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ACLS Advanced Cardiac Life Support - 2023 test syllabus | http://babelouedstory.com/

ACLS test syllabus - Advanced Cardiac Life Support - 2023 Updated: 2024

Simply memorize these ACLS braindumps Questions and Pass the real test
Exam Code: ACLS Advanced Cardiac Life Support - 2023 test syllabus January 2024 by Killexams.com team

ACLS Advanced Cardiac Life Support - 2023

EXAM NUMBER : ACLS

EXAM NAME : Advanced Cardiac Life Support

Grading Scale:

91-100% = A

83-90% = B

75-82% = C

67-81% = D

Below 67 = F



Skill development for professional personnel practicing in critical care units, emergency departments, and paramedic ambulances. Establishes a system of protocols for management of the patient experiencing cardiac difficulties.



COURSE CONTENTS, COURSE OBJECTIVES, SYLLABUS

- Integrate knowledge of EMS systems, safety/well being of the paramedic, and medical/legal and ethical issues, which is intended to Excellerate the health of EMS personnel, patients, and the community.

- Integrate knowledge of pharmacology to formulate a treatment plan intended to mitigate emergencies and Excellerate the overall health of the patient.

- Integrate knowledge of anatomy, physiology, and pathophysiology into the assessment to develop and implement a treatment plan with the goal of assuring a patent airway, adequate mechanical ventilation and respiration for all patients.

- Integrate scene and patient assessment findings with knowledge of epidemiology and pathophysiology to form a field impression, differential diagnosis and formulate a treatment plan.

- Integrate comprehensive knowledge of causes and pathophysiology into the management of cardiac arrest and peri-arrest states.

- Integrate a comprehensive knowledge of the causes and pathophysiology into the management of shock, respiratory failure or arrest with an emphasis on early intervention to prevent arrest.

- Safely and effectively perform all psychomotor skills within the scope of the Paramedic practice.

- Integrates comprehensive knowledge of EMS systems, the safety/well-being of the paramedic, and medical/legal and ethical issues which is intended to Excellerate the health of EMS personnel, patients, and the community.

- Integrates a complex depth and comprehensive breadth of knowledge of the anatomy and physiology of all human systems.

- Integrates comprehensive anatomical and medical terminology and abbreviations into the written and oral communication with colleagues and other health care professionals.

- Integrates comprehensive knowledge of pathophysiology of major human systems.

- Integrates comprehensive knowledge of life span development.

- Applies fundamental knowledge of principles of public health and epidemiology including public health emergencies, health promotion, and illness and injury prevention.

- Integrates comprehensive knowledge of pharmacology to formulate a treatment plan intended to mitigate emergencies and Excellerate the overall health of the patient.

- Integrates complex knowledge of anatomy, physiology, and pathophysiology into the assessment to develop and implement a treatment plan with the goal of assuring a patent airway, adequate mechanical ventilation, and respiration for patients of all ages.

- Integrate scene and patient assessment findings with knowledge of pathophysiology to form a field impression. This includes development of a list of differential diagnoses through clinical reasoning to modify the assessment and formulate a treatment plan.

- Integrates assessment findings with principles of epidemiology and pathophysiology to formulate a field impression and implement a comprehensive treatment/disposition plan for a patient with a medical complaint.

- Integrates comprehensive knowledge of causes and pathophysiology into the management of the cardiac arrest and peri-arrest states.

- Integrates a comprehensive knowledge of the causes and pathophysiology into the management of shock, respiratory failure or arrest with an emphasis on early intervention to prevent arrest.

- Integrates assessment findings with principles of epidemiology and pathophysiology to formulate a field impression to implement a comprehensive treatment/disposition plan for an acutely injured patient.

- Integrates assessment findings with principles of pathophysiology and knowledge of psychosocial needs to formulate a field impression and implement a comprehensive treatment/disposition plan for patients with special needs.

- Knowledge of operational roles and responsibilities to ensure patient, public and personnel safety.

- Communicate in a culturally sensitive manner.

- Demonstrate professional behavior including but not limited to; integrity, empathy, self-motivation, appearance and personal hygiene, self confidence, communications, time-management, teamwork, diplomacy and respect, patient advocacy and the safe delivery of care.

- Safely and effectively perform all psychomotor skills within the National EMS Scope of Practice Model and state scope of practice at the Paramedic level

- Perform basic and advanced interventions as a part of a treatment plan intended to mitigate the emergency, provide symptom relief, and Excellerate the overall health of the patient and evaluate the effectiveness of interventions and modify the treatment plan accordingly.

- Report and document assessment findings and interventions. Collect and report data to be used for epidemiological and research purposes.

- Function as the team leader of a routine, single patient advanced life support emergency call.

Advanced Cardiac Life Support - 2023
Medical Advanced test syllabus

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Advanced Cardiac Life Support
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Question #342
A patient has been resuscitated from cardiac arrest and is being prepared for transport. She is incubated and is receiving 100% oxygen.
During the resuscitation she received 2 doses of epinephrine 1 mg, atropine 1 mg, and lidocaine 100 mg IV. You now observe the above
rhythm on the cardiac monitor. The rhythm abnormality is becoming more frequent and increasing in number.
You should order:
A. give amiodarone 300 mg IV, start infusion
B. give lidocaine 1 to 1.5 mg IV
C. Repeat epinephrine 1 mg IV
D. give lidocaine 0.5 to 0.75 mg/kg IV, start lidocaine infusion
E. give amiodarone 150 mg IV, start infusion
Answer: D
Question #343
A patient was in refractory ventricular fibrillation. A third shock has just been administered. Your team looks at you for instruction.
Your immediate next order is:
A. give atropine 1 mg IV
B. Resume high-quality chest compressions
C. give amiodarone 300 mg IV
D. Perform endotracheal intubation
E. give epinephrine 1 mg IV
Answer: B
Question #344
A patient presents with the above rhythm complaining of an irregular heartbeat. She has no other complaints. Past medical history is
significant for a myocardial infarction 7 years ago. Blood pressure is 110/70 mmHg. At this time you would
A. Continue monitoring and seek expert consultation
B. Administer nitroglycerin 0.4 mg sublingual or spray
C. Perform emergency synchronized cardioversion
D. Administer lidocaine 1 mo/kg IV
E. Perform elective synchronized cardioversion with presedation
Answer: A
Question #345
You arrive on-scene to find CPR in progress. Nursing staff report that the patient was recovering from a pulmonary embolism and
suddenly collapsed. There is no pulse or spontaneous respirations. High-quality CPR is in progress, and effective ventilation is being
provided with bag-mask. An IV has been initiated. You would now
A. Initiate transcutaneous pacing
B. give epinephrine 1.0 mg IV
C. Order immediate endotracheal intubation
D. give atropine 0.5 mg IV
E. give atropine 1 mg IV
Answer: B
Question #346
A 45-year-old woman with a history of palpitations develops lightheadedness and palpitations. She has received adenosine 6 mg IV for
the rhythm shown above without conversion of the rhythm. She is now extremely apprehensive. Blood pressure is 108/70 mmHg. The
next appropriate intervention is
A. Perform vagal maneuvers and repeat adenosine 6 mg IV
B. Perform immediate unsynchronized cardioversion
C. Repeat adenosine 12 mg IV
D. Repeat adenosine 3 mg IV
E. Sedate and perform synchronized cardioversion
Answer: C
Question #347
You arrive on-scene and find a 56-year-old diabetic woman complaining of chest discomfort. She is pale and diaphoretic, complaining
of lightheadedness. Her blood pressure is 80/60 mmHg. The cardiac monitor documents the rhythm above. She is receiving oxygen at 4
L/min by nasal cannula, and an IV has been established. Transcutaneous pacing has been requested but is not yet available.
Your next order is -
A. give morphine sulfate 4 mg IV
B. Start dopamine at 2 to 10 ug/kg per minute
C. give atropine 0.5 mg IV
D. give atropine 1 mg IV
E. give nitroglycerin 0.4 mg SL
Answer: C
Question #348
You are evaluating a patient with 15-minute duration of chest pain during transportation to the emergency department. He is receiving
oxygen, and 2 sublingual nitroglycerin tablets have relieved his chest discomfort. He has no complaints but appears anxious. Blood
pressure is 130/70 mmHg. You observe the above rhythm on the monitor and your next action is
A. give atropine 0.5 mg IV
B. Initiate transcutaneous pacing (TCP)
C. Continue monitoring patient, prepare for TCP
D. Administer nitroglycerin 0.4 mg SL
E. Start epinephrine 2 to 10 ug/min and titrate
Answer: C
Question #349
Following resuscitation with CPR and a single shock, you observe this rhythm while preparing the patient for transport. Your patient is
stable and blood pressure is
120/80 mmHg. She is apprehensive but has no complaints other than palpitations. At this time you would
A. give magnesium sulfate 1 to 2 g over 20 minutes
B. Seek expert consultation
C. give amiodarone 300 mg IV, start infusion
D. give lidocaine 1 to 1.5 mg IV, start lidocaine infusion
Answer: B
Question #350
A patient in the ED develops recurrent chest discomfort (8/10) suspicious for ischemia. His monitored rhythm becomes irregular as seen
above. Oxygen is being administered by nasal cannula at 4 L/min and an intravenous line is patent. Blood pressure is 160/96 mmHg.
There are no allergies or contraindications to any medication. You would first order
A. Lidocaine 1 mg/kg IV and infusion 2 mg/min
B. Morphine sulfate 2 to 4 mg IV
C. Nitroglycerin 0.4 mg SL
D. Amiodarone 150 mg IV
E. Intravenous nitroglycerin initiated at 10 ug/min and titrated
Answer: C
Question #351
This patient was admitted to the general medical ward with a history of alcoholism. A code is in progress and he has recurrent episodes
of this rhythm. You review his chart. Notes about the 12- lead ECG say that his baseline QT-interval is top normal to slightly prolonged.
He has received 2 doses of epinephrine 1 mg and 1 dose of amiodarone 300 mg IV so far. For his next medication you would now order
A. Repeat amiodarone 150 mg IV
B. Lidocaine 1 to 1.5 mg IV and start infusion 2 mg/minute
C. Repeat amiodarone 300 mg IV
D. give magnesium sulfate 1 to 2 g IV diluted in 10 ml_ D5W given over 5 to 20 minutes
E. give sodium bicarbonate 50 mEq IV
Answer: D
Question #352
This patient suddenly collapsed and is poorly responsive. The patient has a weak carotid pulse. A cardiac monitor, oxygen, and an
intravenous line have been initiated. The code cart with all drugs and pF transcutaneous pacer is immediately available. Next you would
A. Initiate dopamine at 10 to 20 ug/kg per minute and titrate heart rate
B. give atropine 1 mg IV up to a total dose of 3 mg
C. Initiate epinephrine at 2 to 10 ug per minute and titrate heart rate
D. Initiate dopamine at 2 to 10 ug/kg per minute and titrate heart rate
E. Begin transcutaneous pacing
Answer: E
Question #353
Following initiation of CPR and one shock for VF, this rhythm is present on the next rhythm check. A second shock is given and chest
compressions are immediately resumed. An IV is in place and no drugs have been given. Bag-mask ventilations are producing visible
chest rise. What is your next order?
A. Prepare to give amiodarone 300 mg IV
B. Administer 3 sequential (stacked) shocks at 360 Joules (monophasic defibrillator)
C. Perform endotracheal intubation; administer 100% oxygen
D. Administer 3 sequential (stacked) shocks at 200 Joules (biphasic defibrillator)
E. Prepare to give epinephrine 1 mg IV
Answer: E
Question #354
A patient with an acute Ml on a 12-lead ECG transmitted by the paramedics has the above findings on a rhythm strip when a monitor is
placed in the ED. The patient had resolution of moderate (5/10) chest pain with three doses of sublingual nitroglycerin. Blood pressure is
104/70 mmHg. Which intervention below is most important, reducing in-hospital and 30-day mortality?
A. Atropine 1 mg IV, total dose 3 mg as needed
B. Intravenous nitroglycerin for 24 hours
C. Reperfusion therapy
D. Atropine 0.5 mg IV, total dose 2 mg as needed
E. Temporary pacing
Answer: C
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Medical Advanced test syllabus - BingNews https://killexams.com/pass4sure/exam-detail/ACLS Search results Medical Advanced test syllabus - BingNews https://killexams.com/pass4sure/exam-detail/ACLS https://killexams.com/exam_list/Medical UPSC Medical Science Optional Syllabus for IAS Mains: PDF Download
  1. Human Anatomy:

Applied anatomy including blood and nerve supply of upper and lower limbs and joints of shoulder, hip and knee.

Gross anatomy, blood supply and lymphatic drainage of tongue, thyroid, mammary gland, stomach, liver, prostate, gonads and uterus.

Applied anatomy of the diaphragm, perineum and inguinal region.

Clinical anatomy of kidney, urinary bladder, uterine tubes, vas deferens.

Embryology: Placenta and placental barrier. Development of heart, gut, and kidney, uterus, ovary, testis and their common congenital abnormalities.

Central and Peripheral Autonomic Nervous System: Gross and clinical anatomy of ventricles of the brain, circulation of cerebrospinal fluid; Neural pathways and lesions of cutaneous sensations, hearing and vision; Cranial nerves distribution and clinical significance; Components of the autonomic nervous system.

  1. Human Physiology:

Conduction and transmission of impulse, mechanism of contraction, neuromuscular transmission, reflexes, control of equilibrium, posture and muscle tone, descending pathways, functions of the cerebellum, basal ganglia, Physiology of sleep and consciousness.

Endocrine System: Mechanism of action of hormones; formation, secretion, transport, metabolism, function and regulation of secretion of pancreas and pituitary gland.

Physiology of Reproductive System: Pregnancy menstrual cycle, lactation, pregnancy.

Blood: Development, regulation and fate of blood cells.

Cardio-vascular, cardiac output, blood pressure, regulation of cardiovascular functions.

  1. Biochemistry:

Organ function tests—liver, kidney, thyroid Protein synthesis.

Vitamins and minerals.

Restriction fragment length.

polymorphism (RFLP).

Polymerase chain reaction (PCR).

Radio-immunoassays (RIA).

  1. Pathology:

Inflammation and repair, disturbances of growth and cancer, Pathogenesis and histopathology of rheumatic and ischaemic heart disease and diabetes mellitus. Differentiation between benign, malignant, primary and metastatic malignancies, Pathogenesis and histopathology of bronchogenic carcinoma, carcinoma breast, oral cancer, cancer cervix, leukaemia, Etiology, pathogenesis and histopathology of— cirrhosis liver, glomerulonephritis, tuberculosis, acute osteomyelitis.

  1. Microbiology:

Humoral and cell mediated immunity.

Diseases caused by and laboratory diagnosis of —

Meningococcus, Saimonella

Shigella, Herpes, Dengue, Polio

HIV/AIDS, Malaria, E. Histolytica, Giardia

Candida, Cryptococcus, Aspergillus.

  1. Pharmacology:

Mechanism of action and side effects of the following drugs :

Antipyretics and analgesics, Antibiotics,

Antimalaria, Antikala-azar, Antidiabetics,

Antihypertensive, Antidiuretics, General and cardiac vasodilators, Antiviral, Antiparasitic, Antifungal, Immunosuppressants,

Anticancer.

  1. Forensic Medicine and Toxicology

Forensic examination of injuries and wounds; Examination of blood and seminal stains; Poisoning, sedative overdose, hanging, drowning, burns, DNA and fingerprint study.

UPSC Medical Science Syllabus for Paper 2

The UPSC Medical Science Paper II Syllabus focuses on subjects like General Medicine, Paediatrics, Dermatology, General Surgery,  Obstetrics and Gynaecology including Family Planning, and Community Medicine (Preventive and Social Medicine). Check the topic-wise UPSC Medical Science Optional Syllabus PDF for Paper II below.

  1. General Medicine
  • Aetiology, clinical features, diagnosis and principles of management (including prevention) of—Typhoid, Rabies, AIDS, Dengue, Kala-azar, and Japanese Encephalitis.
  • Aetiology, clinical features, diagnosis and principles of management of :
  • Ischaemic heart disease, pulmonary embolism.
  • Bronchial asthma.
  • Pleural effusion, tuberculosis, Malabsorption syndromes; acid peptic diseases, Viral hepatitis and cirrhosis of the liver.
  • Glomerulonephritis and pyelonephritis, renal failure, nephrotic syndrome, renovascular hypertension, complications of diabetes mellitus, coagulation disorders, leukaemia, Hypo and hyper thyroid, meningitis and encephalitis.
  • Imaging in medical problems, ultrasound, echocardiogram, CT scan, MRI.
  • Anxiety and Depressive Psychosis and schizophrenia and ECT. 
  1. Paediatrics

Immunization, Baby friendly hospital, congenital cyanotic heart disease, respiratory distress syndrome, broncho— pneumonia, kernicterus. IMNCI classification and management, PEM grading and management. ARI and Diarrhea of under five and their management.

  1. Dermatology

Psoriasis, Allergic dermatitis, scabies, eczema, vitiligo, Stevan Johnson’s syndrome, Lichen Planus.

  1. General Surgery
  • Clinical features, causes, diagnosis and principles of management of cleft palate, harelip.
  • Laryngeal tumour, oral and esophageal tumours.
  • Peripheral arterial diseases, varicose veins, coarctation of aorta.
  • Tumours of Thyroid, Adrenal, Glands.
  • Abscess cancer, fibroadenoma and adenosis of the breast.
  • Bleeding peptic ulcer, tuberculosis of the bowel, ulcerative colitis, cancer stomach.
  • Renal mass, cancer prostate.
  • Haemothorax, stones of the Gall bladder, Kidney, Ureter and Urinary Bladder.
  • Management of surgical conditions of Rectum, Anus and Anal canal, Gall bladder and Bile ducts.
  • Splenomegaly, cholecystitis, portal hypertension, liver abscess, peritonitis, carcinoma head of pancreas.
  • Fractures of the spine, Colles’ fracture and bone tumours.
  • Endoscopy.
  • Laparoscopic Surgery.
  1. Obstetrics and Gynaecology including Family Planning
  • Diagnosis of pregnancy.
  • Labour management, complications of 3rd stage, Antepartum and postpartum haemorrhage, resuscitation of the newborn, Management of abnormal life and difficult labour. Management of small for date or premature newborns.
  • Diagnosis and management of anaemia. Preeclampsia and Toxaemias of pregnancy, Management of Postmenopausal Syndrome.
  • Intra-uterine devices, pills, tubectomy and vasectomy. Medical termination of pregnancy including legal aspects.
  • Cancer cervix.
  • Leucorrhoea, pelvic pain; infertility, dysfunctional uterine bleeding (DUB), amenorrhoea, Fibroid and prolapse of uterus.
  1. Community Medicine (Preventive and Social Medicine)
  • Principles, methods approach and measurements of Epidemiology.
  • Nutrition, nutritional diseases/disorders and Nutrition Programmes.
  • Health information Collection, Analysis and Presentation.
  • Objectives, components and critical analysis of National programmes for control/eradication of :
  • Malaria, Kala-azar, Filaria and Tuberculosis,
  • HIV/AIDS, STDs and Dengue.
  • Critical appraisal of Health care delivery system.
  • Health management and administration; Techniques, Tools, Programme Implementation and Evaluation.
  • Objectives, Components, Goals and Status of Reproductive and Child Health, National Rural Health Mission and Millennium Development Goals.
  • Management of hospital and industrial waste.

How to Prepare the UPSC Medical Science Syllabus 2023?

Candidates must follow the UPSC Medical Science syllabus and reshape the preparation strategy. This will help them to get a strong grip on the concepts and advanced chapters important from the test perspective. As the UPSC Medical Science optional syllabus is lengthy, aspirants should consider specific points during the IAS test preparation.

  • Review the UPSC Medical Science optional syllabus thoroughly and segregate the subjects based on marks weightage. This will enable them to finish the syllabus in a stipulated time period.
  • Pick the highly recommended books and study resources to understand the concepts easily and comprehensively.
  • Solve UPSC Medical Science's previous year's question paper to get an idea of the questions repeatedly asked over the years and question weightage.
  • Revise all the important subjects and chapters covered so far to retain concepts for a definite period.

Booklist for UPSC Medical Science Optional Syllabus

Numerous UPSC Medical Science optional books are available to strengthen the basics. Once they learn fundamentals, they should start covering core subjects for the advanced preparation. The right books will help them to cover all the important subjects specified in the UPSC Medical Science Optional Syllabus. Some of the best UPSC Medical Science Optional books are as follows.

Subject

Book Name with Author

Paper-I

  • Human Anatomy by B D Chaurasia
  • Pathology by Robbins, and Cotran
  • Textbook of Pathology by Harsh Mohan
  • Embryology from I B Singh
  • Biochemistry by U. Satyanarayana book.
  • Illustrated Reviews Pharmacology by Lippincott
  • Essentials of Medical Pharmacology by K D Tripathi
  • Microbiology by D R Arora

Paper-II

  • General Medicine textbook of medicine by S N Chugh
  • Manipal Manual of Surgery by K. Rajgopal Shenoy
  • Pediatrics– Essential pediatrics by O P Ghai, Paul and Bagga.
  • Clinical surgery by S Das.
  • Emergency medicine by S N Chugh.
  • Practical Aspects Of Pediatrics by Dr. Mayoor K Chheda

Also Read,

Mon, 23 Oct 2023 12:03:00 -0500 en text/html https://www.jagranjosh.com/articles/upsc-medical-science-optional-syllabus-pdf-download-1698062228-1
What to Expect in a Life Insurance Medical test (2024)

What is a Life Insurance Medical Exam?

A life insurance medical test is similar to a routine physical that you would receive at a doctor’s office each year. However, this test is requested and paid for by your prospective insurer. You may be able to take it in a doctor’s office, or a paramedical company might administer the test.

The specific tests included with your medical checkup vary based on your age and the insurance company you’re shopping with. Common tests include:

  • Blood work
  • Urine
  • EKG
  • X-rays
  • Cognitive ability testing
  • Treadmill stress test

Most exams also include paperwork, wherein medical examiners ask about medical history, illnesses that run in your family, and your latest health history. Have on hand your personal data, a list of all the medications you take, your current dosages, and information on any diagnoses you’ve received from a medical professional.


Why Life Insurance Companies Require a Medical Exam

When you submit your application to a life insurance company, it begins the underwriting process. Underwriting determines what you’ll pay in premiums, assuming you’re approved for coverage. During underwriting, insurance professionals assess everything they can about your overall health to estimate your life expectancy.

While it sounds morbid, underwriting is essential for the insurance company to determine your risk as a policyholder before offering a quote for life insurance.

If you’re applying for a permanent life insurance policy or a policy with a large death benefit, you’re asking your insurer to take on significant risk. Before the insurance company agrees to take on this risk, it wants to know that you don’t have any major health issues or medical conditions that could cause you to die soon after getting your coverage.

By requiring a medical exam, insurance companies get a more detailed look at your overall health and gain the ability to evaluate the likelihood that you’ll develop a chronic health condition like diabetes or have a serious event like a stroke or heart attack.

Whether you’ll need a medical test before getting life insurance largely depends on the type of policy you’re looking to buy. Limited-risk policies like term life insurance plans usually don’t require a physical exam.

However, every insurance company will ask you to fill out some type of basic health questionnaire before determining how much you’ll pay each month to maintain coverage. If you want whole life insurance, expect to have a medical exam.

How to Get a Life Insurance Medical Exam

To get a life insurance medical exam, request a quote from your insurance provider. You probably won’t need an test if you apply for term life or a whole life policy with a limited death benefit. And if you don’t need an exam, you might be able to buy your policy entirely online.

If you want to buy whole life insurance, you’ll likely be prompted to contact an insurance company representative, or a representative will reach out to you. The representative will schedule your test and provide a range of options for how and when to take your test. Ask questions like whether you should fast before the test and what types of tests will be included.

You may be able to view the results of any exam, depending on the company that administers the test and your insurance company. Some paramedical companies allow you to see results online in as little as 12 hours, which can quell any anxiety you might have about your experience. Contact the paramedical company’s customer service to request a copy of your results, and keep that copy. Your insurance company will follow up to discuss your results after receiving the results and finishing the underwriting process.

Cost of a Life Insurance Medical Exam

When it comes to life insurance, many customers assume they’ll have to see their primary care doctor and pay for the exam. That’s not usually the case. The insurance company typically schedules the test and covers the cost.

Insurers consider exams part of the cost of doing business. In fact, they pay for the test even if you don’t get approved for coverage or if you decide not to buy the policy.

Depending on the tests required, your health issues, the amount of coverage you desire, and the insurance company, you might be able to complete the test at home. Some insurance providers also offer paramedical offices that can come to your workplace to provide more convenient testing.

Your provider will contact you to schedule any medical exam. Delaying it won’t help. In fact, delays can increase the cost of coverage if you’re already in poor health.


The Bottom Line

If you have a terminal illness or a serious medical condition, finding coverage can be challenging. You want to purchase enough coverage to certain that your loved ones will be covered after you pass, but the added medical test may make it difficult to get the best life insurance if you have health issues. However, you have options to find affordable life insurance, no matter your situation.

First, not every life insurance policy requires an exam. The best no-exam life insurance policies can be purchased entirely online, offering term coverage after answering just a few short questions. While these policies may not certain a death benefit payout for your loved ones following your passing, term life insurance can give you peace of mind — even when living with a terminal illness or a serious health condition.

Sarah Horvath is one of the home service industry’s most accomplished writers. Her specialties include writing about home warranties, insurance, home improvement and household finances. You can find her writing published through distributors like HouseMethod, Architectural Digest, Good Housekeeping and more. When not writing, she enjoys spending time in her home in Orlando with her fiance and parrot.

Mon, 08 May 2023 09:33:00 -0500 en-US text/html https://www.marketwatch.com/guides/insurance-services/life-insurance-medical-exam/
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8 Common Mistakes to Avoid While Preparing for NEET UG

The National Eligibility cum Entrance Test (NEET) UG is a challenging medical entrance test in India. Each year, around 20 lakh students apply for NEET UG to secure a spot in top medical colleges. However, passing the test requires more than just subject knowledge. To succeed, avoid common mistakes like ignoring NCERT textbooks, lacking a study plan, and skipping weak subjects. Additionally, practice with previous years' question papers, stick to one reference book per subject, focus on understanding concepts rather than rote memorization, maintain regular revision, and analyze previous years' question papers for valuable insights.

Sun, 11 Sep 2022 20:13:00 -0500 en text/html https://timesofindia.indiatimes.com/education/exams/medical
Balancing NEET preparation with class 12 board exams: Top 9 effective study strategies and tips

National Eligibility cum Entrance Test (Undergraduate), or NEET, was formerly known as the All India Pre-Medical Test. It is an all-India entrance test for students who want to pursue a medical career. This test offers admission to undergraduate medical (MBBS), dental (BDS), and AYUSH (BAMS, BUMS, BHMS, etc.) courses in government and private institutions in India. This test also offers admission to those willing to pursue primary medical qualifications abroad. The entrance test is managed by the National Testing Agency (NTA).

Students in Class 12th often struggle to manage their time effectively between preparing for board exams and Studying for medical entrance exams. To get admission to a reputed institution, a candidate must perform well in board examinations and get a fair score during the NEET Exam. This makes it tough to balance between the board and NEET preparation. 

This year, the Central Board of Secondary Education (CBSE) and National Testing Agency (NTA) have scheduled a gap between board exams and medical entrance exams to avoid mismanaging the timetable. As per schedule, the board exams will be conducted in February and March while the NEET exam in May. 

Both exams are nearby, creating a challenge for medical students. The medical entrance test syllabus combines class 11 and class 12 NCERT syllabi. So, ideally, students should start preparing for class 12 NEET early. This way, they can balance board exams and NEET preparation better. 

Top 9 effective study strategies and tips

Understand the entire syllabus:Understand the entire syllabus of NCERT. Refer to previous papers. Make your notes and highlight key points. Solve problems based on NCERT. 

Create a realistic plan: Plan a timetable that allocates enough time for NEET preparation and Class 12 board test syllabi. Allocate specific time slots for different subjects/topics.

Focus on main Topics:Go through the subjects that are not more focused on the board exams. For example, explore advanced chemistry. 

Utilise your time effectively: Pay attention to the regular class as the subjects covered will help to crack both exams. Try to understand the subjects briefly during class to reduce the need for extensive revision later.

Effective study techniques include making concise notes, flowcharts, diagrams, and practicing previous years' question papers. This will help in quick revision and understanding.

Practice regularly: Solve previous year's NEET papers to grasp test patterns and question types. Take mock tests frequently to evaluate your performance. Identify your weak areas and boost your confidence in test taking. 

Seek Support and guidance: Consider joining coaching classes for NEET-specific preparation. Consult teachers for clarity on subjects and guidance for board exams. Don't hesitate to ask for help when needed. 

Take Care of yourself: Maintaining a healthy lifestyle is mandatory. Take adequate sleep, eat nutritious meals, and engage in regular exercise. Practice relaxation techniques and spend time with your loved ones to avoid stress. 

Stay positive: Maintain a positive attitude. Visualise your success and keep reminding your goals. 

Frequently Asked Questions (FAQs)

1. When will NEET 2023 test be conducted?

Answer.  NEET 2023 test will be conducted in May. 

2. What is the purpose of conducting NEET exam?

Answer. The National Testing Agency conducts the National Eligibility cum Entrance Test (Undergraduate) to enroll medical aspirants in various programs. The programs include MBBS, dental (BDS), and AYUSH (BAMS, BUMS, BHMS, etc.).

3. Is this possible to make a balance between NEET test and Board Exams?

Answer. Medical aspirants can perform well in the NEET test and board exams with effective study strategies.

Mon, 25 Dec 2023 18:16:00 -0600 en text/html https://www.indiatvnews.com/education/career/balancing-neet-preparation-with-class-12-board-exams-top-9-effective-study-strategies-and-tips-2023-12-26-908984
IDBI Executive Syllabus: PDF Download, Subject Wise Topics, test Pattern

IDBI Executive Syllabus: The Industrial Development Bank of India (IDBI) has released the IDBI syllabus for an executive post on the official website. All interested and eligible aspirants must follow the latest IDBI Executive syllabus and test pattern and align their strategy accordingly.

Along with the IDBI Executive test syllabus, aspirants should check the IDBI Executive test pattern to understand test requirements, the number of questions, maximum marks, and the marking scheme prescribed by the authority. Going by previous analysis, it was found that the questions asked in the IDBI Executive test were moderate in nature. So, aspirants should keep the latest IDBI Executive syllabus handy before commencing their preparation.

In this blog, the IDBI Executive Syllabus PDF is compiled, including the latest test pattern, preparation strategy, and best books.

IDBI Executive Syllabus 2023

Here are the key highlights of the IDBI Executive syllabus and test pattern shared below for the convenience of aspirants.

IDBI Executive Syllabus

Exam Conducting Body

Industrial Development Bank of India (IDBI)

Post Name

Executive

Vacancies

1300

Category

IDBI Executive syllabus and test pattern

Selection Process

Online Test (OT), Document Verification (DV), and Pre Recruitment Medical Test (PRMT)

Maximum Marks

200

Duration

2 hours

IDBI Executive Syllabus PDF

Aspirants must download the IDBI Executive Syllabus PDF from the link shared below to understand the subjects that must be studied during test preparation. Get the direct link to download the IDBI Executive Syllabus below:

IDBI Executive Syllabus: Important Topics

The IDBI Executive syllabus is divided into four subjects: i.e., logical reasoning, data analysis and interpretation, English language, quantitative aptitude, and general/economy/Banking awareness/computer/IT. Check the subject-wise IDBI Executive syllabus PDF elaborated below.

Subject

Syllabus

Reasoning Ability

Verbal Reasoning 

Classification

Sequential Output Training

Directions

Operations of Mathematics

Venn Diagram

Word Sequence

Missing Characters

Blood Relations

Coding-Decoding

Analogy

Test on Alphabets

Data Sufficiency

Alpha-Numeric Sequence Puzzle

Puzzle Test

Direction Sense Test

Assertion and Reasoning

Arithmetical Reasoning

Series Completion

Verification of truth of Statement

Situation Reaction Test

Non-Verbal Reasoning 

Construction of Squares and Triangles

Series

Completion of Sentences

Classification

Rule Detection

Analytical Reasoning

Spotting embedded figures

Mirror Images

Dot Situation

Identical Figure Groupings

Paper Folding

Paper Cutting

Cubes and Dices

Water Images

Forming figures and analysis

Figure matrix

English Language

Cloze test

Error Spotting

Sentence Improvement

Sentence Correction

Ace studying Comprehension

Fill in the blanks

Para jumble

Para/Sentence Completion

General Awareness/Banking Awareness

Current Affairs

Currencies

Important Places

Books and Authors

Banking Awareness

GK Updates

Prime Minister Schemes

Awards

Headquarters

Important Days

Quantitative Aptitude

Number series

Data Interpretation

Mensuration

Average

Profit loss and Discount

Simplification and approximation

Quadratic Equation

Speed, Time and Distance

Probability

Ratio and Proportion

Time and Work

Simple and Compound Interest

Weightage of IDBI Executive Syllabus

Candidates must be familiar with the IDBI Executive test pattern to get an idea of the test structure and marking scheme prescribed by the officials. The written test comprises a total of 200 objective-type multiple-choice questions for 200 marks. A negative marking of one-fourth or 0.25 marks, is applicable for each incorrect response.

Subject

No. of Questions

Maximum Marks

Duration

Logical Reasoning, Data Analysis and Interpretation

60

60

2 hours

English Language

40

40

Quantitative Aptitude

40

40

General/Economy/Banking Awareness/ Computer/IT

60

60

Total

200

200

How to Cover the IDBI Executive Syllabus?

IDBI Executive is one of the most competitive exams in the country. Every year, many candidates apply for this recruitment against limited seats, but only a few are declared qualified in this exam. Hence, candidates must refer to the latest IDBI Executive syllabus to cover all aspects of the exam. Here is the preparation strategy to ace the IDBI Executive Recruitment test in one attempt.

  • Check the IDBI Executive syllabus to identify the subjects important for the test and plan the study schedule accordingly.
  • Pick expert-recommended books and online resources to clarify the basic concepts of all the subjects specified by the officials.
  • Attempt mock tests and IDBI Executive's previous year's question papers to evaluate their performance.
  • Revise all the topics, formulas, and short-cut techniques regularly to retain concepts for a definite period.

Best Books for IDBI Executive Syllabus

Candidates should check the top IDBI executive books based on the latest pattern and curriculum. The right books will help them cover all the subjects mentioned syllabus. Some of the highly recommended test books are given below:

IDBI Executive Books

Subject

Book Name

English Comprehension

Objective General English by SP Bakshi

Quantitative Aptitude

Quantitative Aptitude for Competitive Examination by RS Aggarwal

General Knowledge

Lucent’s General Knowledge

Reasoning

A Modern Approach to Verbal and Nonverbal Reasoning by RS Aggarwal

Also Read,

IDBI Executive Admit Card

Thu, 21 Dec 2023 04:45:00 -0600 en text/html https://www.jagranjosh.com/articles/idbi-executive-syllabus-pdf-download-1703144474-1
AIIMS test 2023- All India Institute of Medical Sciences Examinations, 2023

AIIMS Delhi does not prescribe a specific syllabus for its entrance examinations. In the case of the BSc exam, the standard is generally based on the curriculum of the 12th class as per the 10+2 scheme or an equivalent examination conducted by an Indian University/Board.

Typically, the syllabus for the AIIMS B.Sc. (Hons.) Nursing test includes questions from Physics, Chemistry, Biology, and General Knowledge. For B.Sc. (Paramedical) courses, the syllabus covers subjects like Physics, Chemistry, Biology, and Mathematics, with candidates having the option to choose either the biology or mathematics part.

Regarding the syllabus for B.Sc. Nursing (Post-Basic), encompasses subjects such as fundamentals of Nursing, Medical-Surgical Nursing (including Anatomy, Physiology, and pharmacology), Obstetrics Nursing and Midwifery, Paediatric Nursing, Community Health Nursing, Psychiatric Nursing, and Professional Trends in Nursing.

As for M.Sc. Nursing, M.Sc. Courses, and M. Biotechnology Courses, AIIMS does not specify a syllabus. Typically, the entrance test syllabus is based on the subjects and subjects covered during the undergraduate-level course.

Mon, 20 Mar 2023 18:05:00 -0500 en text/html https://www.telegraphindia.com/edugraph/colleges/exams/aiims-exam-2023-all-india-institute-of-medical-sciences-examinations-2023/syllabus/122
JEE Advanced 2024 - Joint Entrance Examination Advanced, 2024

The Rank List of Joint Entrance Examination Advanced (JEE Advanced) 2024 will be prepared based on the aggregate marks received by the candidates. 

Candidates are required to appear for both Paper 1 and Paper 2 to be considered for inclusion in the Rank List. 

Candidates will be considered qualified in JEE Advanced Examination 2024 and will be included in the Rank List if they secure a minimum percentage of marks in each subject as well as in aggregate. The minimum required marks vary with the category of candidates as shown in the following table:

Minimum Percentage of Marks Required for Inclusion in the Rank List

Category Rank List

Minimum Percentage of Marks in Each Subject

Minimum Percentage of Aggregate Marks

Common Rank List (CRL)

10.0

35.0

Gen-EWS Rank List

9.0

31.5

OBC-NCL Rank List

9.0

31.5

SC Rank List

5.0

17.5

ST Rank List

5.0

17.5

Common-PwD Rank List (CRL-PwD)

5.0

17.5

Gen-EWS-PwD Rank List

5.0

17.5

OBC-NCL-PwD Rank List

5.0

17.5

SC-PwD Rank List

5.0

17.5

ST-PwD Rank List

5.0

17.5

  • CRL is the rank list in which all candidates (across all categories) will be given ranks.
  • Minimum percentage of aggregate marks may be lowered subsequently if required.

Additional Requirements for Certain Courses

  1. Candidates opting for the following courses must not have any form of colour blindness: 
    1. B.Tech. in Mining Engineering/Mining Machinery Engineering.
    2. B.Tech.-M.Tech. Dual Degree in Mining Engineering/Mining Safety Engineering.
    3. Integrated M.Tech. in Applied Geology/Applied Geophysics.
    4. Integrated M.Sc. in Applied Geology/Exploration Geophysics.

A certificate to this effect from a government-registered medical practitioner has to be uploaded at the time of online reporting for seat acceptance. IITs may constitute a medical board to test the validity of the candidate’s medical condition. The opinion of the medical board shall be final and on this basis, the admission to the concerned IIT may be cancelled if it is found that the candidate suffers from any form of colour blindness.

  1. PwD candidates cannot opt for the following courses: 
    1. B.Tech. in Mining Engineering/Mining Machinery Engineering. 
    2. B.Tech.-M.Tech. Dual Degree in Mining Engineering/Mining Safety Engineering. 
    3. Integrated M.Tech. in Applied Geology/Applied Geophysics. 
  2. PwD candidates with locomotor disabilities cannot opt for Integrated M.Sc. in Applied Geology/Exploration Geophysics.
  3. The standards of visual acuity with or without glasses will be adhered to strictly for candidates seeking admission to Mining Engineering as per DGMS Circular 14 of 1972. Persons with one-eyed vision are not permitted to work underground. Candidates with these limitations are not allowed to opt for admission to Mining Engineering and Mining Machinery Engineering. 

Gender Restriction for Mining Engineering Profession

Section 46 (1) of the Mines Act, 1952 states that: 

“No woman shall, notwithstanding anything contained in any other law, be employed 

(a)  in any part of a mine which is below ground, 

(b)  in any mine above ground except between 6:00 and 19:00 hrs.” 

However, female candidates will be admitted to Mining Engineering or Mining Machinery Engineering related courses at IIT (ISM) Dhanbad, IIT Kharagpur and IIT Varanasi. 

 
Mon, 01 Jan 2024 20:52:00 -0600 en text/html https://www.telegraphindia.com/edugraph/colleges/exams/jee-advanced-joint-entrance-examination-advanced/cut-offs/16
A Delphi developed syllabus for the medical specialty of sport and exercise medicine

Abstract

Training in the medical specialty of sport and exercise medicine is now available in many, but not all countries. Lack of resources may be a barrier to the development of this important specialty field and the International Syllabus in Sport and Exercise Medicine Group was convened to reduce one potential barrier, the need to develop a syllabus. The group is composed of 17 sport and exercise medicine specialists residing in 12 countries (Australia, Canada, India, Ireland, Malaysia, the Netherlands, Qatar, South Africa, Sweden, Switzerland, the UK and USA). This paper presents the first phase of this project covering the domains and general learning areas of a specialist training syllabus in sport and exercise medicine.

  • Education
  • Sports And Exercise Medicine

Introduction

Sport and exercise medicine (SEM) has become a recognised field of medical specialisation in countries on six continents. The specialty of SEM includes the:

  • promotion and implementation of regular physical activity in the prevention, treatment and rehabilitation of chronic diseases of lifestyle (termed ‘noncommunicable diseases’ by the WHO).

  • prevention, diagnosis, treatment and rehabilitation of injuries that occur during physical activity.

  • the prevention, diagnosis and management of medical conditions that occur during or after physical activity.1

In many countries SEM specialist training is not available. Physical inactivity poses significant health related risks throughout the world. Given the skill set that SEM physicians can bring in a variety of areas, including to any overarching governmental process to encourage and maintain physical activity, training of SEM physicians in these countries is highly desirable.

The development of a medical specialist training programme is a significant undertaking and requires considerable resources, both intellectual and physical. In 2016 a group of medical practitioners with experience in the development of training and assessment programmes in SEM were invited to join a Delphi group. The group was tasked with creating a ‘basic syllabus in the specialty of SEM’ with the intention that the syllabus be made available for use by any country wishing to develop a specialist training programme in SEM. It is hoped that by reducing the resource barrier more people, organisations and governments will have access to the expertise of specialist SEM physicians. The syllabus presented here is not intended for countries where specialty training is currently in place; excellent programmes already exist in these countries.

Background

This project arose out of a series of discussions which occurred at SEM conferences in Australia, New Zealand and Europe in 2014 and 2015. The SEM specialist physicians involved in these discussions recognised that SEM is now practised at the specialist level in a substantial number of countries internationally, but that each country undertaking SEM specialist training had essentially ‘re-invented the wheel’. It was recognised that this was an inefficient use of scarce resources, and that the effort required to create a specialist training programme may form a barrier to the specialty being developed in more countries. The project is an attempt to provide an advanced starting point for those countries who do not have a SEM specialist training programme.

Internationally the existing postgraduate training path to specialty status for doctors in the field varies considerably. It ranges from undertaking an additional year or more of training postprimary specialty (eg, USA) through to stand-alone 4-year primary specialty training programmes (eg, Australia). Specialist SEM training is a lengthy process; in many countries training would not be complete before postgraduate year 7.

The group is offering a syllabus rather than a curriculum as it was felt that the specialty will best evolve in individual countries on the back of pre-existing educational and medical infrastructure. The syllabus presented here is flexible enough to be used in a variety of specialist training scenarios. With an understanding of local resources, a national medical organisation could take this basic syllabus, and determine how they will train and assess in the specialty of SEM.

The authors recognise there are many upskilling short courses designed to Excellerate a doctor’s knowledge of various branches of SEM, however these do not produce SEM specialists.

No funding or organisational support has been sought for this project. The group has no affiliated organisations, although the individual group members have affiliations to various national SEM organisations.

Methods

The Delphi group, which has come to be known as the International Syllabus in Sport and Exercise Medicine Group (ISSEMG) was formed by inviting approximately 20 SEM specialists from 12 countries where specialist SEM training is already established. The invitees were told of the nature of the project and asked to inform their national SEM organisation of the invitation, with the understanding that the national SEM organisations were not being asked to ratify the project, but could offer an alternate participant if the primary invitee could not participate for some reason, or if someone in the organisation had a greater interest in the project. Ultimately the group came to be composed of 17 SEM specialists residing in 12 countries (Australia, Canada, India, Ireland, Malaysia, the Netherlands, Qatar, South Africa, Sweden, Switzerland, the UK and USA).

The development process was a modified Delphi process, with questionnaires around subject inclusion being sent out at a rate of approximately one every 3 weeks, the comments of the group collated and circulated, with iterative questionnaires developed as needed. A cut-off point of 80% agreement was the general standard for subject inclusion. One member of the group (DH) created the questionnaires with multiple members offering initial lists of subject inclusions. Surveys were distributed via a link embedded in an email with a reminder email circulated approximately 2 weeks later. Response rates to the surveys varied from 60% to 100%. Each questionnaire posed a series of questions around subject areas, with members agreeing or disagreeing on a topic’s inclusion, with the option of commenting on the subject area and a final option of suggesting other subject areas for inclusion. The commentary and additional suggestions were then collated and circulated to the group with the option of further comment available. It was generally not possible for the collator to identify who had completed a survey or who had provided particular comments. Where appropriate, follow-up questions on the subject areas were posed in the next questionnaire.

The agreed syllabus is hierarchical, the top level contains the ‘Domains’, that is to say the overarching areas of learning. In the second level, the domains have been divided into ‘General Learning Areas’ (GLA) and each GLA will be divided into ‘Specific Learning Areas’ (SLA).

This paper presents the domains and GLAs; the SLAs are still in development and will be presented in a later publication.

It has been assumed that the doctors undertaking specialist training in SEM have prior high-level training in anatomy and exercise physiology. If this is not the case then these areas need to be included in the learning domains.

Results

Domains

The following have been agreed as the key domains of SEM specialist training

  1. Physical activity and human health

  2. Medical issues related to exercise

  3. Injuries related to sport and exercise

  4. Nutrition

  5. Pharmacology

  6. Antidoping

  7. Sports team care and sports event medical management

  8. Physical activity in challenging environments

  9. Specific groups undertaking sport and exercise

  10. Intrinsic skills of an SEM physician

  11. Extrinsic skills of an SEM physician

General learning areas

For each domain, the following have been agreed as the GLAs:

Physical activity and human health GLAs

  1. The role of physical activity in the prevention and treatment of disease: population health perspectives

  2. Applied exercise physiology: types of exercise, effects of exercise and maximising adaptations to exercise

  3. Physical activity guidelines and recommendations

  4. Barriers to physical activity: environmental, social, physical and psychological

  5. Considerations before prescribing exercise

  6. Exercise prescription in healthy individuals

  7. Exercise prescription in individuals with disease

  8. Exercise prescription in special circumstances

  9. Communicating the physical activity message beyond the individual

Medical issues related to exercise GLAs

  1. Neurological issues related to physical activity

  2. Respiratory issues related to physical activity

  3. Cardiovascular issues related to physical activity

  4. Gastrointestinal issues related to physical activity

  5. Renal and urogenital issues related to physical activity

  6. Metabolic issues related to physical activity

  7. Ear, nose and throat issues related to physical activity

  8. Immunological and haematological issues related to physical activity

  9. Dermatological issues related to physical activity

  10. Psychological and mental health issues related to physical activity

Injuries related to sport and exercise GLAs

  1. Principles of tissue injury and repair in the musculoskeletal system

  2. Principles of injury prevention

  3. General pathology of the musculoskeletal system

  4. Head and neck injuries

  5. Upper limb injuries

  6. Trunk, abdominal and thoracic spine injuries

  7. Lumbar spine and pelvic injuries

  8. Lower limb injuries

  9. Interpretation of radiological and other investigations

  10. Principles of injury rehabilitation

  11. Return to sport decision making

Nutrition GLAs

  1. Sports nutrition for health and performance

  2. Hydration

  3. Carbohydrates

  4. Fats

  5. Protein

  6. Micronutrients and vitamins

  7. Energy requirements and relative energy deficiency

  8. Nutritional supplements

Pharmacology GLAs

  1. Medication abuse in elite athletes

  2. The influence of medications used in the treatment of disease on exercise capacity

  3. Medication and exercise interactions which may cause or worsen disease

Antidoping GLAs

  1. The World Anti-Doping Authority (WADA) list

  2. The WADA therapeutic use exemption process

  3. Other prohibited medications in specific sports

  4. The consequences of doping: health risks, sanctions and responsibilities

Sports team care and sports event medical management GLAs

  1. Roles of the SEM physician in the team environment

  2. The Olympic movement medical code on the ethical treatment of athletes

  3. Medical screening of athletes and event participants

  4. Preseason/pre event medical organisation

  5. Equipment, medical supplies and facilities for team and event care

  6. Match/event day medical issues

  7. Emergency sports medicine: on-field assessment and management of sports injuries and medical conditions

  8. Postseason and postevent review of medical care

  9. Team travel

  10. Common general practice problems encountered when travelling with teams

Specific environments and sport GLAs

  1. SEM as it relates to physical activity at altitude

  2. SEM as it relates to physical activity in cold environments

  3. SEM as it relates to physical activity in hot environments

Specific groups in sport GLAs

  1. Sports medicine as it relates to paediatric athletes

  2. Sports medicine as it relates to female athletes

  3. Sports medicine as it relates to ageing athletes

  4. Sports medicine as it relates to athletes with a disability

  5. Sports medicine as it relates to extreme and adventure sport athletes

Intrinsic skills of an SEM physician GLAs

Intrinsic skills are core skills which all physicians should learn during basic training, but which also have particular applications within SEM practice.

  1. Communication

  2. Collaboration

  3. Leadership and management

  4. Health advocacy

  5. Research, teaching and learning

  6. Professionalism

  7. Ethics

  8. Cultural, religious and LGBTQ awareness and safety

Extrinsic skills of an SEM physician GLAs:

The ISSEMG have defined extrinsic skills primarily as the ‘doing’ skills, that is to say skills that require hands-on ability as opposed to the primarily cognition skills defined in the intrinsic skills.

Please note that in this domain the ISSEMG has chosen to define some skills as core, that is to say required of all specialists in SEM, and some skills as advanced, that is to say skills which could reasonably be expected to be acquired postspecialty training, but which could be acquired during specialty training.

Core skills

  1. Perform a comprehensive examination of the musculoskeletal and neurological systems and interpret the findings at an advanced level.

  2. Perform a sport-specific medical and musculoskeletal screening examination.

  3. Perform advanced life support in non-hospital environments.

  4. Provide effective immediate medical care for on-field injuries and medical events.

  5. Perform concussion screening examinations, baseline and postinjury, and interpret the results.

  6. Interpret radiological and other investigations relating to SEM at an advanced level.

  7. Interpret ECG findings in an athlete with reference to current guidelines.

  8. Inject a variety of joints and soft tissues without radiological guidance.

  9. Prescribe advanced protective braces.

Advanced skills

  1. Tape joints, tendons and muscle for injury prevention and treatment.

  2. Interpret simple video analysis of a variety of sporting skills including running gait.

  3. Perform a targeted ultrasound examination of a peripheral musculoskeletal problem.

  4. Inject a variety of joints and soft tissues with radiological guidance.

  5. Perform and interpret the findings of a resting and exercise lung function test.

Conclusion

ISSEMG has developed a baseline syllabus SEM medical specialist training programme and offers the first two layers of the syllabus in this document. The members of ISSEMG hope that this project is of value to those national medical organisations seeking to create a specialist training programme in SEM. ISSEMG intends to provide the SLA component of the syllabus within the next 3 years.

Acknowledgments

The authors thank the ISSEMG team members for their contribution.

Wed, 20 Dec 2017 13:01:00 -0600 en text/html https://bjsm.bmj.com/content/52/8/490
Best No test Life Insurance Companies of January 2024

Our experts answer readers' insurance questions and write unbiased product reviews (here's how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own.

Many of the best life insurance companies offer no-exam life insurance, which has the obvious appeal of skipping medical exams. 

SBLI Life Insurance

Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
3.56/5

AM Best Financial Strength Rating

A

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Whole and term life insurance products
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Final expense options
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse life insurance riders available
Cons
  • con icon Two crossed lines that form an 'X'. Company does not post important information like limits on its site
  • con icon Two crossed lines that form an 'X'. No universal life insurance options
  • con icon Two crossed lines that form an 'X'. Age limit of 60 on accelerated underwriting

Bestow Life

Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
3.37/5

AM Best Financial Strength Rating

A+

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Premiums as low as $8/month
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Easy online access
Cons
  • con icon Two crossed lines that form an 'X'. Company only offers term policies
  • con icon Two crossed lines that form an 'X'. Limited support for customer needs
  • con icon Two crossed lines that form an 'X'. Maximum coverage limits are low

Complete Editorial Review of the Best No test Life Insurance Companies

  • Ethos Life: Best Term Life Policy
  • AARP Life Insurance: Best for Seniors
  • USAA Life Insurance: Best for Military Members
  • Prudential Life Insurance: Best for Higher Policy Limits
  • Mutual of Omaha Life Insurance: Best for Guaranteed Acceptance
  • AAA Life Insurance: Best for Waiting Period

Compare the Best No test Life Insurance 

Many insurers offer a range of permanent and term life insurance policies that require a medical exam. These companies offer the best no medical test life insurance policies. 

Best Term Life Policy

Ethos No Medical test Life Insurance

Ethos Life accepts applicants up to age 65 with a 100% online application process, and limits are as high as $2 million. 

Ethos Life asks a few basic medical questions, but coverage is effective immediately once approved. In addition, every customer buying policies like this from Ethos Life is eligible for a 30-day look period, which is another way to say you can cancel and get your money back in the first 30 days with no penalties.

  • Health questions: Yes
  • Coverage limits: Up to $2 million
  • Age: 20-65
  • Waiting period: May apply
  • Unique feature: Instant quotes available with a streamlined online application

Ethos Life Insurance Review

Best for Seniors

AARP No Medical test Life Insurance

AARP Life Insurance caters to senior clients for insurance and many other financial products. Older adults between 50 and 74 may qualify as long as they are AARP members. Term policies are available with limits up to $150,000 in most states. Montana and New York residents may be eligible for up to $100,000. Whole life policy limits max out at $25,000.

Whole life policies can be issued without any health exams or medical questions. The term policies, on the other hand, may ask some health questions.

  • Health questions: For term life policies, but not whole
  • Coverage limits: Up to $150,000
  • Age: 50-74
  • Unique feature: No medical test policy caters to older adults

AARP Life Insurance Review

Best for Military Members

USAA No Medical test Life Insurance

USAA Life Insurance is typically associated with military members and their immediate family members, but its insurance products are available to anyone. Pricing is lower, payouts are higher, and customer service is strong. Of course, these services are only available to military and qualifying family members. For the children of a deceased military member to use any USAA products, the military member would need to be signed up before their death.

Guaranteed whole life policies are available in 49 states, excluding Montana. USAA life insurance coverage is available from $2,000 to $25,000 with no medical test or questions. Applicants who want higher coverage limits can explore medical test policy options with a licensed agent.

  • Health questions: No
  • Coverage limits: Up to $25,000
  • Age: 45-85
  • Waiting period: Two years
  • Unique feature: Below-market product costs available for military members and qualifying family

USAA Life Insurance Review

Best for Higher Policy Limits

Prudential No Medical test Life Insurance

Prudential Life Insurance offers up to $3 million in coverage for term life policies. Adults up to 60 years old are eligible for coverage with a short application involving some medical questions. For younger applicants, conversion options may also be available later to make term policies into whole life policies. However, due to the higher limits, Prudential's application process may also be longer.

  • Health questions: Yes
  • Coverage limits: Up to $3 million
  • Age: 20-60
  • Waiting period: Two years
  • Unique feature: High expert and customer rankings with a trusted provider

Prudential Life Insurance Review

Best for Guaranteed Acceptance

Mutual of Omaha No Medical test Life Insurance

Mutual of Omaha Life Insurance has high financial stability and customer satisfaction ratings across different types of insurance. Guaranteed life policies are available for adults between the ages of 45 and 85. In New York state, the age range is 50-75. Policies can be as small as $2,000 in most states and as large as $25,000 with no health questions or medical exams.

Mutual of Omaha's no medical test policies have a graded death benefit. If you die within two years of the policy start date, the company will not pay the full policy. Instead, it delivers 110% of the premiums paid. The Mutual of Omaha website boasts same-day payouts on most policies. Policies for children are also available.

  • Health questions: No
  • Coverage limits: Up to $25,000
  • Age: 45-85 (50-75 in New York State)
  • Waiting period: Two years
  • Unique feature: Company website lists same-day payment on most claims

Mutual of Omaha Life Insurance Review

Best for Waiting Period

AAA No Medical test Life Insurance

AAA Life Insurance offers immediate death benefits for qualified applicants between 18 and 75. In other words, once your policy starts, you are eligible for the full policy benefit. Policies are available with limits as low as $25,000 and as high as $500,000. While a medical test is not required, health questions are.

AAA offers term policies with limits as high as $500,000. For a whole life policy, the limit is $25,000. But applicants can add a rider doubling the payout for accidental death coverage. Younger people have no waiting period for benefits. For applicants over age 45, AAA pays out 130% of the premiums paid up to the date of death for the first two years.

  • Health questions: Yes
  • Coverage limits: Up to $500,000 term/$25,000 whole
  • Age: 18-75
  • Waiting period: Applies after age 45
  • Unique feature: Death benefit available regardless of the cause of death

No Medical test Life Insurance FAQs

A no medical test life insurance policy could be right for you if you're able to qualify and don't need special coverage. These policies are the easiest to get for young applicants with no significant health issues. Older applicants can buy with some companies, but acceptance is not guaranteed. No medical test policies offer less coverage with higher premiums in most cases. If you do not qualify for the no medical test policy you want, insurance agents can help you explore alternatives. 

No medical test means life insurance companies will not check your blood pressure, cholesterol, etc. However, companies have access to prescription history and other personal records, and underwriters base decisions partly on this history.

You'll have to decide whether you prefer a whole or term policy based on your situation if you're getting no medical life insurance. A term policy has an expiration date, and extensions or conversions to a whole life policy are not guaranteed. If anything, your rate may be higher if you try to convert your policy. The insurer looks at you just as it would any other applicant of your age, health, etc. A whole life policy locks in premiums and payouts.

There are alternatives to a new medical test life insurance policy. Insurance agents can quote you medical test policies if you're denied a no medical test option. An experienced agent may be able to assess your application before starting the process to avoid official denials. If you're concerned about premium limits, you can explore options like IUL (indexed universal life) for permanent life insurance that increases your benefit as long as you make premium payments.

A no medical test life insurance policy may hold a certain appeal for older applicants and those in failing health. However, the life insurance market is the opposite of what you might expect. These policies are best for young people (typically under 50 years old) in good health. The no medical test process is often more efficient, streamlining your approval, and life insurance companies can only do this with low-risk applicants.

If a provider sees red flags that might disqualify you, it won't necessarily prevent you from getting coverage. Instead, the agent would most likely offer to run more conventional life insurance quotes for you.

Guaranteed issue life insurance policies do not require a medical exam. This type of life insurance is typically limited to people ages 50 or older, and the tradeoff is that policies are usually more expensive than ones that do require a medical exam. That said, if your health conditions would otherwise prevent you from getting a life insurance policy, guaranteed issue insurance is a useful option, and it's offered by a variety of insurers including AIG, AAA, New York Life, and Gerber Life.

Yes, you can really get life insurance without a medical exam, but your options will be different. That's because you'll need to choose a guaranteed issue policy — a specific type of insurance that lets you bypass the medical test requirement — and it will probably cost more than a regular policy including a medical exam.

The highest amount of life insurance you can get without a medical test is lower than what you could get with a medical exam. Guaranteed issue policies that don't require medical exams typically top out at $25,000 or $50,000 in coverage, while standard life insurance policies can offer millions in coverage.

How to Pick the Best No Medical test Life Insurance Policy for You

Particularly when choosing life insurance, customization is critical. Buyers don't need to add every rider, but a little research goes a long way in selecting the right company. Some applicants will not qualify for a no medical test life insurance policy. A life insurance agent can help you run quotes that make sense for you. Then agents can offer realistic insurance policy options and review the costs and benefits of each.

Asking friends and family which insurance agent they use could be your first step to finding the right life policy. Factors like age, medical history, and financial goals play key roles in your decision. So we do not recommend asking loved ones about individual policies. Instead, let a qualified insurance professional find the best policies for you.

Why You Should Trust Us: How We Chose the Best No test Life Insurance

The coverage and riders offered are vital parts of our evaluation. We also look at the speed of payouts, customer satisfaction, and financial strength ratings. All of these factor into the immediate and long-term performance of the life insurance companies we review.

If you're looking for more information about a specific life insurer, our individual reviews offer a deep dive into individual policies, riders, and more. The same considerations are used for all competitors to ensure readers have the edge to make informed decisions in an ever-changing market.

See our insurance rating methodology for more details.

Tue, 02 Jan 2024 09:59:00 -0600 en-US text/html https://www.businessinsider.com/personal-finance/best-no-medical-exam-life-insurance
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