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Killexams : Enterasys Engineer-Defense student - BingNews https://killexams.com/pass4sure/exam-detail/2B0-102 Search results Killexams : Enterasys Engineer-Defense student - BingNews https://killexams.com/pass4sure/exam-detail/2B0-102 https://killexams.com/exam_list/Enterasys Killexams : The 20 companies and organizations engineering students most want to work for No result found, try new keyword!A lot of engineering students are dreaming of working at companies in the aerospace and defense industry, such as Lockheed Martin. Universum, an employer branding agency, publishes a list of where ... Tue, 18 Jul 2023 02:00:00 -0500 en-us text/html https://www.msn.com/ Killexams : Best laptops for engineering students in 2023

Best Laptops for Engineering Students: Quick Menu

The best laptops for engineering students are powerful enough to handle the computationally intensive coursework that such studies require, while still being light and efficient enough to carry through a day of classes without running out of juice on you mid-lecture. 

This used to be a tricky combination to find, especially at a price that fits into a student's budget. However, recent advances in mobile CPU and GPU tech have brought a bumper crop of laptops to market that are light, long-lasting, and beefy enough to tackle most engineering projects. Now that lots of us are Studying to go back to school, there's plenty of laptop options for engineering students.

Tue, 01 Aug 2023 10:07:00 -0500 en text/html https://www.tomsguide.com/best-picks/best-laptops-for-engineering-students
Killexams : Student Resources

In this section, you will find useful documents and links for graduate students in mechanical engineering.

Graduate Handbook

View the Mechanical Engineering Graduate Student Handbook

Check the TGS Academic Calendar for all degree deadlines.

ME General Program MS (Thesis) Completion Form
Required for all ME graduate students pursuing a thesis MS. This form is submitted prior to the MS presentation defense. Full approval of the thesis including any modifications requested at the defense must be submitted by the TGS MS degree deadline for that quarter.

ME General Program MS (Non-Thesis) Completion Form
Required for all ME graduate students pursuing a non-thesis MS (terminal) or BS/MS degree. This form is submitted prior to the TGS MS degree deadline for that quarter.

ME Energy & Sustainability MS (Thesis) Completion Form
Required for all ME graduate students pursuing an energy and sustainability thesis MS. This form is submitted prior to the MS presentation defense. Full approval of the thesis including any modifications requested at the defense must be submitted by the TGS MS degree deadline for that quarter.

ME Energy & Sustainability MS (Non-Thesis) Completion Form
Required for all ME graduate students pursuing an energy and sustainability non-thesis MS (terminal) or BS/MS degree. This form is submitted prior to the TGS MS degree deadline for that quarter.

Mechanical Engineering PhD Student Annual Review Form (2013)
Required for all ME graduate students pursuing a PhD. Students must complete items1-6 of this form and submit to their faculty advisor(s) by July 10.

Mechanical Engineering PhD Degree Requirements Form
Required for all ME graduate students pursuing a PhD. This form is submitted prior to the PhD oral presentation.

Study Plans

There are no advisor holds for the registration process. Thus, the students are free to choose courses that accommodate individual needs, talents, and interests while satisfying the basic degree requirements. Students are encouraged to talk with the MS Program Director for any questions or consultation. Note that if you register for four units in any given quarter the tuition will be charged only for three units. That is a 25% savings in tuition for that quarter.

Students are encouraged to plan their schedules in the Graduate Student Tracking System (GSTS).

Housing

Many students choose to room in private homes or to rent apartments in Evanston or nearby communities. Current students are happy to provide advice and can be reached through the department office.

On-Campus Housing

Northwestern operates apartments, including Seabury Apartments and Engelhart Hall, for both married and unmarried graduate students. Apartments are available for one-year lease; preference is given to students beginning full-time degree programs on the Evanston campus. For more information and application forms, contact the Graduate Housing Office.

Wed, 26 Nov 2014 20:47:00 -0600 en text/html https://www.mccormick.northwestern.edu/mechanical/academics/graduate/student-resources/
Killexams : Student Organizations for Engineering Students

These organizations are primarily for undergraduate engineering students.

American Institute of Aeronautics and Astronautics (AIAA)

The American Institute of Aeronautics and Astronautics student section at Drexel University is a student organization that is dedicated to the continuing education of its members in the field of aerospace science and engineering. The club promotes trips to museums, educational trips and adventure trips equally, and provides opportunities to hear from guest speakers and get involved in exciting projects.

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American Institute of Chemical Engineers (AIChE)

AIChE provides valuable links to the world of chemical engineering. Students can engage themselves in chemical engineering academically and professionally through activities like the ChemE car competition, guest speakers, plant tours and social events.

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American Society of Civil Engineers (ASCE)

ASCE promotes greater understanding of civil engineering through speakers, workshops, conferences, professional and social events. The concrete canoe and steel bridge teams are two important facets of ASCE.

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American Society of Heating, Refrigeration, and Air-Conditioning Engineers (ASHRAE)

DUASHRAE is the Drexel student branch of the nationally recognized American Society of Heating, Refrigeration, and Air-conditioning Engineers. DU ASHRAE members participate in Philadelphia Chapter ASHRAE events such as bowling nights and other networking events. They also organize events such as facility and factory mechanical system tours, information sessions, and guest speakers from the HVAC community.

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Drexel American Society of Mechanical Engineers (ASME)

ASME is an international society that creates governing standards, offers education and provides networking opportunities for mechanical engineers.

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Chi Epsilon Civil Engineering Honors Society

Chi Epsilon is an honors society for civil, environmental, and architectural engineering majors. This organization fosters academic excellence among our student body and the CAEE department. Membership is by invitation based on academic accomplishment.

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Drexel Architectural Engineering Institute (AEI)

AEI is a collaborative group of engineers, architects, and others who are interested in the building industry. Events such as building tours and professional lectures are offered to members.

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Drexel Biomedical Engineering Undergraduate Association (DBUA)

DBUA strives to encourage undergraduate participation in the BME community at Drexel and beyond, by organizing and participating in a large array of events, from lectures with distinguished professionals to volunteering for charity. DBUA seeks to both stimulate academic curiosity about biomedical engineering and promote camaraderie within its student population.

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Drexel CyberDragons

This organization is for students who want to learn more about cybersecurity and/or compete in collegiate competitions.

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Drexel Electric Racing

The Drexel Formula EV club's students design and construct a high-performance, all-electric vehicle for use in the annual Formula SAE electric competition. The club brings together students with varied skill sets and academic backgrounds to build an F1 style electric race car. During the build process, students learn and complete tasks ranging from fundraising and marketing to computer-aided design and machining. The project prepares students for the working world with knowledge of design and manufacturing methods, as well as marketing and business development techniques.

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Drexel Institute of Electrical and Electronics Engineers (IEEE)

IEEE advances the theory and practice of electrical, electronics, computer engineering and computer science by hosting technical speakers and social events throughout the year.

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Drexel Robotics Club

The Drexel Robotics Club is a student-run robotics organization that aims to devise, develop, and demonstrate the importance of robotics within real-world scenarios. Cultivating professional, leadership, and linguistic skills within their organization, Drexel Robotics club promotes interest in STEM education within the community and provides students of all backgrounds and majors with knowledge of corporate situations pertaining to robotics.

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Drexel Smart House (DSH)

Drexel Smart House is a student-led multidisciplinary project to promote undergraduate research and public involvement in sustainability and advanced technologies through the Smart House on 35th and Race Streets. The purpose of this project is threefold: to develop a mixed-use space promoting undergraduate research focused on advanced technologies and sustainable living; to create a community focused on personal responsibility with respect to sustainable living; to connect student research with the professional world.

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Engineers Without Borders (EWB)

EWB is a non-profit organization that advocates sustainable engineering projects in various regions of the world. EWB partners with disadvantaged communities to Improve their quality of life through implementation of environmentally and economically sustainable engineering projects.

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Eta Kappa Nu (HKN)

Eta Kappa Nu (HKN) is dedicated to encouraging and recognizing excellence in the electrical and computer engineering field. Members consist of students, alumni, and other professionals who have demonstrated exceptional academic and professional accomplishments.

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Formula SAE (FSAE)

FSAE is an international collegiate competition where students design, build and complete and small-scale, open-wheel race car. Students gain hands-on experience in current manufacturing techniques, state-of-the-art engineering anaylsis software, metal and composites fabrication and racecar setup and timing.

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I Am ME

I am ME is a professional organization at Drexel focused on promoting equal partnership, equal opportunities, and in-creased visibility for female engineers in Mechanical Engineering. Through the creation of a safe space for female engineers, I am ME strives to have an inclusive, respectful, and diverse space for all Drexel students. By connecting members with alumni and other women in ME, the organization helps build a base of support through networking, mentorship, and experiences that also educates members on how to succeed in the professional world.

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Icarus Interstellar

Icarus Interstellar at Drexel University is the first ever university-level chapter of interstellar engineers. The goal as Icarus is to study and advance the sciences and humanities needed to bring interstellar flight to fruition. The mission statement of Icarus Interstellar is to achieve interstellar flight by the year 2100.

Material Advantage

Material Advantage provides students with a low-cost way to be a member of four materials professional societies:  The American Ceramic Society (ACerS), Association for Iron & Steel Technology (AIST), ASM International, and The Minerals, Metals, and Materials Society (TMS).  Student members have the opportunity to apply for scholarships, network with industry professional, research, find co-ops and become a part of the thriving materials community.

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National Society of Black Engineers (NSBE)

NSBE strives to increase the number of culturally responsible black engineers who excel academically, succeed professionally and positively impact the community.

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Pi Tau Sigma (PTS)

Pi Tau Sigma, Drexel Xi Chapter, is a national honorary society for mechanical engineers. Students must be in the top 25% of their Junior class or in the top 35% of their Senior class to be invited to join Pi Tau Sigma (PTS). PTS is actively involved with the MEM Department at Drexel and strives to foster a community, which promotes the academic success of its members. Pi Tau Sigma frequently hosts events such as industry presentations, FE exam reviews, industry tours, social events, and provides and opportunity for students to deliver back to their community.

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Society of Asian Scientists and Engineers (SASE)

The purpose of SASE Drexel is to create an encouraging environment in which Drexel University students from the Asian community can develop professionally for careers in the fields of science and engineering through networking, skill-building, and campus and community involvement. This Chapter seeks to address the challenges that professionals of Asian heritage may encounter in their careers through workshops, seminars, and mentorship.

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Society of Hispanic Professional Engineers - (SHPE)

SHPE's mission is to promote the development of Hispanics in engineering, science and other technical professions within the STEAM fields (Science, Technology, Engineering, Arts, and Math) to achieve educational excellence, economic opportunity, and social equity.

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Society of Manufacturing Engineers (SME)

SME promotes an increased awareness of manufacturing engineering and keeps manufacturing professionals up to date on leading trends and technologies.

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Society of Women Engineers (SWE)

SWE is a diverse and active organization which focuses on stimulating women to achieve full potential in careers as engineers and leaders. Activities include outreach programs, professional speakers, social events, a weekend retreat and the annual regional and national conferences.

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TechServ

TechServ helps bridge the Digital Divide in the Philadelphia area, primarily by refurbishing computers and donating them to non-profit organizations in need. TechServ also hosts student-organization websites and technology-related workshops, while organizing events throughout the year.

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Theta Tau

Theta Tau is a nationwide co-ed professional engineering fraternity that focuses on brotherhood, professional development, and community service. Theta Tau strives to deliver a network of lasting personal and professional relationships, develop strong communication, problem solving and leadership skills, and deliver back to the community though various service projects. Drexel University's chapter of Theta Tau provides many opportunities such as academic help and tutoring from upperclassmen, project development, professional development workshops, community service in the Philadelphia area, and the chance to establish lasting friendships with other engineers. All undergraduate engineering and computer science majors are encouraged to come out to rush in the early fall or spring time.

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These organizations are primarily for graduate students in engineering.

Chemical and Biological Engineering Graduate Student Association (CBEGSA)

CBEGSA facilitates the realization of that environment that is conducive to research and learning activity.  To this end, CBEGSA sponsors graduate-student-initiated social events, discussions, and seminars that promote interactions between graduate students, staff, faculty and other visiting researchers and define the research direction and working atmosphere here at Drexel's Department of Chemical and Biological Engineering.

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Drexel Graduate Women in Society & Engineering (DGWISE)

DGWISE was founded at Drexel University in 2010 with the purpose of enhancing the graduate experience of women in science and engineering, improving the environment of women pursuing careers in science and engineering and increasing the representation of women in science and engineering at all levels of Drexel University.

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Eta Kappa Nu (HKN)

Eta Kappa Nu (HKN) is dedicated to encouraging and recognizing excellence in the electrical and computer engineering field. Members consist of students, alumni, and other professionals who have demonstrated exceptional academic and professional accomplishments.

Learn More

Material Advantage

Material Advantage provides students with a low-cost way to be a member of four materials professional societies:  The American Ceramic Society (ACerS), Association for Iron & Steel Technology (AIST), ASM International, and The Minerals, Metals, and Materials Society (TMS).  Student members have the opportunity to apply for scholarships, network with industry professional, research, find co-ops and become a part of the thriving materials community.

Learn More

Materials Research Society (MRS)

MRS promotes interdisciplinary basic research on materials of technological importance as quintessential of 21st century research. Membership in the Society includes over 12,000 scientists, engineers, and research managers from industrial, government, and university research laboratories in the US and close to 70 countries.

Learn More

Fri, 14 Aug 2020 22:52:00 -0500 en text/html https://drexel.edu/engineering/student-experience/student-organizations/
Killexams : Electives for Engineering Students

How to Choose an Elective

Step 1

Determine whether you want to take a free elective or a general education elective.

A free elective is any course the university offers that a student is qualified to take and is not required as a pre-requisite to a degree requirement or lower than the starting point of your program. The following courses do not fulfill free elective requirements: CHEM 111, Math 100, Math 105, MATH 110, Math 116, Math 117, and PHYS 100.

General Education electives must be non-technical. All Computer, Math, Engineering & Science related courses will NOT count as General Education electives.  For more information about general education electives see below. 

Step 2

Once you've decided whether you want a free or general education elective you can refer to the Term Master Schedule for information about the particular course.

Be sure to read the course requirements (especially the co- and pre-requisites). You can view the course requirements and course description by clicking on the blue CRN link and reading the section comments and the restrictions; restrictions are on the bottom line of the page description. 

Step 3

Register for the class. If you have questions about whether or not a class will count as a required elective, you should consult with your academic advisor.

Please note: Advisors cannot override students into closed sections. If you do not meet the course requirements, you cannot be registered for the course (course restrictions are occasionally inaccurate; contact your advisor if unsure).

General Education Courses 

The General Education Program is designed to deliver engineering students an opportunity to take a set of courses that complement their technical studies and satisfy their intellectual and/or career interests. All engineering majors must take thirty (30) credits. Nine (9) of the thirty credits are designated as follows and must be completed by all majors:

  • ENGL 101 Composition and Rhetoric I: Inquiry and Exploratory Research 3.0
  • ENGL 102 Composition and Rhetoric II: The Craft of Persuasion 3.0
  • ENGL 103 Composition and Rhetoric III: Thematic Analysis Across Genres 3.0

General Education courses allowed by the College of Engineering can be found in the University Catalog

Mon, 25 Jul 2022 03:48:00 -0500 en text/html https://drexel.edu/engineering/resources/for-students/student-advising-support/current-students/electives/
Killexams : Academic Integrity

Integrity, Honor, and Dignity

Integrity, honor, and dignity are fundamental characteristics of the engineering profession. Engineers strive to exhibit these characteristics while using their knowledge, skills and experience to Improve the world around them. By being honest, straightforward, and impartial in serving the public, their employers and clients, engineers continuously increase the excellence and prestige of the engineering profession. These principles cannot be described by an equation or an integral, but they are rooted in the curricula of the best engineering schools. Adherence to these fundamental principles, essential not only in engineering but also in our entire society, is the responsibility of the students. 

Students and faculty are guided in matters of academic integrity at both the University and the McCormick School of Engineering & Applied Science levels, so it is the responsibility of every member of the engineering academic community to be familiar with the specific policies of our school. McCormick’s procedures, described here, operate within the broader Northwestern policy framework detailed in the document Academic Integrity, A Basic Guide, available on the Provost’s website.

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Student Responsibilities

In particular, it is the responsibility of every student in the McCormick School of Engineering & Applied Science to be familiar with and to adhere to the Policies on Academic Integrity of both Northwestern University and the McCormick School of Engineering & Applied Science. 

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Academic Integrity Statement

Download a copy of McCormick's Statement on Academic Integrity.

Read more about what constitutes a violation of academic integrity and steps to avoid unintended violations.

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Procedures for Cases of Alleged Violations of Academic Integrity

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I. Initiation of a Complaint

A: All cases of alleged violations of academic integrity by students in courses in the McCormick School must be referred to the appropriate Assistant or Associate Dean (AD):

Cases should be referred within one month of the date of the alleged incident, or within one month of the date the reporting individual becomes aware of the alleged incident, whichever is later. However, no action will be taken on any case if more than one year has elapsed since the alleged incident. Once a matter has been referred to the AD, it may not be withdrawn without the AD’s approval, nor may the referring faculty member resolve the case without the AD’s approval.

B. The AD shall review the facts of the alleged incident, including statements of the reporting individual and any supporting material. If the AD determines that there is cause for further investigation, he or she shall notify the student by letter of the nature of the concern that has arisen, the course in question, and the instructor. A copy of the current procedures should accompany the letter. 

The student will be asked to make an appointment with the AD to discuss the case within seven working days of the date of the letter, at which time the student may present any relevant material or statements in his or her behalf. The student will have the right, prior to meeting with the AD, to request to review relevant evidence, and to discuss the matter with a faculty adviser or other individual.

If the student does not schedule a meeting to take place within seven working days, the AD may decide if a violation took place on the basis of the available evidence. The AD may, at their discretion, grant reasonable requests for an extension of this deadline.

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II. Meeting with the Dean

A. The AD has the authority to determine, based on a preponderance of the available evidence, whether a violation of academic integrity has occurred.  In cases involving graduate students, the investigating Assistant Dean may consult with the relevant academic Associate Dean in reaching a decision.

B. In meeting with the student, the AD will describe the allegation and detail the evidence provided by the instructor. At this initial meeting, the student may decline to discuss the matter and/or request that the AD defer making a determination until after a subsequent meeting between the student and the AD, at which time the student may present other relevant information or evidence. This second meeting must be requested at the initial meeting and must be scheduled for a time within seven working days of the initial meeting.

C. After reviewing evidence and the statements made by the student in the meeting, the AD shall inform the student by letter of the finding on whether or not a violation of academic integrity has occurred, and the sanction, if any, to be imposed.  If the student is not registered in McCormick, the sanctions in McCormick are limited to the instructor’s decision about grading in the course.  Further sanctions may be imposed by the relevant academic integrity officer in the school in which the student is registered.

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III. Sanctions

A. Any grade entered for a student in a course in which an allegation of academic integrity violation is pending is subject to modification after all proceedings and appeals are concluded.  Should the student be found to have violated academic integrity, the course instructor is empowered, in his/her sole discretion, to determine the effect this violation will have on the student’s grade in the course. Possible actions range from disregarding the incident in calculating the grade to failing the student in the course.

B. Additional sanctions that may be imposed by the AD of the student’s home school include, but are not limited to: a letter of reprimand and warning; a defined period of suspension up to one year; ineligibility for certain awards, honors or special programs; permanent exclusion from the University (noted on official transcript); revocation of an awarded degree; or any appropriate combination of these sanctions.

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IV. Appeals to the Academic Hearing Board

A. The AD’s decision and/or school-level sanctions (Section III.B) incurred as a result of the violation may be appealed to the Academic Hearing Board by filing a written notice of appeal within ten working days of the date of the letter of notification. Grade penalties within the class (Section III.A) may not be appealed. The student’s written notice of appeal must state what is being appealed, whether it be the violation finding, the sanction, or both, and it must describe in detail the grounds for the appeal. The student’s written appeal should also state whether the student desires to present the appeal in person to the Academic Hearing Board.

B. If the student so requests, he or she will be granted an opportunity to appear in person to present his or her case to the Academic Hearing Board and to hear and respond to any testimony provided by the AD or witnesses appearing before the Academic Hearing Board. Likewise, the AD may be present to hear and respond to testimony of the accused student or any witnesses appearing before the Academic Hearing Board. If the student wishes to present witnesses before the Academic Hearing Board, she or he must inform the AD at least seven working days before the appeal is to be heard of the names of the proposed witnesses and of the nature of the evidence they are prepared to present. However, the Academic Hearing Board has sole discretion to determine what witnesses other than the accused student and the AD it will hear. The Academic Hearing Board shall review the appeal as soon as practical after it has been filed.

C. Following its review, the Academic Hearing Board may sustain or reverse the violation finding, if that portion of the AD’s decision is being appealed, and may, if the finding stands, sustain or modify (but not increase) the sanction, if that portion of the decision is being appealed.  The Academic Hearing Board shall inform the student by letter of its decision.  The student should not communicate with Hearing Board members after the conclusion of the appeal hearing.

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V. Appeal to the Provost

A. The student may appeal the Academic Hearing Board’s decision within ten working days to the Provost of the University. Such appeals must be in writing and include a detailed statement setting forth the grounds for the appeal. Appeals to the Provost will be limited to alleged errors in procedures, interpretation of regulations, or alleged manifest discrepancies between the evidence and a school finding and/or sanction. The Provost will receive appeals only after a sanction has been specified for the alleged violation (see III).

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VI. Cross-School Cases

A. In instances where a student who is a degree candidate of another school is alleged to have violated academic integrity in a McCormick School course, the authority of the McCormick School will extend only to determining whether or not the alleged action constitutes a violation of academic integrity and, if so, to the imposition of a grade penalty by the instructor in the course (see Section III.A.). Findings of misconduct will be referred to the appropriate authority of the school in which the student is registered for whatever further sanction that school deems appropriate. 

Analogously, the AD will be called upon to determine if further sanctions are appropriate for McCormick School students who have violated academic integrity in courses of another Northwestern school.

B. In instances where a student who is a degree candidate of the McCormick School has been found to have violated academic integrity in a course offered by another school, the AD will notify the student in writing of the matter.  The student will be requested to arrange a meeting with the AD, to take place within seven working days, at which the student present any evidence of mitigating circumstances, but not regarding the underlying question of guilt or innocence. If the student does not schedule an appointment within the allotted time, the AD may make a decision on sanctions based on the available information.

C. The AD will inform the student in writing of any additional sanction to be imposed and of the student’s right to appeal that sanction to the Academic Hearing Board.

D. In cross-school cases, an appeal of a finding of misconduct should take place in the school that offers the course (i.e., the school in which the finding of misconduct was made).  An appeal of sanctions imposed by the student’s home school should take place in the home school (i.e., the school that has imposed the sanctions).

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VII. General Considerations

A. A student may not change his or her registration or grading basis in a course once an individual with responsibility in that course has become aware of the alleged violation of academic integrity, or in the event that a finding of misconduct is made.

B. At any stage of the proceedings described above, the student may be accompanied by a fellow student, a faculty member, or another individual of the student’s choosing, but not by an attorney. This person may not, however, take part in the proceedings; the student must speak on his or her own behalf.

C. If the student is not a native English speaker, they may request the presence of an interpreter during any of the proceedings described above.  The AD will assume responsibility for finding an appropriate interpreter.

D. Sanctions specified by the AD, as modified by the Academic Hearing Board or the Provost (if an appeal has been filed), shall take effect at the expiration of the period for appeal of a decision if an appeal has not been filed, and after a decision has been reached by the Academic Hearing Board or the Provost if an appeal has been filed. If the appeal is not granted, the sanction will be applied retroactive to the date specified by the AD, and, if necessary, current registrations may be canceled

E. All materials relating to an allegation of an academic integrity violation will be kept until the student has graduated or for ten years after the incident, whichever is earlier.

F. All references to the AD in these procedures include the AD’s designee if circumstances prevent the AD from participating.

G. Electronic messages may be used to fulfill the requirements of these procedures wherever a letter is specified, and electronic versions of policy statements may be used to comply with required document transmittal.

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Sun, 16 Aug 2020 06:20:00 -0500 en text/html https://www.mccormick.northwestern.edu/students/academic-integrity.html
Killexams : Student Organizations

Michigan Tech offers students approximately 200 opportunities to get involved, invested, and have influence on your campus experience.

Student organizations provide you with opportunities to express yourself, explore new horizons, meet fellow students who share a similar interest, and develop your leadership potential.

Engineering-related student organizations are listed below. For a complete list of all student organizations at Michigan Tech, check out the student organizations directory.

Sat, 19 Dec 2015 01:15:00 -0600 en text/html https://www.mtu.edu/engineering/undergraduate/student-orgs/
Killexams : Student Groups

The goal of the BMES student chapter is to introduce students to the profession of Biomedical Engineering. 

We provide an environment for social interaction and the exchange of ideas between students and faculty. Activities include bi-weekly meetings, social events, participation in annual and regional conferences, local lab tours, guest speakers, and volunteer opportunities around the greater Birmingham area.

Read more
Thu, 19 Apr 2018 12:50:00 -0500 en-US text/html https://www.uab.edu/engineering/bme/people/student-groups
Killexams : What Is Borrower Defense?

What Is Borrower Defense?

Borrower defense loan discharge, often shortened to “borrower defense,” is a federal regulation that allows students who have been defrauded by their college, university, or career school to seek forgiveness for their student loans.

You may have a case for borrower defense if your school misled you about the education you received. There are many examples of this: Your school may have made false promises about your employment prospects, the cost of your education, or even whether the school was actually accredited. Visit the Federal Student Aid website to see if your loan meets the requirements for forgiveness eligibility.

Key Takeaways

  • Borrower defense loan discharge, often shortened to “borrower defense,” is a federal regulation that allows students who have been defrauded by their college, university, or career school to seek forgiveness for their student loans.
  • Borrower defense was created back in 1994 but only reached public awareness in 2015. Since then, the rules on who is eligible have changed several times.
  • If you believe that you’ve been defrauded by a college, university, or career school, you can check on the Federal Student Aid website to see if you may have a claim.
  • Federal direct loans are the only loans eligible for forgiveness under borrower defense, and your school must have violated a state law or certain federal standards for your claim to be successful.

Understanding Borrower Defense

Borrower defense was created in 1994 but only reached broad public awareness in 2015, when the closing of predatory for-profit institution Corinthian Colleges Inc. required hundreds of thousands of students to rethink their academic futures.

Fifteen students, known as the Corinthian 15, started a loan repayment strike. The students’ refusal to pay caught on as other students also felt they had been victims of misrepresentation of educational outcomes by their respective institutions. Former Department of Education Secretary Arne Duncan announced shortly thereafter that the department would forgive the loans of the students affected by the closure.

Since then, the rule has had a volatile history. In 2019, former President Donald Trump's administration tightened the standard for complete forgiveness of student loans. The new rules required that schools must have had “knowledge" of the fraudulent nature of their claims, and students had to prove that they experienced financial harm as a result of these claims.

In 2021, President Joe Biden’s administration announced that it would revert the borrower defense rules to those that had been in effect during the Obama administration. All students who have been approved for forgiveness to date—including those eligible for partial forgiveness under the Trump administration rules—will receive full loan forgiveness.

“Full forgiveness,” in this context, means:

  • Total discharge of the related federal direct loans
  • Reimbursement of any amounts paid on them, where permitted by regulations
  • Requests to credit bureaus to remove any related negative credit reporting
  • Reinstatement of federal student aid eligibility

Should You Apply for Borrower Defense?

If you believe that you’ve been defrauded by a college, university, or career school, start by checking the Department of Education Student Aid website to see if you have a claim. Borrower defense is limited to specific situations, so make sure you understand its limits before pursuing a claim further.

First, bear in mind that only federal direct loans are eligible for forgiveness under borrower defense and you must have taken out these loans in order to pay the school that is the source of your claim.

Second, in order for your claim to be successful, your school must have violated a state law or certain federal standards. Claims that don't relate to your loan or educational services aren't eligible for borrower defense. Borrower defense doesn’t cover personal injury claims or allegations of harassment.

Third, be financially prepared. If your claim is unsuccessful and you don’t keep making your student loan payments while you are appealing for borrower defense, your loans might be higher after your application than before it.

The pause on student loan payments first implemented as part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act ends on Sept. 1, 2023. If you applied for borrower defense, you might stay in forbearance after the pause ends. Check for updates on borrower defense at the Federal Student Aid website to see if this applies to you.

How to Apply for Borrower Defense

First, identify whether you are eligible for a claim by filing an application for borrower defense on the Federal Student Aid website. You can also call the borrower defense hotline at the Department of Education at 855-279-6207 for assistance. Telephone representatives are available Monday through Friday from 8 a.m.–8 p.m. Eastern time.

If you think you may have a case and would like legal advice, the National Consumer Law Center's Student Loan Borrower Assistance project offers additional resources and advice for finding legal help with student loans, loan servicers, and/or repayment.

What Qualifies You for Borrower Defense?

You may be qualified for borrower defense if the school you attend/attended misled you or if the school participated in any other misconduct in violation of state laws. You should qualify for borrower defense if you can show that a school violated state laws, either by its actions or omissions, directly related to your student loans.

Is Borrower Defense Taxable?

No, borrower defense isn't taxable. If any amount of your student loans is forgivable under borrower defense, you won't have to pay taxes on the refunded amount.

When Did Borrower Defense Start?

Borrower defense was created in 1994 but only became familiar to a large number of people in 2015, with the news of the closing of predatory for-profit institution Corinthian Colleges Inc. that forced hundreds of thousands of students to rethink their academic futures. Students at Corinthian Colleges campuses were eligible for borrower defense relief.

The Bottom Line

Borrower defense is a federal regulation that allows students who have been defrauded by their college, university, or career school to seek forgiveness for their student loans. If your college has misled you about the education you received, you may be able to apply to have your loans forgiven.

Wed, 05 Jan 2022 03:09:00 -0600 en text/html https://www.investopedia.com/what-is-borrower-defense-5214746
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