have canceled between $10,00 and $20,000 in federal loans for people making below a certain income.

Since then, the White House has announced a new IDR plan that will lower monthly payments to 5% of a person's discretionary income, down from 10%, and decrease the timeline for forgiveness down to 10 years of payments, from 20 or 25, if the initial loan was less than $12,000.

The Department of Education is also in the rulemaking process to attempt debt forgiveness again through a different law, the Higher Education Act, though that's likely to face legal challenges as well.

Mon, 14 Aug 2023 12:08:00 -0500 en text/html https://abcnews.go.com/Politics/biden-administration-begins-wiping-student-loan-debt-804000/story?id=102264052
Killexams : Biden administration wipes out $39bn in student loan debt

The Biden administration has wiped out $39bn (£29.7bn) in student loans for 804,000 borrowers with debts outstanding for more than 20 years.

The relief is a result of "fixes" the government says it made to the plans.

Qualifying borrowers will be notified if their loans will be discharged in the coming weeks, the Department of Education said.

It comes weeks after the US Supreme Court struck down President Joe Biden's broader $400bn student loan relief bid.

Friday's move will fix administrative errors that meant some borrowers' payments did not count towards them qualifying for student loan relief, the education department said.

"For far too long, borrowers fell through the cracks of a broken system that failed to keep accurate track of their progress towards forgiveness," US Secretary of Education Miguel Cardona said in a statement.

Borrowers are eligible for the forgiveness after 20 or 25 years of payments, depending on their plan, officials said.

Some of Mr Biden's political opponents swiftly condemned the announcement.

"This president is dead set on ruining our postsecondary education financing system for a few votes next November," North Carolina Republican representative Virginia Foxx, the chairwoman of the House Education and the Workforce Committee, said in a statement. "Taxpayers and the rule of law be damned."

Another Republican, Michigan representative Lisa McClain, said on Twitter that the "unconstitutional" loan forgiveness scheme is "a slap in the face to hard-working taxpayers that have dutifully paid off their student loans".

The US government offers multiple types of income-driven repayment plans, known as IDR plans, under which borrowers make a monthly loan payment based on their income over the course of 20 or 25 years.

The administration first announced it would make changes to the plan in April 2022 to address "historical inaccuracies in the count of payments that qualify toward forgiveness under IDR plans", the education department said.

Last month, in a 6-3 ruling, the US Supreme Court effectively shut down Mr Biden's larger plan to cancel billions of dollars in student loans for more than 40 million Americans. The Supreme Court found the Biden administration overstepped its authority with the program, which would have forgiven about $10,000 per borrower, and up to $20,000 in some cases.

Soon after the ruling was announced, Mr Biden pledged to find a different way to offer student loan forgiveness. "Today's decision has closed one path. Now we're going to start another," he said.

In a statement, Abby Shafroth, co-director of advocacy at the National Consumer Law Center and director of its Student Loan Borrower Assistance Project, praised the move, adding that Congress has the authority to help "right this wrong".

"This action is the result of long-overdue fixes to structural failures in the student loan system that prevented borrowers from actually getting the relief promised by law," she said.

Mr Biden has taken a series of steps to provide student loan relief to smaller groups via executive actions since he took office. For instance, last year he cancelled student loan debt for 200,000 borrowers who said they were harmed or defrauded by their universities.

Fri, 14 Jul 2023 04:01:00 -0500 en-GB text/html https://www.bbc.com/news/world-us-canada-66205087
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