Series 79, also known as the Investment Banking Representative Exam, is a Representative-Level exam administered by FINRA. Anyone who passes the Series 79 exam is qualified to advise on and/or facilitate debt and equity offerings, mergers and acquisitions, tender offers, financial restructurings, asset sales, divestitures (or other corporate reorganizations), and business combination transactions.
Links to annotated files are included next to the corresponding exam below. Detailed solutions are provided directly in the files for National exam Parts 2 and 3.
Detailed solutions are provided directly in the files for National exam Parts 2 and 3.
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The Securities Industry Essentials (SIE) exam is an entry-level assessment that covers products, risks, regulatory agencies, prohibited practices, and markets administered by the Financial Industry Regulatory Authority (FINRA). The exam has 75 multiple-choice questions, takes an hour and 45 minutes to complete, and it's a tough test, even if you have financial experience.
One of the best ways to get ready for it is to enroll in an SIE exam prep course, so you can make sure to make the grade of 70 or above needed to pass. Many companies offer SIE test prep, so when searching for your best fit, consider cost, pass guarantees, the structure of courses, venues (virtual live streams versus on-demand ), and study materials offered.
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The first volume of Weekly ShÅnen Jump this year had something interesting in it. The main characters from each magazine were dressed in similar attire and presented the same phrase in different forms: åæ ¼ç¥é¡ (GÅkaku kigan). As for the meaning of this cover and this phrase, it's a cultural thing.
A lot of what's going on in ShÅnen Jump's cover has to do with the New Year. Japan has its own set of traditions for celebrating New Year's Day. Jump decided to use this occasion to embody a rather specific part of that tradition.
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In Japan, people like to usher in the New Year with their first official visit to a local Buddhist temple or Shinto shrine; this is called HatsumÅde (åè©£). Once there, they'll make all sorts of prayers (ç¥é¡, kigan) for good luck. They often pray for fortune in things like health, love, business, or even exorcism. In the case of students, the thing they pray for should be obvious.
A GÅkaku kigan is best translated as a "prayer for (academic) success." This is for all of the entrance exams and other such exams that students have to take at the start of the New Year. They might not feel confident that studying is enough, so they hope for a miracle on top of it.
As for why Jump is praying for success on exams, in particular, it likely has to do with their target demographic. ShÅnen (å°å¹´) specifically refers to young or adolescent boys. This mostly refers to elementary school and middle school boys, but it can also include high school boys, too; any other demographic the magazine happens to attract is just good business. This cover is wishing luck to all the young boys in the audience who will likely be taking exams soon.
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The way åæ ¼ç¥é¡ is written and presented can be in many forms. Most who are cheering for students to succeed will wave flags, fans, and banners. Some more eccentric supporters will put on outfits or speak through megaphones like they're part of an Åendan (å¿æ´å£), literally "cheering squad" or "cheering section"). Much of this can be seen in the Jump cover.
It was nice of Jump to pay this indirect tribute to its readers. It serves as both a thank-you for reading, but also a reminder of the importance of studying. Hopefully, the readers will take this prayer to heart and do their best on their exams.
Fall 2022
The following schedule has been designed and approved with the expectation that students must plan to take up to two examinations per day. Questions about this schedule or policy should be directed to successcenter@calvin.edu. (See below regarding classes that meet four days per week and common exam times for some classes.)
Special exam times
| Class Time | Examination Time | |||
|---|---|---|---|---|
| Time | Days | Day | Date | Time |
| 8:30 a.m. | M W F | Fri. | Dec. 9 | 9:00 a.m. |
| 9:30 a.m. | M W F | Mon. | Dec. 12 | 1:30 p.m. |
| 11:00 a.m. | M W F | Wed. | Dec. 14 | 9:00 a.m. |
| 12:00 p.m. | M W F | Thurs. | Dec. 15 | 9:00 a.m. |
| 1:00 p.m. | M W F | Wed. | Dec. 14 | 1:30 p.m. |
| 2:00 p.m. | M W F | Tues. | Dec. 13 | 9:00 a.m. |
| 3:00 p.m. | M W F | Mon. | Dec. 12 | 9:00 a.m. |
| 4:00 p.m. | M W F | Thurs. | Dec. 15 | 6:30 p.m. |
| 5:00 p.m. | M W F | Wed. | Dec. 14 | 6:30 p.m. |
| 8:30, 8:35, 9:05, 9:30 a.m. | T T | Fri. | Dec. 9 | 6:30 p.m. |
| 11:00 a.m. | T T | Tues. | Dec. 13 | 1:30 p.m. |
| 12:00 p.m., 12:30 p.m. | T T | Thurs. | Dec. 15 | 1:30 p.m. |
| 1:00, 2:00 p.m. | T T | Fri. | Dec. 9 | 1:30 p.m. |
| 3:00, 4:00 p.m. | T T | Mon. | Dec. 12 | 6:30 p.m. |
| Monday Evenings | Tues. | Dec. 13 | 6:30 p.m. | |
| Tuesday Evenings | Mon. | Dec. 12 | 6:30 p.m. | |
| Wednesday Evenings | Thurs. | Dec. 15 | 6:30 p.m. | |
| Thursday Evenings | Wed. | Dec. 14 | 6:30 p.m. | |
| Monday & Wednesday Evenings | Tues. | Dec. 13 | 6:30 p.m. | |
| Tuesday & Thursday Evenings | Mon. | Dec. 12 | 6:30 p.m. | |
Four-day classes:
Examinations for subjects which have meetings in both the Monday/Wednesday/Friday (MWF) and Tuesday/Thursday (TT) sequences should be scheduled according to the sequence in which they have the greater number of times. If a class meets an equal number of times in each sequence, the examination should be scheduled according to the sequence which shows an earlier date or time in the examination schedule.
i.e., for MTWF or MWTHF courses, refer to the MWF examination time. For MTWTH of MTTHF courses, find both the MWF exam time and the TT exam time—your exam is scheduled for whichever date/time is earlier.
Common exam times:
All sections of Accounting 203 and 204 have a common exam on Saturday, December 10, 9:00 a.m. All sections of Mathematics 171, 172, and 271 have a common exam on Saturday, December 10, 9:00 a.m.
All sections of Mathematics 270 will have a combined final exam, date and time TBA.
The dates and times for Saint Louis University's spring 2023 final exams are listed below. Students should refer to their course syllabi to confirm their final exam date/time and specific instructions. For classes with lectures and labs/discussions, the time of the lecture determines the exam period.
Locate the day and time your class meets during the semester within the table below, then follow the row to the left and column to the top to locate the date and time of your final exam. For example, the final exam for a course that meets Tuesday/Thursday from 11 a.m. to 12:15 p.m. is Tuesday, May 16, from noon-1:50 p.m.
All exams for online courses without meeting times (asynchronous) will be online and due no earlier than the day listed at the top of the table where the first letter of your instructor’s last/family name is listed. For example, the final exam for an asynchronous course with an instructor whose last name begins with P will have a due date no earlier than Thursday, May 11.
View a Printable Version of the Spring 2023 Final exam Schedule (PDF)
| Tuesday, May 9 | |
|---|---|
| Final exam Time (Central Time) | Course Day/Time |
| 8 - 9:50 a.m. | Study Day (No Exams) |
| 10 - 11:50 a.m. | Study Day (No Exams) |
| Noon - 1:50 p.m. | Study Day (No Exams) |
| 2 - 3:50 p.m. | Study Day (No Exams) |
| 4- 5:50 p.m. | Tuesday, 3:45 p.m. and 4:15 p.m. |
| 6:10 - 8 p.m. | Tuesday, 5 p.m. and later |
The Academic Calendar is the official College calendar that outlines semester start and end dates, official holidays, college breaks, mid-semester dates, quarter dates, student teaching timelines, study days, final exam periods, and commencement dates. The Official Academic Calendar is determined by the Campus Calendar Committee, chaired by the President's Office. The calendars are approved by the Faculty Senate prior to publication.
Past Academic Calendars
Religious Observance Calendar
The campus calendar provides for some specific times of religious observance, but is not an exhaustive representation of religious observances. New York State Education Law provides additional guidance and outlines additional obligations regarding religious observances.
We scored companies based on these measurements:
Price (50% of score): We averaged the no-exam life insurance rates for males and females in excellent health at ages 30, 40 and 50 for $500,000 and $1 million and a term length of 20 years.
Maximum face amount for lowest eligible age (10% of score): Companies with higher no-exam life insurance coverage amounts for the lowest age earned more points. Note that maximum no-exam coverage can sometimes become lower if you apply at a higher age.
Age eligible for best length/amount (10% of score): Companies offering no-exam life insurance to folks over age 50 earned extra points.
Accelerated death benefit available (10% of score): This important feature lets you access part of your own death benefit in the event you develop a terminal illness
Option to convert to a permanent life insurance policy (10% of score): This is a good option to have in place if you decide you want a longer policy, especially if your health has declined and you don’t want to shop for new life insurance.
Guaranteed renewals (5% of score): This option lets you extend the coverage after your initial level term period has expired, such as at the end of 10, 20 or 30 years.
Renewal rates can be significantly higher, but renewing can provide extended coverage to someone who may no longer qualify for a new life insurance policy because of health.
Median time from application to approval (5% of score): We gave more points to companies with lower no-exam life insurance approval times.
The timeline for approval could be within seconds or a month, depending on the company and possibly even your health.
Sources: Bestow, Ethos, Fabric, Haven Life, Jenny Life, Ladder, Policygenius and Forbes Advisor research.
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Exam schedules, academic calendars, registration dates, and grading deadlines are maintained by the Office of the University Registrar.
Calendars are created by a faculty committee under the direction of the Office of the Provost and are subject to change in the event of major disruptions (natural disasters, national emergencies, etc.) to W&M's normal operations on the Williamsburg campus and the Virginia Institute of Marine Science (VIMS) campus in Gloucester Point.
Academic Calendars
With so many financial products and services on the market today it can become difficult to determine what's beneficial and what's not. This is particularly true for life insurance, which comes in different types, coverage amounts and lengths.
Term life insurance policies, which provide coverage for a set period only, are usually cheaper to obtain. Whole life insurance policies, meanwhile, provide protection (and an attractive cash reserve) for the duration of the policyholder's life. But they're also more expensive.
One type of life insurance that may appeal to both young and old alike is no-exam life insurance. This type of insurance is exactly what its name suggests: No medical exam is required to secure a policy. But there's much more to this insurance than just its name. There are multiple benefits to know about.
If you're in the market for life insurance then start by getting a free price quote so you know exactly what to expect.
3 benefits of no-exam life insurance
While this insurance type has multiple advantages, here are three of the most important ones to know.
No medical exam is required
The most obvious benefit of this kind of insurance is arguably also its most significant. Simply put: You won't have to take a medical exam to get approved for coverage. Since many providers actually do require a medical exam and the corresponding blood, urine and blood pressure tests, this can be an attractive alternative to getting protection.
Perhaps you're young and healthy and just want to expedite the approval process as much as possible. Then skipping the medical exam can help secure a plan much quicker than if you had to schedule a visit with a medical provider first. Similarly, if you're an older adult and are concerned about what a medical exam will reveal, you can elect to choose this insurance type and not worry about potentially negative test results.
Either way, by going this route you can skip the exam and move one step closer to getting insured. You can get a free price estimate now.
It covers a wide range of applicants
As mentioned above, whether you're young, old or somewhere in between, a no-exam life insurance policy will cover you. This is especially helpful for those applicants who smoke or have a history of smoking. It's also generally good for those with pre-existing medical conditions that may have otherwise limited their ability to get a policy. And if you have a high-risk occupation, which may have disqualified you from coverage with another type of policy, you'll be covered with a no-exam policy.
It's guaranteed
If the life insurance company won't reject you due to the lack of a medical exam and is willing to cover you regardless of your pre-existing conditions or history of smoking then the coverage is essentially guaranteed, no matter what box you check on your application.
Applying for life insurance, particularly for those people who fall into one or more of the above categories, can be a stressful process. You don't know if you will even qualify, let alone for how much or for how long. And if you don't get disqualified you'll have to start an application anew with another servicer.
Fortunately, no-exam life insurance eliminates all of this stress and work because coverage is guaranteed.
The bottom line
Everyone's personal circumstances are different. Accordingly, what type of life insurance policy works for one person may not work as well for another and vice versa. But no-exam life insurance takes a lot of the stress out of the equation by providing protection without a medical exam for a wide range of applicants. And it's guaranteed!
So get started with a free price quote to see what you could qualify for now.
