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NNCSS - Optivity Telephony Manager (OTM) Rls. 2.1
Nortel Telephony plan
Killexams : Nortel Telephony plan - BingNews https://killexams.com/pass4sure/exam-detail/920-323 Search results Killexams : Nortel Telephony plan - BingNews https://killexams.com/pass4sure/exam-detail/920-323 https://killexams.com/exam_list/Nortel Killexams : Nortel Networks

(Nortel Networks Limited, Brampton, Ontario) Once a world leader in telecommunications products, Nortel filed for bankruptcy in 2009 and sold its CDMA business and LTE assets to Ericsson and its enterprise and government business to Avaya.

Nortel's products included switching, wireless and broadband systems for service providers and carriers, telephones and systems for residential and business users, computer telephony integration, multimedia and telephone network management systems.

With an international history that goes back more than a century, Nortel was a pioneer in telecom. After Alexander Graham Bell's father sold his share in his son's telephone patent to National Bell Telephone of Boston in 1880, a former sea captain, Charles Fleetford Sise, was sent to Montreal to create Bell Telephone Company of Canada. Within two years, the company began to make its own telephones. By 1895, the manufacturing branch was spun off into Northern Electric and Manufacturing, later renamed Northern Electric when it merged with the wire and cable subsidiary of Bell in 1914.

Over the next decades, Northern Electric manufactured equipment designed by Western Electric, which owned as much as 46% of the company at one time. It also made a raft of other products including radios, TVs, amplifiers, Hammond organs, sound equipment and police and fire call boxes. After the 1956 consent decree that caused AT&T to eliminate its partnerships, the company gained technical independence from Western Electric and established its own R&D labs in Ottawa.

In 1971, Northern Electric merged its research and development with Bell Canada to form BNR (Bell Northern Research). A year later, it introduced its first line of computerized PBXs, which evolved into digital PBXs and digital switches.

In 1976, Northern Electric was renamed Northern Telecom. Its DMS line of digital central office telephone switches, introduced a year later, provided explosive growth for the company, especially after the 1984 AT&T breakup. Northern Telecom became the first non-Japanese provider to Nippon Telegraph & Telephone, and the company took advantage of opportunities in Europe and China.

In 1995, it adopted a new logo and name: NORTEL. In 1998, it added Networks to its name when it merged with Bay Networks, a major manufacturer of hubs and routers. From its roots back to Alexander Graham Bell, Nortel Networks became one of the world's largest suppliers of digital network solutions.

The Creation of Northern Electric In 1914, the merger of Northern Electric and Imperial Wire and Cable was celebrated at St. Lawrence Hall in Montreal. (Image courtesy of Nortel Networks.)
Thu, 28 Mar 2019 19:28:00 -0500 en text/html https://www.pcmag.com/encyclopedia/term/nortel-networks
Killexams : How to Check a Nortel Voice Mail From Outside the Phone System

William Pullman is a freelance writer from New Jersey. He has written for a variety of online and offline media publications, including "The Daily Journal," "Ocular Surgery News," "Endocrine Today," radio, blogs and other various Internet platforms. Pullman holds a Master of Arts degree in Writing from Rowan University.

Thu, 02 Aug 2018 20:39:00 -0500 en-US text/html https://smallbusiness.chron.com/check-nortel-voice-mail-outside-phone-system-52759.html
Killexams : How Do I Call Forward on Nortel 4.0 Norstar Phone Systems?

William Pullman is a freelance writer from New Jersey. He has written for a variety of online and offline media publications, including "The Daily Journal," "Ocular Surgery News," "Endocrine Today," radio, blogs and other various Internet platforms. Pullman holds a Master of Arts degree in Writing from Rowan University.

Mon, 17 Aug 2020 11:24:00 -0500 en-US text/html https://smallbusiness.chron.com/call-forward-nortel-40-norstar-phone-systems-56646.html
Killexams : Best VoIP and Telephony Certifications 2019

Corporate voice and telephony services have transformed from traditional public-switched telephone networks (PSTNs) and private branch exchanges (PBXs) to voice over IP (VoIP) and IP PBXs, often combined with digital fax, videoconferencing, instant messaging and mobile communications. That means VoIP and telephony certifications now focus on digital communications, along with a good mix of IP networking protocols and methods to support such traffic and to maintain service quality.

In this article, we feature five solid VoIP and telephony certifications from Avaya, Certification Partners, Cisco, Digium (Asterisk) and Microsoft. Unified communications cover a lot of voice and telephony ground, and it adds video and other solutions to the lineup as well.

Salary is a significant consideration when deciding whether to pursue a VoIP and telephony certification. SimplyHired lists $106,149 as the average salary for a VoIP engineer, although Glassdoor‘s average for a VoIP engineer is noticeably lower at $83,772. Still, a salary just under $85,000 is a worthwhile goal in the industry, with a good growth path into more senior positions readily attainable.

To help determine our top five VoIP and telephony certifications, we performed an informal job board survey. That data indicates the number of job posts in which our featured certifications were mentioned on one specific day. The data should give you an idea of the relative popularity of each certification. [Interested in Business Phone Systems? Check out our top picks.]

Job Board Search Results (in alphabetical order, by certification)

Certification SimplyHired Indeed LinkedIn Jobs Linkup Total
ACIS (Avaya) 142 172 57 94 468
CCNP: Collaboration (Cisco) 489 567 348 309 1,713
CTP (Certification Partners) 64 25 101 167 357
dCAP (Asterisk) 14 14 18 3 49
MCSE: Productivity (Microsoft) 252 294 136 137 819

ACIS: Avaya Certified Implementation Specialist

Avaya is one of the leading solution providers of business communications and collaboration systems. As a spinoff of Lucent Technologies, itself an offspring of Bell Labs, Avaya’s roots are firmly planted in telephony. Certification solution tracks are currently offered in two concentrations: sales and sdesign, and services.

The Avaya Certified Implementation Specialist (ACIS) certification falls into the Services track and recognizes an individual’s ability to install, deploy, test and troubleshoot Avaya products at a beginning to intermediate skill level. Several credentials are available for the ACIS certification:

  • Avaya IP Office Contact Center
  • Avaya CallPilot
  • Avaya Communication Server 1000 for Avaya Aura
  • Avaya Aura Contact Center
  • Avaya Aura Contact Center CCT and Multimedia
  • Avaya Aura Call Center Elite – New

Candidates interested in the Sales and Design solution track should check out the Avaya Certified Design Specialist (ACDS), Avaya Professional Design Specialist (APDS) and the Avaya Professional Sales Specialist (APSS) certifications.

Note: Some Avaya credentials are available only to Avaya partners and associates, while others are open to all takers. See the Avaya Professional Credential Program Overview for details. Individuals not affiliated with a specific organization can create a “non-relationship” account on the Avaya Learning site to purchase a certification exam.

For most topics, Avaya recommends candidates have two years of experience in relevant technologies plus one more year implementing the core product. Each ACIS certification remains valid for two years.

ACIS facts and figures

Certification Name Avaya Certified Implementation Specialist (ACIS)
Prerequisites & Required Courses Training recommended. Candidates should check the certification page for individual solution track for details. Training costs vary by solution track, but candidates can expect to pay $1,400 to $3,500 per course. Some tracks recommend multiple courses.

Two years of experience in relevant technologies plus one year of experience in implementing the Avaya products recommended.

Number of Exams One or more exams per credential.

See the test and training requirements for each credential. Visit the Credential Program web page, click the ACIS box twice in the Services Credentials category and then click on each ACIS credential listed on the right side of the page.

Cost per Exam Most exams are $125. Exams administered by Pearson VUE or online through the Avaya Learning Center.
URL https://www.avaya-learning.com/lms/#/credentials/credential-program (Services Credentials category)
Self-Study Materials  Avaya Learning Partners offer training for each exam; costs range from $1,400 to $3,500 per course.

CCNP Collaboration: Cisco Certified Network Professional Collaboration

Cisco remains one of the world’s dominant IP telephony players. Its Collaboration certifications are available at associate, professional and expert levels, where our top-five pick is the mid-level Cisco Certified Network Professional (CCNP).

The Collaboration certification portfolio is geared toward network professionals and network engineers who work with voice and video, particularly Cisco Collaboration solutions. Targeted skills include configuring and implementing Cisco Collaboration solutions, planning and designing video network collaborations, and maintaining implemented solutions.

Candidates are required to pass four exams to earn the CCNP Collaboration credential. Training is optional but recommended. Candidates can expect to pay about $3,800 for live classroom or virtual courses.

Recertification is required every three years for CCNPs. To maintain this credential, holders must pass any current 642-XXX or 300-XXX professional-level exam, any CCIE written exam, any CCDE written or practical exam, or the Cisco Certified Architect (CCAr) interview and board review.

CCNP collaboration facts and figures

Certification Name Cisco Certified Network Professional Collaboration (CCNP Collaboration)
Prerequisites & Required Courses A valid CCNA Collaboration certification or any Cisco CCIE or CCDE certification. Training recommended but not required.
Number of Exams Four exams:

300-070: Implementing Cisco IP Telephony & Video, Part 1 (CIPTV1)

300-075: Implementing Cisco IP Telephony & Video, Part 2 (CIPTV2)

300-080: Troubleshooting Cisco IP Telephony & Video (CTCOLLAB)

300-085: Implementing Cisco Collaboration Application v1.0 (CAPPS)

Each exam: 75 minutes in length, 50-75 questions

Cost per Exam $300 per exam, $1,200 total. Exams administered by Pearson VUE.
URL http://www.cisco.com/c/en/us/training-events/training-certifications/certifications/professional/ccnp-collaboration.html
Self-Study Materials Cisco maintains links to the course syllabus, study groups, test prep materials, practice exams and more on the Cisco Learning Network Collaboration (CCNP) web page. test pages also contain links to instructor-led training and e-learning opportunities. Numerous collaboration publications are available through Cisco Press.

CTP: Certification Partners Convergence Technologies Professional

The vendor-neutral CTP certification was developed by Certification Partners and the Telecommunications Industry Association (TIA). It’s also endorsed by industry leaders such as Cisco, Avaya, Mitel, Toshiba and Vertical. Many of these leaders either accept the CTP as a stepping stone or prerequisite to their credential programs or recommend the CTP for training and preparation. Certification Partners maintains a complete list of endorsements from telecommunication leaders.

The CTP requires the successful completion of one test that focuses on methods, concepts and best practices in the following areas:

  • Data and internet protocol (IP) networking for convergent networks
  • Voice and telephony services, functions, and technologies
  • Convergence technologies

Certification Partners also offers the Convergent Network Technologies (CCNT) certification, which aims at professionals who sell and support convergence services, as well as the CIW certifications in networking and security, web technologies and design and development. Candidates interested in working in the field of convergence who do not yet possess the requisite experience are advised to first obtain the CCNT credential and then gain the required experience.

Certification Partners does not require recertification to maintain the CTP.

CTP facts and figures

Certification Name Convergence Technologies Professional (CTP)
Prerequisites & Required Courses CCNT recommended or a minimum of 18 to 24 months of experience in all three knowledge domain areas: Data and Internet Protocol Networking for Convergent Networks; Voice and Telephony Services, Functions and Technologies; and Convergence Technologies.

Training strongly recommended.

Number of Exams One exam: TT0-201 (administered through CTC Online), 65 questions, 90 minutes, 75 percent required to pass.
Cost per Exam $225
URL http://www.ctpcertified.com/certification
Self-Study Materials CTP training is recommended; five-day instructor-led training, $3,395 (includes study guides and test voucher). CTP training products are available from the CTP store (student courseware $199).

dCAP: Digium Certified Asterisk Professional

Since its humble beginnings as an open source project in 1999, Asterisk has grown exponentially and become a well-recognized and respected framework for communication and conference servers, VoIP gateways and IP PBX systems. Asterisk can be found in more than 170 countries, powering more than 2 million servers worldwide. Per Digium (which maintains Asterisk in conjunction with the Asterisk community), Asterisk runs in most of the Fortune 1000 companies.

With such widespread popularity, it’s only natural that professionals with Asterisk skills are in demand. To meet industry needs, Digium offers several training courses (Asterisk EssentialsFast Start and Advanced), as well as the Digium Certified Asterisk Professional (dCAP) and Digium Certified Asterisk Administrator (dCAA) certifications.

The dCAP targets experienced Asterisk professionals. Candidates are expected to possess real-world experience (typically a minimum of three to 24 months), in-depth knowledge of Linux (basic administration, manipulating files and modifying configuration files) and Asterisk experience (installation, Asterisk dial plan format and syntax, use of basic CLI commands and registration of VoIP devices). Other recommended skills include basic programming and scripting languages (Perl, Bash, C and/or C++, for example) and an understanding of VoIP protocols.

Candidates must pass a two-part exam, which consists of a written test and a practical lab test (in which you configure a PBX), to earn the credential. While there are no prerequisites, the Asterisk Advanced training course is highly recommended before attempting the exam.

Although the Digium website doesn’t specify recertification requirements, dCAP certification is granted for a “specific released, stable version of Asterisk.”

dCAP Facts and Figures

Certification Name Digium Certified Asterisk Professional (dCAP)
Prerequisites & Required Courses None required. Asterisk Advanced training course highly recommended, along with 3 to 24 months of real-world experience, working knowledge of setting up and maintaining an Asterisk server, and familiarity with Asterisk sample configuration files. (Training costs approximately $2,650.)
Number of Exams Two exams (115-question written exam, plus a practical lab exam).
Cost per Exam $510. Prices may vary by geography.
URL www.digium.com/training/asterisk/certifications/dcap
Self-Study Materials Training courses available. Recommended reading: Asterisk: The Definitive Guide, 4th edition, by Russell Bryant, Leif Madsen and Jim Van Meggelen. O’Reilly Media: May 2013. ISBN-13: 978-1-4493-3242-6 ($46.99 for eBook, $54.99 for print version).

MCSE (Microsoft Certified Solutions Expert): Productivity

Microsoft rolled out several new MCSE certifications in 2016, including the MCSE: Productivity. Although this certification is geared toward enterprise-grade hybrid and cloud solutions for Microsoft Office, it allows candidates to specialize in any of several Microsoft technologies, including Skype for Business.

To obtain the MCSE: Productivity credential, candidates must first obtain the Microsoft Certified Solutions Associate (MCSA): Office 365, MCSA: Windows Server 2012 or MCSA Windows Server 2016 certification. Then, they must pass an elective test from an approved list. Currently, there are eight different exams to choose from. In addition, Microsoft recommends at least three years of experience.

The MCSE: Productivity credential doesn’t expire. However, credential holders are encouraged to re-earn the certification each year by passing another elective exam. Doing so indicates your desire to stay current on technologies and broaden your skillset, and you’ll post another entry to your certification transcript.

MSCE Productivity facts and figures

Certification Name MCSE: Productivity
Prerequisites & Required Courses MCSA: Office 365, MCSA: Windows Server 2012 or MCSA Windows Server 2016 certification.

Three or more years of experience recommended

Number of Exams Candidates must pass one of the following exams:

Exam 70-345: Designing and Deploying Microsoft Exchange Server 2016

Exam 70-339: Managing Microsoft SharePoint Server 2016

Exam 70-333: Deploying Enterprise Voice with Skype for Business 2015

Exam 70-334: Core Solutions of Microsoft Skype for Business 2015

Exam 70-331: Core Solutions of Microsoft SharePoint Server 2013

Exam 70-332: Advanced Solutions of Microsoft SharePoint Server 2013

Exam 70-341: Core Solutions of Microsoft Exchange Server 2013

Exam 70-342: Advanced Solutions of Microsoft Exchange Server 2013

Cost per Exam $165 per exam. Exams administered by Pearson VUE.
URL https://www.microsoft.com/en-us/learning/mcse-productivity-certification.aspx
Self-Study Materials Microsoft Learning provides links to training, practice exams by third-party vendors (including MeasureUp), case studies, test study groups and more. Links to community support forums and other resources are listed on each test web page. Microsoft also offers various training options through its Microsoft Official Courses On-Demand (MOC On-Demand) program.

Beyond the top five: More VoIP and telephony certifications

The SIP School, a part of Vocale Ltd. in the U.K., offers a range of affordable, vendor-neutral VoIP and SIP certifications, including the SIP School VVoIP Professional (SSVVP). The SSVVP was on our top five list for the last few years but was replaced by the MCSE: Productivity in 2018, owing mainly to interest from employers.

The ZyXEL Certified Network Professional – VoIP (ZCNP VoIP) is another good certification, which is vendor-specific and therefore geared toward networking professionals who support ZyXEL products.

3CX offers a certification program for professionals who deploy, manage and support 3CX IP PBX systems. The 3CX credentials are offered in three tiers: basic, intermediate and advanced.

Lots of community colleges and universities offer network VoIP and telephony courses or certificate programs as well, such as Florida Community College, College of DuPage and Riverland Community College.

Tue, 11 Oct 2022 12:00:00 -0500 en text/html https://www.businessnewsdaily.com/10816-best-voip-telephony-certifications.html
Killexams : Best family cell phone plan in 2022

Picking the best family cell phone plan could become a pressing concern over the next few months, as phone makers roll out new devices and tie in some of the best cell phone deals to a long-term commitment to one of their various plans. But is that plan you're about to sign up for really the best one for you and your family?

If it's among the choices, we've listed below, it probably is, as we've put in the research to find the best family cell phone plan for different needs and budgets. And even if you're not about to buy a new phone, checking out what's available from different carriers just might help you save money on your cell phone bill. You can see which plans cost less than what you're paying now and which ones deliver better value with more perks.

The best family cell phone plans at a glance

1. Best overall family plan: T-Mobile (opens in new tab)
2. Best for coverage and speeds: Verizon (opens in new tab)
3. Best plan for bargain hunters: Mint (opens in new tab)
4. Best plan for small families: Xfinity Mobile (opens in new tab)

Wed, 21 Sep 2022 06:37:00 -0500 en text/html https://www.tomsguide.com/best-picks/best-family-cell-phone-plan
Killexams : What Is Medicare Plan F And How Does It Work?
Commissions we earn from partner links on this page do not affect our opinions or evaluations. Our editorial content is based on thorough research and guidance from the Forbes Health Advisory Board.

Table of Contents

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Medicare can be a complicated subject—especially when you dive into all its variations. “A lot of people hear ‘Part A,’ ‘Part B,’ ‘Plan F’ and all these different letters flying around, and they definitely get a little confused,” says Sterling Price, a senior research analyst at ValuePenguin who specializes in health and life insurance.

Medicare is the federal health insurance program for older U.S. adults, available starting at age 65. It consists of two main plan options: Medicare Part A covers hospitalization without a premium, and Medicare Part B covers doctor and outpatient care for a monthly premium.

Meanwhile, Medicare Plan F is an example of Medicare Supplement Insurance (Medigap). As its name suggests, Medigap helps fill the gaps that Medicare doesn’t cover.

“When you go to the doctor, Medicare pays 80% of the approved amount,” says Casey Schwarz, senior counsel for education and federal policy at the Medicare Rights Center. “If you didn’t have a Medigap, you would pay 20%. But if you buy a Medigap plan, it pays that 20%.”

Despite its popularity, Medicare Plan F is no longer available to anyone signing up for Medicare for the first time. Here’s what that means for you.

What Is Medicare Plan F?

Historically, Medicare Plan F provided the most benefits of all the Medicare Supplement plans, says Price. It addresses some of the coverage gaps in Medicare Part A and Part B, which is why many people thought it was worth the extra premium, he notes.

The main benefit of Plan F, which sets it apart from other Medigap plans, is that it covers the
Medicare Part B annual deductible.

“Plan F was the best plan available,” says Price. “That’s why people were so interested in it. It was so popular, it was just automatically like, ‘OK, I’m signing up for Plan F. I’m not going to look at anything else.’”

What Does Medicare Plan F Cover?

Regardless of which insurance provider you choose, Plan F provides the following benefits:

  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part A deductible
  • Part A hospice care coinsurance or copayment
  • Part B coinsurance or copayment
  • Part B deductible
  • Part B excess charges (if a provider is permitted to charge more than Medicare’s approved amount and does so)
  • Skilled nursing facility care coinsurance
  • Blood transfusion (first three pints)
  • Foreign travel emergency coverage (maximum of $50,000, after hitting a $250 deductible)

Plan F was designed to cover most charges that are not covered by Original Medicare. However, Plan F does not cover every medical cost or concern. 

What Is Not Covered by Medicare Supplement Plan F?

Plan F’s coverage is robust, but it still has gaps. For instance, Plan F does not cover:

  • Prescription drugs
  • Hearing health
  • Dental care
  • Vision care 
  • Surgeries that are deemed “cosmetic”

If you’re counting on coverage for any of those benefits, you’ll need to purchase additional coverage.

How Much Does Medicare Plan F Cost?

This figure depends on a multitude of factors. Plan F premiums hinge heavily on where you reside, but gender, age and tobacco use all come into play as well as insurance providers determine their rates. Sometimes discounts are available for non-smokers, women or married people who have multiple policies. Meanwhile, companies that use medical underwriting might set higher premium rates depending on your health status. 

People who are eligible for Plan F enrollment can expect to pay a monthly premium between $150 and $400 , with the average hovering around $230. Again, that number could vary significantly depending on the provider you pick and the personal factors mentioned above.

If you choose a high-deductible Plan F option, the annual deductible is $2,490.

Who Is Still Eligible for Medicare Plan F?

Those who were eligible for Medicare on or before January 1, 2020 can still sign up for Medicare Plan F. People who already had or were covered by Medicare Plan F before January 1, 2020 are also able to keep their plan.

Eligible people can purchase Medicare Plan F from private health insurance companies, such as Aetna, UnitedHealthcare and Kaiser Permanente, says Price.

Medicare Plan F Alternatives

People newly eligible for Medicare can’t sign up for Plan F, but they still have options when it comes to other Medigap plans. Here’s a look at what some experts say are the two best alternatives to Plan F.

Medicare Plan G

Medicare Supplement Plan G is generally the best option for people who are no longer eligible for Plan F, says Price. “It’s very similar to Plan F,” he notes.

Plan G features almost the exact same benefits of Plan F, with one main difference: It doesn’t cover the Part B deductible. “It’s basically Plan F without the deductible—kind of a modern-day Plan F,” says Price.

The premium for Medicare Part G varies based on the company from which you purchase your plan. You can choose from a normal plan with no deductible or a high-deductible version of the plan.

Some of the things that Medicare Plan G covers include:

  • Medicare Part A deductible, coinsurance, hospital costs and hospice coinsurance or copay
  • Skilled nursing coinsurance
  • The first three pints of blood
  • 80% of foreign travel emergencies

“They’re as covered as they can be,” says Price, referring to people who sign up for Plan G. “They won’t see unexpected medical bills or stuff like that, and they’re willing to fork over a little bit more money to have that peace of mind.”

Medicare Plan N

Plan N can be a solid alternative to Plan F, and it’s typically less expensive than Plan G, says Price. Like Plan G, it doesn’t cover the Part B deductible.

One of the main differences between Part G and Part N is Part N doesn’t cover the excess charges related to Part B, which occur when a doctor charges more than a Medicare-approved amount. Plan G does cover those excess charges.

Review Your Personalized Medicare Options With A Dedicated Advisor

Your one stop shop for navigating Medicare and finding the benefits you are looking for.

Get Started For Free

What Is a Medicare Supplement Plan?

Medicare Supplement plans, also known as Medigap plans, help fill coverage gaps left by Medicare Part A and Medicare Part B. To purchase a Medicare Supplement plan, you must first enroll in Original Medicare Part A and Part B.

Medicare Supplement plans can be purchased from private insurance companies. Every Medigap plan is required by the Centers for Medicare & Medicaid Services (CMS) to provide the same set of standardized benefits. However, premiums vary from provider to provider and can vary widely depending on a variety of factors, such as where you live, your gender and tobacco use. All Medicare Supplement plans and policies provide individual coverage.

How to Choose a Medicare Supplement Plan

Now that Medicare Plan F is only available to a certain subset of the population, those who are just signing up may struggle with their coverage decisions. Is a Medigap Supplement plan necessary? And is Plan G the best option?

Price recommends doing online research and speaking with an insurance agent who can guide you through the process. Medicare.gov also has a tool that helps people find and compare supplement plans.

“Really focus on the things that matter to you most—whether that be getting the maximum amount of coverage or saving some money,” says Price, regarding the research process.

And don’t stress too much about the phaseout of Plan F. “We haven’t seen this be a big problem,” says Schwarz. “It’s just not that significant because these other plans are available.”

Frequently Asked Questions (FAQs)

What is the difference between Medicare Plan F and Plan G?

Plan G features almost the exact same benefits as Plan F, with one key difference: It doesn’t cover the Part B annual deductible.

Why is Medicare Plan F being discontinued?

Medigap Plan F is being phased out as part of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), which prohibits the sale of Medicare Supplement plans that cover Medicare Part B’s annual deductible in full. By discontinuing these plans, all Medicare beneficiaries can expect some degree of out-of-pocket spending when using health care services.

What are the benefits of Medicare Plan F?

According to Medicare.gov, Plan F covers:

  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
  • Part A deductible
  • Part A hospice care coinsurance or copayment
  • Part B coinsurance or copayment
  • Part B deductible
  • Part B excess charges (if a provider is permitted to charge more than Medicare’s approved amount and does so)
  • Skilled nursing facility care coinsurance
  • Blood transfusion (first three pints)
  • Foreign travel emergency coverage (maximum of $50,000, after hitting a $250 deductible)

Should I switch from Medicare Plan F to Plan G?

Medicare Supplement Plan G is generally the best option for people who aren’t eligible for Plan F, according to Sterling Price, a senior research analyst at ValuePenguin who specializes in health and life insurance.

Medicare Plan G coverage includes:

  • Medicare Part A deductible, coinsurance, hospital costs and hospice coinsurance or copay
  • Skilled nursing coinsurance
  • The first three pints of blood
  • 80% of foreign travel emergencies

“They’re as covered as they can be,” says Price, referring to people who sign up for Plan G.

Wed, 28 Sep 2022 19:30:00 -0500 en-US text/html https://www.forbes.com/health/medicare/medicare-plan-f/
Killexams : Nortel/Avaya Phone Features No result found, try new keyword!Learn how to use the features of your Nortel Meridian phone. Press the Forward button twice. Calls are forwarded to the last number that was used. This is useful if you usually forward calls to the ... Wed, 12 Aug 2020 14:43:00 -0500 https://www.bcm.edu/support/telephony/desktop-telephone/phone-features Killexams : What Plan Sponsors Should Expect From a Retirement Plan Adviser

Many plan sponsors are evaluating their relationships with plan advisers as they look for more guidance on managing their benefits, according to retirement industry veterans who spoke during a accurate edition of the 2022 Plan Progress webinar series.

The Great Resignation has only complicated matters, said Jim Scheinberg, founder and managing partner at North Pier Fiduciary Management, as firms are seeing both high turnover and a reduction of staff across the board. While most human resources and finance teams used to comprise four to five team members, now there may be fewer people with the same volume of work spread among them, he said.

“We’re also seeing that reflected on the service provider side, with recordkeepers or administrators, where their service teams are being stretched a lot thinner,” Scheinberg said. “You’re seeing that reflected in response times, hold times, getting resolution to various items that may be normal in the course of governing your plan, or maybe one-off items.”

As a result, many with such heightened responsibilities are looking for more help with understanding how they should proceed as they review certain tasks, Scheinberg said. As plan sponsors look to their adviser for help, many are beginning to see the difference, and it can become an issue when the adviser fails to deliver for their client.

Many plan sponsors are struggling to locate experienced talent and are seeking out advice from their adviser more often than ever, because they lack the in-house expertise in reviewing plan documents or plan audits, said Robert Massa, managing director at Qualified Plan Advisors. In his view, advisers must be able to understand more than just retirement—they also have to understand where and how retirement fits into the whole benefits scheme.

Scheinberg noted that, as plan sponsors look to reevaluate their relationships with their retirement plan adviser, they may simply be validating the original reason for working with an adviser, or they could be looking for a change. Mergers and acquisitions may also prompt reevaluation, as there has recently been a “tremendous” amount of consolidation in the adviser space and sponsors may want to vet the service structure or culture of the new organization, he said.

“Where we see the most of our search work is when the committee chair itself or a very senior staff person has a very heavy hand on the management of the plan,” Scheinberg said. “When that role has changed, the new person comes in and gets settled for the first six months or so, and then they want to start looking around and making sure that, ultimately, they like the team they’re with—or possibly want to consider something new.”

As plan sponsors evaluate their relationships, they should be prepared to ask “culturally uncomfortable” questions that are generally acceptable in the financial services industry, said David Morehead, vice president at OneDigital. Questions like “how much are you getting paid?” or “what is your compensation for this plan?” are straightforward, important questions to ask, because fiduciaries should be aware of an adviser’s or service provider’s pricing model, he said.

When vetting to fill an adviser role, plan sponsors should expect advisers to be able to answer their questions about most general retirement issues on the spot, Massa said.

“I think this is part of the interview process. Am I dealing with a competent professional or am I dealing with someone who doesn’t deal with this every day?” Massa said. “I would take some time to try to come up with a few of those questions. Some may affect your company, some may not … but it tells you a lot about their knowledge of ERISA [Employee Retirement Income Security Act], their knowledge of the IRS tax code and whether they are a professional in retirement or just an investment professional.”

It’s also important for advisers to explain exactly what they are going to do when it comes to how they handle things such as managed account investments, or how exactly they plan to give participants advice, Massa said.

“You want to make sure that they’re going to spend time with that employee, they’re going to actually educate them and they’re not just going to hand them off to a computer program … to me, that’s not advice,” Massa said. “You really need to ask a lot of questions about that adviser to ultimately get them to disclose whether they’re in this for you or for them—because they’re supposed to work for you. That’s their job.”

Mon, 26 Sep 2022 09:04:00 -0500 en text/html https://www.planadviser.com/plan-sponsors-expect-retirement-plan-adviser/
Killexams : IP telephony & digital TV via 3air: A guide © Provided by Cryptopolitan

Although there are many mobile providers in Africa, there is virtually no broadband infrastructure within major cities and their suburbs. According to 3air’s research, over 99% of Africa’s population lacks access to broadband internet connection or stable TV and IP telephony signals. From this, it is immediately evident that Africa’s economies are severely underserved. 

3air and the K3 Broadband Solution 

The 3air platform uses K3’s broadband technology to provide network connections to billions of people worldwide by leveraging blockchain technology. The K3 broadband mesh network uses patented technology to provide stable, reliable, and affordable wireless broadband internet connections. 

The hardware setup includes a base station that can provide IP telephony, digital TV, and internet within a 50KM radius with the capacity to host 50,000 users with network speeds of up to 1000Mbps/ User. The technology is especially suitable for densely populated urban areas in emerging economies because it does not require digging trenches. 

Services provided by K3 include:

  • Ultra-High-Broadband Internet speed
  • OTT Services (Netflix, Apple TV, and other TV, streaming services, Timeshift, VoD functionality, 150+ SD and HD digital TV channels, for an unlimited number of TV users because TV signal is broadcasted)
  • VoIP Content (Full premium functionality services: Simultaneous Multiple Line use, Caller ID, Transfer, Fax, Voice Mail, etc.)

K3’s Last Mile project has been operational in Sierra Leone since 2019 and is currently spreading into the Democratic Republic of Congo (DRC). K3’s vision aligns with 3air’s—to bring equal opportunities to Africa’s cities by providing stable, secure, affordable broadband, TV, and telephony. K3’s broadband solution will kick start 3air’s plans to deliver broadband connectivity to the DRC and Nigeria and, eventually, to additional countries. 

So what is 3air bringing to the table? The 3air platform enables financial services through decentralized financial (DeFi) tracking and digital identity services. DeFi lowers the entry bar for the billions of people who still lack access to traditional bank accounts and financial services. For instance, 3air NFTs are embedded with connectivity bundles that, when activated, provide access to the broadband mesh network. In addition, 3air will enable African community members to use crypto, credit cards, or cash to access decentralized lending, borrowing, and yield farming. The DeFi marketplace is ever expanding.

IP telephony & digital TV market analysis in Africa

3air’s market analysis reflects the current status of broadband data, IP telephony, and digital TV in Africa.

Broadband data

The broadband market is dominated by Africell, Airtel, Vodacom, Orange, etc., with a heavy focus on the mobile phone sector. However, Africa’s lack of cable infrastructure and fixed broadband has motivated these players to enter the ISP space via Wi-Fi hotspot dongles and point-to-point solutions for residential and enterprise customers. As neither of these solutions provides fixed broadband services on par with western standards, they provide highly-priced services with limited functionality and capacity. 

Digital TV 

The two market giants, DStv and Canal+, operate on satellite technology, which is highly vulnerable to signal disturbances from extreme weather conditions like rain. They offer various digital TV channel offerings with packages ranging between $7 to $105 per month. 

IP Telephony

Market participants provide IP telephony only for additional fees. Such services are not frequently purchased due to the inability to provide PBX systems critical for enterprise offerings and large corporations and the absence of IP phone functionality.

Market analysis for Sierra Leone indicated that the average K3 customer used 140 GB of data per month. This shows that internet provider Vodacom’s most robust package of 100 GB is insufficient for regular broadband use and does not even include TV and IP telephony. 

This data represents the situation in most major cities in Africa.

Together, 3air and K3 will provide consistent high-speed broadband services for residential, government, and corporate clients, costing around 50% less than the competition.

Thu, 22 Sep 2022 05:19:00 -0500 en-US text/html https://www.msn.com/en-us/news/technology/ip-telephony-digital-tv-via-3air-a-guide/ar-AA128pwt
Killexams : Five9 announces Service Cloud Voice for Partner Telephony on Salesforce AppExchange

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Mon, 19 Sep 2022 22:56:00 -0500 en text/html https://seekingalpha.com/news/3884408-five9-announces-service-cloud-voice-for-partner-telephony-on-salesforce-appexchange
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