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Killexams : IBM IBM exam success - BingNews https://killexams.com/pass4sure/exam-detail/C9050-548 Search results Killexams : IBM IBM exam success - BingNews https://killexams.com/pass4sure/exam-detail/C9050-548 https://killexams.com/exam_list/IBM Killexams : Digital transformation – need or luxury?

By Sreeram Kolisetty

What is common between JP Morgan Chase, Jim Beam, Cigna, State Street companies which are more than 200-year-old in existence and companies such as PayPal, Tesla, Zoom which are in business for about 2.5 decades? How companies such as IBM, Microsoft, Apple went through big changes and turned around their fates with great market capitalization?  What is the pattern that one can observe in these companies?

If we carefully examine what went inside these companies and what their fundamental DNA is – all these companies re-invented themselves to suit the times of the age, introduced new processes, new methods, and new ways of doing things, and continued to be profitable and continued to build that customer loyalty and stayed afloat in the business.  In simple words, they transformed their businesses to suit changing times.  

Jim Collins in his book Built to Last describes “Visionary companies are so clear about what they stand for and what they’re trying to achieve that they simply don’t have room for those unwilling or unable to fit their exacting standards”.   This is so valid for all the companies whether they are new age or old age.  Old Age companies have now stepped into a new age, and companies of the late 20th century and early 21st century are quick to understand and quick to change their operating models and always focus on the customer and building value for the company.

Given the current circumstances of the new age companies, they not only need to work on the transformation but embrace digital transformation as the world is mostly digital these days. You cannot imagine a company that does not embrace some technology in today’s world.  As times start changing more rapidly, companies need to be quick as well in transforming themselves.  Customer loyalty is a thing of the past, and now it is essential for companies to keep customers engaged constantly to ensure a constant flow of revenue to the company.  If customers are not engaged, competitors will just take away your customers.  It is inevitable to constantly wonder the customers about products/ solutions.  Innovation, faster delivery and technical excellence with breakproof implementation are the solutions to go.

Digital transformation is not just a fancy word, it is essential, and companies must master in transforming themselves to stay in the business and thrive.  Lean-Agile is here to stay and this mindset needs to be applied across organization from leadership to the interns in the company.  Building that culture and processes around Lean-Agile mindset are the ultimate responsibility of the visionary leaders.  Many entrepreneurs start with a good vision and obtain initial success, but a lack of innovation and the ability to constantly engage their customers will make them shut down their ideas faster.  There are very few successful entrepreneurs who made it into the unicorn club.  A unicorn club is certainly a privilege, having a vision, roadmap, and consistently pivoting from the product failures and maximizing the success will make a start-up into a unicorn.  Digital transformation is certainly a winning proposition for all startups.  It is necessary for a start-up to get mentors in this space for better success in their endeavors.  

The author is global chief information officer at KnowledgeHut upGrad.

Fri, 05 Aug 2022 16:32:00 -0500 en text/html https://www.financialexpress.com/education-2/digital-transformation-need-or-luxury/2619261/
Killexams : Virtual credentials and achievements.

Digital badges are digital images that can be used in email signatures or digital CVs, and on social media sites such as LinkedIn, Facebook and Twitter. This digital image contains Verified metadata that describes your qualifications and the process required to earn them.

As an active earner, you can display the badge in your email signature, on social media sites like LinkedIn, Facebook and Twitter, and on electronic copies of a CV.

Fri, 26 Feb 2021 22:17:00 -0600 en-US text/html https://www.veritas.com/services/education-services/digital-badging
Killexams : Remy Mandon

Remy Mandon is the Director of Client Success and Worldwide Sales for IBM Information Integration and Governance Software. With more than 20 years of experience in the software industry, Remy has deep expertise in Data Integration, �Data Quality, Governance, Master Data and Entity relationship, as well as Data Masking and archiving.� Leveraging this experience, Remy helps IBM Clients successfully manage and secure all data across their Big Data and Analytics initiativesDedicated to client success, Remy leads a worldwide team committed to helping clients maximize their revenue opportunities while remaining fully compliant with regulatory requirements.� Remy also helps Big Data certified across the globe to focus on the data integration and security imperatives of our clients.Remy joined IBM from Oracle in 2001. During his 15 years with IBM, he has held various sales positions in France, where he was the country leader for WebSphere Software. In 2014 Remy relocated to the United States to support the IBM General Manager of Worldwide Software Sales.Remy holds degrees from Universit� Paris Descartes in Economics and Sales and from London Metropolitan University in Business and Languages.�

Fri, 21 Apr 2017 21:03:00 -0500 en text/html https://www.accountingtoday.com/author/remy-mandon-im2001696
Killexams : The Fed's 6 Decades Of Populist Folly And The Bubbles It Caused
Hand holding needle about to pop bubble with dollar sign

juliannafunk

"Irrational exuberance has unduly escalated asset values."

Fed Chairman Alan Greenspan, 1996

"Inflation has risen, largely reflecting transitory factors."

Fed Statement, June 2021

This is an article I have been thinking about writing for some time.

Background

The Fed today is trying desperately to make up for lost time. Inflation is surging and it threatens to get entrenched leading to a longer term economic malaise like we had in the 1970s. It was clear a year ago that inflation was surging, but Chairman Powell dismissed it as transient. Even after the Fed acknowledged inflation was not transitory last fall, it took four months to start the tightening process.

This is just the latest in over 50 years of loose monetary policy by the Fed which has resulted in three massive asset bubbles followed by recessions. I am of course assuming a recession is coming soon this time as indicated by the negative GDP numbers released today. The result has been asset bubble after asset bubble ignored by the Fed. These bubbles included the Nifty 50 bubble of the late 1960s and early 1970s. After that burst, there was an interlude where the Fed did the right (and politically difficult) thing under Paul Volcker and tamed inflation though at the cost of a deep double dip recession. Since the mid-1990s however, it has constantly erred on the side of loose policy despite clearly evident new asset bubbles. In each case, the Fed has allowed itself to be pushed by presidential administrations only concerned about short term growth. This has resulted in short term thinking by the Fed and ignoring asset bubbles.

Those bubbles are summarized below.

1. The Nifty 50 (late 1960s early 1970s)

This was a group of some of the largest cap growth companies of the day. They included companies such as IBM, Coca Cola, Eastman Kodak, Walmart, Sears and Revlon. They often traded for 50 times earnings or more and kept going up. The thought was, these were one decision stocks and an investment in U.S. growth. Valuation no longer mattered.

The Fed Chair at the time was Arthur Burns. He was appointed by President Nixon in 1970 and served until 1978. In his book Six Crises, Nixon blamed his loss to Kennedy in 1960 in part due to tight Fed policy. He pressured Burns to keep things loose leading up to the 1972 election. Burns initially resisted. Negative stories were then planted in the papers and a threat was made to reduce the Fed's powers. Burns and the Fed gave in. This decision had two major negative ramifications. First it led to a furthering of the Nifty 50 bubble and then a 1973 recession when oil prices rose and the Nifty 50 bubble popped. A tighter monetary policy also could have nipped inflation in the bud. But it was allowed to fester until it was out of control by the late 1970s. It took a massive recession induced by his follower, Paul Volcker to tame it.

2. The Dot.com Bubble (Mid to Late 1990s)

History is full of exciting new industries that fire imaginations of entrepreneurs and investors. These lead to massive investment followed by a large shakeout. Railroads in the 1840s and radios in the 1920s are two examples. Hundreds of new internet companies were formed in the 1990s, with almost all losing a lot of money. Many had no viable business model but still took in millions from investors. Mark Cuban is one of the few who played it right. He started Broadcast.com in 1995 and sold to Yahoo (at the peak of the craze) in 1999 for $5.7 billion. Yahoo later shut it down. Most of these companies were listed on the NASDAQ. Between 1995 and March 2000, the NASDAQ rose 400% before falling 78%. It was one of the largest U.S. stock market drops in history. While driven by internet stocks, other technology stocks in IT, software and communications went along for the ride. The result was a recession from March to November 2001.

Alan Greenspan served as the Fed Chairman for a long time, from 1987-2006. He clearly was aware of the bubble as shown by his quote at the beginning of this article about irrational exuberance in 1996. Yet from 1995 to 1999 he actually lowered the Fed Funds rate slightly. The media at the time was publishing many positive articles about Chairman Greenspan and he clearly relished the spotlight. There was even a term for his easy money policies known as the Greenspan Put. That had helped the markets quickly recover from the 1987 crash but led to two bubbles. Chairman Greenspan did not learn from the subprime bubble and continued his loose money policies which helped create another bubble, subprime in 2007-2009.

pets.com sock puppet

Author's collection

3. Subprime (Mid-2000s)

After the massive stock market rout, investors decided to put their money in something historically much safer than the stock market, housing. This bubble was caused by a lot more than the Fed. I wrote an article about the causes titled The Causes And Lessons From The Financial Crises On The 10th Anniversary Of Lehman's Bankruptcy. The reasons I listed in order of importance were

  • Mortgagees not understanding or caring about their risk
  • Ratings agencies rating securities loaded with subprime as investment grade
  • Wall Street selling those securities to everyone
  • Unscrupulous lenders selling subprime loans to mortgagees
  • The Fed keeping rates low
  • FLHMC and FNMA buying hundreds of billions of the subprime securities

This was just the housing bubble. At the same time there was a lesser known but equally large commercial real estate bubble. Almost all of the largest banks were badly hurt by the subprime bubble. Many of the other 99% of banks also originated subprime mortgages, but almost all sold them immediately. Strangely, they understood the risk while the big banks didn't. But they didn't emerge unscathed. Over 400 community and regional banks failed between 2008 and 2011, almost entirely due to bad commercial real estate loans. Those failures were more tied to the Fed keeping rates too high.

Bank Failures By Year

Bank Failures by Year

FDIC.gov

Chairman Greenspan didn't learn from the dot.com bubble fallout. He kept the Fed Funds rate at 1% into 2004, well after the recession. He then slowly raised rates into mid-2006 and then stopped well before a deep recession started. This allowed another full year of subprime mortgages and high risk commercial real estate loans. That vintage was also the worst of the lot. The result was a recession so deep many called it the Great Recession. I personally don't like that term as the Volcker 1980-1982 recession was actually worse by most measures. It had higher inflation, interest rates, and unemployment.

4. Robinhood Bubbles - (Late 2010s to 2022)

Alright, so there is not an official name for the latest bubbles, so I am using Robinhood who gamified trading for the new Millennial and Gen Z investors who had not lived through the prior bubbles. It was this investor group that drove the latest bubbles. These investors also magnified their risk by using large amounts of options and leverage.

This bubble was in higher risk assets including high growth stocks, SPACs, IPOs, EVs, cryptocurrencies, and meme stocks. Many were strong established companies reflective of the Nifty 50. But valuations got so stretched that some were trading for 10, then 20 then 50 times revenue. Others especially the SPACs and IPOs were brand new money losing stocks often with long odds of success. They are reflective of the dot.com bubble.

I also wrote an article about the latest bubbles titled How The Current Stock Market Manias Took Off: The Perfect Storm in January 2021. In it I listed the causes which are listed below (for more detail see the article)

  • The Fed keeping fed funds near zero for a long time
  • Robinhood gamifying trading
  • The advent of free trading
  • Redeployment of profits into even riskier investments after successes
  • FOMO
  • Animal spirits (did you see wallstreetbets in its heyday?)
  • A community attacking short sellers
  • Large stimulus checks (free money) that was often used for investments
  • People sitting at home during a lockdown with nothing to do
  • A jump in earnings estimates as the economy recovered from lockdowns.

These bubbles hit a peak two months after my article and have since mostly deflated. They are not fully deflated.

Janet Yellen was the Fed Chair from 2014 to 2018. She was succeeded by Jerome Powell who was recently given a second term. Powell in particular was publicly pressured by President Trump to loosen Fed policy and he obliged by stopping a brief increase in fed funds rates. When Covid hit in 2020, the Fed unleashed everything they had at it. They quickly took Fed funds to zero and started a massive bond and mortgage securities buying program. The problem was they kept these historically loose policies in place even after it was clear the economy was booming by the Fall of 2021. What made things worse was this was on top of four massive and historically large fiscal stimulus packages. Two of those packages came after the economy was humming. The Fed not only failed to account for economic strength, and inflation, they failed to recognize the incendiary impact of trillions of extra fiscal spending.

History of Fed Funds

History of Fed Fund rates

Macrotrends.com

Takeaway

There are two conclusions here. The first is the prior three bubbles all led to recessions and the latest one appears on the same path. The second is the Fed's easy money contributed to each bubble and subsequent recession. The most exact bubble is now mostly deflated and an increasing amount of experts and investors expect a recession. I recently wrote two articles explaining why I expect a recession.

Get Ready A Recession Is Coming

Two Hedges And An Investment For An Increasingly Likely Recession

The Fed has clearly become addicted to easy money policies until it is overly evident the economy is overheating.

Chairman Powell should never have been given a second term. The fact he did with so little opposition shows how addicted Washington (both parties) is to a loose Fed policy. It also shows the lessons of loose Fed policy have not yet been learned. Even Janet Yellen was rewarded with a job as Treasury Secretary.

Your Portfolio

As an investor your takeaway should be we are in for a recession and it is time to allocate your portfolio accordingly. TINA is dead meaning there is a window of opportunity to buy longer term bonds. In the meantime, avoid cyclical stocks especially retailers whose demand was pulled forward by all the fiscal stimulus.

The Fed shows no signs of moving away from its addiction to easy money. It is temporarily forced to fight inflation to maintain credibility. However, once the economy moves into a recession, they are highly likely to push rates down quickly. That is because recessions usually cure or moderate inflation. It's also because the political pressure will shift from inflation to rejuvenating the economy. The Fed has bowed to political pressure for the last 30 years. Why would they change now?

As an investor, the window of opportunity to lock in higher long term bond rates is now.

Thu, 28 Jul 2022 09:50:00 -0500 en text/html https://seekingalpha.com/article/4527117-the-feds-six-decades-of-populist-folly-and-the-bubbles-it-caused
Killexams : Bridging Industry With Classrooms For Women In Tech
Bridging Industry With Classrooms For Women In Tech

Bridging Industry With Classrooms For Women In Tech

New Delhi:

As businesses open up post the Coronavirus pandemic, there is an increasing need to think smart and think 360 degree. IBM has joined hands with Aspire For Her Foundation to help young Indian girls acquire the 360 degree knowledge and skill to make a seamless transition from classrooms to professional pitch in their tech careers.

18 year old Sneha Ganesh, a First Year student has just completed the IBM’s Open P-tech programme and is excited about the opportunities it offers. Sneha says, ”Such an amazing course! As the name suggests, the course was completely suited for anyone who is a beginner. It was very easy to grasp the concepts as they were taught in a visual manner with many real world examples. Not to mention the opportunity that was offered to chat with one of the world's best AI powered chatbots!

I love the Open P Tech platform and can't wait to explore many more courses and earn several badges!”

image1

To girls like Sneha, who are aspiring to make a career in Data Science, this allows to add digital badges to their resume, that point to tangible learning. They are learning at their own pace, own time and beyond their classrooms.

This is a CSR initiative of IBM in India and they have partnered with Aspire For Her foundation, that was launched on Women’s Day 2020 ‘to motivate young women pursue amazing careers,’ says Madhura Dasgupta Sinha, the founder, a banker turned social entrepreneur.

The lockdown began soon after its launch but that did not hinder the growth of this community that now has over 15,000 strong members. There has been a surge of support from Corporates, institutions and individuals for these women.

Madhura says,” All of us at Aspire For Her are excited to launch this learning partnership with IBM's Open P Tech platform.

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India lags behind in the Global Gender Gap index, as women do not enter the workforce or drop out early. Aspire For Her wants to change this story. The mission of Aspire For Her is to motivate young women to pursue amazing careers, we want to build a community of more than a million women to unleash the hidden power in the economy of our country.”

IBM is helping this community of women to come close to their dream tech careers.

Research shows that there is a low participation of women in STEM and STEM related roles (Science, Tech, Engineering and Maths). To change that is the aim of both IBM and Aspire For Her.

The course is free for the Aspire For Her members and supporters - ones who sign up on the platform. It is a global platform where they connect with Open P-Tech students across the globe.

While girls acquire knowledge through this programme and become industry ready, Aspire For Her provides opportunities to connect with great organisations looking to hire diverse talent.

Madhura says,” We are building winning mindsets - through career resources like mentors, role models, career previews and of course, through world-class learning opportunities like IBM's Open P Tech - which will take our members one step closer to their dream careers. With forward looking partners like IBM, we are certain that we will be able to attract more women in technology and bridge the gap between their aspirations and action. With many more exciting partnerships and alliances coming up, we are just getting started.”

Jayita Gupta, who pursued a course in Artificial Intelligence says, “The quality of content is beyond amazing! The course got me so hooked that I can't stop myself from going to the next chapter to see what's in store for me, I am absolutely loving it!”

Yashasvi Ghadale’s Quantum Computing lessons with Open P-Tech has taken her close to a dream career. She says,” Quantum Computing is something that I was deeply intrigued about since I first heard about it. With Learning@ASPIRE and IBM Open P-Tech, I was able to learn the science behind Quantum Computing and also explore what opportunities a career in this field holds!”

So why did IBM decide to partner with AFH on this journey?

Rumi Mallick Mitra, Leader, Strategy and New Initiatives for IBM Social Responsibility, India, says, “There is an urgent need for young learners to develop relevant skills that will help them to be successful in the job market. As a leading technology company, we believe this is not only a huge opportunity but also a responsibility that we have, and hence with Open PTECH we are striving to boost skillsets of young learners and provide a way to jump-start their careers.

The courses made available on Open PTECH like cybersecurity, blockchain, design thinking, AI and machine learning are critical 21st century skills for the digital era.

Through Open PTECH we ensure that access to these specialized courses are democratised and available freely. At IBM, we have a strong focus to enable and support women for success in life and STEM careers and ensuring this will contribute to our nation’s success also.

Through Aspire For Her, and with its stellar network of industry experts and mentors, we hope to be a part of the journey that can help these girls and young women to pursue their dreams.”

Just the help women in STEM need to leap to the careers they aspire for!

Fri, 20 May 2022 14:39:00 -0500 en text/html https://www.ndtv.com/education/bridging-industry-classrooms-for-women-in-tech
Killexams : UB receives prestigious IBM award for ‘green internet’ collaboration

BUFFALO, N.Y. — Who hasn’t cursed their smartphone battery? Or downloaded something that took too much time or data?

Thought so.

To alleviate these annoyances — and build a more energy-efficient and less costly internet — IBM awarded University at Buffalo computer scientists Tevfik Kosar and Murat Demirbas $75,000 to develop a software-based solution that reduces the energy consumption of existing computing hardware.

The research project, called “GreenDataFlow,” could ultimately benefit consumers as well as large information technology companies which provide cloud-hosted, web-based and internet of things services.

“There are billions of devices, everything from tablets to automobiles, connected to the internet, and billions more are expected. We need to find a way to make these devices work smarter in order to increase efficiency and Excellerate our ability to share data,” says Kosar, PhD, associate professor in the Department of Computer Science and Engineering.

The award comes from IBM’s Open Collaboration Research program, in which the company partners with universities on strategically important research projects to accelerate innovation that benefits the world at large.

To curb energy use in internet connected devices, most work has focused on power management and energy efficiency in hardware and software systems, as well as power-aware networking technologies.

“It is a rule of thumb in optimization, especially in computing systems, that if you want to gain something you need to lose something else. This often involves putting components, such as the central processing unit or disk, to sleep when they are not in use to save power,” says Kosar.

That’s problematic, he said, because the technique ultimately sacrifices performance since the computer needs to restart the suspended components.

For GreenDataFlow, the researchers will develop new power consumption models and optimization algorithms that will be folded into software designed to be incorporated into Firefox, Safari and other internet browsers. Users would not need to download separate software.

In preliminary experiments, the software outperforms existing systems. For example, GreenDataFlow boosts data transfer speeds by seven times. What’s more, it saves up to 80 percent of the energy required by the consumer’s device, increasing a mobile device’s battery life up to four times.

The work relates to another project Kosar is leading called OneDataShare, which is funded by a $584,469 National Science Foundation grant. One of the primary goals of OneDataShare is to boost the performance of data transfers.

GreenDataFlow complements OneDataShare by reducing the energy footprint and cost of those transfers.

Thu, 28 Jul 2022 12:00:00 -0500 en text/html https://www.buffalo.edu/pss/news-home/gen_news.host.html/content/shared/university/news/news-center-releases/2017/11/034.detail.html
Killexams : Providence High School No result found, try new keyword!High school students take AP® exams and IB exams to earn college credit and demonstrate success at college-level coursework. U.S. News calculated a College Readiness Index based on AP/IB exam ... Mon, 25 Apr 2022 16:20:00 -0500 text/html https://www.usnews.com/education/best-high-schools/north-carolina/districts/charlotte-mecklenburg-schools/providence-high-school-14576 Killexams : Are billionaires just lucky?

All eyes are on Elon Musk. His every tweet and move generate a metric ton of headlines. He’s a highly polarizing figure, but for many like us who are immersed in entrepreneurship and business success, he is a superhero, an inspiration, and a role model all wrapped up in one.

He is admired for his seemingly superhuman work ethic, his ability to somehow claw back success from the brink of failure and bankruptcy, to disrupt and change entire trillion-dollar industries, and his uncanny ability to not only predict the future, but to make it.

From PayPal to SpaceX, and Tesla to Neuralink, his string of wildly successful entrepreneurial ventures are unparalleled.

But to his detractors, Musk owes much of his success to an accident of birth. “Of course he’s wildly successful,” they’d exclaim, “he was born white in apartheid South Africa to an extremely wealthy father who owned an emerald mine.”

In other words, there’s nothing to admire. He got extremely lucky.

So who’s right?

Do we have a lot to learn from the world’s richest man, or does luck indeed play such a pivotal role in success?

What about others? Warren Buffett? Bill Gates? Oprah Winfrey?

Was it luck that took them to their heady heights and billionaire status? Or was it hard work and effort?

It’s a touchy subject. It goes straight to the roots of our beliefs about “deserved-ness” in society. These two extreme positions, that it was either all luck, and therefore unfair and un-earned, or all hard work, and therefore fair and deserved, are at two polar opposites of the spectrum.

Let’s start with Warren Buffett, known as the Oracle of Omaha for his wisdom and perspicacity, and his unrivaled skill in long-term investing. If you read his biography, he basically spends all of his time reading financial reports and thinking about what to invest in. However, Buffett himself acknowledges the fortunate circumstances that fed his success:

“I’ve had a lot of luck. Just being born in the United States in the 1930s … I didn’t have anything to do with picking the United States! And having decent genes for certain things … In my case I was sort of wired for capital allocation.”

So, the location and timing of his birth, along with his natural talent, is what he considers to be the major catalysts of his success, factors that were totally out of his control.

He goes on: “Just in my own case, I was born in 1930 with two sisters that have every bit the intelligence and drive, but didn’t have the same opportunities … If I’d been Black, my future would have been entirely different. If I’d been female, my future would have been entirely different.”

So, he’s lucky to be born the right color and gender to benefit, as well. Did Warren Buffett work hard? Did he put in his 10,000 hours? Absolutely, he did. But he also got lucky in finding what he’s naturally good at early in his life and having the inclination to enjoy it.

How about Bill Gates? Did you know that he was one of only a handful of teenagers in America who had access to a computer in the late 1960s. Did you also know that his mother was on the board of IBM, and helped him get the contract that led to a lucrative relationship with them for his fledgling Microsoft Corporation?

Ok, then what about Oprah Winfrey?

Surely, she is testament to the power of the American dream. Her rags-to-riches story is literally that: She went from wearing a potato sack as a dress in her impoverished 1950s rural Mississippi childhood, to becoming one of the wealthiest and most influential people in the world.

What luck did she have in her favor?

What most don’t know about Oprah is that she was a child genius, with a bewildering talent for reading and speaking at a very early age. She would speak at churches at the age of three in front of huge congregations! She was a natural on stage, on radio, and on television.

So, does pointing out the luck that these celebrated figures got somehow invalidate their success? Does that mean that we have nothing to learn from them, and that success stories and case studies are just an amusing peek into the lives of the rich and the famous or the brands and companies that made it big?

No.

Success is always about people leveraging their strengths and the circumstances that they have along the journey.

We call these unfair advantages.

In fact, we all have unfair advantages. There is no such thing as a level playing field. There’s no “even” starting line in life. There are always factors that provide somebody a head start, or a tailwind that propels them forward.

In our new book The Unfair Advantage, we break down these edges into five categories. We call it the MILES Framework. It’s an acronym that stands for:

Money: The capital you have, or that you can easily raise.

Intelligence and Insight: IQ, EQ, and creativity.

Location and Luck: Being in the right place at the right time.

Education and Expertise: Your formal education and also your self-learning.

Status: Your personal brand, including your network. It’s how you’re perceived.

Here’s the kicker: Each advantage (or disadvantage) is a double-edged sword. For example, having little money can make you more creative and resourceful.

We all have unfair advantages. If you can identify and leverage yours, you can find your own success, however you define success for yourself.

When it comes to Elon Musk, it would be inaccurate to portray him as simply lucky. If you dive deeper into his story, you see abuse from his father, an unhappy childhood, and teenage years doing hard manual labor and scrimping and saving with his newly divorced mother once they’d moved to Canada.

As entrepreneur Michael Sonnenfeldt said in a recent interview, not every entrepreneur appreciates why they were successful, because for every person who has a plan, there’s always luck that plays a role too. It’s just a statistical thing that the number of people with two successful businesses is dramatically smaller than the number of people with one. For people to have three and four successes gets down to the one in a thousand entrepreneurs.

Entrepreneurs systematically overestimate their own skills when they’ve been successful. There’s a real comeuppance when they sell their first successful business and assume they’ll be just as successful in the next one.

And it’s for that reason alone that I believe that you can’t fairly say that Elon’s success is a simple matter of luck. You don’t get that lucky four times in a row.

The old debate about hard work v. luck takes on a new dimension when you start to see it through the lens of unfair advantages. Musk, like all successful people, simply leveraged his.

Ash Ali and Hasan Kubba are the co-authors of The Unfair Advantage (St. Martin’s Press, June 7)

The opinions expressed in Fortune.com commentary pieces are solely the views of their authors and do not reflect the opinions and beliefs of Fortune.

This story was originally featured on Fortune.com

Fri, 01 Jul 2022 06:03:00 -0500 en-US text/html https://finance.yahoo.com/news/billionaires-just-lucky-153700087.html
Killexams : Garinger High School No result found, try new keyword!High school students take AP® exams and IB exams to earn college credit and demonstrate success at college-level coursework. U.S. News calculated a College Readiness Index based on AP/IB exam ... Mon, 25 Apr 2022 16:20:00 -0500 text/html https://www.usnews.com/education/best-high-schools/north-carolina/districts/charlotte-mecklenburg-schools/garinger-high-school-144883 Killexams : These are 10 best U.S. jobs of 2022, according to new research—many pay over $100,000

The "perfect job" doesn't exist — but the most popular, sought-after roles have a few attributes in common: competitive salaries, a positive workplace culture and clear opportunities for career advancement. According to new research from Indeed, many of the top jobs are seeing rapid growth and offering six-figure salaries. 

On Tuesday, Indeed released its latest report highlighting the 20 best jobs in America for 2022, focusing on positions with an average salary of at least $75,000, which was calculated as the mean of salaries listed in job postings for that role, and at least 25 job postings per one million total postings on the website. Indeed ranked jobs based on these two metrics and the growth rate of openings on its website for each job between 2019 and 2022. 

Jobs in health care dominate the list, claiming four spots in the top 10, including the No. 1 job on the list: Registered nurse. As demand for health services continues to soar amid the ongoing Covid-19 pandemic, an aging population and rise of people living with chronic health conditions are also fueling the need for more health-care professionals. 

Here are the 10 best U.S. jobs in 2022, according to Indeed, along with the full list of the top 20 jobs here

1. Registered nurse

Average salary: $84,074

Percent of growth in number of job postings, 2019-2022: 34%

Education requirements: Associate or bachelor's degree in nursing, pass the National Council Licensure Examination for Registered Nurses

2. Optometrist 

Average salary: $118,389

Percent of growth in number of job postings, 2019-2022: 121%

Education requirements: Bachelor's degree, pass the Optometry Admission Test, Doctor of Optometry degree, pass National Board of Examiners in Optometry exam

3. Site reliability engineer 

Average salary: $137,324

Percent of growth in number of job postings, 2019-2022: 175%

Education requirements: Bachelor's degree, optional certifications

4. Real estate agent 

Average salary: $82,015

Percent of growth in number of job postings, 2019-2022: 23%

Education requirements: High school diploma, pass real estate exam

5. Pharmacist 

Average salary: $101,589

Percent of growth in number of job postings, 2019-2022: 83%

Education requirements: Bachelor's degree, Doctor of Pharmacy degree, pass North American Pharmacist Licensure Exam

6. Over-the-road truck driver 

Average salary: $102,678

Percent of growth in number of job postings, 2019-2022: 242%

Education requirements: High school diploma or equivalent (not always required), commercial learner's permit (CLP), commercial driver's license (CDL)

7. Software engineer 

Average salary: $126,127

Percent of growth in number of job postings, 2019-2022: 87%

Education requirements: Associate degree or bachelor's degree, optional certifications

8. Nurse practitioner 

Average salary: $128,105

Percent of growth in number of job postings, 2019-2022: 100% 

Education requirements: Associate or bachelor's degree in nursing, pass the NCLEX-RN exam, Master of Science in Nursing (MSN) or Doctor of Nursing Practice (DNP), pass a national NP board certification exam

9. Product designer 

Average salary: $113,722

Percent of growth in number of job postings, 2019-2022: 128%

Education requirements: None; Bachelor's degree recommended 

10. Solar consultant 

Tue, 12 Jul 2022 06:03:00 -0500 en text/html https://www.cnbc.com/2022/07/12/these-are-10-best-us-jobs-of-2022-according-to-new-research.html
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