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Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

As work and school have pivoted to remote environments in the last couple years, computer sales have soared to record highs. Laptops and mobile technology have become even more necessary in today’s households, offices and classrooms.

But for college students, new laptops often come at steep, unaffordable prices. Fortunately, there are ways to get a free laptop for college. Through scholarship opportunities, charitable donation programs and college student discount deals from top brands, tech is becoming more accessible to students.

What Is a Free Laptop Program?

Free laptop programs provide computers at no cost to students. Funded by colleges, educational nonprofits and scholarships from leading tech brands, these programs empower students with reliable tech to ensure academic and professional success.

Keep in mind: Most free laptop programs have specific eligibility requirements, including enrollment in an accredited four-year degree program.

Do Colleges give Students Free Laptops?

Yes. Many colleges distribute free laptops at no cost to their students. The following are just a few examples of universities in the U.S. that guarantee free technology to incoming students:

  • Moravian University issues MacBook Pros and iPads to students, including AppleCare coverage and the option to have regular repairs and service via Moravian’s IT help desk.
  • Full Sail University’s Project Launchbox gives every student a laptop loaded with professional creative software to promote an immersive, hands-on learning experience.
  • Chatham University’s first-year students receive a free, 13-inch MacBook Air laptop with AppleCare and SafeWare protection. They also get protective accessories and the option for on-campus repairs.

As you start applying to schools, check out their IT department websites. These usually outline any free or discounted laptop promotions for new students.

If your college or university doesn’t offer free laptops as a part of enrollment, check out your school’s library. Temporary laptop loans are typically available for students to use on campus. For commuter students who prefer to study off campus, local libraries are also a great option for borrowing free laptops.

Organizations that Provide Free Laptops

If you don’t have access to a laptop through school and you’re experiencing financial challenges, don’t worry. Several nonprofit organizations provide free laptops to students in need on a rolling basis.

The On It Foundation

Since 1999, the On It Foundation has provided free computers to low-income K-12 students in U.S. public schools. The nonprofit collaborates with educational institutions, businesses and local community members to collect and distribute donated computers. The organization also offers technology training and internet access to families.

To apply for a free computer, a parent or guardian should contact the On It Foundation via a letter or an email with a request that includes proof of financial need.

Computers with Causes

Receiving hundreds of requests per day, Computers with Causes gives over 20,000 donated computers annually as a part of the Giving Center Charity. Free computers are available to anyone. However, the organization prioritizes students and teachers, people experiencing housing insecurity, disabled veterans and military families.

Students can apply online and expect to receive confirmation of their free computer within a month.

Scholarships and Grants that Provide Free Laptops

High school students may be eligible for scholarship and grant opportunities that offer free laptops. These programs are often competitive and selective. Some are fairly accessible but require fundraising to cover the costs of technology.

Dell Scholars Program

Each year, the Dell Scholars Program provides high school graduates with a $20,000 educational scholarship, a free laptop, and textbook credits through Chegg—plus professional and personal resources to help navigate life challenges during the college years.

Applications open in October, so if you’re a rising high school senior, you can start submitting materials this fall. To qualify, candidates should have a minimum 2.4 GPA and be Pell Grant eligible. Applicants should also be on track to graduate in the same academic year they apply, and they should plan to enroll in a bachelor’s program immediately after graduation.

Laptops 4 Learning

Founded in 2015, Laptops 4 Learning (L4L) equips students with computer access to help them excel in school and the workplace. The mission-driven nonprofit also supports military veterans, who are also eligible for a laptop.

To obtain a free computer, register for an account on L4L’s website. From there, students should solicit their networks and local communities for donations to cover costs. Once sufficient funds are raised, students receive their free laptops.

Discounted Laptops for College Students

The following nonprofits and online platforms sell refurbished laptops at a discounted rate for students seeking reliable, affordable products. These are great options if you’re looking to save and invest in a device.

PCs for People

This nonprofit organization sells discounted desktop and laptop computers. It also provides a variety of tech services, including computer repair and recycling. With a mission to close the “digital divide”, PCs for People serves low-income families and individuals with disabilities.

Starting at $145 for a laptop, PCs for People currently offers brands like HP, Dell and Lenovo.

Dell Refurbished

Dell Refurbished sells an array of refurbished Latitude models at a discount. Offering thorough computer inspections plus “cosmetic grades” to ensure top-notch quality, bargain shoppers can snag a like-new laptop starting around $400.

Notebooks for Students

Originally founded by college students in California, Notebooks for Students (NFS) works with tech brands to provide refurbished, discounted laptops to students of all ages.

The organization’s homepage offers an extensive lineup of laptops categorized by school grade level and high-performance laptops. NFS offers both Mac and PC products, and prices start around $200.

Unlike most refurbished laptop sellers, NFS includes a free four-year warranty with the purchase of a laptop. This warranty includes full tech support to troubleshoot hardware repair, software installation and file recovery.

ConnectAll

An e-commerce platform, ConnectAll aims to provide affordable, refurbished laptops and desktops to nonprofits and low-income individuals.

The organization’s laptop inventory is sortable by form factor, storage capacity, memory and operating system. With options for Mac and PC, prices range from about $100 to $1,000. This includes free shipping, a one-year extended warranty and pre-installed Microsoft Windows and Office software.

College Student Technology Discounts and Deals

If you’re set on purchasing a brand-new device, many trusted tech brands offer annual educational discounts that cater to college students. Some of these laptop offers include bundled add-ons like gift cards and pre-installed software.

Dell Student Discount

Dell’s student discount specials include savings of up to $200 on new models like the Inspiron 14. Dell offers a no-interest payment plan in their education pricing. The company also includes the option to install Microsoft Office software like Word, Excel and PowerPoint.

Microsoft Student Discount

Microsoft offers up to a 10% discount on select products for students, teachers, parents and the military. To access this discount, check your eligibility by logging in to your Microsoft account when prompted. From there, start shopping and the best price will appear as you browse.

Free access to Office 365 is also included when purchasing with a student discount. Note that this discount cannot be combined with other offers.

Apple Education Pricing

Apple is known for its educational discounts for students and parents, faculty and staff and even homeschool teachers. Shopping with a Tested email address and institutional affiliation can save students up to $100 on Apple products including iMac, MacBook Pro, Macbook Air and iPads.

Education pricing also includes an Apple gift card (up to $150 in value) when purchasing select items.

Samsung Education Offer Program

Through Samsung’s Education Offer Program, students can purchase a brand-new Galaxy Chromebook at a fraction of the retail cost, saving up to $575. Samsung’s back-to-school bargains are not limited to laptop deals. Students and educators can shop for tablets, phones, watches, audio accessories and more.

Sun, 31 Jul 2022 22:26:00 -0500 Ian Callahan en-US text/html https://www.forbes.com/advisor/education/free-laptop-programs/
Killexams : Will The Real UNIX Please Stand Up?
Ken Thompson and Dennis Ritchie at a PDP-11. Peter Hamer [CC BY-SA 2.0]
Ken Thompson and Dennis Ritchie at a PDP-11. Peter Hamer [CC BY-SA 2.0]
Last week the computing world celebrated an important anniversary: the UNIX operating system turned 50 years old. What was originally developed in 1969 as a lighter weight timesharing system for a DEC minicomputer at Bell Labs has exerted a huge influence over every place that we encounter computing, from our personal and embedded devices to the unseen servers in the cloud. But in a story that has seen countless twists and turns over those five decades just what is UNIX these days?

The official answer to that question is simple. UNIX® is any operating system descended from that original Bell Labs software developed by Thompson, Ritchie et al in 1969 and bearing a licence from Bell Labs or its successor organisations in ownership of the UNIX® name. Thus, for example, HP-UX as shipped on Hewlett Packard’s enterprise machinery is one of several commercially available UNIXes, while the Ubuntu Linux distribution on which this is being written is not.

When You Could Write Off In The Mail For UNIX On A Tape

The real answer is considerably less clear, and depends upon how much you view UNIX as an ecosystem and how much instead depends upon heritage or specification compliance, and even the user experience. Names such as GNU, Linux, BSD, and MINIX enter the fray, and you could be forgiven for asking: would the real UNIX please stand up?

You too could have sent off for a copy of 1970s UNIX, if you'd had a DEC to run it on. Hannes Grobe 23:27 [CC BY-SA 2.5]
You too could have sent off for a copy of 1970s UNIX, if you’d had a DEC to run it on. Hannes Grobe 23:27 [CC BY-SA 2.5]
In the beginning, it was a relatively contiguous story. The Bell Labs team produced UNIX, and it was used internally by them and eventually released as source to interested organisations such as universities who ran it for themselves. A legal ruling from the 1950s precluded AT&T and its subsidiaries such as Bell Labs from selling software, so this was without charge. Those universities would take their UNIX version 4 or 5 tapes and install it on their DEC minicomputer, and in the manner of programmers everywhere would write their own extensions and improvements to fit their needs. The University of California did this to such an extent that by the late 1970s they had released it as their own distribution, the so-called Berkeley Software Distribution, or BSD. It still contained some of the original UNIX code so was still technically a UNIX, but was a significant departure from that codebase.

UNIX had by then become a significant business proposition for AT&T, owners of Bell Labs, and by extension a piece of commercial software that attracted hefty licence fees once Bell Labs was freed from its court-imposed obligations. This in turn led to developers seeking to break away from their monopoly, among them Richard Stallman whose GNU project started in 1983 had the aim of producing an entirely open-source UNIX-compatible operating system. Its name is a recursive acronym, “Gnu’s Not UNIX“, which states categorically its position with respect to the Bell Labs original, but provides many software components which, while they might not be UNIX as such, are certainly a lot like it. By the end of the 1980s it had been joined in the open-source camp by BSD Net/1 and its descendants newly freed from legacy UNIX code.

“It Won’t Be Big And Professional Like GNU”

In the closing years of the 1980s Andrew S. Tanenbaum, an academic at a Dutch university, wrote a book: “Operating Systems: Design and Implementation“. It contained as its teaching example a UNIX-like operating system called MINIX, which was widely adopted in universities and by enthusiasts as an accessible alternative to UNIX that would run on inexpensive desktop microcomputers such as i386 PCs or 68000-based Commodore Amigas and Atari STs. Among those enthusiasts in 1991 was a University of Helsinki student, Linus Torvalds, who having become dissatisfied with MINIX’s kernel set about writing his own. The result which was eventually released as Linux soon outgrew its MINIX roots and was combined with components of the GNU project instead of GNU’s own HURD kernel to produce the GNU/Linux operating system that many of us use today.

It won't be big and professional like GNU" Linus Torvalds' first announcement of what would become the Linux kernel.
Linus Torvalds’ first announcement of what would become the Linux kernel.

So, here we are in 2019, and despite a few lesser known operating systems and some bumps in the road such as Caldera Systems’ attempted legal attack on Linux in 2003, we have three broad groupings in the mainstream UNIX-like arena. There is “real” closed-source UNIX® such as IBM AIX, Solaris, or HP-UX, there is “Has roots in UNIX” such as the BSD family including MacOS, and there is “Definitely not UNIX but really similar to it” such as the GNU/Linux family of distributions. In terms of what they are capable of, there is less distinction between them than vendors would have you believe unless you are fond of splitting operating-system hairs. Indeed even users of the closed-source variants will frequently find themselves running open-source code from GNU and other origins.

At 50 years old then, the broader UNIX-like ecosystem which we’ll take to include the likes of GNU/Linux and BSD is in great shape. At our level it’s not worth worrying too much about which is the “real” UNIX, because all of these projects have benefitted greatly from the five decades of collective development. But it does raise an interesting question: what about the next five decades? Can a solution for timesharing on a 1960s minicomputer continue to adapt for the hardware and demands of mid-21st-century computing? Our guess is that it will, not in that your UNIX clone in twenty years will be identical to the one you have now, but the things that have kept it relevant for 50 years will continue to do so for the forseeable future. We are using UNIX and its clones at 50 because they have proved versatile enough to evolve to fit the needs of each successive generation, and it’s not unreasonable to expect this to continue. We look forward to seeing the directions it takes.

As always, the comments are open.

Fri, 15 Jul 2022 12:00:00 -0500 Jenny List en-US text/html https://hackaday.com/2019/11/05/will-the-real-unix-please-stand-up/
Killexams : Compliance vs Security: A Look into Passwords

New research has brought something significant to light. Passwords of the length and complexity deemed compliant by regulatory bodies are found everywhere within breached lists. Relying on compliant passwords does not protect your network. Join us as we take a deeper look into this issue and what can be done about it.

Regulatory Bodies Promoting Information Security Standards

Regulatory recommendations and standards promote best practices and legal requirements for organizations operating across various industries around the world. Cybersecurity requirements play a crucial part within these standards and guidance is given for what effective cybersecurity measures should be put in place. One key area of these standards entails how best to construct a secure password policy.

The new study looked at the requirements of the top five regulatory bodies promoting information security standards with specific password policy recommendations. These encompass minimum password length, maximum password length and password complexity.

The five regulatory bodies chosen were as follows: 

  • National Institute of Standards and Technology (NIST). This body defines the information security standards for federal agencies (or organizations working with those agencies) in the US.
  • Health Information Trust (HITRUST) for the Health Insurance Portability and Accountability Act (HIPPA). This offers a framework to comply with standards such as ISO/IEC 27000-series and HIPAA.
  • Payment Card Industry Data Security Standards (PCI DSS). This standard was created by major credit card companies – such as Visa, Mastercard, and American Express – in an effort to protect credit card data from theft.
  • The Information Commissioner’s Office (ICO) for the General Data Protection Regulation (GDPR). The ICO is responsible for enforcing the GDPR, also offering non-binding password guidance that the GDPR fails to provide.
  • The National Cyber Security Centre’s (NCSC) Cyber Essentials. This approved accreditation scheme outlines a baseline for cybersecurity standards. These standards are mandatory for government contracts. 

An Analysis of 800 Million Passwords 

Over 800 million known compromised passwords were analyzed in the research, a subset of over 2 billion passwords contained within Specops Software’s Breached Password Protection database. The passwords were compared against the password policy recommendations of each of the five standards mentioned above. The chart below shows the percentage of those compromised passwords that would otherwise fulfill the regulatory recommendations.

The shocking truth is that as many as 83% of the known compromised passwords would have met compliance standards.

Reassuringly, both NIST and ICO/GDPR standards include the recommendation to use a known compromised password list to prevent the use of breached passwords as an essential additional layer of security. 

The ICO/GDPR delivered the most comprehensive instructions for compromise password prevention. In addition, they recommend custom dictionaries for terms related to the organization and Improve the user experience by providing end-user feedback when passwords are rejected.

Overall, the analysis gives a clear message that solely relying on minimum eight-character passwords with or without complexity will do nothing to protect your network if the password exists on a breached list.

What Can You do to Protect Your Organization?

Understanding whether you are housing compromised passwords in your network is an advisable first step. If targeted by a brute-force password attack, your cyber defense could fail within seconds.

By running a password auditing tool, you can find out how many of your Active Directory users are using compromised passwords. This includes the Specops Password Auditor, a free read-only tool that scans against a list of over 1 billion compromised passwords and identifies other password vulnerabilities in a dashboard view. 

Evaluate your password policies. Are you solely relying on compliance requirements? Additionally, you should aim for length over complexity – longer passwords are harder to crack. Turn on 2FA where available and consider third-party alternatives to Microsoft’s password policy tool. Features such as custom dictionaries, passphrase support, length-based aging and client feedback provide additional security, improved user experience and simplify compliance with industry regulations such as NIST or NCSC. 

If you’re looking into password security in your organization and want to block breached passwords used in real-world attacks and have true fine-grained control over your password policies, request a free demo of Specops Password Policy.

Thu, 04 Aug 2022 00:08:00 -0500 John Ward text/html https://www.infosecurity-magazine.com/blogs/compliance-security-passwords/
Killexams : Coated Fabrics Market Scope and Structure Analysis, 2022–2030

The Coated Fabrics Market is analyzed with industry experts in mind to maximize return on investment by providing clear information needed for informed business decisions. The market is projected to grow at a promising CAGR during the forecast period. This research will help both established and new entrants to identify and analyze market needs, market size, and competition. It explains the supply and demand situation, the competitive scenario, the challenges for market growth, market opportunities, and the complication faced by prominent players.

The report’s authors have segmented the global market for Coated Fabrics by product, application, and region. Global market segments for Coated Fabrics will be analyzed based on market share, production, consumption, revenue, CAGR, market size, and more factors. The analysts have profiled leading players in the global market for Coated Fabrics, taking into account their exact developments, market share, revenue, covered areas, product portfolios, and other aspects.

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It has a wide-ranging analysis of the impact of these advancements on the market’s future growth, a wide-ranging analysis of these extensions on the market’s future growth. The research report studies the market in a detailed manner by explaining the key facets of the market that are foreseeable to have a countable stimulus on its developing extrapolations over the forecast period.

Coated Fabrics Market Overview

Market Segments By Type (Polymer Coated Fabrics, Rubber Coated Fabrics, Other Coated Fabrics), Application (Transportation Protective Clothing, Industrial, Furniture, Commercial, Others)
Key Players Continental AG, Spradling International Inc., Seaman Corporation, Saint-Gobain SA, Trelleborg AB, Sioen Industries NV, Serge Ferrari Group, Low & Bonar Plc, OMNOVO Solutions Inc., Others
Regions North America, Europe, Asia Pacific, Middle East & Africa, South America

Regional Overview

North America US, Canada, Mexico, Rest of North America
Europe Germany, Russia, UK, France, Italy, Spain, The Netherlands, Rest of Europe
Asia Pacific China, India, Japan, South Korea, Australia, Indonesia, Rest of Asia Pacific
Middle East & Africa UAE, Saudi Arabia, Qatar, South Africa, Rest of Middle East & Africa
South America Brazil, Argentina, Colombia, Rest of South America

Competitive Analysis

The report covers a detailed competitive outlook including the market share and company profiles of the key participants operating in the global market. Key players profiled in the report Continental AG, Spradling International Inc., Seaman Corporation, Saint-Gobain SA, Trelleborg AB, Sioen Industries NV, Serge Ferrari Group, Low & Bonar Plc, OMNOVO Solutions Inc., Others

Market Segmentation:

The business review gives a basic overview of the trade lifecycle, including concepts, classifications, implementations, and trade chain structure. Both of these factors would make it easier for leading players to determine the Coated Fabrics Market reach, as well as the specific characteristics it provides, and to meet the needs of customers. The research examines the market share generated in – region. The Coated Fabrics Market report includes information on the rate of growth over the forecast period. It contains details about market dynamics, such as the difficulties faced during this vertical phase, growth opportunities, and market driving factors. The Coated Fabrics Market is segmented on the lines of its offering, technology, end-user, and regional. Provision of market value (USD Billion) data for each segment and sub-segment. By Type (Polymer Coated Fabrics, Rubber Coated Fabrics, Other Coated Fabrics), Application (Transportation Protective Clothing, Industrial, Furniture, Commercial, Others)

Table of Contents:

     
  • Global Coated Fabrics Market Overview
  • Economic Impact on Industry
  • Market Competition by Manufacturers
  • Production, Revenue (Value) by Region
  • Production, Revenue (Value), Price Trend by Type
  • Market Analysis by Application
  • Cost Analysis
  • Marketing Strategy Analysis, Distributors/Traders
  • Market Effect Factors Analysis
  • Global Coated Fabrics Market Forecast

A detailed outline of the Global Coated Fabrics Market includes a comprehensive analysis of different verticals of businesses. North America, Europe, Asia Pacific, Middle East & Africa, and South America have been considered for the studies on the basis of several terminologies.

This is anticipated to drive the Global Coated Fabrics Market over the forecast period. This research report covers the market landscape and its progress prospects in the near future. After studying key companies, the report focuses on the new entrants contributing to the growth of the market. Most companies in the Global Coated Fabrics Market are currently adopting new technological trends in the market.

Finally, the researchers throw light on different ways to discover the strengths, weaknesses, opportunities, and threats affecting the growth of the Global Coated Fabrics Market. The feasibility of the new report is also measured in this research report.

Impact of COVID-19 on the Market

This is the most current research study on the Coated Fabrics Market impact of COVID-19. The pandemic (COVID-19) has had an effect on every aspect of life. Due to fears of potential shortages, demand has risen dramatically since the start of the COVID-19 outbreak. Demand patterns can shift as a result of the impact on overall consumption. This has resulted in many shifts in the industry. The study discusses the ever-changing business climate, as well as an initial and future evaluation of the (COVID-19) consequences.

Industry Highlights

     
  • The gathered data is presented in a graphical format in the report, along with relevant insights. The study of market supply chain partners is detailed in the Coated Fabrics Market
  • The study focuses on the global demand for Coated Fabrics Market and the constraints and drivers that influence it.
  • Finally, the Coated Fabrics Market Report concludes with customer needs, segmentation breakdown and data, and market size estimate.
  • The company’s total revenue is projected to rise as a result of these factors.

The report answers the following questions-

     
  1. What is the market share of important countries in each of the regions?
  2. Which regions and countries will show the highest growth potential in the forecast period?
  3. At what rate the Coated Fabrics market is expanding globally and what are the key upcoming trends in this market?
  4. Which product and applications are at the top and hold a good potential and chances of growth?
  5. Which are the main Coated Fabrics market players and their competitors?
  6. What are the constraints currently impacting the market growth and the main market drivers influencing growth over the period of the forecast?

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Thu, 07 Jul 2022 01:15:00 -0500 Newsmantraa en-US text/html https://www.digitaljournal.com/pr/coated-fabrics-market-scope-and-structure-analysis-2022-2030
Killexams : Workday: High Switching Costs And A $100 Billion TAM
Human resource manager checks the CV online to choose the perfect employee for his business.Online and modern technologies for simplifying the human resources system. HR(human resources) technology.

Galeanu Mihai/iStock via Getty Images

Workday, Inc. (NASDAQ:WDAY) offers a SaaS (software as a service) platform which is the gold standard in Enterprise Management. Its cloud-based platform helps track and Improve the efficiency of back-office functions such as Finance, Human Resources and Spend Management. The company was founded in 2005 and initially funded by Duffield and VC Greylock Partners. A partner at Greylock is LinkedIn co-founder Reid Hoffman who is a master of "Blitzscaling." Thus, a platform such as Workday fits nicely into his portfolio, as it helps Enterprises run efficient operations and scale employment more easily.

Workday now has over 9,500 customers across 175 countries. They serve a substantial 50% of the Fortune 500, including 70% of the top 50 Fortune 500 companies. The company has high customer retention (95%), high switching costs and leading product reviews with a Customer Satisfaction score of 97%.

The stock price went on a tremendous bull run in 2020 and increased by a rapid 115%. However, since November 2021, the stock price has been butchered by over 50% on the back of the high inflation numbers released during the period and a slight miss on earnings expectations. The stock price is now trading at the cheapest price to multiple since its IPO in 2012. In addition, the stock is "fairly valued" intrinsically according to my Discounted Cash Flow Model.

WDAY stock price
Data by YCharts

Catalysts

Workday has recently announced (July 13th 2022) they have achieved FedRAMP Authorization. This is a major event, as it means Workday can now provide services to Federal Government agencies, which opens up a new growth avenue. In addition, a exact survey by Credit Suisse forecasts an increase in IT Spend for Enterprises. Let's dive into the Business Model, Financials and Valuation for the juicy details.

SaaS Business Model

The Workday Enterprise Management Cloud consists of three core platforms, Human Capital Management, Financial Management and Spend Management. The estimated total addressable market (TAM) across these segments is $105 billion, which means there is plenty of runway ahead.

Workday Platform

Workday Platform (Investor presentation)

1. Human Capital Management (HCM)

Workday understands that employees are the lifeblood of any company, especially those in the consulting or service-based industries. As the old saying goes "if you can measure it you can manage it." Workday HCM offers the ability to view headcount, turnover, hiring needs, employee cost, and much more, all from one unified dashboard. As your company gathers more data, the system uses Machine Learning and natural language processing to help estimate the average "Time to hire Gaps" or fill specific management positions.

Workday HR

Workday HCM (Official Website)

The Workday Onboarding solution enables the rapid onboarding of new employees and decreases the time to productivity so they can hit the ground running.

The retention and attrition sections give your company insights into how well employees are being retained and if there are any red flags you need to be aware off. The platform even enables the ability to build talent management programs, listen to employee feedback, perform consistent performance reviews, track diversity, set compensation levels, and much more.

The fact the solution is "cloud based" means it's ideal for remote workforces or even retail chains which can track employee metrics across multiple stores, states, and countries.

2. Financial Management

The Financial Management platform enables the ability to intelligently manage finance processes. From billings to revenue, cash flow and more. The machine learning helps with forecasting, forecasting and planning business strategy. In addition, the platforms gives visibility into international compliance and processes, which can be hard to track for organizations.

Workday Financial Management

Workday Financial (Website)

3. Spend Management

The Spend Management platform gives a seamless overview of all the costs associated with running an organization, to tracking various "cost centers," cost trends, and much more.

Workday Spend Management

Spend Management (Workday)

High Retention Rate and Moat

Workday has a high retention rate of over 95%, which means customers are staying with the product. I believe this is for a couple of reasons. The first is it's a great product, which is rated number one in Human Resources software for Enterprises on G2. In addition, the platform has 4.4 out of 5 star reviews on Gartner.

Workday Review

Workday Review (Gartner)

The other reason I believe the product has high retention is its high switching costs. The product is deeply embedded into vital operations such as Finance and Human Resources. There is also the training costs for employees having to relearn a new software. Thus, I believe Workday could demonstrate "pricing power" in the future, as even if there are slightly cheaper alternatives on the market, companies would be unlikely to switch due to the aforementioned reasons.

Powering the platform's success has been an army of 15,900 employees, and as an extra data point it is interesting to see the company has 4.2 out of 5 star reviews for great places to work. Even the negative reviews don't seem too bad. For example, someone commented about the lack of "free food," which personally I don't believe is needed to be offered by a company.

Workday Glassdoor review

Workday (Glassdoor)

Growing Financials

Workday has been rapidly growing its financials over the past few years. As you can see from the chart below, Annual Subscription Revenue has compounded by a 21% CAGR since 2020 and was $4.5 billion for FY22.

Workday Financials

Financials Workday (Investor presentation)

Total Revenue for the quarter ending April 30th 2022 also showed a similar increase, jumping to $1.43 billion, up by 22.1% over the prior year. The majority of this was driven by subscription revenue, which was up 23.2% YoY to $1.27 billion. Total Subscription Revenue Backlog also showed rapid growth of 26% to $12.65 billion.

The Non GAAP Operation Margin has improved by 900 bps over the past couple of years, with Non-GAAP operating income of $228.6 million, or 20.1% of revenues. The company did generate an Operating loss of $72.5 million, or -5.1%, which was greater than the -3.3%, or -$38.3 million, in the prior year.

Workday margins
Data by YCharts

Total costs and expenses increased by ~24%, which is at a slightly faster rate than revenue growth of ~22.1%. Approximately $100 million of this increase can be attributed to Product Development, which is okay. However, I would like to see General and Administrative expenses and overall costs growing at a slower rate longer term. I believe the company can accomplish this, as they offer a cloud SaaS platform which should have operating leverage - theoretically.

Workday Revenues and Costs

Total Costs (Workday)

Share-based compensation increased by 17.7% to $311.5 million, which does lead to some concern about the sustainability of long term compensation plans. Stock-based compensation makes up ~20% of revenue, which does seem very high for a company which isn't a startup and is a mature technology company. The good news with high stock based compensation is it attracts the best talent and gives employees "skin in the game." Thus, this promotes a harder working and more aligned organization. Of course, when valuing the company's equity, it makes sense to take this into account.

Workday Revenues and stock based compensation
Data by YCharts

Workday's balance sheet has cash, equivalents, and marketable securities of $6.26 billion, up a substantial 72% from $3.64 billion in the prior year. However, the company does have a substantial amount of total debt - $4.83 billion. The good news is this is well covered in the short term with $1.15 billion being in current debt. However, it is unusual to see a "money losing" technology company with such high debt levels, definitely something to keep an eye on but not a major issue right now.

Valuation

In order to value Workday, I have plugged the latest financials into my advanced valuation model, which uses the discounted cash flow method of valuation. I have forecasted 20% growth rate for next year and 19% growth rate for the next 2 to 5 years, which is aligned with managements guidance.

Workday stock Valuation

Workday stock Valuation 1 (created by author Ben at Motivation 2 Invest)

I have forecasted the operation margin to increase to 22% in the next five years as the company scales operations.

Workday R&D expenses

R&D expenses (Valuation model)

In addition, I have capitalized the company's large R&D spend over the past couple of years to increase model accuracy.

WDAY stock Valuation Model

Valuation Model (created by author Ben at Motivation 2 invest)

Given these factors, I get a fair value of $141/share. The stock is currently trading at $139/share and thus is "fairly valued."

As an extra datapoint, Workday is trading at a price-to-sales ratio = 5.7, which is the cheapest it's ever been historically since the IPO in 2012.

Workday PS ratio
Data by YCharts

Workday is trading at a midrange price-to-sales ratio (forward) = 5.7 (purple line) relative to other enterprise software companies.

WDAY vs peers PS ratio
Data by YCharts

Risks

Valuation and High Debt

Despite the major pullback in share price, the stock isn't really cheap but is fairly valued. The high debt levels are also a concern and definitely something to keep an eye on.

Competition

Gartner outlines various alternatives in the Human Capital Management space. These include;

  • SAP SuccessFactors.
  • Oracle Fusion Cloud HCM.
  • Ceridian Dayforce.
  • Darwinbox.
  • Workforce Now.
  • BambooHR.
  • PeopleStrong.

and many more. However, I do believe Workday is the gold standard solution for enterprises.

Final Thoughts

Workday is a tremendous company which offers the gold standard in Enterprise Management Software. The platform has an elite customer base of Fortune 500 giants and high customer retention. The exact crash in share price now means the stock is "fairly valued," and thus this could be a great opportunity for the long-term growth stock investor.

Wed, 20 Jul 2022 02:29:00 -0500 en text/html https://seekingalpha.com/article/4524438-workday-high-switching-costs-and-a-100-billion-tam
Killexams : Hands-On: MNT Reforms The Laptop

When we met our contact from MNT in the coffee shop, he was quietly working away on his laptop. Jet black and standing thick it was like an encyclopedia that didn’t quite blend in with the sea of silver MacBook lookalikes on the surrounding tables. After going through all the speeds and feeds we eagerly got our 64 piece driver kit out to open it up and see what made this marvel tick, but when the laptop was turned over it became clear that no tools were needed. The entire bottom of the machine was a single rectangle of transparent acrylic revealing everything from sharp white status LEDs on the bare mainboard to individual 18650 LiFePO4 battery cells in a tidy row. In a sense that’s the summary of the entire product: it’s a real laptop you can use to get work done, and every element of it from design to fabrication is completely transparent.

a view of the inside of a MNT Reform laptop, showing screen and keyboard
The MNT Reform

The device pictured here is called the Reform and is designed and manufactured by MNT, a company in Berlin, Germany (note MNT stands for MNT, it’s not an acronym). The Reform is a fully open source laptop which is shipping today and available via distribution through Crowd Supply. If the aesthetic doesn’t make it clear the Reform is an opinionated product designed from the ground up to optimize for free-as-in-freedom: from it’s solid metal chassis to the blob-free GNU/Linux distribution running inside.

We’re here to tell you that we’ve held one, it’s real, and it’s very well built.

Let’s get the spec punch list out of the way first. The currently shipping MNT Reform is powered by a Boundary Devices Nitrogen 8M System On Module which contains a quad core 1.5 GHz ARM64 processor (the NXP i.MX8M Quad) with 4 GB of RAM. This is packaged into a module that slots into a SODIMM slot on the mainboard next to a standard M key m.2 2280 socket with PCIe for an NVMe drive of the user’s choice, and a mini PCIe card slot for a WiFi or cell radio. All together this should make for a serviceable hardware package for daily use, especially with that fast PCIe storage, though the processor will be a little anemic by the standards of a modern personal computer, or even a high end smartphone.

Exposed along the edges of the laptop chassis are three USB 3 ports in the USB-A form factor, full sized SD card, a 1/8″ TRRS jack, gigabit Ethernet, and power via a barrel jack. If we were designing a machine from scratch today, we’d love to see that barrel jack replaced with USB-C and Power Delivery, but that’s a minor complaint, and as the saying goes the sources are available, so we could always fix that ourselves!

a top down view of a laptop showing the keyboard and track ball

Moving to the outside we can report that the MNT Reform feels exactly the way it looks in all the pictures; like an absolute brick of a machine. This particular unit has been lovingly bestickered but the bead-blasted, CNC milled chassis is absolutely every bit as well-built as we had hoped. In traditional notebook reviews, thin and light laptops get lambasted for wibbly-wobbly bendy screens and failing the “one handed open test”, which checks if the display can be opened without a second hand to keep the base of the computer planted on the table. The Reform certainly has no problems in either of these departments. The screen escapes its retaining magnets with a satisfying pop and swings smoothly open to past 180º on stiff hinges with nary a complaint or flex in sight.

Lacking a camera or internal microphone, the primary interface an operator will have with the MNT Reform is via keyboard and pointing device. As the astute reader has no doubt noticed, this portable computer is rather thick compared to the slivers of aluminium that you’d find at your favorite electronics retailer. But thickness has some tangible benefits in the interface department.

First we’ll point out the pointing device, which is a modular USB peripheral the user can specify when purchasing the machine. Besides the 1337-hacker choice to have no pointing device at all, the Reform is available in two configurations; trackpad and luxurious trackball.

an exploded mechanical drawing of the Reform trackball module
An exploded trackball schematic

We haven’t seen the trackpad in person so can only speculate about how it operates. It’s an off the shelf capacitive affair packaged under glass to give your digits the smoothest glide possible. It supports a standard range of multi finger gestures and we’re sure it’s perfectly fine. But this is Hackaday, so we were absolutely thrilled to get our digits on the glorious trackball.

The trackball is an option that emphasizes the aesthetic the Reform is really built to indulge. The ball and five mechanical keys are packed into the same rectangular surface area as the trackpad to allow either to be installed, but there is plenty of room to maneuver. The ball is big at 2.5 centimetres in diameter, and just the right balance between tacky for good finger grip and smooth for easy rolling. Significantly, the ball is large enough that it’s easy to execute precise movements without much trouble, an issue we’ve experienced before on tiny trackballs.

Above the pointing device is the keyboard, and what a keyboard it is. As enthusiasts ourselves, we were excited to see that the unusually deep chassis here was leveraged once again to include real mechanical switches for a premium typing feel. These aren’t full sized keyswitches, but Kailh Choc low profile switches. Even so they provide a deep 3 mm of travel, closer to the 4 mm of a traditional full size Cherry MX switch than the 1 mm you’d get on a 2021 keyboard from Apple.

The keyboard layout is not completely standard, but with a little typing we don’t think it would be a problem. The other notable detail is the keycaps themselves. Kailh Choc switches use special keycaps that are typically of the utterly flat chicklet variety in vogue on modern laptops. Bucking this trend once again, the Reform has very deep keys which we found helped our digits distinguish them when typing quickly. Needless to say in our short time with the machine it was a very comfortable keyboard to clack away at. The only note against it was the flexure in the center of the deck, which got a little bouncy when we were aggressive with the keys. But this was only noticeable after it was specifically pointed out as an area for improvement.

a laptop keyboard with key caps which have a deep depression in the center
Deep keycaps help fingers find focus

Also notable is the small display above the keyboard. This is a sort of system management display, or rather an interface to the main processor’s supervisory micro. It connects with the keyboard and allows the user to view certain system information like battery status even while the machine is completely off. Of course it’s fully programmable just like the rest of the system.

To wrap up the device, we will mostly elide what it was like in the few minutes we spent using it as a computer. It’s fine. It’s a Linux computer. If you’ve used one before you know what to expect here, which is in its own way a complement in its banality. By default each machine comes with the relatively conservative Debian distribution and a mainline kernel, so for daily use you won’t need to be a terminal wizard and switching to another OS should be straightforward.

a small OLED display showing battery cell voltages

The Reform is a niche product for a niche audience. It’s unapologetically hefty. An interested buyer will pay north of $999 to buy one, and at that lower price will have to assemble it themselves: pre-assembled units start at $1,550. It has a processor that is sufficient for daily use but lags behind the latest 4.5 GHz burst octa-core behemoth from Intel or AMD. But none of that is the point.

It’s hard to come up with a substantial list of competitors to the MNT Reform. If you were lucky enough to be in the market for a portable computer at the right time there was the Novena; a similarly open source, similarly expensive, similarly rectangular computing device from [Bunny] and [Xobs]. More recently there are the devices from Pine64, the Pinebook and Pinebook Pro. These are also easy to service, though there isn’t nearly enough room inside for much in the way of additions. They have even more anemic processors than the Reform, and most importantly have open software but – as far as we know – totally closed hardware. Lastly there is the tide of cyberdecks (which we love!), generally in the form of a Raspberry Pi coupled to a battery, screen and keyboard. Few if any of these are commercial products, and even if they were, the constituent parts are similarly non-free.

picture of MNT Reform laptop with ortholinear keyboard
OLKB’s ortholinear concept render

And that’s it. Besides the Novena we’re hard pressed to find any totally comparable devices, especially not ones with commercial availability and a production volume higher than one. We’re sure you’ll let us know if we missed something. So that leaves us with an unusual beast in the MNT Reform. It’s open to a fault, from the bits in the flash to the atoms in the aluminum. It’s built by hand by a four person team in Berlin (plus requisite shop dog). Its thickness is best measured in integer inches, and it’s fairly expensive. So why does it exist?

In some ways these unusual traits hearken back to one of the influences of the MNT Reform: retrocomputing. Not in the literal sense that this is a Commodore 64, but in the spirit of the thing. The machine is large and invites you to poke around inside, with clear labels and an easy entry method. It comes with a thick manual that starts with friendly instructions about how to get around the Linux command line and ends with the complete schematics for the entire machine. It’s a useful tool but also one you can learn and grow with. And from that openness inspires people to learn from its example and mod it to suit their needs.

Building a completely open computer whose every design element caters to a group of enthusiastic hackers means that it didn’t take long for improvements to begin appearing. The highest profile of these might be the new keyboard design from crowd favorites OLKB, known for making a variety of diminutive keyboards with ortholinear layouts like the Planck. Of course this new keyboard is only real when it’s shipping, but as OLKB is a long established entity with a history of shipping keyboards in relatively high volume it seems like a safe bet.
Besides a new keyboard we’ve heard of multiple replacement System On Modules which should change the available compute capabilities in exciting ways and keep the Reform usable for years to come. MNT itself is working with a partner to bring a module powered by the the NXP Layerscape LS1028A and a whopping 8 or 16 GB of RAM to market. And [Lukas Hartmann] the founder of MNT has posted some very tantalizing renders of a SOM card containing a burly Kintex-7 FPGA which may one day play host to anything from RISC-V cores to a supercomputer of Z80s.

the top of a laptop covered in stickers
The MNT Reform we had our hands on

This is a real laptop, that you can buy today. It’s built out of high quality materials and will probably survive the rigors of daily metro trips in a messenger bag, and dirt from working in the park. It runs software whose source you can inspect in totality and build yourself, and if the color doesn’t suit your liking the mechanical CAD is available to manufacture your own enclosure. The processor isn’t the cutting edge but it’s socketed and can be trivially replaced so we expect it to continue evolving and improving.

That diversity we talked about above is really the takeaway from our time with the MNT Reform. We live in a world where professional-grade manufacturing capability is easily accessible to a casual hobbyist, let alone a motivated team like MNT. It’s possible to produce a real commercial electronics product of non-trivial complexity for a niche market, and that’s nothing short of astounding. With a global audience we’re not worried in the least about selling through the initial 450 unit manufacturing run. So why shouldn’t it exist?

a standalone keyboard made from the keyboard in a MNT Reform laptop
The standalone MNT keyboard

Engaged Hackaday readers may note MNT has another upcoming product which is a close relative to the the Reform laptop. The keyboard we praised earlier has grown legs and stepped away from the trackball to become a standalone product. We had a chance to spend a few minutes with a preproduction unit and can confirm it’s exactly as satisfying as the integrated version. In fact, besides a firmware update, it’s literally the same as the one in the Reform laptop. Same extra deep keycaps, same satisfying but tactile action on the Kailh Choc keyswitches, and same programmable OLED screen. In this case the screen obviously isn’t integrated into the host machine so it’s relegated to providing metadata about the keyboard’s configuration, but MNT indicates you can draw to it with properly formed USB HID packets. We’re looking forward to the first Mavis Beacon integration. If you’re looking for a thin and light mechanical keyboard for on the go clacks and dig the unusual layout, it may be worth a look.

Tue, 02 Aug 2022 12:00:00 -0500 Kerry Scharfglass en-US text/html https://hackaday.com/2021/08/26/hands-on-mnt-reforms-the-laptop/
Killexams : Startups News No result found, try new keyword!Showcase your company news with guaranteed exposure both in print and online Ready to embrace the fast-paced future we’re all experiencing? Join us for tech… Outstanding Women in Business are ... Fri, 05 Aug 2022 06:00:00 -0500 text/html https://www.bizjournals.com/news/technology/startups Killexams : Stolen Credentials Selling on the Dark Web for Price of a Gallon of Gas

HP Inc.

New HP Wolf Security report exposes ironic “honor among thieves” as cybercriminals rely on dispute resolution services, $3k vendor bonds and escrow payments to ensure “fair” dealings

PALO ALTO, Calif. , July 21, 2022 (GLOBE NEWSWIRE) -- HP Inc. (NYSE: HPQ) today released The Evolution of Cybercrime: Why the Dark Web is Supercharging the Threat Landscape and How to Fight Back – an HP Wolf Security Report. The findings show cybercrime is being supercharged through “plug and play” malware kits that make it easier than ever to launch attacks. Cyber syndicates are collaborating with amateur attackers to target businesses, putting our online world at risk.

The HP Wolf Security threat team worked with Forensic Pathways, a leading group of global forensic professionals, on a three-month dark web investigation, scraping and analyzing over 35 million cybercriminal marketplaces and forum posts to understand how cybercriminals operate, gain trust, and build reputation.

Key findings include:

  • Malware is cheap and readily available – Over three quarters (76%) of malware advertisements listed, and 91% of exploits (i.e. code that gives attackers control over systems by taking advantage of software bugs), retail for under $10 USD. The average cost of compromised Remote Desktop Protocol credentials is just $5 USD. Vendors are selling products in bundles, with plug-and-play malware kits, malware-as-a-service, tutorials, and mentoring services reducing the need for technical skills and experience to conduct complex, targeted attacks – in fact, just 2-3% of threat actors today are advanced coders1.

  • The irony of ‘honor amongst cyber-thieves’ – Much like the legitimate online retail world, trust and reputation are ironically essential parts of cybercriminal commerce: 77% of cybercriminal marketplaces analyzed require a vendor bond – a license to sell – which can cost up to $3,000. 85% of these use escrow payments, and 92% have a third-party dispute resolution service. Every marketplace provides vendor feedback scores. Cybercriminals also try to stay a step ahead of law enforcement by transferring reputation between websites – as the average lifespan of a dark net Tor website is only 55 days.

  • Popular software is giving cybercriminals a foot in the door – Cybercriminals are focusing on finding gaps in software that will allow them to get a foothold and take control of systems by targeting known bugs and vulnerabilities in popular software. Examples include the Windows operating system, Microsoft Office, web content management systems, and web and mail servers. Kits that exploit vulnerabilities in niche systems command the highest prices (typically ranging from $1,000-$4,000 USD). Zero Days (vulnerabilities that are not yet publicly known) are retailing at 10s of thousands of dollars on dark web markets.

“Unfortunately, it’s never been easier to be a cybercriminal. Complex attacks previously required serious skills, knowledge and resource. Now the technology and training is available for the price of a gallons of gas. And whether it’s having your company ad customer data exposed, deliveries delayed or even a hospital appointment cancelled, the explosion in cybercrime affects us all,” comments report author Alex Holland, Senior Malware Analyst at HP Inc.

“At the heart of this is ransomware, which has created a new cybercriminal ecosystem rewarding smaller players with a slice of the profits. This is creating a cybercrime factory line, churning out attacks that can be very hard to defend against and putting the businesses we all rely on in the crosshairs,” Holland adds.

HP consulted with a panel of experts from cybersecurity and academia – including ex-black hat hacker Michael ‘Mafia Boy’ Calce and authored criminologist, Dr. Mike McGuire – to understand how cybercrime has evolved and what businesses can do to better protect themselves against the threats of today and tomorrow. They warned that businesses should prepare for destructive data denial attacks, increasingly targeted cyber campaigns, and cybercriminals using emerging technologies like artificial intelligence to challenge organizations’ data integrity.

To protect against current and future threats, the report offers up the following advice for businesses:

Master the basics to reduce cybercriminals’ chances: Follow best practices, such as multi-factor authentication and patch management; reduce your attack surface from top attack vectors like email, web browsing and file downloads; and prioritize self-healing hardware to boost resilience.

Focus on winning the game: plan for the worst; limit risk posed by your people and partners by putting processes in place to vet provider security and educate workforces on social engineering; and be process-oriented and rehearse responses to attacks so you can identify problems, make improvements and be better prepared.

Cybercrime is a team sport. Cybersecurity must be too: talk to your peers to share threat information and intelligence in real-time; use threat intelligence and be proactive in horizon scanning by monitoring open discussions on underground forums; and work with third-party security services to uncover weak spots and critical risks that need addressing.

“We all need to do more to fight the growing cybercrime machine,” says Dr. Ian Pratt, Global Head of Security for Personal Systems at HP Inc. “For individuals, this means becoming cyber aware. Most attacks start with a click of a mouse, so thinking before you click is always important. But giving yourself a safety net by buying technology that can mitigate and recover from the impact of bad clicks is even better.”

“For businesses, it’s important to build resiliency and shut off as many common attack routes as possible,” Pratt continues. “For example, cybercriminals study patches on release to reverse engineer the vulnerability being patched and can rapidly create exploits to use before organizations have patched. So, speeding up patch management is important. Many of the most common categories of threat such as those delivered via email and the web can be fully neutralized through techniques such as threat containment and isolation, greatly reducing an organization’s attack surface regardless of whether the vulnerabilities are patched or not.”

You can read the full report here https://threatresearch.ext.hp.com/evolution-of-cybercrime-report/

Media contacts:
Vanessa Godsal / vgodsal@hp.com

About the research

The Evolution of Cybercrime – The Evolution of Cybercrime: Why the Dark Web is Supercharging the Threat Landscape and How to Fight Back – an HP Wolf Security Report is based on findings from:

  1. An independent study carried out by dark web investigation firm Forensic Pathways and commissioned by HP Wolf Security. The firm collected dark web marketplace listings using their automated crawlers that monitor content on the Tor network. Their Dark Search Engine tool has an index consisting of >35 million URLs of scraped data. The collected data was examined and validated by Forensic Pathway’s analysts. This report analyzed approximately 33,000 active websites across the dark web, including 5,502 forums and 6,529 marketplaces. Between February and April 2022, Forensic Pathways identified 17 recently active cybercrime marketplaces across the Tor network and 16 hacking forums across the Tor network and the web containing relevant listings that comprise the data set.

  2. The report also includes threat telemetry from HP Wolf Security and research into the leaked communications of the Conti ransomware group.

  3. Interviews with and contributions from a panel of cybersecurity experts including:

    • Alex Holland, report author, Senior Malware Analyst at HP Inc.

    • Joanna Burkey, Chief Information Security Officer at HP Inc.

    • Dr. Ian Pratt, Global Head of Security for Personal Systems at HP Inc.

    • Boris Balacheff, Chief Technologist for Security Research and Innovation at HP Labs, HP Inc.

    • Patrick Schlapfer, Malware Analyst at HP Inc.

    • Michael Calce, former black hat “MafiaBoy”, HP Security Advisory Board Chairman, CEO of decentraweb, and President of Optimal Secure.

    • Dr. Mike McGuire, senior lecturer of criminology at the University of Surrey, UK and authored expert on cybersecurity.

    • Robert Masse, HP Security Advisory Board member and Partner at Deloitte.

    • Justine Bone, HP Security Advisory Board member and CEO at Medsec.

About HP

HP Inc. is a technology company that believes one thoughtful idea has the power to change the world. Its product and service portfolio of personal systems, printers, and 3D printing solutions helps bring these ideas to life. Visit http://www.hp.com.

About HP Wolf Security

From the maker of the world’s most secure PCs2 and Printers3, HP Wolf Security is a new breed of endpoint security. HP’s portfolio of hardware-enforced security and endpoint-focused security services are designed to help organizations safeguard PCs, printers, and people from circling cyber predators. HP Wolf Security provides comprehensive endpoint protection and resiliency that starts at the hardware level and extends across software and services.

©Copyright 2022 HP Development Company, L.P. The information contained herein is subject to change without notice. The only warranties for HP products and services are set forth in the express warranty statements accompanying such products and services. Nothing herein should be construed as constituting an additional warranty. HP shall not be liable for technical or editorial errors or omissions contained herein.

1 According to Michael Calce, former black hat “MafiaBoy”, HP Security Advisory Board Member, CEO of decentraweb, and President of Optimal Secure
2 Based on HP’s unique and comprehensive security capabilities at no additional cost among vendors on HP Elite PCs with Windows and 8th Gen and higher Intel® processors or AMD Ryzen™ 4000 processors and higher; HP ProDesk 600 G6 with Intel® 10th Gen and higher processors; and HP ProBook 600 with AMD Ryzen™ 4000 or Intel® 11th Gen processors and higher.
3 HP’s most advanced embedded security features are available on HP Enterprise and HP Managed devices with HP FutureSmart firmware 4.5 or above. Claim based on HP review of 2021 published features of competitive in-class printers. Only HP offers a combination of security features to automatically detect, stop, and recover from attacks with a self-healing reboot, in alignment with NIST SP 800-193 guidelines for device cyber resiliency. For a list of compatible products, visit: hp.com/go/PrintersThatProtect. For more information, visit: hp.com/go/PrinterSecurityClaims.

Thu, 21 Jul 2022 04:34:00 -0500 en-US text/html https://finance.yahoo.com/news/stolen-credentials-selling-dark-price-163000009.html
Killexams : How to Make the Right Decision on How to Use Your Grant Money

Andrea Helaine has a Bachelor of Philosophy in theology and is currently finishing her thesis course for a Master of Fine Arts in creative writing. Helaine has been writing professionally for over 10 years and has been published in several anthologies and is currently breaking into the screenwriting market.

Sat, 07 May 2022 04:55:00 -0500 en-US text/html https://smallbusiness.chron.com/make-right-decision-use-grant-money-16358.html
Killexams : 2018 Tesla Model S No result found, try new keyword!The fully electric Model S is a remarkable car that combines performance, agility, styling, high-tech, no emissions and low operating costs. It's one of the best cars we've ever tested. Fri, 22 Feb 2019 21:00:00 -0600 https://www.consumerreports.org/cars/tesla/model-s/2018/overview
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