Pass H12-721 exam with H12-721 test prep and PDF Questions

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Exam Code: H12-721 HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network) student January 2024 by Killexams.com team

H12-721 HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network)

HCIP-Security certification covers integrated solutions and skills in enterprise network security. HCIP-Security certificate
holders are able to design secure architectures for enterprise networks, and perform related deployment, management, and
O&M. The HCIP-Security certification emphasizes on the construction of secure enterprise network architectures, terminal
security management systems, and content security networks to achieve multi-dimensional security.



HCIP-Security is intended for the development of network security professionals who are familiar with network security basics
and have rich practical skills and experience in interworking network security equipment. The HCIP-Security certification
focuses on integrated enterprise network security solutions and skills. HCIP-Security certified engineers possess skills in the
planning & design, deployment, management, and O&M of secure network architectures, terminal security management
systems, and content security management systems.



• Buildup of knowledge and skills, including firewall dual-system hot backup, virtual firewall, advanced VPN applications,
attack defense technologies, and DDoS solutions, to resolve complex enterprise network security issues.

• Well-developed competence as a senior network security engineer or system administrator.

• A good command of advanced technologies used by network security equipment and ability to install, operate, maintain, and
troubleshoot network security equipment.



• HCIP-Security-CISN exam covers network security device management, firewall intelligent routing, firewall high availability,
VPN technology and application, firewall bandwidth management and virtual firewall technology.

• HCIP-Security-CSSN exam covers content security filtering technology, Web security, intrusion detection and prevention
technology, anti-virus technology, network attack prevention technology, big data and cloud security technology.

• HCIP-Security-CTSS exam covers the concept of terminal security, Agile Controller-Campus system installation planning
and deployment, terminal authentication system, WLAN network security technology, terminal security troubleshooting and
security system operation and maintenance.



• ExamOutline: HCIP-Security-CISN/CSSN/CTSS exam Outline

• TrainingMaterial:HCIP-Security-CISN/CSSN/CTSS Training

• Mock Exam:HCIP-Security-CISN/CSSN/CTSS Examination
HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network)
Huawei HCNP-Security-CISN student

Other Huawei exams

H12-721 HCNP-Security-CISN (Huawei Certified Network Professional - Constructing Infrastructure of Security Network)
H12-221 Huawei Certified Network Professional-Implementing Enterprise Routing Network
H13-622 HCNP-Storage-HCNP-CBDS (Huawei Certified Network Professional- Constructing Big Data Solution
H12-211 Huawei Network Technology and Device (HCNA-HNTD)
H12-261 HCIE-R&S (Written) (Expert -Routing & Switching) 2023
H12-222 HCNP-R&S-IESN (Implementing Enterprise Routing & Switching)
H12-223 HCNP-R&S-IENP(Improving Enterprise Network Performance)
H12-311 HCIA-WLAN (Huawei Certified ICT Associate-WLAN)
H12-711 HCNA-Security-CBSN(Constructing Basic Security Network)
H13-511 HCNA-Cloud-BCCP (Building Cloud Computing Platform)
H13-611 HCNA-Storage-BSSN(Building the Structure of Storage Network)
H13-612 HCNA - Storage (HCNA-Storage-BSSN) V3.0
H13-629 HCIE-Storage (Written) (Internetwork Expert-Storage)
H31-211 Huawei Certified Network Associate - HCDA (Carrier IP)
H31-523 HCIE-Cloud Data Center Operations (Written)
H13-523 HCNP-Cloud-FCDS
H11-861-ENU HCNP-VC(Huawei Certified Network Professional Video Conference)
H12-111_V2.5-ENU HCIA-IoT V2.5
H12-311-ENU Huawei Certified Network Professional Wireless Local Area
H12-322_V1.0-ENU HCIP-WLAN-POEW V1.0
H13-711_V3.0-ENU HCIA-Big Data V3.0 Certification
H13-811_V3.0-ENU HCIA-Cloud Service V3.0
H35-210_V2.5-ENU Huawei HCIA-Access V2.5
H13-311_V3.0-ENU HCIA-AI V3.0 Certification
H35-582-ENU Huawei Certified ICT Expert-5G-Radio
H35-660 HCIA-5G V1.0
H35-480_V3.0-ENU HCIA-5G-RAN V3.0
H35-660_V2.0-ENU HCIA-5G V2.0
H35-462 HCS-5G RF Advanced

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Huawei
H12-721
HCNP-Security-CISN (Huawei Certified Network Professional
- Constructing Infrastructure of Security Network)
https://killexams.com/pass4sure/exam-detail/H12-721
Question: 89
Shown below is an IPSec standby scenario, with main link A and backup link B.
Assuming that on link B the next-hop IP address is 10.10.1.2 and 10.10.1.3, and we
want to ensure that the primary and redundant backup link via IP-Link is
configured.
Which of the following is the correct cstatic routeonfiguration from the
headquarters to the branch office?
A. [USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.2
[USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.3
B. [USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.2 ip-link 1
[USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.3 ip-link 2
C. [USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.2 track ip-link 1
[USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.3 preference 70 track ip-link 2
D. [USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.2 preference 70 track ip-link 1
[USG] ip route-static 0.0.0.0 0.0.0.0 10.10.1.3 track ip-link 2
Answer: C
Question: 90
An enterprise branch firewall is configured for NAT. As shown in the figure,
USG_B is the NAT gateway. In order to extablish an IPSec VPN to USG_B, you
need to configure what on USG_B? (Choose two answers)
39
A. Configure a NAT Policy, citing the rule to allow the network segments source
and destination IP addresses for the ACL.
B. Configuration the IKE peer, use name authentication, and remote-address of the
interface address on USG_A
C. Configure a NAT Policy, where there is first a deny IPsec rule within the
enterprise network to protect the data flow from within the headquarters of the
network, and then permit the enterprise network to the Internet network data
stream.
D. Configure a IPSec policy template, citing the IKE peer.
Answer: B, C
Question: 91
In the Enterprise netowrk shown below, Server A and Server B can not access Web
services. Troubleshooting has found that there is firewall routing module and that
there is a problem with the routing table in USG_A An enterprise network follows,
then Server A Server B can not access Web services, administrators troubleshoot
and found no firewall routing module A problem has been to establish the
appropriate routing table, but Firewall A firewall module is provided with wrong.
40
What troubleshooting method should be used?
A. stratification
B. Break Law
C. substitution method
D. Block Method
Answer: D
Question: 92
An SSL VPN user authenticates, has enabled network expansion on the PC, and
has been assigned an IP addresses. However, the user can not access resources
within theintermal network server. Which of the following are possible reasons for
this? (Choose three)
A. Configuration error in the "Routing Client mode" configuration.
B. User access is limited
C. The network server is unreachable.
D. The PC's physical interface and assigned VPN addresses overlap.
Answer: A, B, C
Question: 93
SSL VPN authentication is successful, and with the use of the file-sharing feature,
you can view the directories and files, but you can not upload, delete, or rename
files. What are possible reasons? (Choose two answers)
A. If the file server for NFS, the user's UID and GID attribute does not allow users
to upload, delete or rename the file operation.
B. If the type of file server for SMB, the user currently logged on to the file share
resource has only read permission and no write access.
C. The SSL firewall configuration file sharing feature allows only viewing.
D. Some TCP connections between the gateway and the virtual file server are
blocked by the firewall.
Answer: A, B
41
Question: 94
A simple network is connected PC1-USG-Router-PC2. If PC1 sends packets to
PC2, and the USG processes fragmented packets, which modes can be used to do
this? (Choose three answers)
A. fragment cache
B. slice discarded
C. fragmentation direct forwarding
D. slicing defense
Answer: A, B, C
Question: 95
In IP-link, how many successive packets must not be recived for it to be considered
a failure, by default?
A. 1 times
B. 2 times
C. 3 times
D. 5 times
Answer: C
Question: 96
With Blacklist, which part of the packets are examined to determine there is an
attack?
A. The source address
B. destination address
C. Source Port
D. destination port
Answer: A
Question: 97
Which statement about IP-link features are correct? (Choose three answers)
42
A. IP-link is a link connectivity detection function
B. ARP detection methods only support direct link
C. Firewalls will send ICMP or ARP packets to determine if the destination address
is reachable to the destination address of a probe
D. With IP-link and associated VGMP, when the IP-Link status becomes down,
VGMP lowers the default priority management group by 3.
Answer: A, B, C
Question: 98
Refer to the following load balancing configuration:
[USG] slb enable
[USG] slb
[USG-slb] rserver 1 rip 10.1.1.3 weight 32
[USG-slb] rserver 2 rip 14.1.1.4 weight 16
[USG-slb] rserver 3 rip 10.1.1.5 weight 32
[USG-slb] group test
[USG-slb-group-test] metric srchash
[USG-slb-group-test] add rserver 1
[USG-slb-group-test] add rserver 2
[USG-slb-group-test] add rserver 3
Which of the following statements is correct? (Choose two answers)
A. The load balancing algorithm is the polling algorithm.
B. The configuration is a complete load balancing configuration.
C. Values of weight determine which data stream path should be used, the smaller
weight values should correspond to the real server that has less processing
capacity.
D. Weight is the weight of a real weight.
Answer: C, D
Question: 99
About BFD detection mechanism, the following statement is correct? (Choose two
answers)
A. BFD control packets are encapsulated in TCP packets
B. BFD provides two detection modes: asynchronous and synchronous mode
43
C. After the establishment of a BFD session, both systems periodically send BFD
control packets
D. At the beginning of the session, the two sides negotiate through the control
system carried in the packet parameters
Answer: C, D
Question: 100
An attacker sends a large number of SIP INVITE messages to the server, leading to
a denial of service attack on the SIP server.
This attack occurs on which layer of the seven layer OSI model?
A. Application Layer
B. Network Layer
C. Transport Layer
D. Data Link Layer
Answer: A
44
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Huawei HCNP-Security-CISN student - BingNews https://killexams.com/pass4sure/exam-detail/H12-721 Search results Huawei HCNP-Security-CISN student - BingNews https://killexams.com/pass4sure/exam-detail/H12-721 https://killexams.com/exam_list/Huawei ‘Long-term security risks’ from Huawei

By Gordon CoreraSecurity correspondent@gordoncorera

Huawei's 5G antennas and masts are already being tested in the UK

The Chinese company Huawei has been strongly criticised in a report by the body overseeing the security of its products in UK telecoms.

The report, issued by the National Cyber Security Centre, which is part of GCHQ, says it can provide "only limited assurance that the long-term security risks can be managed in the Huawei equipment currently deployed in the UK".

The report reflects what are said to be deep frustrations at the failure of the company to address previously identified problems.

Huawei supplies telecoms for telecoms companies operating in the UK and this report comes ahead of a decision by the UK over whether to allow the company to build next generation 5G networks.

The US has been campaigning for it to be excluded on the basis the company poses a national security risk.

There is no allegation in the latest report that the company is deliberately introducing backdoors or working to carry out any kind of espionage on behalf of the Chinese state.

Rather, the accusation is that poor practices by the company create vulnerabilities that in turn pose security risks.

The report describes "significant technical issues in Huawei's engineering processes".

It also says Huawei's approach to software development brings "significantly increased risk to UK operators".

Officials say the rigorous system of oversight means those risks can be mitigated and managed.

But the report also warns that the current arrangement "can only provide limited assurance that all risks to UK national security from Huawei's involvement in the UK's critical networks can be sufficiently mitigated long-term".

Huawei's kit is often cheaper than that of rivals but with that come concerns that the business model driving its fast growth can lead to sloppiness in its work.

And because the company offers different products to different customers, it has been hard for security officials to be able to confirm that the equipment is all secured to the same standard.

Since 2010, after Huawei partnered first with BT and then other telecoms providers to supply equipment in the UK's telecoms infrastructure, the Huawei Cyber Security Evaluation Centre (HCSEC), known as "the cell", has been examining the hardware and software deployed.

In 2014, a board, chaired by National Cyber Security Centre head Ciaran Martin, was set up to oversee its work.

Other government representatives as well as individuals from Huawei and companies that use Huawei equipment also sit on the oversight board.

Concerns were raised in last year's annual report but this year its report is highly critical of the failure of the company to address these.

Huawei has said it will invest significant sums in dealing with the problems in the next three to five years but it is understood that so far officials have not seen what they consider to be a credible plan to do so.

"No material progress has been made by Huawei in the remediation of the issues reported last year," the report says.

This raises concerns for the future, according to the oversight board.

"It will be difficult to appropriately risk manage future products in the context of UK deployments, until Huawei's software engineering and cyber-security processes are remediated," it says.

"The oversight board currently had not seen anything to supply it confidence in Huawei's ability to bring about change via its transformation programme."

Huawei's kit is often cheaper than that of rivals

The report stresses that the decision over Huawei's role in 5G will come after a wider review by the Department for Digital, Culture, Media and Sport (DCMS).

But its warnings raise serious questions as to whether a company whose work on existing systems has proved so problematic should be allowed to play a major role in building the next generation of systems on which significant parts of our daily life will eventually depend.

The Huawei Cyber Security Evaluation Centre has been examining Huawei technology for several years

In response, a Huawei representative said it understood the concerns over its software engineering capability and took them "very seriously".

They added:

  • the company's board had resolved to invest $2bn to Improve its capabilities and a high level plan had been developed
  • Huawei would continue to work with UK operators and the National Cyber Security Centre to meet their requirements


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Wed, 27 Mar 2019 22:28:00 -0500 text/html https://www.bbc.com/news/technology-47732139 Digital & Phone Security

UAB Information Technology has a number of tips to help keep your accounts and passwords secure.


If you are contacted by someone claiming to represent UAB, it is important to remember:

  • UAB will never request your password via phone, email, or social media.
  • UAB will never request an account payment by phone.


If you are ever suspicious about the validity of someone requesting money or personal information (such as your social security number), do not supply the information. Instead, contact their office directly using their Campus Directory listing (not using contact info the suspicious party supplies to you).

Telephone scams should be reported via the UAB Police Department's non-emergency line at 205-934-4434.

UAB IT is also a good resource for information on phishing scams, malware, hacking attempts, identity theft, and other digital security issues.

AskIT Help Desk  UAB IT Student Resources

Tue, 24 May 2016 00:33:00 -0500 en-US text/html https://www.uab.edu/students/home/safety/digital-security
Huawei's vision for 2024 involves improving R&D and more No result found, try new keyword!Huawei lays out its vision for 2024 (in Chinese), reflecting on the challenges faced and outlining strategic priorities for the future. Despite returning to normal operations after years of hard work, ... Tue, 02 Jan 2024 08:31:32 -0600 en-us text/html https://www.msn.com/ Is Huawei a Security Risk?

Following is a guest entry by IT security analyst Jeffrey Carr on the ongoing attempts of Chinese technology firm Huawei to crack the US telecoms market.

Huawei recently published on its website an open letter to the US government regarding its attempt to acquire 3Leaf and the ruling of CFIUS (Committee on Foreign Investment in the United States) that opposed it. The letter's authors have attempted to allay fears in the Unted States that Huawei has deep ties with China's People's Liberation Army and the State Council, and that its hardware may be utilized by the Chinese government to conduct offensive cyber operations such as sabotage or espionage.

Huawei's letter isn't remarkable for what it says, but for what it doesn't say. According to Huawei's annual financial report (2009), it's 'the largest network equipment provider for China Unicom's WCDMA networks and China Telecom's CDMA2000 EV-DO networks; and it provides over 30 percent TD-SCDMA network equipment used by China Mobile.'

An early look at Huawei's 2010 annual report (by China Technology News) confirms Huawei's continuing support of China's three carriers. Since the supervision and monitoring of 'all wireless frequencies, satellite orbits, telecommunications network numbering, Internet protocol addresses and Internet domains used to realize telecommunications functions' is mandated by Chinese law, and since Huawei provides the majority of the hardware for China Telecom and its sister companies, isn't it reasonable for Western governments to be suspicious that the same Huawei technology that supports the Chinese government's monitoring requirements may also be used in like manner outside of China?

If Huawei wants to convince Western governments that its hardware doesn't contain backdoors or other hidden malicious code, my suggestion as someone who regularly speaks and writes on this subject for US and foreign governments is to provide details on how your equipment is being used as part of Beijing's information acquisition and processing program within China. That level of full disclosure would probably go a long way in establishing trust in a world where there currently is none.

This is an edited version of an entry that also appears on Carr's blog. Carr is also the author of 'Inside Cyber Warfare: Mapping the Cyber Underworld' (O'Reilly Media, 2009).

Sat, 26 Feb 2011 10:00:00 -0600 en-US text/html https://thediplomat.com/2011/02/is-huawei-a-security-risk/
British Watchdog Finds ‘Serious’ Huawei Security Vulnerabilities

ARTICLE TITLE HERE

A British review of Huawei’s security found “serious” problems in its networking and telecommunications equipment that could be exploited by governments or independent hackers.

A Huawei Cyber Security Evaluation Centre (HCSEC) Oversight Board report released Thursday said that vulnerabilities related to Shenzhen, China-based Huawei's "basic engineering competence and cybersecurity hygiene" could be capitalized on by a range of actors.

"HCSEC has continued to find serious vulnerabilities in the Huawei products examined," the oversight agency wrote in its 46-page report. "Several hundred vulnerabilities and issues were reported to U.K. operators to inform their risk management and remediation in 2018. Some vulnerabilities identified in previous versions of products continue to exist."

[Related: Huawei Sues U.S. Government Over Security Law As Tensions Run High]

Huawei said in a statement that the issues identified in the HCSEC report will provide vital input for the ongoing transformation of the company's software engineering capabilities. The company said it has budgeted $2 billion for a program focused on enhancing Huawei's software engineering capabilities.

"The 2019 OB [Oversight Board] report details some concerns about Huawei's software engineering capabilities," Huawei said in a statement. "We understand those concerns and take them very seriously."

However, the HCSEC noted that Huawei hasn't made any material progress in remediating the issues reported last year. Until the underlying defect in Huawei's software engineering and cybersecurity processes are remediated, the HCSEC said it will be difficult to appropriately risk-manage the company's future products.

"Similar strongly worded commitments from Huawei in the past have not brought about any discernible improvements," HCSEC wrote. "Therefore, significant and sustained evidence will be required to supply the Oversight Board any confidence that Huawei’s transformation program will bring about the required change."

Attackers with knowledge of Huawei's vulnerabilities and access sufficient to exploit them would be able to affect the network's operations and possibly even cause it to stop operating completely. Threat actors could also access user traffic or reconfigure network elements, according to HCSEC.

But the architectural controls most U.K. operators have in place make exploitation of the vulnerabilities more difficult by limiting the ability of attackers to communicate with any network elements not explicitly exposed to the public, HCSEC said. Architectural controls by U.K. operators will remain critically important in the coming years to manage the residual risks stemming from the engineering defects.

"The Oversight Board continues to be able to provide only limited assurance that the long-term security risks can be managed in the Huawei equipment currently deployed in the U.K.," the HCSEC wrote.

The report comes as the U.S. is pressuring its European allies not to adopt Huawei's 5G equipment, alleging that it could be used to spy for China. The U.S. is working to ban the use of Huawei's equipment in its 5G networks.

Earlier this year, U.S. State Department officials used last year's HCSEC report to argue that Huawei's equipment shouldn't be trusted.

Thu, 28 Mar 2019 06:25:00 -0500 text/html https://www.crn.com/news/security/british-watchdog-finds-serious-huawei-security-vulnerabilities
Huawei Honours ICT Instructors And Students From High Performing Academic Institutions No result found, try new keyword!More than 42 excellent students and lecturers affiliated with the Huawei ICT Academy programme in South Africa were honoured for their outstanding achievements in 2023 at the annual Huawei ICT ... Thu, 14 Dec 2023 10:00:00 -0600 https://iafrica.com/huawei-honours-ict-instructors-and-students-from-high-performing-academic-institutions/ Huawei Discount Codes for January 2024 Huawei Discount Code: 10% Off in January 2024

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Huawei Launches Scholarship, Awards Students In ICT Competition

Global ICT infrastructure provider, Huawei, and the Ministry of Communications, Innovations and Digital Economy have launched a scholarship programme, ‘Seeds for the Future,’ with the aim of investing more resources in Nigeria’s ICT talent development.

This was revealed at the 2023-2024 Huawei ICT Competition National Final Award Ceremony, attended by the Minister of Communications, Innovation, and Digital Economy, Dr. Bosun Tijani, and other dignitaries in Abuja recently. The company also presented awards to some students from various tertiary institutions in the country who distinguished themselves in the Competition.

According to the company, the Huawei ICT Competition is intended for students in Huawei ICT academies and those in higher education institutions who are willing to join the ICT Academy worldwide.

“Through this competition, Huawei aims to provide students with a platform to compete healthily and exchange ideas, thus enhancing their ICT knowledge and practical skills as well as increasing their ability to innovate by using new technologies and platforms,” the company said.
Earlier, the Managing Director, Huawei Nigeria, Chris Lu, said ICT has become an indispensable part of people’s lives, work, education, and entertainment.

He said, “Digitization is deeply rooted in people. Today, the Nigerian government has keyed into this and has invested greatly in the area of Information and Communication Technology, as a driver in the goal of building a sustainable Digital Economy.

According to Lu, over the past 5 years, the company has trained over 50 thousand people; some are employed in the company and many of them devote themselves to the ICT industry.

He said, “In the future, Huawei is committed to investing more resources in ICT talents development. To achieve this goal, we are thrilled to announce a strategic collaboration with the Ministry of Communications, Innovation, and Digital Economy. Under the distinguished leadership of the Minister, we will be establishing a scholarship program aimed at recognizing and supporting the academic achievements of outstanding ICT students across the nation.”

Lu disclosed that the scholarship program titled ’Seed for the Future Scholarship’, will commence this year and a total of 500 thousand Naira in scholarships would be awarded to 100 top-performing ICT students annually.

“We will Select 10 excellent students from them for exchange and study opportunity in China every year. This scholarship will not only serve as a financial aid but also as a symbol of our recognition and encouragement for their dedication and hard work,” he added.

He then gave the assurance that the company will continue to invest in the education and exposure of young talents, adding that it is an investment for the future of the tech industry and the prosperity of the nation.

Speaking at the event, the Minister noted that technology is affecting people all over the world as it is connecting people and serving as a means of collecting, processing, and storing data which can be used for decision-making.

“The technology that we use today is instructing public health, agriculture, transportation, and every aspect of life. The survival of nations is firmly linked to technology. Nations that are not investing enough or privatizing the development of talents to help power the development of this technology are obviously lagging behind. The workplace of today is demanding a new set of talents from us. It then poses a significant challenge to academic institutions,” Tijani said.

The Honourable Minister applauded Huawei saying “I will like to appreciate Huawei for its invaluable contribution for cultivating ICT talents in Nigeria and for launching the scholarship scheme that you announced today as well. I look forward to partnering with you to take Nigeria to where it belongs”.

Wed, 20 Dec 2023 13:48:00 -0600 en-US text/html https://leadership.ng/huawei-launches-scholarship-awards-students-in-ict-competition/
Huawei awards certificates, scholarships to talented Bulgarian students

SOFIA, Dec. 12 (Xinhua) -- Chinese tech giant Huawei on Tuesday awarded Bulgarian students who participated in two of the company's programs this year.

Eighteen students received certificates for their participation in Huawei's "Seeds for the Future" global training program, and the top two of them will have the opportunity to go to China for a week in January 2024.

The company also awarded 50 outstanding Bulgarian students 2,000 euros (2,151 U.S. dollars) each in scholarships.

Wang Min, charge d'affaires of the Chinese Embassy in Bulgaria, said at the event that since Huawei entered the Bulgarian market in 2004, the company has been committed to integrating the digital world into people's lives and building an intelligent world in which all things are interconnected.

"I believe that with the support of the Bulgarian government and society, Huawei will provide more opportunities for students, contribute to the development of Bulgaria and work hard to stimulate relations between China and Bulgaria," he said.

Nikolay Pavlov, Bulgaria's deputy minister of economy and industry, said that the policy of his ministry was aimed at building a competitive industry by introducing new technologies, innovations and stimulating innovative companies.

Achieving this was impossible without the availability of qualified personnel in high-tech sectors, Pavlov said.

It was one of the reasons for the ministry to support Huawei's programs focusing on young talents in the field of information technologies, he said.

Dobromir Dobrev, a computer science student at the Angel Kanchev University of Ruse, was one of the students who was awarded a Huawei scholarship.

"This scholarship for me first of all means a huge gesture on behalf of Huawei; it means that someone cares about us, someone sees that we put effort into our studies, that someone appreciates us," he told Xinhua. Enditem

Tue, 12 Dec 2023 10:00:00 -0600 text/html http://www.china.org.cn/world/Off_the_Wire/2023-12/13/content_116875560.htm
How a government shutdown would impact your money: Student loans, Social Security, investments, and more

filo via Getty Images

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If we were to manage our finances like the US government, we'd pay our utility bills just hours before service was shut off. Sometimes, only after we're sitting in the dark.

Lawmakers face a Jan. 19 deadline to agree on funding that would prevent a partial shutdown. Another deadline on Feb. 2 could trigger a full shutdown if Congress doesn't act to keep the government running.

Congress avoided a shutdown late last year, allocating funds hours before an Oct. 1 deadline to pay existing bills. That stopgap bill funded federal agencies for only a few weeks, when leaders passed another measure to keep the government open into the new year.

These persistent standoffs don't lower the national debt. They simply delay the payment of salaries, operational expenses and services — and are likely to continue because that's how Washington works.

Here's how a government shutdown might affect you personally.

Student loans

A government shutdown can have a major impact on student loan borrowers. The government may temporarily lay off employees — including a majority of those working for the Department of Education.

In 2021, the DOE released a contingency plan in the event of a government shutdown, which said the DOE would "phase in employees only as necessary to support and prevent significant damage." At most, it said, "not more than 11 percent of the total staff would be called back to work during a longer interruption."

The operations that would come to a halt largely affect grants – specifically, review of grant applications and awarding of grant funds.

DOE programs with mandatory funding, such as the Pell Grant and Federal Direct Student Loan programs, can still make payments during a shutdown. However, it may only be for a limited time — as long as funds are still available.

Having fewer federal employees on the clock could make it more difficult to ask questions or resolve issues related to your student loans.

Federal programs and Social Security, Medicare, and Medicaid

Social Security checks and electronic payments would still be delivered even if the government shuts down. Medicare and Medicaid programs are also protected from federal funding shortfalls.

We’ll repeat that for those in the back: Retirees will still get their monthly Social Security checks and healthcare benefits will not be disrupted.

SNAP (Supplemental Nutritional Assistance Program) and WIC (Special Supplemental Nutrition Program for Women, Infants, and Children) benefits can continue if the funding shutdown is not for an extended time. Operating on a tight budget, WIC may be the most vulnerable.

Travel

Many federal workers, including airport security and air traffic control, are considered essential and required to continue furloughed work during a government shutdown. But you should still be prepared for potential delays and slower wait times at the airport.

During the last shutdown, travelers experienced longer lines at TSA checkpoints, flight delays, and other disruptions to their travel.

Other services may differ. If you need to update your passport or obtain a visa before travel, the US State Department says services will be operational as long as fees are available to support them. Still, issuance of passports could be delayed. Additionally, it’s possible national parks and museums could close, or offer only limited services.

In short: The longer a potential shutdown drags on, the more disruptive it could be to your travel plans.

If you’re concerned about long security lines, consider signing up for TSA PreCheck now. Several credit cards offer a credit toward your application fee, including the Chase Sapphire Reserve®, Capital One Venture Rewards Credit Card, and Bank of America® Premium Rewards® credit card.

You may not qualify for coverage if you miss your flight due to long security lines, but travel insurance could also be useful in the case of a flight delay or cancellation. Some credit cards with travel insurance include the Chase Sapphire Preferred® Card and The Platinum Card® from American Express (see rates and fees). Always read the fine print to ensure a policy covers what you need, and don’t forget to check your airline or hotel’s flexible cancellation policies.

Read more: Government shutdowns usually cause trouble at airports. This time could be worse.

The economy and your investments

The impact on the economy, including your investments, will depend on the length of a government shutdown. Since government payments are delayed, not diminished, the effect may be minor if congressional leaders resolve the matter quickly.

During the 2013 government shutdown, which lasted a little over two weeks, 40% of Americans cut their consumer spending, according to a Goldman Sachs survey.

For the stock and bond markets, investor sentiment may be jarred over the short term. That could mean temporary market volatility. In other words, you might not want to check your 401(k) retirement balance or mutual fund statements quite so often. Remember, your long-term investments will likely weather any week-to-week losses if you don't sell during a shutdown fluster.

Interest payments on Treasurys would continue.

Learn more about high-yield savings, money market, and CD savings accounts.

Government paychecks

In the event of a government shutdown, nonessential federal employees won't be paid until the government reopens. Contractors and private companies serving the government may institute temporary employment cutbacks.

"Troops would go without pay. Military families would be impacted, of course," Deputy Pentagon press secretary Sabrina Singh said in a statement to the press. "For folks that are not getting paychecks, that impacts how and when [they] can buy groceries, child care, all of these things."

Commissaries would be closed on most US military bases, however, while some regional offices of the Department of Veterans Affairs may be temporarily closed, benefits and VA hospitals are unaffected.

Other services

Here are more federal services and how they’re touched by a potential shutdown:

  • Post office and mail delivery: Unaffected

  • Federal courts: They will remain open.

  • The IRS and tax collections: The agency will likely reduce staff, so the phones may not be answered — but payments will be collected.


Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers.

Tue, 02 Jan 2024 09:59:00 -0600 en-US text/html https://finance.yahoo.com/personal-finance/government-shutdown-money-153356710.html




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