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Exam Code: 156-315-80 Practice test 2023 by Killexams.com team
156-315-80 Check Point Certified Security Expert - R80 (156-315.80)

Exam Title : Check Point Certified Security Expert (CCSE) R80
Exam ID : 156-315.80
Exam Duration : 90 mins
Number of Questions : 100
Passing Score : 70%
Exam Center : Pearson VUE
Practice Test Check Point 156-315.80 Certification Practice Test
Objectives:
Perform a backup of a Security Gateway and Management Server using your Understanding of the differences between backups, snapshots, and upgrade-exports.
Upgrade and troubleshoot a Management Server using a database migration.
Upgrade and troubleshoot a clustered Security Gateway deployment.
- Snapshot management
- Upgrade Tools
- Backup Schedule Recommendations
- Upgrade Tools
- Performing Upgrades
- Support Contract
- Install Security Management Server
- Migrating Management server Data
- Importing the Check Point Database
- Launch SmartDashboard
- Upgrading the Security Gateway
Objectives:
Using knowledge of Security Gateway i
nfrastructure, including chain modules, packet flow and kernel tables to describe how to perform debugs on firewall processes. - GUI Clients
- Management
- User and Kernel Mode Processes
- CPC Core Process
- FWM
- FWD
- CPWD
- Inbound and Outbound Packet Flow
- Inbound FW CTL Chain Modules
- Outbound Chain Modules
- Columns in a Chain
- Stateful Inspection
- Connections Table
- Connections Table Format
- Packet Inspection Flow
- Policy Installation Flow
- Policy Installation Process
- Policy Installation Process Flow
- How NAT Works
- Hide NAT Process
- Security Servers
- How a Security Server Works
- Basic Firewall Administration
- Common Commands
- What is FW Monitor
- C2S Connections and S2C Packets fw monitor
- Policy Management and Status
- Verification from the CLI
- Using cpinfo
- Run cpinfo on the Security Management Server
- Analyzing cpinfo in InfoView
- Using fw ctl pstat
- Using tcpdump
Objectives:
Build, test and troubleshoot a ClusterXL Load Sharing deployment on an enterprise network.
Build, test and troubleshoot a ClusterXL High Availability deployment on an enterprise network.
Build, test and troubleshoot a management HA deployment on an enterprise network.
Configure, maintain and troubleshoot SecureXL and CoreXL acceleration solutions on the corporate network traffic to ensure noted performance enhancement on the firewall.
Build, test and troubleshoot a VRRP deployment on an enterprise network.
- VRRP vs ClusterXL
- Monitored Circuit VRRP
- Troubleshooting VRRP
- Clustering Terms
- ClusterXL
- Cluster Synchronization
- Synchronized-Cluster Restrictions
- Securing the Sync Interface
- To Synchronize or Not to Synchronize
- Multicast Load Sharing
- Unicast Load Sharing
- How Packets Travel Through a Unicast
- LS Cluster
- Sticky Connections
- Perform a Manual Failover of the FW Cluster
- Advanced Cluster Configuration
- The Management High Availability Environment
- Active vs. Standby
- What Data is Backed Up?
- Synchronization Modes
- Synchronization Status
- What SecureXL Does
- Packet Acceleration
- Session Rate Acceleration
- Masking the Source Port
- Application Layer Protocol - An Example with HTTP HTTP 1.1
- Factors that Preclude Acceleration
- Factors that Preclude Templating (Session Acceleration)
- Packet Flow
- VPN Capabilities
- Supported Platforms and Features
- Default Configuration
- Processing Core Allocation
- Allocating Processing Cores
- Adding Processing Cores to the Hardware
- Allocating an Additional Core to the SND
- Allocating a Core for Heavy Logging
- Packet Flows with SecureXL Enabled
- Installing and Configuring the Secondary Security Gateway Re-configuring the Primary Gateway
- Configuring Management Server Routing
- Configuring the Cluster Object
- Testing High Availability
- Installing the Secondary Management Server
- Configuring Management High Availability
Objectives:
Using an external user database such as LDAP, configure User Directory to incorporate user information for authentication services on the network.
Manage internal and external user access to resources for Remote Access or across a VPN.
Troubleshoot user access issues found when implementing Identity Awareness.
- Active Directory OU Structure
- Using LDAP Servers with Check Point
- LDAP User Management with User Directory
- Defining an Account Unit
- Configuring Active Directory Schemas
- Multiple User Directory (LDAP) Servers
- Authentication Process Flow
- Limitations of Authentication Flow
- User Directory (LDAP) Profiles
- Common Configuration Pitfalls
- Some LDAP Tools
- Troubleshooting User Authentication
- Enabling AD Query
- AD Query Setup
- Identifying users behind an HTTP Proxy
- Verifying theres a logged on AD user at the source IP
- Checking the source computer OS
- Using SmartView Tracker
- Creating the Active Directory Object in SmartDashboard
- Verify SmartDashboard Communication with the AD Server
Objectives:
Using your knowledge of fundamental VPN tunnel concepts, troubleshoot a site-to-site or certificate-based VPN on a corporate gateway using IKEView, VPN log files and commandline debug tools.
Optimize VPN performance and availability by using Link Selection and Multiple Entry Point solutions.
Manage and test corporate VPN tunnels to allow for greater monitoring and scalability with multiple tunnels defined in a community including other VPN providers.
- IPsec
- Internet Key Exchange (IKE)
- IKE Key Exchange Process – Phase 1/ Phase 2 Stages
- Connection Initiation
- Link Selection
- How Does MEP Work
- Explicit MEP
- Implicit MEP
- Permanent Tunnels
- Tunnel Testing
- VPN Tunnel Sharing
- Tunnel-Management Configuration
- Permanent-Tunnel Configuration
- Tracking Options
- Advanced Permanent-Tunnel configuration
- VPN Tunnel Sharing Configuration
- VPN Encryption Issues
- vpn debug Command
- vpn debug on | off
- vpn debug ikeon |ikeoff
- vpn Log Files
- vpn debug trunc
- VPN Environment Variables
- vpn Command
- vpn tu
- Comparing SAs
- Configuring Access to the Active Directory Server
- Creating the Certificate
- Importing the Certificate Chain and Generating Encryption Keys
- Installing the Certificate
- Establishing Environment Specific Configuration
- Testing the VPN Using 3rd Party Certificates
- Defining LDAP Users and Groups
- Configuring LDAP User Access
- Defining Encryption Rules
- Defining Remote Access Rules
- Configuring the Client Side
Objectives:
Create Events or use existing event definitions to generate reports on specific network traffic using SmartReporter and SmartEvent in order to provide industry compliance information to management.
Using your knowledge of SmartEvent architecture and module communication, troubleshoot report generation given command-line tools and debug-file information.
- Auditing and Reporting Standards
- SmartEvent Intro
- Component Communication Process
- Event Policy User Interface
- Report Types
- Configure the Network Object in SmartDashboard
- Configuring Security Gateways to work with SmartEvent
- Monitoring Events with SmartEvent
- Generate Reports Based on Activities

Check Point Certified Security Expert - R80 (156-315.80)
Checkpoint (156-315.80) test success
Killexams : Checkpoint (156-315.80) test success - BingNews https://killexams.com/pass4sure/exam-detail/156-315-80 Search results Killexams : Checkpoint (156-315.80) test success - BingNews https://killexams.com/pass4sure/exam-detail/156-315-80 https://killexams.com/exam_list/Checkpoint Killexams : Smiths Detection awarded contract to upgrade New Zealand’s airport checkpoint security No result found, try new keyword!In addition, Smiths Detection will also supply: Each piece of equipment is part of Smiths Detection’s integrated checkpoint and uses leading-edge technology designed to help increase security ... Tue, 07 Feb 2023 07:04:00 -0600 https://www.businesswire.com/news/home/20230207005797/en/Smiths-Detection-awarded-contract-to-upgrade-New-Zealand%E2%80%99s-airport-checkpoint-security Killexams : Why Shonen Jump Is Wishing Everyone Success On Exams © Provided by CBR

The first volume of Weekly Shōnen Jump this year had something interesting in it. The main characters from each magazine were dressed in similar attire and presented the same phrase in different forms: 合格祈願 (Gōkaku kigan). As for the meaning of this cover and this phrase, it's a cultural thing.

A lot of what's going on in Shōnen Jump's cover has to do with the New Year. Japan has its own set of traditions for celebrating New Year's Day. Jump decided to use this occasion to embody a rather specific part of that tradition.

RELATED: Ichigoki's Under Control!! Will Be 2023's One-Punch Man

In Japan, people like to usher in the New Year with their first official visit to a local Buddhist temple or Shinto shrine; this is called Hatsumōde (初詣). Once there, they'll make all sorts of prayers (祈願, kigan) for good luck. They often pray for fortune in things like health, love, business, or even exorcism. In the case of students, the thing they pray for should be obvious.

A Gōkaku kigan is best translated as a "prayer for (academic) success." This is for all of the entrance exams and other such exams that students have to take at the start of the New Year. They might not feel confident that studying is enough, so they hope for a miracle on top of it.

As for why Jump is praying for success on exams, in particular, it likely has to do with their target demographic. Shōnen (少年) specifically refers to young or adolescent boys. This mostly refers to elementary school and middle school boys, but it can also include high school boys, too; any other demographic the magazine happens to attract is just good business. This cover is wishing luck to all the young boys in the audience who will likely be taking exams soon.

RELATED: Chainsaw Man Chapter 115: Denji’s Callback to His Time With Reze

The way 合格祈願 is written and presented can be in many forms. Most who are cheering for students to succeed will wave flags, fans, and banners. Some more eccentric supporters will put on outfits or speak through megaphones like they're part of an ōendan (応援団), literally "cheering squad" or "cheering section"). Much of this can be seen in the Jump cover.

It was nice of Jump to pay this indirect tribute to its readers. It serves as both a thank-you for reading, but also a reminder of the importance of studying. Hopefully, the readers will take this prayer to heart and do their best on their exams.

Wed, 18 Jan 2023 08:51:00 -0600 en-US text/html https://www.msn.com/en-us/health/wellness/why-shonen-jump-is-wishing-everyone-success-on-exams/ar-AA16ua8c
Killexams : Biden, 80, declared 'fit for duty' after physical exam

BETHESDA, Md., Feb 16 (Reuters) - Doctors declared U.S. President Joe Biden, 80, healthy and "fit for duty" on Thursday after a physical examination that included removing a lesion from his chest and declaring him free of symptoms of long COVID after his bout last year with the virus.

"The president remains fit for duty, and fully executes all of his responsibilities without any exemptions or accommodations," White House physician Kevin O'Connor said in a summary of the health exam.

The test was closely watched as Biden prepares for his expected run for a second term in 2024. The summary said Biden did not have any "long COVID" symptoms and that his stiff gait has not worsened since his last test in November 2021.

Biden said his physical went well. "Everything really went well... Thank God for small favors," he told NBC News.

Biden's three-hour session with doctors at Walter Reed National Military Medical Center in the Washington suburb of Bethesda, Maryland, was his second extensive test since taking office in January 2021.

Latest Updates

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Biden takes the statin Crestor to keep his cholesterol levels low, an anti-coagulant in response to atrial fibrillation that remains asymptomatic and medication to treaty seasonal allergies and acid reflux, the summary said.

Several small skin growths were moved from his face and head using liquid nitrogen and "one small lesion on the president's chest was excised today and sent for traditional biopsy," O'Connor said. Results are pending.

The summary found that Biden's weight had dropped six pounds, from 184 pounds in 2021 to 178. His body mass index was at 24.1 compared to 25.0 in 2021, and his blood pressure was at 126/78 compared to 120/70 in 2021.

The summary made no mention of whether Biden underwent any cognitive tests sometimes given to people of his age.

O'Connor said Biden's back stiffness is a result of significant spinal arthritis.

"The president's gait remains stiff, but has not worsened since last year," he said.

Biden, the oldest person ever to serve as U.S. president, has waved off questions about his age, but polls indicate voters have concerns about his ability to serve four more years if he wins in 2024.

Asked about the concerns over Biden's age, White House press secretary Karine Jean-Pierre told reporters: "This is a president that works day in and day out, you know, in a grueling fashion with a grueling schedule, and delivers."

About three-quarters of Americans - including more than half of Democrats and the vast majority of Republicans - say Biden is too old to work in government, according to a Reuters/Ipsos poll conducted Feb. 6 to 13. Most Democratic respondents said the president remains mentally sharp but about half of them said he cannot handle the physical toll of the presidency.

Biden does not drink alcohol or smoke tobacco and works out five times a week, the physical noted.

Biden would be 86 by the end of a prospective second term, making him 13 years older than the average life expectancy of an American male, according to 2020 U.S. Centers for Disease Control and Prevention (CDC) data.

Biden said during a PBS interview last week that any Americans concerned about his age should "watch me" perform the duties of the presidency.

First lady Jill Biden, 71, last month had cancerous skin lesions removed.

Additional reporting by Doina Chiacu and Jason Lange; Editing by Heather Timmons, Leslie Adler and Josie Kao

Our Standards: The Thomson Reuters Trust Principles.

Thu, 16 Feb 2023 09:46:00 -0600 en text/html https://www.reuters.com/world/us/biden-80-have-closely-watched-physical-exam-2023-02-16/
Killexams : CAT 2023 Exam: Section-Wise test Preparation Tips to Assure Success

The CAT test is one of the most challenging exams out there, and for those looking to join top business schools in India, it's an absolute must. But conquering the CAT can seem like a daunting task - luckily, this article provides you with the tools you need to ace this high-stakes test! Get ready to explore our section-wise study guide and tips for success as we prepare ourselves for the upcoming CAT test 2023.

Introduction to the CAT test and What to Expect

The CAT test is a computer-based test that assesses a candidate's ability to think critically and solve problems. The test consists of three parts: verbal, quantitative, and analytical. Each section contains a variety of question types, ranging from multiple-choice to essay.

Candidates are given 2 hours to complete the exam. It is important to note that the CAT test is not a pass/fail test; instead, it is meant to provide insights into a candidate's strengths and weaknesses. The results of the CAT test are used by business schools to make admissions decisions.

CAT 2023 Exam: Section-wise Tips to Score Maximum Percentile: -

Firstly, we need to know the CAT test Pattern, Understand the Question Types & Create a Study Plan.Assuming you are a fresher, seeking admission into the Indian Institutes of Management (IIMs), here are key section-wise tips to help you prepare for the CAT test 2023:

1) Quantitative Aptitude Section of the CAT Exam

The Quantitative Aptitude section of the CAT test is one of the most important sections in the exam. This section tests your ability to solve mathematical problems and to interpret data. The questions in this section are based on arithmetic, algebra, geometry, and data interpretation. Some tricks for quantitative aptitude:

  • To score well in this section, you need to have a strong understanding of basic mathematical concepts.
  • You also need to be able to apply these concepts to solve complex problems.
  • Furthermore, you need to be able to interpret data and draw logical conclusions from it.

2) Data Interpretation and Reasoning Section of the CAT Exam

Data Interpretation, Reasoning is one of the most important sections of the CAT exam. This section tests your ability to interpret data and make logical deductions. The questions in this section are based on charts, graphs, and tables.

You will be given a set of data and you will be required to answer questions based on that data. The questions will test your ability to understand the data, make deductions from the data, and to solve problems. Here are tips you can use:

  • To do well in this section, you need to have a good understanding of basic concepts such as percentages, averages, ratios, and proportions.
  • You also need to be able to understand complex concepts such as permutations and combinations.
  • Practice is the key to success in this section. You should attempt as many practice questions as possible.
  • In addition, you should also read books and articles on data interpretation. This will help you develop a better understanding of the concepts involved.

3) Verbal Ability Section of the CAT Exam

The Verbal Ability section of the CAT test is designed to test your ability to understand and interpret written English.

  • Read a lot: This is the best way to Strengthen your understanding of written English. Read books, newspapers, magazines, online articles, etc. on a regular basis. Not only will this Strengthen your understanding of the language, but it will also help increase your vocabulary.
  • Practice reading comprehension passages: In order to do well in the RC section of the CAT test 2023, you need to be able to understand long and complex passages quickly. To help with this, make sure to practice reading comprehension passages on a regular basis. You can find practice passages online or in textbooks specifically designed for CAT preparation.

Mock Tests & Practice Questions

CAT Mock Test sample Papers | Previous Years Question Papers for 2023 Exam
CAT Mock Test sample Papers | Previous Years Question Papers for 2023 Exam

Recommended Links:

For CAT 15 Mock Test sample Papers for the 2023 test – Click Here

For Best CAT test Books for 2023 test Preparation – Click Here

For CAT test Previous 25 Years Question Paper with Solutions For the 2023 test – Click Here

For CAT Syllabus for the 2023 test – Click Here

In order to decode the test pattern for CAT 2023 Exam, it’s required to undertake practice with as many CAT Mock Test sample Paper as possible. This will not only help you get familiar with the test format, but also allow you to identify your strengths and weaknesses.

You may opt for CAT Mock Test sample Papers of some renowned publishers such as Oswaal Books, that have exam-ready toolkit such tips, short-tricks, quick revision notes, mind-maps that helps to score maximum percentile. This book is also useful for SNAP, NMAT & XAT Exams.

However, it is important to be careful when using these resources, as some of them may not be of high quality.

Once you have access to the CAT Mock Test sample Paper for the 2023 Exam, it is time to start studying! Begin by looking at the question types that will be on the exam, and then focus on practicing those types of questions. If you can find some sample exams, even better - this will help you get an idea of what to expect on test day.

With enough practice, you will be able to confidently walk into the CAT test feeling prepared and ready to conquer it!

Conclusion

The CAT test is a formidable challenge, but with the right preparation and dedication, it can be conquered. By following our section-wise study guide and tips for success you should have all the confidence and knowledge necessary to succeed in this exam. With enough practice and hard work, you will be able to ace your CAT test 2023! So, start working on it today! Good luck!

Disclaimer: This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same.

Thu, 09 Feb 2023 23:24:00 -0600 en text/html https://www.hindustantimes.com/brand-stories/cat-2023-exam-section-wise-exam-preparation-tips-to-assure-success-101676014122156.html
Killexams : Biden Is 'Healthy, Vigorous, 80-Year-Old,' Physician Declares After Exam

President Joe Biden’s physician on Thursday said the U.S. leader is “a healthy, vigorous, 80-year-old” who remains fit to serve following a physical examination at Walter Reed National Medical Center.

“President Biden remains a healthy, vigorous, 80-year-old male, who is fit to successfully execute the duties of the Presidency, to include those as Chief Executive, Head of State and Commander in Chief,” Dr. Kevin O’Connor wrote in a statement after a thorough examination of the president.

O’Connor said the “most significant interval history” since Biden’s last physical in November 2021 was his COVID infections last year.

Biden tested positive for COVID on July 21, then experienced a rebound coronavirus case nine days later. O’Connor said the fact that Biden was fully vaccinated with two booster shots meant he only suffered mild symptoms. Biden also received the Paxlovid antiviral medication.

“The President has not experienced any residual symptoms which may be considered to be ‘Long COVID,’” O’Connor said.

O’Connor said Biden underwent skin cancer surveillance and “one small lesion” on his chest was removed and sent for biopsy testing.

The physician added that Biden maintains an active workout regimen at least five days a week and does not consume any alcohol or tobacco.

During the physical, Biden underwent a thorough neurological exam, which appeared to be “reassuring,” the doctor said.

“There were no findings which would be consistent with any cerebellar or other central neurological disorder, such as stroke, multiple sclerosis, Parkinson’s or ascending lateral sclerosis,” O’Connor said.

Biden is also receiving treatment for several other conditions, including stiffened gait and high cholesterol.

The doctor noted Biden continues to sometimes exhibit “symptoms of gastroesophageal reflux, primarily having to clear his throat more often,” adding that his lung examination remains clear.

Biden’s age has been the subject of scrutiny as he weighs a run for reelection. Biden, who would be 86 at the end of a potential second term, has dismissed concerns about his age, telling PBS’ Judy Woodruff in a recent interview: “Watch me.”

“Look, I’m a great respecter of fate,” he said earlier this month. “I would be completely, thoroughly honest with the American people if I thought there was any health problem, anything that would keep me from being able to do the job.”

Biden’s height was measured at 6 feet and his weight at 178 pounds.

Nikki Haley, a former U.S. ambassador to the U.N., officially launched her 2024 presidential campaign this week, calling for “a new generation of leaders.”

“You shouldn’t have to be 80 years old to get to Washington,” Haley told NBC’s Craig Melvin, in a veiled jab at Biden and 2024 GOP rival Donald Trump, who is 76.

Thu, 16 Feb 2023 22:11:00 -0600 en-US text/html https://news.yahoo.com/biden-healthy-vigorous-80-old-120311077.html
Killexams : Biden, 80, to have closely watched physical exam No result found, try new keyword!WASHINGTON, Feb 16 (Reuters) - President Joe Biden, 80, will undergo a closely watched ... will be his second extensive test since he took office in January 2021. His last physical and colonoscopy ... Wed, 15 Feb 2023 21:33:00 -0600 text/html https://www.nasdaq.com/articles/biden-80-to-have-closely-watched-physical-exam Killexams : As Re-election Bid Looms, Biden, 80, Undergoes Physical Exam
U.S. President Joe Biden delivers remarks on the economy at the IBEW Local 26 in Lanham, Maryland, U.S., February 15, 2023. Reuters

U.S. President Joe Biden, 80, headed into a closely watched physical examination on Thursday morning ahead of an expected announcement that he is seeking a second four-year term.

Biden's session with doctors at Walter Reed National Military Medical Center in the Washington suburb of Bethesda, Maryland, was his second extensive test since taking office in January 2021. Biden entered the hospital for an test expected to last about three hours.

The White House was expected to release details of the exam's findings later on Thursday.

His last physical and colonoscopy, in November 2021, showed the president to be a "healthy, vigorous, 78-year-old male," his doctors said at the time. He had a polyp removed from his colon and his contact lens prescription updated, their six-page memo said.

Biden, the oldest person ever to serve as U.S. president, has waved off questions about his age. With Biden expected to launch his re-election campaign in the near future, polls indicate that voters have concerns about his ability to serve four more years if he wins in 2024.

About three-quarters of Americans - including more than half of Democrats and the vast majority of Republicans - say Biden is too old to work in government, according to a Reuters/Ipsos poll conducted Feb. 6-13. Most Democratic respondents said the president remains mentally sharp but about half of them said he cannot handle the physical toll of the presidency.

Biden would be 86 by the end of a prospective second term, making him 13 years older than the average life expectancy of an American male, according to 2020 U.S. Centers for Disease Control and Prevention (CDC) data.

At his last exam, Biden's White House physician, Kevin O'Connor, declared him fit for duty and able to execute his responsibilities. O'Connor attributed Biden's stiff gait to spinal arthritis and "peripheral neuropathy," or some loss of sensation in the feet.

Biden's doctors will probably do a neurological test on Thursday, as is typical with people in his age group who are more vulnerable to falls, Borna Bonakdarpour, an associate professor of neurology at Northwestern University's Feinberg School of Medicine, told Reuters.

They are also likely to check Biden's eyes and hearing and "anything else he may complain about," Bonakdarpour said. Biden's cognition seemed good during the latest State of the Union address, the doctor said. Biden said during a PBS interview last week that any Americans concerned about his age should "watch me" perform the duties of the presidency.

First lady Jill Biden, 71, last month had cancerous skin lesions removed.

U.S. President Joe Biden delivers remarks while launching a new plan for Americans to receive booster shots and vaccinations against the coronavirus disease (COVID-19), onstage in an auditorium on the White House campus in Washington, U.S. October 25, 2022. Reuters
Thu, 16 Feb 2023 03:52:00 -0600 Steve Holland en-US text/html https://www.ibtimes.com/re-election-bid-looms-biden-80-undergoes-physical-exam-3668771
Killexams : NECO considers legal action as test malpractice cases shoot up by 156%

Collusion among candidates is one of the major factors responsible for the high malpractices cases.

Wushishi stated this at an interactive session with newsmen, on the sidelines of the release of results of the 2022 Senior Secondary Certificate Examinations (SSCE) for external candidates, on Thursday, in Minna.

The council's boss expressed concern over the sharp increase in examination malpractices across the country in its 2022 SSCE (external) with 11,419 cases against the 4,454 recorded in 2021.

According to him, this is largely due to the improvement in the strategy and techniques adopted by the monitoring officers, which led to the blacklisting of four supervisors in Rivers, Plateau and Ogun states.

He described collusion among candidates during examinations as one of the major factors responsible for the high malpractices cases, during the conduct of the 2022 SSCE for external candidates.

"Collusion is in different forms. Talking during the examination, when you exchange paper and pen, which is not allowed, is called collusion.

"So all these things were identified and also you can identify collusion while marking the papers because you could see how candidates' scripts are very similar. By the time you have the preponderance of these scripts of this nature, you know that collusion has taken place.

"What we do is that we withhold and cancel results, but we have not started taking legal actions. But we have resolved through the process of approving these results, to start taking legal actions.

"There are no special tribunals to handle examination malpractices in Nigeria, there are only conventional courts you go to address this.

"When you look at the laws, you will find out there haven’t been many legal actions that have to do with examination malpractices across the country. But we are going to make sure NECO blaze the trail, to address examination malpractices," Wushishi said.

However, the registrar added that there were some improvements in the examination, over the previous one, especially in the number of registered candidates.

"Last year, we registered only a little above 40,000 candidates, but this year, we registered more than 60, 000 candidates and about 58,000 of such candidates sat for the examination. So, this is an improvement," he added.

Recall that the council's 2022 SSCE for external candidates, commenced from November 21 to December 21, 2022 and was released 57 days after its conduct, with 29 subjects examined.

Thu, 16 Feb 2023 02:46:00 -0600 en text/html https://www.pulse.ng/news/local/neco-exam-malpractice-cases-shoot-up-by-156/lx4dvfp
Killexams : Biden, 80, is healthy, 'fit for duty,' doctor says after physical

By Jeff Mason and Steve Holland

BETHESDA, Md. (Reuters) -Doctors declared U.S. President Joe Biden, 80, healthy and "fit for duty" on Thursday after a physical examination that included removing a lesion from his chest and declaring him free of symptoms of long COVID after his bout last year with the virus.

"The president remains fit for duty, and fully executes all of his responsibilities without any exemptions or accommodations," White House physician Kevin O'Connor said in a summary of the health exam.

The test was closely watched as Biden prepares for his expected run for a second term in 2024. The summary said Biden did not have any "long COVID" symptoms and that his stiff gait has not worsened since his last test in November 2021.

Biden said his physical went well. "Everything really went well... Thank God for small favors," he told NBC News.

Biden's three-hour session with doctors at Walter Reed National Military Medical Center in the Washington suburb of Bethesda, Maryland, was his second extensive test since taking office in January 2021.

Biden takes the statin Crestor to keep his cholesterol levels low, an anti-coagulant in response to atrial fibrillation that remains asymptomatic and medication to treaty seasonal allergies and acid reflux, the summary said.

Several small skin growths were moved from his face and head using liquid nitrogen and "one small lesion on the president's chest was excised today and sent for traditional biopsy," O'Connor said. Results are pending.

The summary found that Biden's weight had dropped six pounds, from 184 pounds in 2021 to 178. His body mass index was at 24.1 compared to 25.0 in 2021, and his blood pressure was at 126/78 compared to 120/70 in 2021.

The summary made no mention of whether Biden underwent any cognitive tests sometimes given to people of his age.

O'Connor said Biden's back stiffness is a result of significant spinal arthritis.

"The president's gait remains stiff, but has not worsened since last year," he said.

Biden, the oldest person ever to serve as U.S. president, has waved off questions about his age, but polls indicate voters have concerns about his ability to serve four more years if he wins in 2024.

Asked about the concerns over Biden's age, White House press secretary Karine Jean-Pierre told reporters: "This is a president that works day in and day out, you know, in a grueling fashion with a grueling schedule, and delivers."

About three-quarters of Americans - including more than half of Democrats and the vast majority of Republicans - say Biden is too old to work in government, according to a Reuters/Ipsos poll conducted Feb. 6 to 13. Most Democratic respondents said the president remains mentally sharp but about half of them said he cannot handle the physical toll of the presidency.

Biden does not drink alcohol or smoke tobacco and works out five times a week, the physical noted.

Biden would be 86 by the end of a prospective second term, making him 13 years older than the average life expectancy of an American male, according to 2020 U.S. Centers for Disease Control and Prevention (CDC) data.

Biden said during a PBS interview last week that any Americans concerned about his age should "watch me" perform the duties of the presidency.

First lady Jill Biden, 71, last month had cancerous skin lesions removed.

(Additional reporting by Doina Chiacu and Jason Lange; Editing by Heather Timmons, Leslie Adler and Josie Kao)

Wed, 15 Feb 2023 21:19:00 -0600 en-US text/html https://news.yahoo.com/biden-80-closely-watched-physical-110141734.html
Killexams : What is No-Exam Life Insurance and How Does it Work? | Money

No-exam life insurance lets you apply for coverage without undergoing a physical exam. This can make it a faster and more convenient option, especially for people with pre-existing conditions who wouldn’t qualify for standard life insurance, which requires checkups and lab tests. However, these policies do have some drawbacks when compared to traditional ones, such as lower coverage limits.

Read on to learn more about no-exam life insurance and whether it’s the right fit for you.

We cover

  • What is no test life insurance?
  • Types of life insurance policies with no medical exam
  • How does no test life insurance work?
  • How to avoid getting turned down for a no test life insurance policy
  • Summary of Money’s No test Life Insurance Guide

If you’re ready to start comparison shopping, check out our article on Best Life Insurance Companies, several of which offer no-exam life insurance.

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What is no test life insurance?

Life insurance companies typically require you undergo a medical examination to determine if you qualify for coverage and the cost of your premiums. No-exam life insurance, on the other hand, doesn’t require a checkup. However, depending on the type of no-exam life policy you choose, the insurer might still ask medical questions or request access to certain health records.

No-exam coverage can be a suitable alternative for people with medical conditions that make them ineligible for standard policies. It’s also worthwhile for those who’d like to avoid doctor visits or the lengthy risk-assessment process known as underwriting.

Underwriting for traditional life insurance may take up to six weeks, during which the insurer waits for and then evaluates your test results. Sometimes, they will request follow-up tests, extending the process even further. No-exam providers, on the other hand, may be able to grant you approval in as little as a day.

Pros

  • Quick access to life insurance
  • Doesn't require a medical check-up
  • Accessible for applicants who wouldn't pass a standard medical exam
  • Available to applicants over 60 who may not be eligible for a traditional policy

Cons

  • Premiums may be twice as high as for traditional policies
  • Policies may include a graded death benefit
  • Coverage options are usually limited to $500,000 or less
  • Approval isn't guaranteed for all applicants

No-exam policies are available as term or permanent life insurance. Term life insurance covers you for a specific term length, usually between 10 and 30 years. By contrast, permanent life insurance coverage (such as whole and universal life insurance) never expires as long as you pay its premiums on time, and offers the added benefit of a cash value account.

If you’d like to learn more about the coverage and benefits of permanent and term life insurance policies, check out our article on Term vs. Whole life insurance.

Types of life insurance policies with no medical exam

There are three main types of life insurance policies that don’t require a medical exam: simplified issue, guaranteed issue and accelerated underwriting.

Simplified issue life insurance

Simplified issue policies let you skip the medical test but require a health and lifestyle questionnaire. Insurers will want to know about the following:

  • Past and current health conditions
  • Biological family’s health conditions
  • Recent hospitalizations
  • Smoking habits and history
  • Drug usage (prescribed or recreational)
  • High-risk hobbies (skydiving or motorcycle riding, for example)

Most simplified issue policies have maximum coverage of no more than $100,000. The exact coverage amount and monthly premium depend on how the applicant answers the questionnaire, as well as on their age, gender and — in the case of term coverage — the desired term length.

Guaranteed issue life insurance

Guaranteed issue life insurance skips both the medical exams and the questionnaires as well. As the name implies, approval is all but guaranteed as long as you meet the insurer’s age requirements — this is usually between 50 and 80 years old, although some providers raise that limit to 85.

This type of life insurance plan is a good option for those who may be ineligible for standard life insurance policies due to advanced age or serious health issues. However, terminally ill applicants may be denied by some insurers.

Guaranteed issue policies have the lowest coverage limits of all life insurance options, with most capping the death benefit at around $25,000.

Additionally, these policies often feature a graded death benefit. This means that, if you were to die within the first two or three years after obtaining the policy, your beneficiaries wouldn’t receive the full payout, only a refund of the premiums that you paid, plus interest (life insurance rates that vary between insurance providers.)

Accelerated underwriting life insurance

Accelerated underwriting uses algorithms or artificial intelligence to assess your health risk, rather than standard physical exams and questionnaires.

With this application process, people in good health, with stable finances and no family history of serious medical conditions, could potentially get approved for up to $1 million coverage in a matter of minutes.

In this process, insurers could evaluate your motor vehicle record, prescription drug history and an MIB Group report, which includes information you might have submitted in previous applications for life, health, disability or long-term care insurance.

Insurance providers may also check your credit report for evidence of bankruptcies or defaults. These negative items are considered possible indicators of poor physical and mental health.

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How does no test life insurance work?

Traditional life insurance providers assess your weight, height, and blood pressure, along with other details of your lifestyle and medical history. You may also have to provide blood and urine samples.

With no-exam life insurance, insurers forgo the medical test altogether — although some companies might still ask you for information through:

  • A questionnaire: Questions may include those about your current health and smoking status, as well as your family’s medical history
  • Databases: Underwriters may obtain details about your prescription history as well as results from previous life insurance health exams
  • Driving Records: Insurers typically research your speeding tickets and at-fault crashes. A history of dangerous driving may trigger higher premiums
  • Your doctor: Underwriters may request a statement about your health from your primary care doctor

Costs of life insurance policies with no medical exam

The average cost of life insurance without a medical test varies according to your age, the amount of coverage you want, whether you choose a term or permanent policy and your answers to the medical questionnaire (if required).

For example, a simplified issue policy with a 20-year term and $100,000 coverage from Haven Life can cost around $10 a month for a 31-year-old woman who doesn’t smoke and is in excellent health. However, if the woman is a smoker and/or has high blood pressure, she might pay $20 or more for a policy of the same term length and coverage.

The provider you choose also impacts your monthly premium. Following the above-mentioned Haven Life example, the 31-year-old woman who doesn’t smoke and is in excellent health would pay around $18 for a 20-year term policy with Bestow Life.

Do note that no-exam policies are generally more expensive than standard ones. Coverage limits are lower as well (usually limited to $500,000 or less) since companies are taking a greater risk by insuring you without a medical checkup. So, no-exam life insurance may not be the best choice if you qualify for standard (medically underwritten) policies.

Is no test life insurance worth it?

The value of no test life insurance will mainly depend on your age and health profile.

No test life insurance might not be worth it if:

  • You’re young and healthy: Applicants under 45 and in good health usually get more competitive rates with traditional policies.
  • You need a high coverage limit: The coverage limit for no-exam policies is usually around $500,000, and guaranteed issue policies may offer no more than $25,000.

No-exam life insurance might be worth it if:

  • You’re a smoker or have a critical illness: Many traditional life insurance providers might deny coverage based on either of those factors
  • You’re older: Buying traditional life insurance costs more as you age. For example, a 70-year-old male applicant might pay around $750 per month for a 20-year term policy with a $500,000 coverage limit. A 30-year-old purchasing the same policy would spend closer to $17 per month.

What does no medical test life insurance cover?

Usually, a no medical test life insurance policy only covers death due to natural causes, although some insurers might offer an accidental death rider or add-on. This type of policy provides your beneficiaries with financial protection should you die from a car accident, drowning, poisoning or other mishap.

Who is eligible for life insurance with no medical exam?

Eligibility criteria for no-medical-exam life insurance policies differ between providers. Maximum age limits vary, for example. Some companies may also deny coverage to applicants with a terminal disease diagnosis.

When you skip the medical exam, underwriters rely on your medical records to assess your eligibility. With your permission, they will also seek data from:

  • A Questionnaire: To answer questions about your current health, smoker status, as well as family medical history
  • Databases: Underwriters can find details about your prescriptions in databases as well as results from previous life insurance health exams
  • Driving Records: Insurers research your speeding tickets and at-fault wrecks. A history of dangerous driving can increase your premiums
  • Your Doctor: Underwriters may request an attending physician’s statement from your primary care doctor

How to avoid getting turned down for a no test life insurance policy

An insurance company could deny your no-exam life insurance application based on your age and pre-existing medical conditions. For example, applicants who have chronic obstructive pulmonary disease (COPD), diabetes, HIV or other medical conditions often struggle to find even no-exam policies because providers worry about their life expectancy.

To increase your chances of getting approved for coverage, you can:

Talk to an insurance agent

Every life insurance company takes a different approach to underwriting. Ask an independent life insurance agent to help you find the right policy or premium for your condition, as they could have access to policies from as many as 10 or 12 companies.

Look into guaranteed issue coverage

Guaranteed issue life insurance is aptly named. Almost everyone who applies is guaranteed approval because the insurer does not ask many — if any — health questions. However, insurance agents call this “last resort” life insurance for several reasons:

  • Low coverage amounts: These policies usually offer only up to $25,000 in coverage, compared with between $100,000 to up to $3 million with a fully underwritten life insurance policy.
  • High premiums: Guaranteed issue policies can cost twice or more what you’ll pay for a traditional one, while also offering less coverage.
  • Delayed coverage: There’s a 2- to 3-year waiting period before the policy kicks in. If you die during this period, your beneficiaries won’t receive the full death benefit.

You could also consider what some insurers call “final expense” coverage. These types of policies have low coverage amounts (usually less than $40,000) and are designed to help loved ones deal with end-of-life expenses such as medical bills or funeral arrangements.

Consider group life insurance

Many employers offer life insurance as an employee benefit. In this case, you can usually opt in without undergoing a medical check-up and, as an additional benefit, you might not even have to pay the premiums yourself. It’s a nice perk, but it may have some limits:

  • Low coverage limits: group policies usually don’t offer the same coverage level compared to a simplified issue or fully underwritten life insurance product
  • Temporary coverage: you lose coverage if you change jobs or are fire

What to do if you’re denied a life insurance claim or application

If you want to appeal a denied life insurance claim or application, a life insurance lawyer can help. A lawyer specializing in insurance can offer expert advice and help you reach an agreement with your insurer.

However, you can minimize your chances of getting denied by ensuring your initial application is completely accurate and discloses all your medical conditions and potential risk factors.

Once you have a policy, make sure to pay your premiums on time. If a person dies and is behind on their payments, the insurer might deduct those late payments from the payout or even deny the claim altogether.

No test Life Insurance FAQ

How much more expensive is no medical test life insurance

There's no established percentage or cost increase for no test life insurance, regardless of what type you choose. However, some no test life insurance premiums can possibly cost twice as much as traditional policies while only offering the same payout or a graded death benefit.

As with traditional policies, the cost will be determined by your particular circumstances and the limits you're looking for. But when you opt for no test life insurance policies you're also paying for accessibility and hassle-free coverage.

How to get a no test life insurance plan on your parents

Getting a life insurance policy on your parents can help you cover end-of-life care or any final expense such as funeral, burial or cremation services or inherited financial obligations. Before taking out a policy, first you should talk to your parents about it, not only because you'll need their consent but also to determine how much coverage they need or want.

Next, you should determine if they're eligible for a no test policy and, if so, search for one that meets their needs. Once you find a policy that offers your desired coverage and limits, you can ask for a free quote to learn how much you'll pay. Lastly, you'll have to select a beneficiary of the policy.

How much does no medical test life insurance cost?

Because every life insurance applicant is unique, the cost difference of life insurance with no medical test varies among different life insurance providers. The cost will ultimately depend on your age and how much life insurance you need. For example, you can expect to pay more if you're young and healthy or need a larger policy. In contrast, a no test policy may be worth it if you're older or have a pre-existing condition.

What are the benefits of no test life insurance?

No test life insurance offers coverage if you don't qualify for a traditional life insurance policy with a medical exam, have poor health, or just prefer the convenience of not having to take an exam. Another benefit is that it provides quick access to coverage.

A no test life insurance policy could also be a good option if you're getting a loan and your lender requires life insurance as collateral or you're estate planning and wish to provide for your loved ones.

Summary of Money’s No test Life Insurance Guide

  • No test life insurance doesn’t require a checkup, unlike traditional life insurance that requires you undergo a medical test to determine if you’re eligible for coverage and set the cost of your premiums.
  • This type of life insurance is a suitable alternative for people with medical conditions that make them ineligible for standard policies or for those who’d like to avoid the lengthy risk-assessment process known as underwriting.
  • A drawback of no test life insurance is that its premiums may be twice as high as traditional policies with the same payout and may include a graded death benefit.
  • The three types of life insurance detailed above are simplified issue, guaranteed issue and accelerated underwriting life insurance
  • While insurers forgo medical tests for these policies some companies might still ask for your family medical history, your prescription history, your driving record, if you’re a smoker and a statement from your doctor.
  • Usually, no test life insurance only covers death due to natural causes, but some insurers might offer coverage if you die from a car accident or other mishap as an add-on.
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