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https://killexams.com/exam_list/TibcoKillexams : Enhanced TIBCO BusinessWorks container solution expands cloud platform support
TIBCO Software Inc., a global leader in integration and analytics, today announced an array of enhancements to its container-based application integration solution, TIBCO BusinessWorks Container Edition 2.1, as well as new support for deploying the solution on Amazon EC2 Container Service (ECS) and Microsoft Azure Container Service cloud platforms. With increased tooling for the development of cloud-native applications, including service registry and discovery, and circuit breaker patterns, TIBCO BusinessWorks Container Edition 2.1 allows users to build applications for nearly any environment with ease.
“The cloud market is evolving increasingly fast, and digital businesses must be agile to keep pace. We work hard to provide tools that not only simplify the process of building cloud-native applications, but also offer users flexibility to make changes they may want in the future,” said Matt Quinn, executive vice president, products & technology, and chief technology officer, TIBCO. “TIBCO BusinessWorks Container Edition offers versatility, reduces risk, and gives CIOs peace of mind that they can enable hybrid cloud architectures that suit their needs and avoid lock in. We’re pleased to announce extended platform support for Amazon Web Services and Microsoft Azure, as well as additional feature enhancements.”
TIBCO’s platform-agnostic approach allows customers to build once and deploy to virtually any cloud environment, including Amazon Web Services (AWS), Microsoft Azure, Pivotal, Docker, and Google. This flexibility gives users the freedom to build applications for one cloud environment, and easily move it to another should they choose.
Further tool enhancements specific to microservices patterns and web-scale APIs, include:
Service Registry and Discovery enables microservices to dynamically discover and invoke other registered services.
Circuit Breaker Patterns detect failures and encapsulate logic that prevents failures from constantly reoccurring, thereby protecting the overall system from adverse effects.
Migration Toolkit supports a simple move directly from TIBCO ActiveMatrix BusinessWorks 5 to BusinessWorks Container Edition.
Mon, 19 Sep 2022 12:00:00 -0500en-UStext/htmlhttps://sdtimes.com/enhanced-tibco-businessworks-container-solution-expands-cloud-platform-support/Killexams : TIBCO vs. Google Apigee: API Management Comparison
Application Programming Interface (API) management is all about creating and publishing APIs, enforcing policy about their use, managing access rights, reporting on performance, and analyzing statistics about usage rates.
Security is obviously a big part of it. After all, businesses are increasingly dependent on APIs to facilitate their interaction with a multitude of other applications, cloud services, and mobile devices. Inattention can expose data and other enterprise assets to unauthorized users.
API management software helps simplify the process of designing, deploying and maintaining APIs. TIBCO, for example, offers the TIBCO Cloud API management platform, of which Tibco Mashery is one component. Google offers Apigee API Management, a solution it acquired a couple of years back. Since then Google has integrated it tightly with its many cloud computing offerings.
TIBCO Cloud API Management and Apigee API Management are both popular choices among users. But which is best for your business?
TIBCO Cloud API Management software is designed to create enterprise interoperability with API-led integration, respond to business events in real time, gain business insights with data-as-service APIs, and deploy and manage APIs across hybrid and multi-cloud environments.
It provides service mesh management so that a single control plan of distributed microservices provides traffic management, security, and end-to-end service chain observability and visibility. Instead of multiple API silos, it provides one screen to manage APIs that bridge internal, partner, and public APIs. API automation bots, widgets, and analytics make API product management more efficient.
TIBCO Cloud API Management software also helps IT to manage APIs as products securely. It can be leveraged to create revenue opportunities, avenues to market, reactions to market changes, and raise value for partners. One discrete element of the platform, TIBCO Mashery Local, is a cloud-native API gateway that can be used to configure API policies, packages, and plans, and manage API keys.
For Google, Apigee API Management is just one facet of the Google Cloud Platform (GCP). Apigee helps IT to design, secure, analyze, and scale APIs anywhere with visibility and control. It can be used to drive consumption of APIs with flexible developer portal options, and gain insights across the API value chain or monetize API products.
Tight integration with GCP means that it can plug into an immense range of applications. Gartner graded Apigee well ahead of TIBCO in its Magic Quadrant for Full Life Cycle API Management. Apigee earned a Leader rating due to its feature-rich API management functions, which are available for deployment in the public cloud (GCP), in a private cloud, or in the data center.
There is also Apigee hybrid, which is a deployment option at the Apigee Enterprise and Enterprise Plus levels to enable users to manage runtime on Azure, AWS, in a private cloud that uses the Google Anthos platform or on an Apigee-managed control plane on GCP.
Who wins on features? TIBCO trails in terms of broad feature set and the pace of innovation. Until last year, it was missing elements such as native service mesh support, API design and implementation, API testing and API monetization. It has since added them but is definitely playing catch up to Google. Thus, Apigee has a definite lead on features over TIBCO.
However, Apigee also has limitations. For example, it is primarily designed for API management use cases, lacks an integration platform, and can bog users down in labor intensive configuration and customization. Those wishing to access some artificial intelligence and ML features have no other option than to use Apigee public cloud or Apigee hybrid.
Despite these negatives, Apigee wins in this category.
TIBCO’s platform now makes it possible for the development of APIs from any data source. Developers can access backend systems using modeling tools and can model any data source. Cloud-native apps can be architected with API choreography, event-driven APIs, and other non-REST protocols such as AsyncAPI, Websockets, GraphQL, gRPC, and Kafka types. API deployment and testing can be standardized with CI/CD automated tests for load, headers, objects, data, and business logic. API products can be packaged, cataloged, and discovered, including API-led microservices within Kubernetes.
Apigee also includes features to ensure that APIs are available and performing as expected for developers and partners. They can identify and diagnose API issues rapidly. Industry API accelerators are available, such as Apigee Open Banking APIx that provides support for open banking. This is a requirement of the Payment Services Directive 2 (PSD2) in Europe as well as the Consumer Data Right (CDR) in Australia. The company’s banking-specific developer portal with API documentation makes it popular in these markets.
Apigee wins again, though TIBCO has been catching up in recent times.
TIBCO vs. Apigee: Security
TIBCO provides authorization, authentication, monitoring, and key gateway traffic capabilities that enables IT to retain control over agile app development, access, and security policy definition, as well as API product line management. A single system manages traffic for all gateways, including embedded micro-gateways. The platform lets users define access and security policies like rate limiting and throttling for different API consumers. Users can invoke robust security standards such as OAuth2, HTTPS, JWT, HMAC, XML sig, Kerberos, CORS, WS-I, ISO 27001, PCI, Hitrust, Kubernetes Secrets with RBAC, and MTLS.
Apigee provides multilayer security and privacy, and similar security coverage. Developers can add multiple layers to API security such as Cloud Armor, CMEK, IAM, and other cloud security capabilities. Data can be stored and managed regionally, in keeping with data sovereignty regulations, to maintain compliance.
Who wins? It’s a tie in this category.
TIBCO vs. Apigee: Management and Analysis
A newer offering within the TIBCO Cloud API management platform, service mesh management offers a single control plane of distributed microservices with traffic management, security, and full service chain observability and visibility that bridges internal, partner, and public APIs.
Management capabilities extend through planning, design, implementation, testing, publication, security, operation, consumption, maintenance, versioning, and retirement. Static and interactive documentation can be created to educate users on the available APIs and how to work with them.
TIBCO Cloud API Management analytics and reporting measures the success of any API program and identifies areas of potential investment. Consolidated usage and performance analytics dashboards help to ensure API program performance across globally distributed regions with optimized token sync, auto-scaling, and response caching. IT can also monitor and visualize custom operational and usage-based KPIs with endpoint-level drill down.
Apigee promotes its AI-powered automation capabilities that can turn API data into insights, predict API traffic patterns, detect anomalies in real time, and protect APIs against malicious bot attacks. AI can be applied to historical API metadata to predict the behavior of APIs and automatically detect anomalies. Apigee wins in this category due to the maturity of its management and analysis offerings. TIBCO’s capabilities have grown in sophistication of late, but they are not yet as battle tested as Google’s.
TIBCO can be deployed through SaaS, a private cloud, or on-premises. It includes mobile device management (MDM) functions to manage APIs related to mobile devices. Traditional API management capabilities can be extended via universal connectors, templates, dashboards, and industry accelerators.
With the resources of GCP behind it, Apigee can make full use of the global reach of Google to ensure API programs extend across the entire globe. Google also provides access to last-mile performance and caching via Cloud CDN. Apigee is happy to host API on-premises, in Google Cloud, or in a hybrid setting. IT manages and controls the runtime, enabling the organization to position gateways closer to API traffic and leverage existing compliance, governance, and security infrastructure.
This category is close, though Google narrowly wins.
TIBCO vs. Apigee: Price Comparison
TIBCO offers a basic or enterprise version of its Cloud API Management platform. Basic starts at $500 per month. Enterprises will need the more full-featured version for which pricing was unavailable. Google pricing, for its part, is murky and is said by some users to be expensive.
TIBCO vs. Apigee: Conclusion
Google Apigee is named as a Leader in Garner’s latest API management MQ. It has an active development pipeline. It launched Apigee X, for example, a GCP-based SaaS deployment that combines Apigee with other GCP products, such as Cloud Armor and reCAPTCHA. This makes it more secure and is a response to evolving user needs. It also offers a choice of API gateways.
TIBCO Software only rated a Niche Player grade in Gartner’s MQ. However, since the MQ came out, the company has upgraded the platform from TIBCO Cloud Mashery to TIBCO Cloud API Management. The added capabilities may Strengthen the rating in the next MQ. The analyst firm gave the company High Score for its geographically distributed customer base, especially among midsize and large organizations.
TIBCO has sales offices in dozens of countries and relationships with more than 1,500 system integrators and VARs. It also scored well on metrics related to high availability and disaster recovery. But limitations include API management that is mainly designed for the open banking and healthcare sectors. It does offer accelerators for other verticals but isn’t as strong there. The company is also slower on the innovation front.
Overall, it is hard for TIBCO to compete with the reach of Google when it comes to helping organizations use APIs to achieve digital ambitions. Apigee’s services and support for the creation of external-facing API products are particularly strong, according to Gartner. Its API developer portal options are highly customizable, and its data monetization capabilities are strong. This helps it to dominate in verticals such as financial services/banking, retail and healthcare sectors.
Apigee is the winner although TIBCO is making a valiant effort to catch up.
Both data platforms are in heavy demand as companies need to make major use of data analytics to gain competitive advantage. Virtually all divisions of companies – across all industry sectors – are data-dependent and hence lean heavily on data tools like Tibco Spotfire and Microsoft Power BI.
As two highly regarded analytics platforms, users are often forced to choose between Power BI and Spotfire. There are strong arguments in favor of both data platforms. But which platform is best for your business?
Tibco Spotfire vs. Power BI: Key Features Comparison
Microsoft encompasses a massive number of associated platforms and applications. So Power BI offers a diverse set of features that range far beyond BI and analytics. Integration with the likes of Microsoft Office, Office 365, Teams, Azure, and SharePoint is a major selling point. Specific to analytics, Power BI encompasses data preparation, data discovery, dashboards, and visualization.
Spotfire is a mature product offering strong analytics, dashboard, visualization, data preparation, and workflow capabilities. It allows users to harness data science techniques, geoanalytics, and real-time streaming analysis in easily consumable forms, and can automatically suggest visualizations.
How about the latest features and updates? Microsoft releases weekly updates to its cloud-based Power BI service. recent feature additions include AI-infused experiences, smart narratives (NLG), and anomaly detection capabilities. A Power BI Premium version enables multi-geography capabilities and the ability deploy capacity to one of 42 data centers around the world. Its toolsets help with collaboration and tracking of key metrics
The latest updates for Tibco Spotfire include a better interface for administrators, data source names available from server diagnostics, and connection to Tibco Cloud Data Streams from Spotfire on-premises installations. It also offers new connectors (such as PostgreSQL, MySQL, Oracle, Amazon Redshift, Apache Spark SQL, and SAP HANA), single sign-on (SSO) to data sources, and more security features.
Both Power BI and Spotfire offer comprehensive features, so the winner here comes down to which product offers the functionality the user specifically desires.
Tibco Spotfire vs. Power BI: Ease of Use
Newer users appear to find Power BI relatively easy to use. But as the complexity rises the platform grows more difficult to navigate.
Spotfire is said to be easier in terms of enabling more users to access, customize, and use sophisticated dashboards and visualizations. Some users complain about a lack of offline data modeling capabilities. But Spotfire gets High Score for visualization. The conclusion: both have done a fine job of making their platforms accessible to non-technical audiences.
This category does not offer a major difference between the two solutions, but Microsoft gets the win as it was rated slightly higher by users on ease of use.
Tibco Spotfire vs. Power BI: Analytics Capabilities
Power BI offers plenty of visualization features. It is also good at crunching and analyzing real-time data. Spotfire has excellent analytics qualities, too. It harnesses machine learning to transform data and provide insights. The platform also has top notch visualization, dashboard, and customization features.
There is little to choose between Spotfire and Power BI on analytics; your selection likely depends on your individual situation.
Tibco Spotfire vs. Power BI: Cloud and On-Premises
Power BI is focused on the cloud. There is a fully functional SaaS version running in the Azure cloud. But Microsoft also offers an on-premises version resident in Power BI Report Server. And there is Power BI Desktop that is offered for free as a stand-alone personal analysis tool. When power users are engaged in complex analysis of multiple on-premises data sources, they need to get Power BI Desktop. These on-premises Power BI offerings, however, are not as rich as the cloud version with regard to dashboards, streaming analytics, natural language, and alerting.
Spotfire is strong in the cloud and on-premises. Spotfire beat Power BI hands down on-premises as that is where it originated. And it has made progress on providing cloud and hybrid functionality.
Who is the winner? Microsoft wins in the cloud, Spotfire wins on-prem.
CRM and BI often go together. Power BI integrates relatively well with Microsoft Dynamics CRM. Users can quickly get one or the other and be confident that they will integrate well, share data, and be able to smoothly link CRM and BI functions. Thus, it becomes easily possible to analyze CRM data and vice versa to feed the results of analysis back into the CRM platform as part of campaign planning and lead generation.
Spotfire offers sales and marketing teams plenty of great visualizations and dashboards. But it stops short of CRM. It is set up to integrate well with third-party CRM systems. Whether you use Salesforce, Microsoft Dynamics CRM, or another CRM systems, Tibco can integrate it with Spotfire.
Microsoft Power BI wins when a business wants a unified BI/CRM package. But if the organization is not a Microsoft CRM user, Spotfire offers more flexibility in terms of the CRM and marketing related platforms it can be used with for analysis purposes
Tibco Spotfire vs. Power BI: Integration
Microsoft has an extensive array of integration options, APIs, and partnerships. Power BI is tightly embedded into much of the Microsoft and Windows ecosystems. The company, though, is addressing some integration challenges. Gartner noted that Power BI’s handling of content promotion and publication can generate administrative overhead. This isn’t an easy fix, which will add manual labor between Power BI apps and its collaborative development environment known as Workspaces.
Spotfire, similarly, is in the midst of its own integration challenges. Integrating with the acquired Information Builders BI platform will take time but will bring additional functionality in the long run. Already it is bearing fruit as seen in the recent updates to the platform.
Furthermore, Spotfire has a hyperconverged analytics vision that is ongoing. Some users noted that the technical capabilities of this have yet to match the hype. But the company is working hard to close the gap via tighter integration.
Microsoft outperforms Spotfire on integration due to the depth of its partnership relationships that it has established over the decades.
Microsoft is very good at keeping prices low as a tactic in growing market share. It offers a lot of features at a relatively low price. Power BI Pro, for example, costs approximately $10 per month per user. The premium version is $20 per month. The bottom line for any rival is that it is hard to compete with Microsoft Power BI on price when it comes to automated ML capabilities and AI-powered services.
Spotfire lacks a solid reputation on pricing and contract negotiating. The company doesn’t publish prices online. But it looks like there are different prices for analysts, business authors, and consumers of analytics data. These range from $25 a month per user to $125 per month. In this category, users should check pricing as it applies to their specific environments.
In most cases Power BI will win. Licensing on Spotfire looks more complex. The company also charges for integration with other platforms.
Tibco Spotfire vs. Power BI: Conclusion
Microsoft is committed to investing in Power BI and enhancing its integration across other Microsoft platforms. Any organization that is a heavy user of Office 365, Teams, Dynamics, and/or Azure will find it hard to resist the advantages of deploying Power BI.
And those advantages are only going to increase. On the AI front, for example, the company boasts around 100,000 customers using Power BI’s AI services. The company is also putting effort into integrating with other applications and in making it easy to autotune query performance. Those with an eye on budget that still want a rich BI platform will probably favor Power BI.
Consider, too, the existing sales teams and distribution channels for Microsoft products. With such a huge user base and so many tentacles across the world, Power BI may only be a click away for many organizations.
Tibco Spotfire also has a loyal following among data scientists and power users. It is particularly strong in life sciences, high-tech manufacturing, transport and logistics, and energy. But outside of its installed base, it lacks momentum. Gartner said it rarely comes up in surveys of who is bidding for different projects.
For those verticals in Spotfire’s areas of strength, it probably it just ahead of Power BI. But for other verticals, Microsoft might be a better choice. It is hard, after all, to compete head-to-head against Microsoft. Against the larger Microsoft ecosystem, it has an uphill battle to make progress and gain market share. But outside of that ecosystem, Spotfire gives Power BI a run for its money.
Overall, Microsoft offers the largest range of features and integrations, whereas Tibco Spotfire beats it in terms of depth in certain markets. Gartner’s latest “Magic Quadrant (MQ) for Analytics and Business Intelligence Platforms,” graded Power BI ahead of Spotfire. As such, Power BI is a Leader whereas Tibco is a Visionary.
Feedback and ratings from users has the two platforms evenly matched overall. Power BI scored higher in coloration, social BI, mobile exploration. Tibco Spotfire was ahead on publishing and embedding of analytic content.
Here are the top JS SEO challenges ecommerce marketers should be aware of.
Limited Crawl Budget
Ecommerce websites often have a massive (and growing!) volume of pages that are poorly organized.
These sites have extensive crawl budget requirements, and in the case of JS websites, the crawling process is lengthy.
Also, outdated content, such as orphan and zombie pages, can cause a huge wastage of the crawl budget.
Limited Render Budget
As mentioned earlier, to be able to see the content loaded by JS in the browser, search bots have to render it. But rendering at scale demands time and computational resources.
In other words, like a crawl budget, each website has a render budget. If that budget is spent, the bot will leave, delaying the discovery of content and consuming extra resources.
Google renders JS content in the second round of indexing.
It’s important to show your content within HTML, allowing Google to access it.
Go to the Inspect element on your page and search for some of the content. If you cannot find it there, search engines will have trouble accessing it.
Most JS websites face crawlability and obtainability issues.
For instance, JS content limits a bot’s ability to navigate pages. This affects its indexability.
Similarly, bots cannot figure out the context of the content on a JS page, thus limiting their ability to rank the page for specific keywords.
Such issues make it tough for ecommerce marketers to determine the rendering status of their web pages.
In such a case, using an advanced crawler or log analyzer can help.
Dynamic rendering is a great solution for ecommerce websites that usually hold lots of content that change frequently or rely on social media sharing (containing embeddable social media walls or widgets).
3. Route Your URLs Properly
For instance, JS frameworks like Angular and Vue generate URLs with a hash (#) like www.example.com/#/about-us
Such URLs are ignored by Google bots during the indexing process. So, it is not advisable to use #.
Instead, use static-looking URLs like http://www.example.com/about-us
4. Adhere To The Internal Linking Protocol
Internal links help Google efficiently crawl the site and highlight the important pages.
A poor linking structure can be harmful to SEO, especially for JS-heavy sites.
One common issue we’ve encountered is when ecommerce sites use JS for links that Google cannot crawl, such as onclick or button-type links.
The platform lets you inspect rendered HTML (or DOM) and the network activity of your web pages.
From its Network tab, you can easily identify the JS and CSS resources loaded before the DOM.
You can also enable JS in Site Audit crawls to unlock more insights.
JetOctopus SEO Crawler And Log Analyzer
JetOctopus is an SEO crawler and log analyzer that allows you to effortlessly audit common ecommerce SEO issues.
GSC integration with JetOctopus can help you see the complete dynamics of your site performance.
Ryte UX Tool
Ecommerce sites are real-world examples of dynamic content injected using JS.
Hence, ecommerce developers rave about how JS lets them create highly interactive ecommerce pages.
On the other hand, many SEO pros dread JS because they’ve experienced declining organic traffic after their site started relying on client-side rendering.
Though both are right, the fact is that JS-reliant websites too can perform well in the SERP.
Featured Image: Visual Generation/Shutterstock
The Citrix-Tibco deal passed a shareholder vote in April.
Virtualization and cloud products vendor Citrix and enterprise applications vendor Tibco Software have completed their merger, valued at $16.5 billion, with new leadership calling the combined company “a new global leader in enterprise software.”
The two companies announced the deal’s completion in a statement Friday. Investment firms Vista Equity Partners and Evergreen Coast Capital Corp. – an affiliate of Elliott Investment Management – took Fort Lauderdale, Fla.-based Citrix off the NASDAQ to complete the deal.
Shareholders will receive $104 cash per share, according to the statement. The Citrix-Tibco deal passed a shareholder vote in April.
Tom Krause, who left Broadcom after the chip giant’s announced acquisition of VMware to become CEO of the combined Citrix and Palo Alto, Calif.-based Tibco, called the combined company “a new global leader in enterprise software” in the statement.
“We are excited to create a new global leader in enterprise software, designed for scale and growth, through the combination of Citrix and TIBCO,” Krause said. “The platform we have built will expand and deepen our relationships with our valued customers and partners, drive the future of mission-critical cloud software solutions and create long-term value for all our stakeholders.”
With the completion of the Citrix-Tibco deal, Krause revealed on LinkedIn that he is now CEO of Cloud Software Group (CSG), the owner of Citrix and Tibco.
A website for CSG said that Citrix and Tibco will remain separate business units as well as their major solution lines, including Citrix’s NetScaler and ShareFile and Tibco’s ibi and Jaspersoft.
The companies will retain their own branding as well, according to CSG.
Hector Lima, Citrix’s executive vice president and chief customer officer, has the title of EVP of field and channel sales with CSG, according to the website. Lima “leads the global sales, channel ecosystem and customer experience organization,” according to CSG.
Among the executives at CSG include Tibco Chief Information Officer Rani Johnson as CIO, Tibco Chief Financial Officer Tom Berquist as CFO.
Citrix Chief Product Officer Sridhar Mullapudi has been named general manager of Citrix. Tibco Chief Operating Officer Matt Quinn has been named general manager of Tibco, according to CSG.
Abhilash Verma, vice president of product management for application delivery and security at Citrix, has been named general manager of NetScaler. And Ali Ahmed, Tibco’s senior vice president of engineering, has been named CSG’s general manager of enterprise applications, according to the company.
Meanwhile, while Citrix and Tibco have joined together, Citrix subsidiary Wrike has formally split from the virtualization and cloud technologies vendor.
In March 2021, Citrix closed on its purchase of Wrike, a collaborative work management platform and Vista portfolio company, for $2.25 billion.
On Friday, Wrike CEO Andrew Filev posted on the company’s website announcing that Wrike has completed its separation from Citrix and has “the financial backing” of Vista and Evergreen.
“We will leverage our newfound position as a private, autonomous company to continue pursuing innovation focused on solving dynamic workplace challenges and meeting the needs of the modern workforce,” Filev said in the post.
He continued: “As Wrike moves forward, our focus remains the same. We have the most intuitive, versatile, and scalable work management platform on the market and a collaborative, driven team dedicated to freeing our customers to focus on their most purposeful work. There’s never been greater demand for a solution like ours and a better time to deliver it.”
In September, the company hired Brian Clark as chief revenue officer, according to his LinkedIn. He came to Wrike after more than three years with customer experience technologies provider InMoment, leaving with the title of executive vice president and chief revenue officer.
Long Path To Private Ownership
Citrix had a long path to returning to life as a private company. Elliott Management previously bought a stake in the company in 2015 and Elliott partner Jesse Cohn joined the board. He left in 2020, according to a Citrix statement from the time.
Citrix reportedly explored sales and spin-off strategies in 2015 and 2017. Citrix partners at the time voiced displeasure to CRN about Elliott’s 2015 presence.
Rumors of Elliott Management seeking ownership of Citrix popped up in the fall of 2021 following a 16 percent drop in Citrix’s share price year and Elliott Management buying a 10 percent stake in Citrix. Rumors of Elliott and Vista working together to take Citrix private first surfaced in December.
At the start of 2022, Citrix partners who spoke to CRN were cautiously optimistic about the deal.
Partners wanted to see Citrix’s actions back up executives’ words that the company was investing in its channel partner program – not to mention, investing in its technology to break out from the crowded market of vendors offering services aimed at remote workforces.
In 2021, even Citrix’s leadership voiced displeasure in Citrix’s go-to-market strategy. CEO David Henshall stepped down in the fall and interim President and CEO Bob Calderoni promised “to shore up our channel programs and put in place the right incentives for our channel partners.”
“The channel is still there. The channel hasn’t gone away,” Calderoni said on an earnings call in November. “They’re not selling somebody else’s products. They’re just focusing on other parts of their business. And like any part of a sales organization, and the channel is part of our sales organization, we want to make it more profitable for them to do business with us.”
Citrix channel chief Bronwyn Hastins left Citrix in May 2021 for Google Cloud, with Mark Palomba – Citrix’s chief operating officer of sales and services – taking over the role.
In April, Hector Lima told CRN about efforts to “decentralize” its partner program, pushing more resources for partners “out to the edge” and making Citrix easier to do business with for partners.
In addition to the partner program changes, Lima said that Palomba would leave the role of channel chief, with Citrix possibly adopting multiple channel chief roles.
Wade Tyler Millward is an associate editor covering cloud computing and the channel partner programs of Microsoft, IBM, Red Hat, Oracle, Salesforce, Citrix and other cloud vendors. He can be reached at firstname.lastname@example.org.
Fri, 30 Sep 2022 23:03:00 -0500entext/htmlhttps://www.crn.com/news/cloud/citrix-tibco-close-17b-deal-uniting-virtualization-and-enterprise-apps-vendorsKillexams : TIBCO 2022 Partner Excellence Award Winners Exemplify Commitment to Customer Success
Partner Awards Highlight Global Excellence Amongst Growing Channel Network
PALO ALTO, Calif., September 20, 2022--(BUSINESS WIRE)--TIBCO Software Inc., a global leader in enterprise data, empowers its customers to connect, unify, and confidently predict business outcomes, solving the world's most complex data-driven challenges. Today, TIBCO announced the winners of its 2022 Partner Excellence Awards, celebrating its partner ecosystem's ongoing commitment and success. The awards recognize partners who showcase their ability to develop, market and deliver advanced technology to their customers, as evidenced in growth in revenue, year-over-year growth, and their participation and contribution to TIBCO's demand generation and pipeline building programs.
"Our partners are the key to driving customer success, and every partner brings a unique set of attributes that assist our customers in delivering on digital transformation and harnessing their data as a competitive advantage," said Tony Beller, senior vice president of worldwide partner ecosystems and OEM sales, TIBCO. "This year's winners show that through commitment and innovation, anything is possible. They understand that they only win at business when their clients succeed and continue to leverage the TIBCO partner team, resources, and systems at their disposal."
Enterprise Partner of the Year
HCL Technologies, serving leading enterprises across key industries, is the winner of the TIBCO Enterprise Partner of the Year award. A TIBCO Global Strategic partner for over 20 years and a previous Partner Excellence award winner, HCL collaborated with TIBCO to develop three solutions featured in the TIBCO Solution Showcase. These include the HCL Application Development Platform for TIBCO (ADePT) Framework, Data Hallmarking, and its Connected Vehicles, enabled by TIBCO. A highly engaged partner since 2020, HCL consistently generates within TIBCO's highest total annual contract value (ACV) year-on-year, with 100% growth in partner-sourced ACV in the past year.
SMB Sales Partner of the Year
Cadeon Inc., a data and information management service provider, is the SMB Sales Partner of the Year. A TIBCO Gold Partner, value-added reseller (VAR), and previous Partner Excellence award winner, Cadeon Inc. demonstrated a 231% increase in SMB sales and renewals. With its TIBCO Customer Experience (CEx) Accreditation, it collaborates with the TIBCO Professional Services Group. As a founding member of the TIBCO Partner Advisory Council and active partner program member, it promotes TIBCO through joint events, user group events, and the TIBCO Solution Showcase with its validated Cadeon Print Module for TIBCO Spotfire®. Cadeon Inc. is primarily focused on North America, but works with clients worldwide.
Global Partner of the Year
Accenture, a global professional services company, is the Global Partner of the Year. The company has over 1,000 certifications and 4,700 TIBCO skilled consultants. With a 16-year global strategic partnership and TIBCO CEx Accreditation, the companies collaborate on solutions including data access during migration, building virtual data lakes, streamlining hybrid application integration, visual analytics and data science from TIBCO, and building The Market Communications Hub, featured in the TIBCO Partner Solution Showcase. Accenture, a previous Partner Excellence Award winner, maintains a strong total contribution to TIBCO's business by developing and contributing advanced technology solutions that deliver exceptional value to our joint customers.
OEM Partner of the Year
Schlumberger, one of the world's leading providers of technology to the global energy industry, is the winner of the OEM Partner of the Year award. TIBCO and Schlumberger’s four-year partnership provides advanced analytics that, when coupled with Schlumberger’s access to knowledge, data, and vast expertise across global domains, enrich its cloud-based petrotechnical platforms and achieve faster, smarter decision making. The DELFI digital E&P platform is an open, secure, scalable, and fully managed SaaS-based subscription solution, seamlessly connecting people, data, and apps across exploration, development, drilling, and production. Enhancing customers’ abilities to drive operational performance, Schlumberger's investment, innovation, and proven success with TIBCO technologies underpins the achievement of this award.
Innovation Partner of the Year
Cognizant, a global professional services company and TIBCO Global Strategic Partner, is the Innovation Partner of the Year. The company helps clients modernize technology, reimagine processes, and transform experiences to stay ahead in a fast-changing world. Through its extensive practice in hybrid cloud integration, business process automation, and API management, Cognizant and TIBCO collaborate to serve clients who are the leaders of their industries across the globe. Cognizant leverages over 20 proprietary TIBCO accelerators and business solutions to address leading industry challenges. The SmartMigrator Framework, featured in the TIBCO Partner Solution Showcase, automates TIBCO BusinessWorks™ migration to cloud-native technology. With global skilled resources, capabilities across the TIBCO portfolio, TIBCO CEx Accreditation, and over 1,700 TIBCO certifications, Cognizant has one of the most matured TIBCO practices. The company has also been recognized with three Partner Excellence awards over the last five years and delivered 100% growth year-over-year in partner-sourced TIBCO business.
ISV Partner of the Year
Brytlyt, a rapidly growing ISV with a global vision, is the ISV Partner of the Year. The company developed an out-of-the-box solution that accelerates TIBCO Spotfire® visual data exploration. Its innovative GPU-powered back-end database integrates with existing legacy or spatial databases, enabling real-time TIBCO Spotfire visualizations and rapid ad hoc analysis of large datasets. Committed to driving mutual success with TIBCO, Brytlyt sets the benchmark for how ISV partners can leverage the TIBCO partner ecosystem and marketing resources. Brytlyt has forged relationships with TIBCO to drive leads and generated the most ISV partner-sourced and new logo opportunities over the past year.
New Logo Leader
Behaim IT Solutions (ITS), a TIBCO Gold Partner, is this year's New Logo Leader. The company has 17 years of TIBCO experience, a TIBCO CEx Accreditation, and is a former Partner Excellence award winner. The company partnered with TIBCO to close or influence several significant new logo license deals in energy and healthcare. And in telecommunications, Behaim ITS successfully positioned TIBCO as the leader in cloud-based integration. Overall, Behaim's new logo bookings grew by 100% and sourced bookings by 223%. Its geospatial adapter, featured in the TIBCO Partner Solution Showcase, connects geospatial data and TIBCO® Messaging solutions.
TIBCO Engagement Expert
Key Partner, an innovation-driven digital integrator and application management company, is the TIBCO Engagement Expert for the second year running. The company boasts a deep knowledge of TIBCO technology and continues to invest in co-marketing and demand generation campaigns. Key Partner has its TIBCO CEx Accreditation and has achieved nearly 1,000 certifications. Its ApiShare solution, featured in the TIBCO Partner Solution Showcase, is a business-oriented service that offers each client a high-level view of their API ecosystem and tools for governing infrastructure.
Asia Pacific and Japan Partner of the Year
Wipro, a technology services and consulting company, is the Asia Pacific and Japan Partner of the Year. Its Wipro FullStride Cloud Services practice is a TIBCO Global Strategic Partner with more than 700 TIBCO certified and over 500 certifications. Wipro's Managed File Transfer-as-a-Service (MFTaaS) solution in the Partner Solution Showcase enables seamless integration across B2B partner systems and enterprise applications. In collaboration with TIBCO, Wipro also launched a second Solution Showcase, Automated Shelf Replenishment, which combines computer vision and TIBCO solutions to help retailers Strengthen shelving efficiency.
Europe, Middle East, and Africa Partner of the Year
Apgar, a leading data advisory company supporting small and large global companies in their journey to build a foundation for trusted data, is the Europe, Middle East, and Africa Partner of the Year. A TIBCO Gold Partner and holder of the TIBCO CEx Accreditation, Apgar is committed to co-marketing and market development, collaborates with TIBCO sales and engineering teams internationally, participates in TIBCO communities, and leads in certifications on the TIBCO Unify platform. Apgar also has extensive experience with large TIBCO implementation projects. Apgar has two validated solutions featured in the Partner Solution Showcase. The Apgar MDM Finance platform enables financial services to govern, validate, and map between various data sources such as ERP and consolidation systems. The latest, Data Catalog, is a highly competitive data management and governance solution built on TIBCO technology. Year-over-year, Apgar reports that its total Annual Contract Value continues to grow.
Latin America Partner of the Year
AxxiS Consulting, a professional services company, is the Latin America Partner of the Year. With TIBCO, it closed one of the largest Total Contract Value deals in Latin America by demonstrating that TIBCO's products offer better technology, support, and reliability than open source alternatives. The AxxiS and TIBCO solution for this major utility integrates multiple data systems in real-time to support power distribution, billing, consumer provisioning, and better customer service.
North America Partner of the Year
Sage IT, a digital business transformation and optimization leader, is the North American Partner of the Year. The company grew the value of TIBCO's North American accounts by demonstrating that customers can seamlessly migrate to the cloud of their choice with TIBCO Cloud™ Integration and a Sage IT cloud migration accelerator featured on the Solution Showcase. Another Solution Showcase, SafFHIR™, is a Healthcare Interoperability acceleration framework built around the HL7 - FHIR standards. Sage IT, a TIBCO CEx Accreditation and previous Innovation award winner, grew its year-on-year ACV by 366%, with solid growth in partner-sourced business.
Federal Partner of the Year
Carahsoft Technology Corp., a master government aggregator working with TIBCO Federal to deliver solutions to federal, state, and local governments, is the Federal Partner of the Year. Carahsoft is instrumental in building demand gen activities, and expanding TIBCO's public sector pipeline via an integrated marketing plan including webinars, thought leadership content, and local events. In addition, Carahsoft helps TIBCO increase partner solution knowledge via training sessions, the results of which helped drive TIBCO Federal revenue over the past year.
TIBCO Software Inc. unlocks the potential of real-time data for making faster, smarter decisions. Our Connected Intelligence Platform seamlessly connects any application or data source; intelligently unifies data for greater access, trust, and control; and confidently predicts outcomes in real time and at scale. Learn how solutions to our customers' most critical business challenges are made possible by TIBCO at www.tibco.com.
TIBCO, TIBCO Cloud, Spotfire, TIBCO BusinessWorks and the TIBCO logo are trademarks or registered trademarks of TIBCO Software Inc. and/or its subsidiaries in the United States and/or other countries. All other product and company names and marks mentioned in this document are the property of their respective owners and are mentioned for identification.
Wed, 21 Sep 2022 05:16:00 -0500en-UStext/htmlhttps://finance.yahoo.com/news/tibco-2022-partner-excellence-award-120000319.htmlKillexams : Brytlyt Wins the TIBCO ISV Partner of the Year Award for Accelerating BI
LONDON, Sept. 23, 2022 /PRNewswire/ -- Brytlyt has been named the Independent Software Vendor (ISV) Partner of the Year in the TIBCO's annual Partner Excellence Awards, recognising organisations who best leverage TIBCO data and analytics technology to deliver industry-leading solutions. The fast-growing company are honoured to be named this year's winner.
The partnership between Brytlyt and TIBCO has been very successful from the beginning, with Brytlyt excited to be working with such a well-respected market innovator to accelerate the possibilities for data visualisation, data-driven insight and deep learning.
How Brytlyt augments TIBCO Spotfire
Brytlyt brings speed of thought analytics to data visualisation and data exploration with TIBCO Spotfire®.
TIBCO Spotfire® is a market-leading analytics solution, using built-in artificial intelligence to empower every user to make discoveries in data through insightful and immersive visual exploration. Brytlyt's platform seamlessly integrates with Spotfire®, enabling their users to gain real-time visualisations using larger and more complex datasets, and ad-hoc analysis.
Acting as a back-end database, Brytlyt uses GPU-powered clusters to perform all the compute intensive data processing tasks remotely. This gives TIBCO Spotfire® a massive power boost, meaning customers can use raw data and receive up-to-date, billion row query results within their Spotfire® interface in milliseconds. Plus, functions can be recalculated in the moment as dashboard parameters change.
Working together with Brytlyt, Spotfire users can meet their increasingly agile and business-driven demands for more interactive, instantaneous data insight, without any of the compromises imposed by traditional or legacy systems.
"Our partners are the key to driving customer success, and every partner brings a unique set of attributes that assist our customers in delivering on digital transformation and harnessing their data as a competitive advantage. This year's winners show that through commitment and innovation, anything is possible. They understand that they only win at business when their clients succeed and continue to leverage the TIBCO partner team, resources, and systems at their disposal." - Tony Beller, senior vice president of worldwide partner ecosystems and OEM sales at TIBCO
"We are delivering transformational analytics in order to solve tomorrow's challenges, not simply look at today's. Our partnership with TIBCO brings next-generation data analytics capabilities to more organisations and users, and we're grateful to be recognised for our commitment to making this a reality." - Richard Heyns, Founder & CEO at Brytlyt
Brytlyt was founded in 2013. The company innovates next-generation data solutions that are powerful and brilliantly accessible. Their advanced GPU-accelerated database is built with patented software that reduces your time to gain insight on data from hours to minutes and minutes to milliseconds. Brytlyt software is backed by unrivalled processing power, seamless accessibility, and an incredible user experience. https://brytlyt.io/
TIBCO and Spotfire are trademarks or registered trademarks of TIBCO Software Inc. and/or its subsidiaries in the United States and/or other countries.
Thu, 22 Sep 2022 19:12:00 -0500text/htmlhttps://www.benzinga.com/pressreleases/22/09/n28979442/brytlyt-wins-the-tibco-isv-partner-of-the-year-award-for-accelerating-biKillexams : Amarone — A Guide to the Basics
Matthias Riedinger / Getty Images
Amarone has a well-earned reputation for power. After all, it's not uncommon to find bottles that clear 15.5% ABV and approach 16% or more. But the best examples are about much more than sheer strength: They are layered, deeply complex reds that are inextricably tied to the land in which their constituent grapes are grown. Because of the unusual technique employed in their production, these wines have the ability to showcase an entirely different aspect of both the varieties in the blend and the terroir in which their roots are sunk.
What is Amarone Wine?
Amarone is a rich, expressive red wine from the Veneto region of northeastern Italy. Its full name is Amarone della Valpolicella, and it's produced from a blend of grapes including Corvina, Corvinone, Rondinella, and (less commonly these days) Molinara. These are the same grapes that go into Valpolicella, the more traditionally produced red wine (harvest grapes, crush them, macerate the juice and skins, ferment the juice, etc.). However, for Amarone, those grapes are dried following harvest, and it's the raisinated fruit that gets pressed and fermented. This drying of the grapes concentrates the sugars and completely changes the balance of juice and skin. The combination of both means that there is more sugar for the yeast to ferment into alcohol, leading to more powerful wines. There is also more tannin, since the skins play a more significant role. Amarone, in fact, loosely translates to "big bitter."
Where Does Amarone Wine Come From?
Amarone comes from Valpolicella, which is in the Veneto region of northeastern Italy. There are four main types of wine that are produced there: Valpolicella, which is made like most other red wines; Valpolicella Ripasso, for which red wine is then refermented with the dried skins of grapes that were crushed for Amarone, which lends Ripasso greater power and complexity than ordinary Valpolicella yet less assertive power than Amarone itself; Amarone; and Recioto della Valpolicella, a sweet wine from the region. Within the category of Amarone della Valpolicella, there are several distinctions, including Amarone della Valpolicella Classico (sometimes called Amarone Classico della Valpolicella) and Amarone della Valpolicella Superiore.
All Amarone wines are produced using the grape-drying technique, which is called appassimento in Italian. For an excellent expression of Valpolicella that's not Amarone, check out Le Ragose Valpolicella Classico Superiore Ripasso, whose bright red cherry and black raspberry notes are anchored by leather, tobacco, cocoa powder, and dark woodsy spices.
Why Should You Drink Amarone Wine?
Amarone is a thoroughly unique wine not just in Italy, but in the entire world. Of course, there are other wines that are produced using the grape-drying or appassimento method, but Amarone brings together the unique characteristics of its various Valpolicella terroirs and the character of its main constituent grape varieties to result in a wine that is unlike any other. At its best, Amarone is just as nuanced as it is powerful.
Amarone is also a remarkably age-worthy wine. Not all examples are meant to be laid down in a cellar for decades, and shifting consumer preferences mean that there are plenty of bottles that can absolutely be enjoyed in the short term, but Amarone is still a category with a preponderance of producers whose best wines can continue improving for decades. Still, the world of Amarone has changed: A generation ago, many of them were difficult to enjoy in their youth, with overwhelming tannic structures that more or less required several years' of age before they became pleasurable. But that has changed today, and consumers can enjoy many Amarones at various stages throughout their evolution in the bottle, and even in their youth.
For fans of richer foods, Amarone is a fantastic option. With braised meats like oxtails and short ribs, Amarone is a great pairing partner. Smoked meats and barbecue across the range of regional styles often find a phenomenal partner in Amarone: It can frame spice rubs brilliantly, and won't likely be overwhelmed by sweeter or more tangy sauces. It also is a great choice for creamy and hard cheeses, as well as dessert, especially chocolate-based ones and even cheesecake. Amarone also tends to work well with fruit-based desserts, assuming they aren't too sweet.
Because of its higher alcohol content, Amarone is best enjoyed at slightly less than room temperature, but too much of a chill will make the tannins come to the fore in too assertive a manner and seem bitter. To that end, a large glass, like a Cabernet Sauvignon or big-bowled universal glass, is a good choice, the better to facilitate vigorous swirling, which will help soften up those tannins and allow the underlying characteristics to shine through.
What Does Amarone Taste Like?
Amarone is a rich wine with a prominent tannic structure. It often smells as if it will be sweet, with ripe black and red cherries, blackberries, dried figs, raisins, coffee notes, and chocolate, but the first sip tends to prove the opposite: For all of the ripe, generous fruit, Amarone is a dry wine, and the sweet assumptions from the nose often result in a riveting sense of tension when the first sip proves the opposite to be true. Amarone can also be aged for an extended period of time in barrels, and depending on the nature of the wood that they're composed of, and how old they are, sweet spices like vanilla and cinnamon may also be present, as well as chocolate, cocoa powder, and coffee.
There are countless great Amarone wines on the market today. These five producers, listed alphabetically, are a perfect way to start exploring all that Amarone has to offer.
One of the more well-known names in the world of Amarone, Bertani produces Amarone, Valpolicella Ripasso, Recioto della Valpolicella, and more. Their 2011 Amarone della Valpolicella Classico is remarkable: Powerful yet elegant, savory yet still with a maturing core of fruit, and boasting a long, harmonious finish. The palate here runs the gamut from dried figs and brambly berries to leather, olive pit, maduro cigar tobacco, and star anise, all of it haunted in the background by dried flowers.
Dal Forno is one of the legends of Amarone, an icon, and a producer of wines that have earned their place on top wine lists around the world. In vintages that aren't up to their exacting levels of excellence they just don't make an Amarone, and in the past 20 years they've chosen to skip 2005, 2007, and 2014. Their 2015 Amarone della Valpolicella Monte Lodoletta dramatically proves why this strategy is worth missing the occasional release: It's an unforgettable wine, complex and impossibly long, concentrated and impeccably balanced, and scented with tar, crushed flowers, and blackberry liqueur that pave the way for a palate that drips with blackberry liqueur, black cherries, candied violets, very high-cacao dark chocolate, espresso beans, Chinese five-spice powder, and dried figs. The finish shimmers with black licorice and leather and lingers for a full minute. Now or in two decades (or more, easily), this is a wine of astounding accomplishment.
With roots stretching back nearly a century (it was founded in 1925), Pasqua is a thoroughly forward-thinking company, with a focus on not just the liquid inside the bottle but the aesthetics of the packaging itself. Their 2017 Amarone della Valpolicella is a silky, polished expression of Amarone, with kirsch-filled dark-chocolate ganache, cinnamon-dusted espresso, and dried black figs.
Masi produces one of the most familiar Amarone bottlings on the American market, the Costasera, but they also make the brooding-yet-expressive Vaio Armaron Amarone della Valpolicella Classico. It's grown on the Serego Alighieri estate, which was purchased in 1353 by Piero Alighieri, the son of Dante. The 2013 is outstanding, a dark-fruited wine that unfolds in layers of dried black figs, dark chocolate ganache, blackberries, licorice, and cafe mocha, all of it gently spiced with cinnamon and star anise.
The 2016 Amarone della Valpolicella is dense, deep, and rich, dramatic with raisins, sweet spices, melted chocolate ganache, rooibos, and Earl Grey tea flavors rolling through the long, dried-flower-flecked finish.
Tue, 04 Oct 2022 09:31:00 -0500en-UStext/htmlhttps://www.yahoo.com/lifestyle/amarone-guide-basics-212703047.htmlKillexams : Need car insurance? 4 most important auto insurance basics to know
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to deliver you the tools and confidence you need to Strengthen your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own.
Car insurance is required in most states. Learn some auto insurance basics, as well as how to lower your premium.(Shutterstock)
Auto insurance protects your vehicle against many risks, such as car accidents, theft, and vandalism. And most U.S. states require car insurance — only New Hampshire and Virginia do not.
Understanding some auto insurance basics can help ensure you don’t overpay for coverage. Here’s what you need to know about auto insurance, as well as some tips for how to lower your premium.
Car insurance is a contract between you and an insurance provider that helps pay for damages to your vehicle and other vehicles, any other property damage, and bodily injury that an accident causes. The specific claims process depends on the state you live in and who’s responsible for the accident, but in general, you’ll file a claim after a car accident and wait for your insurer to approve it.
Insurers determine your auto insurance premium by assessing several factors, such as your vehicle, how much coverage you get, and your driving record. Once you’re approved for a policy, you can pay it in full up front or in regular installments — you can typically choose to pay monthly, every six months, or yearly.
What is a deductible?
Your car insurance deductible is what you pay before your insurer pays the rest for a covered claim. For example, say your deductible is $1,000 and you get into an accident that causes $5,000 worth of damage to your vehicle. In that case, your insurance payout would be $4,000.
Typically, the higher your deductible, the lower your car insurance premium, and vice versa. If you choose a higher deductible to save money during the year, just be sure you can afford to pay that amount in the event of an accident.
You can choose from several types of auto insurance coverage — each one protects you in different ways. Keep in mind that you must purchase at least the minimum required insurance in your state. Here are the types of car insurance you should consider:
Liability — If you’re involved in a car accident and you’re at fault, liability coverage pays for property damage and any bodily injury you cause, up to your policy limits. Liability insurance is required in almost every state, and each state sets its own minimum liability coverage limits.
Personal injury protection — Personal injury protection (PIP) covers medical expenses for you or your passengers if you’re involved in an accident, regardless of who's at fault. You may need to purchase this type of insurance if you live in a no-fault state — a state where you have to file a claim with your own insurance carrier, no matter who’s at fault.
Medical payments — Similar to PIP, medical payments insurance covers your medical expenses and your passengers’ medical expenses, regardless of who’s at fault. But PIP and medical payments coverage aren’t the same. Medical payments coverage is only offered in at-fault states — these states require the person who’s deemed at fault to pay for covered damages. And unlike PIP, medical payments coverage is always optional. This coverage may be beneficial if you don’t have health insurance.
Comprehensive — Comprehensive coverage protects your car against damages not caused by a collision with another vehicle or object. Some examples include damages to your vehicle from a wildfire, windstorm, or vandalism. If you’re financing a vehicle, your lender will likely require you to purchase this type of insurance to protect its interest in your vehicle.
Collision — Collision insurance helps you pay to repair or replace your car if it’s involved in an accident with another vehicle or a non-moving object, like a pole. Similar to comprehensive insurance, a lender may require you to purchase collision coverage.
Uninsured and underinsured motorist — Uninsured motorist coverage helps pay for damages to your vehicle caused by a motorist who doesn’t have insurance. It may also cover repairs if you’re the victim of a hit-and-run accident. Underinsured motorist coverage helps pay for damages to your car if the driver responsible for them doesn’t have enough coverage. Depending on your state, you may be required to purchase one or both of these coverages.
How much auto insurance should you buy?
The amount of coverage you need depends on the state you live in and your individual situation. You should buy enough liability insurance to protect your assets in the event someone sues you after an accident.
How much collision coverage you need depends on your car’s value and whether you make payments on your vehicle or own it outright. It’s important to note that you may not need collision insurance if your deductible is greater than the value of your car — if you have an old vehicle, for instance. But if you lease your car or have an auto loan, the lender or leasing company will require you to carry collision and comprehensive coverage.
A good rule of thumb is to buy as much coverage over the minimum as you can comfortably afford. For example, if you own your car outright, collision and comprehensive coverage aren’t required. But adding those coverages can help you protect yourself in case of an accident or an unexpected event, like vandalism.
Comparison shop for the best deal. One of the best ways to lower your car insurance is to shop around. To find the best deal, get quotes from at least three to five insurance providers. You can get auto insurance quotes online or by reaching out to an insurance agent. When getting quotes, make sure to compare policies that offer similar coverages.
Bundle with homeowners insurance or another policy. Some insurance carriers will deliver you a discount for buying multiple policies from them, such as your home insurance and auto insurance. You can also get a discount if you purchase renters insurance and auto insurance from the same insurer.
Choose a higher deductible. If you choose a higher deductible, you can lower your insurance rate. But before you do so, review your finances to make sure you can comfortably afford to pay the higher out-of-pocket costs to repair or replace your vehicle if it’s damaged.
Ask about additional discounts. Contact your insurance carrier to see if it offers any discounts. Some common car insurance discounts include those for members of the military, low mileage, being a good student, and using autopay.
Boost your credit score. When you apply for auto insurance, many insurers will review your credit history to determine how risky you are to insure. If you have good credit, you’ll likely receive a lower rate. You can Strengthen your credit score by adopting good credit-building habits, like paying all your bills on time and paying down any outstanding debt.